封面
市场调查报告书
商品编码
1566425

全球贷款服务软体市场规模研究,按应用程式(银行、信用合作社、抵押贷款机构、经纪人等)、部署(基于云端、本地)和 2022-2032 年区域预测

Global Loan Servicing Software Market Size Study, by Application (Banks, Credit Unions, Mortgage Lenders, Brokers, Others), by Deployment (Cloud-based, On-premise), and Regional Forecasts 2022-2032

出版日期: | 出版商: Bizwit Research & Consulting LLP | 英文 285 Pages | 商品交期: 2-3个工作天内

价格
简介目录

2023 年全球贷款服务软体市场价值约为 38.3 亿美元,预计在 2024-2032 年预测期内将以超过 12.01% 的健康成长率成长。贷款服务软体是金融机构用于管理贷款发放后的专门系统。该软体处理各种任务,包括付款处理、利息计算、託管帐户管理、拖欠追踪和客户沟通。采用此类软体可以帮助贷方维护准确的贷款记录,确保及时付款并提供高效的客户服务,从而简化金融部门的运作。

市场的成长是由对简化贷款业务的需求不断增长、基于云端的解决方案的不断采用以及信贷服务相关成本的上升所推动的。金融机构越来越多地整合先进技术和软体,为客户提供最佳化的投资组合和增强的解决方案。基于云端的支付平台可以加快收款速度,并使金融机构能够提供快速且有效率的服务。此外,银行业采用区块链、RPA 和人工智慧等新技术的全球趋势正在塑造市场,因为这些创新减少了处理和服务时间。

然而,市场面临来自开源贷款服务软体的竞争等挑战。非银行金融公司和小型贷方等小型组织由于 IT 预算较低,通常会选择开源解决方案,这可能会阻碍付费软体解决方案的成长。儘管面临这一挑战,但金融部门对简化业务运营的日益关注预计将促进先进贷款服务软体的持续开发和采用。

全球贷款服务软体市场研究考虑的主要地区包括北美、欧洲、亚太地区、拉丁美洲和世界其他地区。由于富国银行、摩根大通和美国银行等处理大量贷款的主要金融机构的存在,预计北美将在预测期内主导市场成长。这些机构利用贷款服务软体来有效管理其运营,使他们能够追踪银行服务、存取服务资讯并管理借款人付款。鑑于贷款行业的快速增长、贷款量的增加以及高效贷款管理的需求,预计亚太地区的市场将在预测期内以最快的速度成长。此外,数位技术的日益普及以及对监管合规性的日益重视正在推动该地区对先进贷款服务软体解决方案的需求。

市场的详细细分和细分市场解释如下:

目录

第 1 章:全球贷款服务软体市场执行摘要

  • 全球贷款服务软体市场规模及预测(2022-2032)
  • 区域概要
  • 分部摘要
    • 按申请
    • 按部署
  • 主要趋势
  • 经济衰退的影响
  • 分析师推荐与结论

第 2 章:全球贷款服务软体市场定义与研究假设

  • 研究目的
  • 市场定义
  • 研究假设
    • 包含与排除
    • 限制
    • 供给侧分析
      • 可用性
      • 基础设施
      • 监管环境
      • 市场竞争
      • 经济可行性(消费者的角度)
    • 需求面分析
      • 监理框架
      • 技术进步
      • 环境考虑
      • 消费者意识和接受度
  • 估算方法
  • 研究考虑的年份
  • 货币兑换率

第 3 章:全球贷款服务软体市场动态

  • 市场驱动因素
    • 简化贷款业务的需求不断增加
    • 基于云端的解决方案的采用率不断上升
    • 信贷服务成本不断上升
  • 市场挑战
    • 来自开源贷款服务软体的竞争
    • 小型金融机构 IT 支出较低
  • 市场机会
    • 银行业先进技术的扩展
    • 基于云端的部署选项的成长
    • 软体开发领域的策略伙伴关係与创新

第 4 章:全球贷款服务软体市场产业分析

  • 波特的五力模型
    • 供应商的议价能力
    • 买家的议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争竞争
    • 波特五力模型的未来方法
    • 波特的 5 力影响分析
  • PESTEL分析
    • 政治的
    • 经济
    • 社会的
    • 技术性
    • 环境的
    • 合法的
  • 顶级投资机会
  • 最佳制胜策略
  • 颠覆性趋势
  • 产业专家视角
  • 分析师推荐与结论

