BFSI 安全市场 - 增长、趋势、COVID-19 影响和预测（2022-2027 年）

BFSI 安全市场预计在预测期内以 12.43% 的复合年增长率增长。

银行和其他金融机构正受到更严格的审查，以确保采取适当的安全措施，尤其是在过去几年发生多起备受瞩目的数据洩露事件之后。随着数据盗窃和未经授权的访问所带来的隐私问题变得更加严重，银行和保险公司预计将增长。

主要亮点

• BFSI 安全解决方案有助于改善对银行和保险公司等金融机构的投资监管。各种组织开始部署这些解决方案，以保护存储在其係统和数字存储设备上的敏感信息。
• 预计有多种因素会增加网上银行在市场上的机会，例如基于定制解决方案、生物识别和物联网 (IoT) 的网络安全解决方案的出现。然而，高昂的部署成本和缺乏有效的安全解决方案阻碍了市场的增长。
• 除了越来越多地采用监管标准外，基于云的安全解决方案的采用和越来越多的在线支付形式预计将导致高级安全解决方案的出现。.此外，基于云的技术的采用使数据容易受到安全攻击，因此黑客依靠 SWIFT 网络发送带有恶意软件（如 Odinaff、Danabot、Camubot 和 Backswap）的资金转移消息。它现在的目标是银行市场增长预计将进一步受到对基于云的安全解决方案不断增长的需求的推动，这些解决方案使银行、金融服务和保险安全 (BFSI) 部门能够更好地利用数据。
• BFSI 的许多安全公司都是第三方服务提供商，同时为各种客户和行业提供安全解决方案。此外，为多家公司管理数据可能会给公司带来运营挑战。与安全解决方案和服务相关的可靠性问题，以及第三方的参与和敏感信息的潜在暴露，正在限制市场的增长。
• 随着全球在线和数字化金融服务的使用和消费增加，COVID-19 大流行对 BFSI 安全市场产生了重大影响。因此，BFSI 安全提供商正在大流行危机中加快步伐，并逐渐在其安全平台下提供 SaaS。因此，在全球健康危机中，这已成为 BFSI 安全行业的主要增长动力之一。

主要市场趋势

网络数据洩露事件增加

• BFSI 行业已成为关键基础设施行业之一，由于其庞大的客户群和财务信息暴露，屡屡遭受数据洩露和网络攻击。金融服务机构受到网络攻击的可能性是其他行业的四倍，预计这将推动对此类解决方案的需求。
• 机器学习、人工智能和区块链都在多个 BFSI 领域迅速采用，并对数据安全构成严重威胁。随着网络攻击和盗窃的盛行，该行业日益数字化也需要数据保护，从而增加了对 BFSI 安全性的需求。此外，随着银行、其他金融机构和企业转向数字化运营，安全解决方案的采用和使用显着增加。网络安全是 BFSI 安全行业提供的一项服务，有望推动市场扩张。
• Kmart 的母公司 Sears Holdings 透露，Kmart 的商店支付系统感染了恶意软件。摩根大通是历史上最大的银行闯入事件之一的受害者，黑客访问了近 3,500 名客户的财务信息。此类案例促使公司加强网络安全，推动 BFSI 安全市场。
• 越来越多的银行、金融机构和其他金融机构转向数字化运营，以及引入和实施安全解决方案和服务的日益增长的需求，推动了市场的增长。
• 不断增长的经济为 BFSI Security 提供了扩大和拓宽其服务范围的绝佳机会。此外，在 BFSI 领域增加互联网选择以及通过互联网使用数字化系统预计将提供增长潜力。发展中地区不断提高的互联网普及率刺激了联网设备的采用，这些设备可以实现方便和安全的金融交易，银行、金融服务和保险安全市场对支付网关的保护构成威胁。鼓励管理系统的实施。

