查看购物车
  • Traditional Chinese
  • English
  • Japanese
  • Korean
另类金融市场规模、份额和趋势分析报告，按类型（点对点借贷、发票贸易）、最终用途（个人、公司）、地区（北美、亚太）和细分市场趋势2023-2030
市场调查报告书
商品编码
1233166

另类金融市场规模、份额和趋势分析报告，按类型（点对点借贷、发票贸易）、最终用途（个人、公司）、地区（北美、亚太）和细分市场趋势2023-2030

Alternative Financing Market Size, Share & Trends Analysis Report By Type (Peer-to-Peer Lending, Invoice Trade), By End-user (Individual, Businesses), By Region (North America, Asia Pacific), And Segment Forecasts, 2023 - 2030
出版日期: | 出版商: Grand View Research | 英文 120 Pages | 商品交期: 2-10个工作天内

价格

替代金融的市场增长和趋势

Grand View Research, Inc. 的一份新报告显示，2023 年至 2030 年全球替代金融市场规模将以 20.2% 的复合年增长率增长，到 2030 年将达到 457.2 亿。预计将达到美元。

另类金融产品通常比传统银行产品更灵活、更方便。 例如，在线借贷平台允许借款人在家中舒适地申请贷款，许多替代融资选项提供更灵活的还款条件和贷款金额，推动了行业的增长。 与传统银行产品相比，替代金融的成本更低，这也推动了该行业的发展。

例如，由于管理费用更少且流程更高效，在线金融机构可以以低于传统银行的利率放贷。 这对寻求更负担得起的融资选择的小型企业和个人尤其有吸引力。 人口结构的变化也在该行业的发展中发挥着重要作用。 例如，随着千禧一代和年轻一代进入劳动力市场并寻求创业和投资于他们的财务未来，对更灵活和更容易获得的融资选择的需求也在不断增长。 总体而言，该行业受到多种因素的推动，包括获得资本的机会增加、灵活性和便利性、成本下降、创新和技术以及不断变化的人口结构。

这些因素使另类金融成为寻求传统银行以外融资的个人和企业更可行的选择。 COVID-19 对全球行业的主要积极影响之一是对替代金融解决方案的需求不断增长。 许多企业和个人受到经济衰退的影响，正在寻找新的创新方式来获得信贷和管理财务。 此外，传统银行对贷款变得更加谨慎，使得许多人更难获得贷款，越来越多的人正在寻求其他贷款选择。

另类金融市场报告亮点

  • 点对点借贷在 2022 年主导了整个行业，因为它可以绕过银行等传统金融中介机构，直接连接借款人和投资者。
  • 由于没有与银行和其他金融机构相关的间接费用，因此可以为藉款人提供低成本且优惠的贷款条件。
  • 商业部门在 2022 年主导了该行业，因为替代金融可以为公司提供接触更多潜在投资者和贷方的机会。
  • 传统的融资方式可能会将公司限制在少数几家银行和风险资本家手中。 相比之下，众筹和点对点贷款等替代金融可以将企业与全球大量潜在投资者联繫起来。
  • 预计从 2023 年到 2030 年，亚太地区将成为增长最快的地区。
  • 另类金融服务提供商可以很好地服务于这个区域市场，为小型企业提供信贷和其他形式的融资，否则这些企业将无法获得这些融资。

内容

第一章调查方法及范围

  • 市场细分和范围
  • 市场定义
  • 调查方法
  • 调查假设
  • 数据源列表
    • 次要信息
    • 主要信息

第 2 章执行摘要

  • 市场概况
  • 片段快照
  • 竞争格局快照

第 3 章市场变量、趋势和范围

  • 市场系列展望
  • 替代金融市场的价值链分析
  • 另类金融市场动态
    • 市场驱动因素分析
      • 个人和中小企业获得资本的需求
      • 在线借贷平台的普及
    • 市场约束和问题分析
      • 缺乏意识
  • 替代金融 - 波特的五力分析
  • 替代金融市场 - PESTEL 分析
  • COVID-19 对替代金融市场的影响