第 5 章:全球贷款服务软体市场规模与预测:按应用分类 - 2022-2032

  • 细分仪表板
  • 全球贷款服务软体市场:2022 年和 2032 年应用程式收入趋势分析
    • 银行
    • 信用合作社
    • 抵押贷款人
    • 经纪人
    • 其他的

第 6 章:全球贷款服务软体市场规模与预测:按部署划分 - 2022-2032 年

  • 细分仪表板
  • 全球贷款服务软体市场:2022 年和 2032 年部署收入趋势分析
    • 基于云端
    • 本地部署

第 7 章:全球贷款服务软体市场规模与预测:按地区 - 2022-2032

  • 北美洲
    • 我们
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 法国
    • 西班牙
    • 义大利
    • 欧洲其他地区
  • 亚太
    • 中国
    • 印度
    • 日本
    • 澳洲
    • 韩国
    • 亚太地区其他地区
  • 拉丁美洲
    • 巴西
    • 墨西哥
    • 拉丁美洲其他地区
  • 中东和非洲
    • 沙乌地阿拉伯
    • 南非
    • 中东和非洲其他地区

第 8 章:竞争情报

  • 重点企业SWOT分析
  • 顶级市场策略
  • 公司简介
    • Abrigo
      • 关键讯息
      • 概述
      • 财务(视数据可用性而定)
      • 产品概要
      • 市场策略
    • Applied Business Software Inc
    • Oracle Corp.
    • C Loans Inc.
    • Constellation Software Inc.
    • Cyrus Technoedge Solutions Pvt. Ltd.
    • DownHome Solutions
    • Fidelity National Information Services Inc.
    • Financial Industry Computer Systems Inc
    • Fiserv Inc.
    • Graveco Software Inc.
    • ICE Mortgage Technology Inc
    • LOAN SERVICING SOFT Inc
    • Nortridge Software LLC
    • Nucleus Software Exports Ltd.

第 9 章:研究过程

  • 研究过程
    • 资料探勘
    • 分析
    • 市场预测
    • 验证
    • 出版
  • 研究属性
简介目录

Global Loan Servicing Software Market is valued at approximately USD 3.83 billion in 2023 and is anticipated to grow with a healthy growth rate of more than 12.01% over the forecast period 2024-2032. Loan servicing software is a specialized system used by financial institutions to manage and administer loans post-origination. This software handles various tasks, including payment processing, interest calculation, escrow account management, delinquency tracking, and customer communication. The adoption of such software helps lenders maintain accurate loan records, ensure timely payments, and provide efficient customer service, thereby streamlining operations in the financial sector.

The market's growth is driven by the increasing demand for streamlined lending operations, escalating adoption of cloud-based solutions, and rising costs associated with credit servicing. Financial institutions are increasingly integrating advanced technologies and software to offer optimized portfolios and enhanced solutions to customers. Cloud-based payment platforms enable quicker payment collection and offer financial institutions the ability to provide fast and efficient services. Additionally, the global trend of adopting new technologies like blockchain, RPA, and AI in the banking sector is shaping the market, as these innovations reduce processing and servicing times.

However, the market faces challenges such as competition from open-source loan servicing software. Smaller organizations, such as non-banking financial companies and small lenders, often opt for open-source solutions due to their lower IT budgets, which can impede the growth of paid software solutions. Despite this challenge, the growing focus on streamlining business operations in the financial sector is expected to foster the continued development and adoption of advanced loan servicing software.

Key regions considered in the global loan servicing software market study include North America, Europe, Asia Pacific, Latin America, and the Rest of the World. North America is anticipated to dominate the market growth during the forecast period, driven by the presence of major financial institutions such as Wells Fargo, JPMorgan Chase, and Bank of America, which process large loan volumes. These institutions utilize loan servicing software to manage their operations efficiently, enabling them to track banking services, access servicing information, and manage borrower payments. Whereas, the market in Asia Pacific is anticipated to grow at the fastest rate over the forecast period fueled by rapid growth of the lending industry, increasing loan volumes, and the need for efficient loan management. Additionally, the rising adoption of digital technologies and the growing emphasis on regulatory compliance are fueling the demand for advanced loan servicing software solutions in the region.