预计北美将占据主要份额

• 由于严重依赖数字支付，北美，尤其是美国，已成为 BFSI 安全的最大市场之一。由于多项政府举措呼吁需要更好的安全解决方案，该地区预计将实现健康增长。
• 对在线支付的高度依赖和银行基础设施的恢復迫使银行实施强大的威胁管理系统来防止金融数据洩露。保护信息免受黑客攻击的日益增长的需求正在推动该地区采用 BFSI 安全解决方案。
• 美国的 BFSI 公司已大量采用网络安全平台。花旗银行、摩根大通和美国银行等领先的金融机构拥有完善的网络安全系统，可以 24/7 全天候保护它们免受网络犯罪的侵害。
• 数字化正在鼓励金融机构实施威胁管理系统来保护数字资产和客户数据。敏感的客户信息包括信用卡和借记卡详细信息、银行账户详细信息、付款信息等。根据 2021 Year-ended Security500 报告，美国报告的洩露事件数量增加了 10%，从 2020 年的 2,645 起增加到 2021 年的 2,932 起，占所有数据洩露事件的 12.5%。银行业的敏感数据量巨大，使其成为黑客的一个有吸引力的目标，尤其是使用 SWIFT 架构的银行。
• 为此，美国颁布了多项安全法规，例如 2018 年《联邦采购供应链安全法》和 2018 年《小型企业高级网络安全增强法》，以保护数据免受网络钓鱼和黑客攻击。

竞争格局

BFSI 安全市场是分散的，由几个大型参与者组成。许多公司通过推出新产品或进行战略併购来增加其在市场上的影响力。

• 2021 年 10 月 - Sophos 在 2021 年欧洲 IT 和软件卓越奖中被评为年度安全供应商。 Sophos 致力于将 AI 集成到其产品和服务中。 Sophos 自适应网络安全生态系统 (ACE) 提供了一个开放的安全架构，可优化威胁预防、检测和响应。
• 2021 年 6 月 - McAfee 宣布与 Visa 建立新的合作伙伴关係，使北美和 EMEA 的 Visa 金融机构合作伙伴能够为 Visa 名片持有人提供屡获殊荣的互联网安全。 Visa Business 持卡人可以订阅 McAfee 解决方案，通过电子邮件、Web 和防火墙保护来保护敏感数据，提供移动 VPN，并保护设备免受恶意软件和其他在线威胁。

其他好处

• Excel 格式的市场预测 (ME) 表
• 3 个月的分析师支持

内容

第1章介绍

• 研究假设和市场定义
• 调查范围

第2章研究方法

第 3 章执行摘要

第 4 章市场动态

• 市场概览
• 工业吸引力 - 波特五力分析
  • 新进入者的威胁
  • 买家的议价能力
  • 供应商的议价能力
  • 替代品的威胁
  • 竞争公司之间的敌对关係
• 工业价值链分析
• 评估 COVID-19 对行业的影响
• 市场驱动力
  • 网上银行的发展
  • 网络数据洩露事件增加
• 市场製约因素
  • 安全和隐私问题

第 5 章市场细分

• 按类型
  • 信息安全
  • 物理安全
• 按服务
  • 系统集成
  • 维修服务
  • 支持
• 由 VeriTrans 提供
  • 银行业务
  • 保险公司
  • 其他金融机构
• 地区信息
  • 北美
    • 美国
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 西班牙
    • 法国
    • 其他欧洲地区
  • 亚太地区
    • 中国
    • 日本
    • 韩国
    • 印度
    • 东南亚
    • 其他亚太地区
  • 世界其他地区

第 6 章竞争格局

• 公司简介
  • Symantec Corporation
  • Sophos Group Plc.
  • McAfee, Inc.
  • IBM Corporation
  • Honeywell International, Inc.
  • EMC Corporation
  • Computer Sciences Corporation
  • Trend Micro Incorporated
  • Booz Allen Hamilton, Inc.
  • Cisco Systems, Inc.

第7章 投资分析

第8章 市场的将来展望

The BFSI security market is expected to register a CAGR of 12.43% over the forecast period. Banks and other financial institutes are under increasing scrutiny to ensure they have the appropriate security measures in place, especially in the wake of the numerous high-profile data breaches that have taken place over the last few years. Growth is anticipated due to escalating privacy issues brought on by data theft and illegal access for banking and insurance organizations.