第 4 章替代金融前景

  • 2022 年按类型划分的另类金融市场份额
  • 点对点借贷
  • 众筹
  • 发票交易
  • 其他

第 5 章替代金融最终用户展望

  • 按最终用途划分的另类金融市场份额，2022 年
  • 个人
  • 商业

第 6 章替代金融的区域展望

  • 2022 年按地区划分的另类金融市场份额
  • 北美
    • 美国
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 西班牙
    • 意大利
  • 亚太地区
    • 中国
    • 印度
    • 日本
    • 韩国
  • 拉丁美洲
    • 巴西
    • 墨西哥
  • 多边环境协定

第七章竞争格局

  • 主要市场参与者
    • LendingCrowd
    • Upstart Network, Inc.
    • Funding Circle
    • OnDeck
    • GoFundMe
    • Wefunder, Inc.
    • LendingTree, LLC
    • Prosper Funding LLC
    • Fundly
    • Kickstarter, PBC
  • 2022 年主要公司市场份额分析
  • 公司分类/定位分析，2022 年
  • 战略规划
    • 分机
    • 得到
    • 协作
    • 产品/服务发布
    • 伙伴关係
    • 其他
Product Code: GVR-4-68039-933-4

Alternative Financing Market Growth & Trends:

The global alternative financing market size is expected to reach USD 45.72 billion by 2030, growing at a CAGR of 20.2% from 2023 to 2030, according to a new report by Grand View Research, Inc. Alternative finance products are often more flexible and convenient than traditional banking products. For example, online lending platforms allow borrowers to apply for loans from the comfort of their own homes, and many alternative financing options offer more flexible repayment terms and loan amounts driving the growth of the industry. Another driver of the industry is the lower costs associated with alternative finance products compared to traditional banking products.

For example, online lenders can offer loans at lower interest rates than traditional banks, as they have lower overhead costs and more efficient processes. This is particularly attractive to small businesses and individuals looking for more affordable financing options. Changing demographics also play a significant role in the growth of the industry. For example, the increasing number of millennials and younger generations entering the workforce is driving demand for more flexible and accessible financing options as they seek to start businesses and invest in their financial future. Overall, the industry is driven by a range of factors, including increased access to capital, flexibility and convenience, lower costs, innovation and technology, and changing demographics.

These drivers are helping to make alternative financing a more viable option for individuals and businesses looking for financing options outside of traditional banking institutions. One of the key positive impacts of COVID-19 on the global industry has been the increased demand for alternative financing solutions. Many businesses and individuals have been impacted by the economic slowdown and have been seeking out new and innovative ways to access credit and manage their finances. Moreover, traditional banks have become more cautious in their lending practices, making it harder for many to secure loans, and driving more people towards alternative financing options.

Alternative Financing Market Report Highlights:

  • The peer-to-peer lending segment dominated the industry in 2022 owing to the ability to connect borrowers with investors directly, bypassing traditional financial intermediaries such as banks
  • This can result in lower costs and more favorable loan terms for borrowers, as they are not subject to the same overhead costs as banks or other financial institutions
  • The businesses segment dominated the industry in 2022 as alternative financing can provide businesses with access to a broader pool of potential investors or lenders
  • With traditional financing options, businesses may be limited to a small group of banks or venture capital firms. In contrast, alternative financing options, such as crowdfunding or peer-to-peer lending, can connect businesses with a large, global audience of potential investors
  • Asia Pacific is anticipated to emerge as the fastest-growing region from 2023 to 2030 as it is home to a large and rapidly growing SME sector, which is often underserved by traditional financial institutions
  • Alternative financing providers are well-positioned to serve this regional market, providing SMEs with access to credit and other forms of financing that they might not otherwise have access to

Table of Contents

Chapter 1 Methodology and Scope

  • 1.1. Market Segmentation & Scope
  • 1.2. Market Definitions
  • 1.3. Research Methodology
  • 1.4. Research Assumptions
  • 1.5. List of Data Sources
    • 1.5.1. Secondary Sources
    • 1.5.2. Primary Sources

Chapter 2 Executive Summary

  • 2.1. Market Snapshot
  • 2.2. Segment Snapshot
  • 2.3. Competitive Landscape Snapshot