Major market players included in this report are:

  • Abrigo
  • Applied Business Software Inc
  • Oracle Corp.
  • C Loans Inc.
  • Constellation Software Inc.
  • Cyrus Technoedge Solutions Pvt. Ltd.
  • DownHome Solutions
  • Fidelity National Information Services Inc.
  • Financial Industry Computer Systems Inc
  • Fiserv Inc.
  • Graveco Software Inc.
  • ICE Mortgage Technology Inc
  • LOAN SERVICING SOFT Inc
  • Nortridge Software LLC
  • Nucleus Software Exports Ltd.

The detailed segments and sub-segments of the market are explained below:

By Application:

  • Banks
  • Credit Unions
  • Mortgage Lenders
  • Brokers
  • Others

By Deployment:

  • Cloud-based
  • On-premise

By Region:

  • North America
  • U.S.
  • Canada
  • Europe
  • UK
  • Germany
  • France
  • Spain
  • Italy
  • ROE
  • Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • RoAPAC
  • Latin America
  • Brazil
  • Mexico
  • RoLA
  • Middle East & Africa
  • Saudi Arabia
  • South Africa
  • RoMEA

Years considered for the study are as follows:

  • Historical year - 2022
  • Base year - 2023
  • Forecast period - 2024 to 2032

Key Takeaways:

  • Market Estimates & Forecast for 10 years from 2022 to 2032.
  • Annualized revenues and regional level analysis for each market segment.
  • Detailed analysis of geographical landscape with country-level analysis of major regions.
  • Competitive landscape with information on major players in the market.
  • Analysis of key business strategies and recommendations on future market approach.
  • Analysis of competitive structure of the market.
  • Demand-side and supply-side analysis of the market.

Table of Contents

Chapter 1. Global Loan Servicing Software Market Executive Summary

  • 1.1. Global Loan Servicing Software Market Size & Forecast (2022-2032)
  • 1.2. Regional Summary
  • 1.3. Segmental Summary
    • 1.3.1. By Application
    • 1.3.2. By Deployment
  • 1.4. Key Trends
  • 1.5. Recession Impact
  • 1.6. Analyst Recommendation & Conclusion

Chapter 2. Global Loan Servicing Software Market Definition and Research Assumptions

  • 2.1. Research Objective
  • 2.2. Market Definition
  • 2.3. Research Assumptions
    • 2.3.1. Inclusion & Exclusion
    • 2.3.2. Limitations
    • 2.3.3. Supply Side Analysis
      • 2.3.3.1. Availability
      • 2.3.3.2. Infrastructure
      • 2.3.3.3. Regulatory Environment
      • 2.3.3.4. Market Competition
      • 2.3.3.5. Economic Viability (Consumer's Perspective)
    • 2.3.4. Demand Side Analysis
      • 2.3.4.1. Regulatory frameworks
      • 2.3.4.2. Technological Advancements
      • 2.3.4.3. Environmental Considerations
      • 2.3.4.4. Consumer Awareness & Acceptance
  • 2.4. Estimation Methodology
  • 2.5. Years Considered for the Study
  • 2.6. Currency Conversion Rates

Chapter 3. Global Loan Servicing Software Market Dynamics

  • 3.1. Market Drivers
    • 3.1.1. Increasing demand for streamlined lending operations
    • 3.1.2. Rising adoption of cloud-based solutions
    • 3.1.3. Escalating costs of credit servicing
  • 3.2. Market Challenges
    • 3.2.1. Competition from open-source loan servicing software
    • 3.2.2. Low IT spending in smaller financial institutions
  • 3.3. Market Opportunities
    • 3.3.1. Expansion of advanced technologies in banking
    • 3.3.2. Growth in cloud-based deployment options
    • 3.3.3. Strategic partnerships and innovations in software development

Chapter 4. Global Loan Servicing Software Market Industry Analysis

  • 4.1. Porter's 5 Force Model
    • 4.1.1. Bargaining Power of Suppliers
    • 4.1.2. Bargaining Power of Buyers
    • 4.1.3. Threat of New Entrants
    • 4.1.4. Threat of Substitutes
    • 4.1.5. Competitive Rivalry
    • 4.1.6. Futuristic Approach to Porter's 5 Force Model
    • 4.1.7. Porter's 5 Force Impact Analysis
  • 4.2. PESTEL Analysis
    • 4.2.1. Political
    • 4.2.2. Economical
    • 4.2.3. Social
    • 4.2.4. Technological
    • 4.2.5. Environmental
    • 4.2.6. Legal
  • 4.3. Top investment opportunity
  • 4.4. Top winning strategies
  • 4.5. Disruptive Trends
  • 4.6. Industry Expert Perspective
  • 4.7. Analyst Recommendation & Conclusion