Key Highlights

• BFSI security solutions help improve investment monitoring in financial institutions, including banks and insurance companies. Various organizations have started adopting such solutions to protect vital information stored on their systems and digital memory devices.
• Multiple factors, such as the emergence of customized solutions, biometrics, and cybersecurity solutions based on the internet of things (IoT), are expected to increase online banking opportunities in the market. However, high implementation costs and a lack of efficient security solutions hinder market growth.
• The increasing implementation of regulatory standards, coupled with the rise in the adoption of cloud-based security solutions and increasing modes of online payments, is expected to give rise to advanced security solutions. Also, because the adoption of cloud-based technologies has made data more vulnerable to security attacks, hackers have begun using malware, such as Odinaff, Danabot, Camubot, and Backswap, to target banks that rely on the SWIFT network to send money-moving messages. Market growth is anticipated to be further driven by rising demand for cloud-based security solutions that allow the banking, financial services, and insurance security (BFSI) sector to use their data effectively.
• Most BFSI security companies are third-party service providers, providing security solutions simultaneously to various clients and business verticals. Additionally, managing the data of several companies might cause management challenges for companies. Trust difficulties concerning security solutions and services, as well as the potential for third parties to become involved and cause the leakage of sensitive information, restrain the market growth.
• Due to the global increase in the use and consumption of online and digitalized financial services, the COVID-19 pandemic has substantially impacted the BFSI security market. Additionally, numerous countries have implemented lockdowns to stop the spread of the virus; as a result, BFSI security providers have gained pace during the pandemic crisis and are progressively offering software-as-a-services under security platforms. Consequently, amid the global health crisis, this has emerged as one of the key growth factors for the BFSI security industry.

Key Market Trends

Rise in Cyber Data Breaches

• The BFSI sector is one of the critical infrastructure segments that suffers several data breaches and cyber-attacks, owing to the large customer base that the industry serves and the financial information that is at stake. Financial service institutions have been four times more susceptible to cyberattacks than other industries, which is expected to drive the demand for such solutions.
• Machine learning, artificial intelligence, and blockchain have all seen rapid adoption in several BFSI sectors, posing serious threats to data security. Due to the prevalence of cyberattacks and theft, the development in digitalization in this industry also necessitates data protection, which raises the demand for BFSI security. Additionally, as banks, other financial institutions, and enterprises switch to digitalized business operations, the adoption and use of security solutions have grown significantly. Cybersecurity is a service provided by the BFSI security industry and is anticipated to drive market expansion.
• Sears Holdings, the parent company of Kmart, revealed that Kmart's store payment systems were infected with malware. JPMorgan was a victim of one of the biggest bank breaches in history, where hackers accessed the financial information of around 3,500 customers. With such instances, the companies are bound to increase cybersecurity, which drives the BFSI security market.
• The increasing number of banks, financial institutions, and other financing firms switching toward digitalized business operations and the need to adopt and implement security solutions and services have driven market growth.
• Growing economies provide considerable opportunities for BFSI safety to expand and broaden its offerings. Additionally, the rise in the option of the internet in the BFSI sector and the use of digitalized systems through the internet is anticipated to offer growth possibilities.The rising penetration of the internet in developing regions, which is stimulating the adoption of connected devices that enable convenient and secure financial transactions, is encouraging the banking, financial services, and insurance security market to implement threat management systems for securing payment gateways.

