全球数位付款市场：按付款方式、公司规模、最终用户、地区划分

全球数位付款市场规模预计将从 2024 年的 753.4 亿美元增至 2031 年的 2,984.6 亿美元，2024 年至 2031 年复合年增长率为 21.7%。

图：2024 年按地区分類的数位付款市场份额 (%)

由于智慧型手机普及率的提高和网路购物趋势的全球扩张，全球数位付款市场在过去几年中出现了显着增长。网路银行和行动钱包的使用增加了数位交易模式的使用并减少了现金的使用。此外，在 COVID-19 大流行期间，对非接触式和无缝支付选项的需求不断增长，正在加速市场成长。政府促进数位金融普惠的各种措施也支持数位付款的普及。然而，资料隐私和安全问题仍然是市场的主要挑战。

市场动态：

推动全球数位付款市场发展的关键驱动因素包括快速的都市化、可支配收入的增加和电子商务销售的扩大。此外，数位平台的技术进步和用户友好的付款介面的开发正在推动数位付款。另一方面，资料外洩和网路安全威胁是市场成长的主要限制。然而，新的商机在于支援区块链的付款解决方案、基于物联网的连接设备以及跨付款介面的生物识别的整合。数位货币的日益普及也带来了新的可能性。

本研究的主要特点

本报告对全球数位付款市场进行了详细分析，并提供了以2023年为基准年的预测期（2024-2031）的市场规模和年复合成长率（CAGR%）。

它还揭示了各个细分市场的潜在商机，并说明了该市场有吸引力的投资提案矩阵。

它还提供了有关市场驱动因素、限制因素、机会、新产品发布和核准、市场趋势、区域前景、主要企业采取的竞争策略等的重要见解。

根据公司亮点、产品系列、主要亮点、业绩和策略等参数列出了全球数位付款市场主要企业的概况。

本研究涵盖的主要企业包括 ACI Worldwide Inc.、Adyen NV、AliPay、Amazon Payments Inc.、Apple Pay、FIS、Fiserv Inc.、Global Payments Inc.、Mastercard Incorporated、PayPal Holdings Inc.、Paytm (One97 Communications Limited) 、Square, Inc.、Stripe, Inc.、Visa Inc.、Worldline SA 等。

该报告的见解使负责人和公司经营团队能够就未来的产品发布、升级、市场扩张和行销策略做出明智的决策。

本研究报告针对该产业的各个相关人员，如投资者、供应商、产品製造商、经销商、新进业者和财务分析师。

透过用于分析全球数位付款市场的各种策略矩阵，将有助于相关人员做出决策。

目录

第一章 研究目的与前提

• 研究目的
• 先决条件
• 简称

第二章 市场展望

• 报告说明
  • 市场定义和范围
• 执行摘要

第三章 市场动态、法规与趋势分析

• 市场动态
  • 促进因素
  • 抑制因素
  • 市场机会
• 监管场景
• 产业动态
• 併购
• 新系统的引入/核准
• COVID-19 大流行的影响

第四章全球数位付款市场：依付款方式分类（2019-2031）

• 金融卡
• 数位货币
• 数位钱包
• 网路银行
• 销售点管理
• 其他的

第五章 全球数位付款市场：依公司规模划分（2019-2031）

• 大公司
• 小型企业

第六章 全球数位付款市场：依最终用户分类（2019-2031）

• BFSI
• 卫生保健
• 资讯科技/通讯
• 媒体娱乐
• 零售/电子商务
• 运输
• 其他的

第七章 全球数位付款市场：按地区（2019-2031）

• 北美洲
• 欧洲
• 亚太地区
• 拉丁美洲
• 中东/非洲

第八章 竞争格局

• 公司简介
  • ACI Worldwide Inc.
  • Adyen NV
  • AliPay
  • Amazon Payments Inc.
  • Apple Pay
  • FIS
  • Fiserv Inc.
  • Global Payments Inc.
  • Mastercard Incorporated
  • PayPal Holdings Inc.
  • Paytm（One97 Communications Limited）
  • Square, Inc.
  • Stripe, Inc.
  • Visa Inc.
  • Worldline SA

第九章 分析师建议

• Wheel of Fortune
• 分析师观点
• Coherent Opportunity Map（COM）

第10章调查方法

• 参考
• 调查方法

The global digital payments market is estimated to be valued at US$ 75.34 Bn in 2024 and is expected to reach US$ 298.46 Bn by 2031, exhibiting a compound annual growth rate (CAGR) of 21.7% from 2024 to 2031.

Figure. Digital Payments Market Share (%), By Region 2024

The global digital payments market has witnessed significant growth over the past few years due to rising smartphone penetration and growing adoption of online shopping trends across the world. The increasing use of online banking and mobile wallets has stimulated transactions through digital modes and reduced the use of cash. Moreover, the rising demand for contactless and seamless payment options during the COVID-19 pandemic has accelerated the market growth. Various government initiatives to promote digital financial inclusion have also propelled the uptake of digital payments. However, data privacy and security concerns remain major challenges for the market.