Chapter 3 Market Variables, Trends & Scope

  • 3.1. Market Lineage Outlook
  • 3.2. Alternative Financing Market Value Chain Analysis
  • 3.3. Alternative Financing Market Market Dynamics
    • 3.3.1. Market Driver Analysis
      • 3.3.1.1. The need for individuals and small businesses to access capital
      • 3.3.1.2. Proliferation of online lending platform
    • 3.3.2. Market Restraint/Challenge Analysis
      • 3.3.2.1. Lack of awareness
  • 3.4. Altrnative Financing - Porter's Five Forces Analysis
  • 3.5. Alternative Financing Market - PESTEL Analysis
  • 3.6. Impact of COVID-19 on the Alternative Financing Market

Chapter 4 Alternative Financing Type Outlook

  • 4.1. Alternative Financing Market Share By Type, 2022
  • 4.2. Peer-to-Peer Lending
    • 4.2.1. Alternative financing market by peer-to-peer lending, 2017 - 2030
  • 4.3. Crowdfunding
    • 4.3.1. Alternative financing market by crowdfunding, 2017 - 2030
  • 4.4. Invoice Trade
    • 4.4.1. Alternative financing market by invoice trade, 2017 - 2030
  • 4.5. Others
    • 4.5.1. Alternative financing market by others, 2017 - 2030

Chapter 5 Alternative Financing End-user Outlook

  • 5.1. Alternative Financing Market Share By End User, 2022
  • 5.2. Individual
    • 5.2.1. Alternative financing market by individual, 2017 - 2030
  • 5.3. Businesses
    • 5.3.1. Alternative financing market by businesses, 2017 - 2030

Chapter 6 Alternative Financing Regional Outlook

  • 6.1. Alternative Financing Market Share By Region, 2022
  • 6.2. North America
    • 6.2.1. North America alternative financing market, 2017 - 2030
    • 6.2.2. North America alternative financing market, by type, 2017 - 2030
    • 6.2.3. North America alternative financing market, by end user, 2017 - 2030
    • 6.2.4. U.S.
      • 6.2.4.1. U.S. alternative financing market, 2017 - 2030
      • 6.2.4.2. U.S. alternative financing market, by type, 2017 - 2030
      • 6.2.4.3. U.S. alternative financing market, by end user, 2017 - 2030
    • 6.2.5. Canada
      • 6.2.5.1. Canada alternative financing market, 2017 - 2030
      • 6.2.5.2. Canada alternative financing market, by type, 2017 - 2030
      • 6.2.5.3. Canada alternative financing market, by end user, 2017 - 2030
  • 6.3. Europe
    • 6.3.1. Europe alternative financing market, 2017 - 2030
    • 6.3.2. Europe alternative financing market, by type, 2017 - 2030
    • 6.3.3. Europe alternative financing market, by end user, 2017 - 2030
    • 6.3.4. U.K.
      • 6.3.4.1. U.K. alternative financing market, 2017 - 2030
      • 6.3.4.2. U.K. alternative financing market, by type, 2017 - 2030
      • 6.3.4.3. U.K. alternative financing market, by end user, 2017 - 2030
    • 6.3.5. Germany
      • 6.3.5.1. Germany alternative financing market, 2017 - 2030