North America is Expected to Hold Major Share

• North America, particularly the United States, is one of the largest markets for BFSI security owing to the region's majorly depending on digital payments. The region is expected to witness healthy growth as well due to multiple government initiatives in the country demanding the need for better security solutions.
• The country's high dependence on online payments and recovering banking infrastructure urged banks to implement a strong threat management system to prevent financial data breaches. Increasing the need to protect information from hackers has propelled the adoption of BFSI security solutions in the region.
• USA has observed a significant adoption of cybersecurity platforms across BFSI companies. Many leading financial institutions in the country, such as Citi Bank, JP Morgan Chase, and the Bank of America, have implemented advanced cybersecurity systems to offer 24/7 protection against cybercriminals.
• Digitalization has encouraged financial institutions to implement threat management systems to protect their digital assets and customer data. Sensitive customer information includes credit or debit card details, bank account details, and payment information. According to the 2021 Year-ended Security500 report, the number of breaches reported in the United States increased 10%, growing to 2,932 in 2021 compared to 2,645 in 2020, which accounts for 12.5% of total data breaches. The amount of sensitive data in the banking industry is very high, making it a prime target for hackers, especially banks using SWIFT architecture.
• These factors have led to several security regulations, including the Federal Acquisition Supply Chain Security Act of 2018 and the Small Business Advanced Cybersecurity Enhancements Act of 2018 in the United States, to protect data from phishing and hacking.

Competitive Landscape

The BFSI security market is fragmented and consists of several major players. Many companies increase their market presence by introducing new products or entering into strategic mergers and acquisitions.

• October 2021 - Sophos was awarded Security Vendor of the Year in the European IT & Software Excellence Awards 2021. Sophos is working on the integration of AI into its products and services. Sophos Adaptive Cybersecurity Ecosystem (ACE) offers an open security architecture that optimizes threat prevention, detection, and response.
• June 2021 - McAfee announced a new partnership with Visa that enables Visa financial institution partners in North America and EMEA to offer award-winning internet security to Visa Business cardholders. Visa Business cardholders can get a subscription for McAfee solutions that protect sensitive data via email, provide web and firewall protection, offer mobile VPN, and safeguard devices from malware and other online threats.

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions and Market Definition
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

• 4.1 Market Overview
• 4.2 Industry Attractiveness - Porter's Five Forces Analysis
  • 4.2.1 Threat of New Entrants
  • 4.2.2 Bargaining Power of Buyers
  • 4.2.3 Bargaining Power of Suppliers
  • 4.2.4 Threat of Substitutes
  • 4.2.5 Intensity of Competitive Rivalry
• 4.3 Industry Value Chain Analysis
• 4.4 Assessment of Impact of COVID-19 on the Industry
• 4.5 Market Drivers
  • 4.5.1 Growth of the online banking industry
  • 4.5.2 Rise in Cyber Data Breaches
• 4.6 Market Restraints
  • 4.6.1 Security and Privacy Concerns

5 MARKET SEGMENTATION

• 5.1 By Type
  • 5.1.1 Information Security
  • 5.1.2 Physical Security
• 5.2 By Services
  • 5.2.1 System Integration
  • 5.2.2 Maintenance
  • 5.2.3 Support
• 5.3 By Veritcal
  • 5.3.1 Banking
  • 5.3.2 Insurance
  • 5.3.3 Other Financial Institutions
• 5.4 By Geography
  • 5.4.1 North America
    • 5.4.1.1 United States
    • 5.4.1.2 Canada
  • 5.4.2 Europe
    • 5.4.2.1 United Kingdom
    • 5.4.2.2 Germany
    • 5.4.2.3 Spain
    • 5.4.2.4 France
    • 5.4.2.5 Rest of Europe
  • 5.4.3 Asia Pacific
    • 5.4.3.1 China
    • 5.4.3.2 Japan
    • 5.4.3.3 South Korea
    • 5.4.3.4 India
    • 5.4.3.5 South East Asia
    • 5.4.3.6 Rest of Asia Pacific
  • 5.4.4 Rest of the World

6 COMPETITIVE LANDSCAPE

• 6.1 Company Profiles*
  • 6.1.1 Symantec Corporation
  • 6.1.2 Sophos Group Plc.
  • 6.1.3 McAfee, Inc.
  • 6.1.4 IBM Corporation
  • 6.1.5 Honeywell International, Inc.
  • 6.1.6 EMC Corporation
  • 6.1.7 Computer Sciences Corporation
  • 6.1.8 Trend Micro Incorporated
  • 6.1.9 Booz Allen Hamilton, Inc.
  • 6.1.10 Cisco Systems, Inc.

7 INVESTMENT ANALYSIS

8 FUTURE OUTLOOK OF THE MARKET