Chapter 5. Global Loan Servicing Software Market Size & Forecasts by Application 2022-2032

  • 5.1. Segment Dashboard
  • 5.2. Global Loan Servicing Software Market: Application Revenue Trend Analysis, 2022 & 2032 (USD Billion)
    • 5.2.1. Banks
    • 5.2.2. Credit Unions
    • 5.2.3. Mortgage Lenders
    • 5.2.4. Brokers
    • 5.2.5. Others

Chapter 6. Global Loan Servicing Software Market Size & Forecasts by Deployment 2022-2032

  • 6.1. Segment Dashboard
  • 6.2. Global Loan Servicing Software Market: Deployment Revenue Trend Analysis, 2022 & 2032 (USD Billion)
    • 6.2.1. Cloud-based
    • 6.2.2. On-premise

Chapter 7. Global Loan Servicing Software Market Size & Forecasts by Region 2022-2032

  • 7.1. North America Loan Servicing Software Market
    • 7.1.1. U.S. Loan Servicing Software Market
      • 7.1.1.1. Application breakdown size & forecasts, 2022-2032
      • 7.1.1.2. Deployment breakdown size & forecasts, 2022-2032
    • 7.1.2. Canada Loan Servicing Software Market
  • 7.2. Europe Loan Servicing Software Market
    • 7.2.1. U.K. Loan Servicing Software Market
    • 7.2.2. Germany Loan Servicing Software Market
    • 7.2.3. France Loan Servicing Software Market
    • 7.2.4. Spain Loan Servicing Software Market
    • 7.2.5. Italy Loan Servicing Software Market
    • 7.2.6. Rest of Europe Loan Servicing Software Market
  • 7.3. Asia-Pacific Loan Servicing Software Market
    • 7.3.1. China Loan Servicing Software Market
    • 7.3.2. India Loan Servicing Software Market
    • 7.3.3. Japan Loan Servicing Software Market
    • 7.3.4. Australia Loan Servicing Software Market
    • 7.3.5. South Korea Loan Servicing Software Market
    • 7.3.6. Rest of Asia Pacific Loan Servicing Software Market
  • 7.4. Latin America Loan Servicing Software Market
    • 7.4.1. Brazil Loan Servicing Software Market
    • 7.4.2. Mexico Loan Servicing Software Market
    • 7.4.3. Rest of Latin America Loan Servicing Software Market
  • 7.5. Middle East & Africa Loan Servicing Software Market
    • 7.5.1. Saudi Arabia Loan Servicing Software Market
    • 7.5.2. South Africa Loan Servicing Software Market
    • 7.5.3. Rest of Middle East & Africa Loan Servicing Software Market

Chapter 8. Competitive Intelligence

  • 8.1. Key Company SWOT Analysis
  • 8.2. Top Market Strategies
  • 8.3. Company Profiles
    • 8.3.1. Abrigo
      • 8.3.1.1. Key Information
      • 8.3.1.2. Overview
      • 8.3.1.3. Financial (Subject to Data Availability)
      • 8.3.1.4. Product Summary
      • 8.3.1.5. Market Strategies
    • 8.3.2. Applied Business Software Inc
    • 8.3.3. Oracle Corp.
    • 8.3.4. C Loans Inc.
    • 8.3.5. Constellation Software Inc.
    • 8.3.6. Cyrus Technoedge Solutions Pvt. Ltd.
    • 8.3.7. DownHome Solutions
    • 8.3.8. Fidelity National Information Services Inc.
    • 8.3.9. Financial Industry Computer Systems Inc
    • 8.3.10. Fiserv Inc.
    • 8.3.11. Graveco Software Inc.
    • 8.3.12. ICE Mortgage Technology Inc
    • 8.3.13. LOAN SERVICING SOFT Inc
    • 8.3.14. Nortridge Software LLC
    • 8.3.15. Nucleus Software Exports Ltd.

Chapter 9. Research Process

  • 9.1. Research Process
    • 9.1.1. Data Mining
    • 9.1.2. Analysis
    • 9.1.3. Market Estimation
    • 9.1.4. Validation
    • 9.1.5. Publishing
  • 9.2. Research Attributes