      • 6.3.5.2. Germany alternative financing market, by type, 2017 - 2030
      • 6.3.5.3. Germany alternative financing market, by end user, 2017 - 2030
    • 6.3.6. Spain
      • 6.3.6.1. Spain alternative financing market, 2017 - 2030
      • 6.3.6.2. Spain alternative financing market, by type, 2017 - 2030
      • 6.3.6.3. Spain alternative financing market, by end user, 2017 - 2030
    • 6.3.7. Italy
      • 6.3.7.1. Italy alternative financing market, 2017 - 2030
      • 6.3.7.2. Italy alternative financing market, by type, 2017 - 2030
      • 6.3.7.3. Italy alternative financing market, by end user, 2017 - 2030
  • 6.4. Asia Pacific
    • 6.4.1. Asia Pacific alternative financing market, 2017 - 2030
    • 6.4.2. Asia Pacific alternative financing market, by type, 2017 - 2030
    • 6.4.3. Asia Pacific alternative financing market, by end user, 2017 - 2030
    • 6.4.4. China
      • 6.4.4.1. China alternative financing market, 2017 - 2030
      • 6.4.4.2. China alternative financing market, by type, 2017 - 2030
      • 6.4.4.3. China alternative financing market, by end user, 2017 - 2030
    • 6.4.5. India
      • 6.4.5.1. India alternative financing market, 2017 - 2030
      • 6.4.5.2. India alternative financing market, by type, 2017 - 2030
      • 6.4.5.3. India alternative financing market, by end user, 2017 - 2030
    • 6.4.6. Japan
      • 6.4.6.1. Japan alternative financing market, 2017 - 2030
      • 6.4.6.2. Japan alternative financing market, by type, 2017 - 2030
      • 6.4.6.3. Japan alternative financing market, by end user, 2017 - 2030
    • 6.4.7. South Korea
      • 6.4.7.1. South Korea alternative financing market, 2017 - 2030
      • 6.4.7.2. South Korea alternative financing market, by type, 2017 - 2030
      • 6.4.7.3. South Korea alternative financing market, by end user, 2017 - 2030
  • 6.5. Latin America
    • 6.5.1. Latin America alternative financing market, 2017 - 2030
    • 6.5.2. Latin America alternative financing market, by type, 2017 - 2030
    • 6.5.3. Latin America alternative financing market, by end user, 2017 - 2030
    • 6.5.4. Brazil
      • 6.5.4.1. Brazil alternative financing market, 2017 - 2030
      • 6.5.4.2. Brazil alternative financing market, by type, 2017 - 2030
      • 6.5.4.3. Brazil alternative financing market, by end user, 2017 - 2030
    • 6.5.5. Mexico
      • 6.5.5.1. Mexico alternative financing market, 2017 - 2030
      • 6.5.5.2. Mexico alternative financing market, by type, 2017 - 2030
      • 6.5.5.3. Mexico alternative financing market, by end user, 2017 - 2030
  • 6.6. MEA
    • 6.6.1. MEA alternative financing market, 2017 - 2030
    • 6.6.2. MEA alternative financing market, by type, 2017 - 2030
    • 6.6.3. MEA alternative financing market, by end user, 2017 - 2030

Chapter 7 Competitive Landscape

  • 7.1. Key Market Participants
    • 7.1.1. LendingCrowd
    • 7.1.2. Upstart Network, Inc.
    • 7.1.3. Funding Circle
    • 7.1.4. OnDeck
    • 7.1.5. GoFundMe
    • 7.1.6. Wefunder, Inc.
    • 7.1.7. LendingTree, LLC
    • 7.1.8. Prosper Funding LLC
    • 7.1.9. Fundly
    • 7.1.10. Kickstarter, PBC
  • 7.2. Key Company Market Share Analysis, 2022
  • 7.3. Company Categorization/Position Analysis, 2022
  • 7.4. Strategic Mapping
    • 7.4.1. Expansion
    • 7.4.2. Acquisition
    • 7.4.3. Collaborations
    • 7.4.4. Product/service launch
    • 7.4.5. Partnerhsips
    • 7.4.6. Others

List of Tables

  • Table 1. Alternatie financing market - Industry snapshot & key buying criteria, 2017 - 2030
  • Table 2. Global alternative financing market, 2017 - 2030 (USD Million)
  • Table 3. Global alternative financing market, by region, 2017 - 2030 (USD Million)
  • Table 4. Global alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 5. Global alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 6. Alternative financing market by peer to peer lending, 2017 - 2030 (USD Million)
  • Table 7. Alternative financing market by peer to peer lending, by region, 2017 - 2030 (USD Million)
  • Table 8. Alternative financing market by crowdfunding, 2017 - 2030 (USD Million)
  • Table 9. Alternative financing market by crowdfunding, by region, 2017 - 2030 (USD Million)
  • Table 10. Alternative financing market by invoice trade, 2017 - 2030 (USD Million)
  • Table 11. Alternative financing market by invoice trade, by region, 2017 - 2030 (USD Million)
  • Table 12. Alternative financing market by others, 2017 - 2030 (USD Million)
  • Table 13. Alternative financing market by others, by region, 2017 - 2030 (USD Million)
  • Table 14. Alternative financing market by individual, 2017 - 2030 (USD Million)
  • Table 15. Alternative financing market by individual stores, by region, 2017 - 2030 (USD Million)
  • Table 16. Alternative financing market by businesses, 2017 - 2030 (USD Million)
  • Table 17. Alternative financing market by businesses, by region, 2017 - 2030 (USD Million)
  • Table 18. North America alternative financing market, 2017 - 2030 (USD Million)
  • Table 19. North America alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 20. North America alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 21. U.S. alternative financing market, 2017 - 2030 (USD Million)
  • Table 22. U.S. alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 23. U.S. alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 24. Canada alternative financing market, 2017 - 2030 (USD Million)
  • Table 25. Canada alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 26. Canada alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 27. Europe alternative financing market, 2017 - 2030 (USD Million)
  • Table 28. Europe alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 29. Europe alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 30. U.K. alternative financing market, 2017 - 2030 (USD Million)
  • Table 31. U.K. alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 32. U.K. alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 33. Germany alternative financing market, 2017 - 2030 (USD Million)
  • Table 34. Germany alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 35. Germany alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 36. Spain alternative financing market, 2017 - 2030 (USD Million)
  • Table 37. Spain alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 38. Spain alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 39. Italy alternative financing market, 2017 - 2030 (USD Million)
  • Table 40. Italy alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 41. Italy alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 42. Asia Pacific alternative financing market, 2017 - 2030 (USD Million)
  • Table 43. Asia Pacific alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 44. Asia Pacific alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 45. China alternative financing market, 2017 - 2030 (USD Million)
  • Table 46. China alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 47. China alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 48. India alternative financing market, 2017 - 2030 (USD Million)
  • Table 49. India alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 50. India alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 51. Japan alternative financing market, 2017 - 2030 (USD Million)
  • Table 52. Japan alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 53. Japan alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 54. South Korea alternative financing market, 2017 - 2030 (USD Million)
  • Table 55. South Korea alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 56. South Korea alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 57. Latin America alternative financing market, 2017 - 2030 (USD Million)
  • Table 58. Latin America alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 59. Latin America alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 60. Brazil alternative financing market, 2017 - 2030 (USD Million)
  • Table 61. Brazil alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 62. Brazil alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 63. Mexico alternative financing market, 2017 - 2030 (USD Million)
  • Table 64. Mexico alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 65. Mexico alternative financing market, by end user, 2017 - 2030 (USD Million)
  • Table 66. MEA alternative financing market, 2017 - 2030 (USD Million)
  • Table 67. MEA alternative financing market, by type, 2017 - 2030 (USD Million)
  • Table 68. MEA alternative financing market, by end user, 2017 - 2030 (USD Million)

List of Figures

  • Fig. 1 Market segmentation and scope
  • Fig. 2 Global alternative financing market, 2017 - 2030 (USD Million)
  • Fig. 3 Alternative financing market - Value chain analysis
  • Fig. 4 Alternative financing market - Market dynamics
  • Fig. 5 Alternative financing market - Key market driver impact
  • Fig. 6 Alternative financing market - Key market challenge impact
  • Fig. 7 Alternative financing market - Porter's five forces analysis
  • Fig. 8 Alternative financing market - Company market share analysis, 2022
  • Fig. 9 Alternative financing market - PESTEL analysis
  • Fig. 10 Alternative financing market, by type, 2022
  • Fig. 11 Alternative financing market, by end user, 2022
  • Fig. 12 Alternative financing market, by region, 2022
  • Fig. 13 Alternative financing market - Regional takeaways
  • Fig. 14 North America alternative financing market - Key takeaways
  • Fig. 15 Europe alternative financing market - Key takeaways
  • Fig. 16 Asia Pacific alternative financing market - Key takeaways
  • Fig. 17 Latin America alternative financing market - Key takeaways
  • Fig. 18 MEA alterntaive financing market - Key takeaways