Market Dynamics:

The key drivers fueling the global digital payments market include rapid urbanization, rising disposable incomes, and growing e-commerce sales. Furthermore, technological advancements in digital platforms along with the development of user-friendly payment interfaces have boosted digital transactions. On the other hand, data breaches and cybersecurity threats pose significant restraints to the market growth. However, emerging opportunities lie in Blockchain-enabled payment solutions, proliferation of IoT-based connected devices, and integration of biometric authentication across payment interfaces. Rising adoption of digital currencies would also offer new avenues.

Key Features of the Study:

This report provides in-depth analysis of the global digital payments market and provides market size (US$ Bn) and compound annual growth rate (CAGR%) for the forecast period (2024-2031), considering 2023 as the base year

It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market

This study also provides key insights about market drivers, restraints, opportunities, new product launches or approvals, market trends, regional outlook, and competitive strategies adopted by key players

It profiles key players in the global digital payments market based on the following parameters - company highlights, products portfolio, key highlights, financial performance, and strategies

Key companies covered as a part of this study include ACI Worldwide Inc., Adyen N.V., AliPay, Amazon Payments Inc., Apple Pay, FIS, Fiserv Inc., Global Payments Inc., Mastercard Incorporated, PayPal Holdings Inc., Paytm (One97 Communications Limited), Square, Inc., Stripe, Inc., Visa Inc., and Worldline S.A.

Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics

The global digital payments market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts

Stakeholders would have ease in decision-making through various strategy matrices used in analyzing the global digital payments market

Detailed Segmentation:

• By Mode of Payment
  • Bank Cards
  • Digital Currencies
  • Digital Wallets
  • Net Banking
  • Point of Sales
  • Others
• By Enterprise Size
  • Large Enterprises
  • Small & Medium Enterprises
• By End User
  • BFSI
  • Healthcare
  • IT & Telecom
  • Media & Entertainment
  • Retail & E-commerce
  • Transportation
  • Others
• By Region
  • North America
  • Europe
  • Asia Pacific
  • Latin America
  • Middle East & Africa
• Key Players Insights
  • ACI Worldwide Inc.
  • Adyen N.V.
  • AliPay
  • Amazon Payments Inc.
  • Apple Pay
  • FIS
  • Fiserv Inc.
  • Global Payments Inc.
  • Mastercard Incorporated
  • PayPal Holdings Inc.
  • Paytm (One97 Communications Limited)
  • Square, Inc.
  • Stripe, Inc.
  • Visa Inc.
  • Worldline S.A.

Table of Contents

1. Research Objectives and Assumptions

• Research Objectives
• Assumptions
• Abbreviations

2. Market Purview

• Report Description
  • Market Definition and Scope
• Executive Summary
  • Market Snippet, By Mode of Payment
  • Market Snippet, By Enterprise size
  • Market Snippet, By End User
  • Market Snippet, By Region

3. Market Dynamics, Regulations, and Trends Analysis

• Market Dynamics
  • Drivers
  • Restraints
  • Market Opportunities
• Regulatory Scenario
• Industry Trend
• Merger and Acquisitions
• New System Launches/Approvals
• Impact of COVID-19 Pandemic

4. Global Digital Payments Market, By Mode of Payment, 2019-2031, (US$ Bn)

• Introduction
  • Market Share Analysis, 2024 and 2031 (%)
  • Y-o-Y Growth Analysis, 2019-2031
  • Segment Trends
• Bank Cards
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Digital Currencies
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Digital Wallets
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Net Banking
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Point of Sales
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Others
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)

5. Global Digital Payments Market, By Enterprise size, 2019-2031, (US$ Bn)

• Introduction
  • Market Share Analysis, 2024 and 2031 (%)
  • Y-o-Y Growth Analysis, 2019-2031
  • Segment Trends
• Large Enterprises
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Small & Medium Enterprises
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)

6. Global Digital Payments Market, By End User, 2019-2031, (US$ Bn)

• Introduction
  • Market Share Analysis, 2024 and 2031 (%)
  • Y-o-Y Growth Analysis, 2019-2031
  • Segment Trends
• BFSI
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Healthcare
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• IT & Telecom
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Media & Entertainment
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Retail & E-commerce
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Transportation
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)
• Others
  • Introduction
  • Market Size and Forecast, 2019-2031, (US$ Bn)

7. Global Digital Payments Market, By Region, 2019-2031, (US$ Bn)

• Introduction
  • Market Share Analysis, By Region, 2024 and 2031 (%)
  • Y-o-Y Growth Analysis, 2019-2031
• North America
  • Regional Trends
  • Market Size and Forecast, By Mode of Payment, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Enterprise size, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By End User, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Country, 2019-2031, (US$ Bn)
    • U.S.
    • Canada
• Europe
  • Regional Trends
  • Market Size and Forecast, By Mode of Payment, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Enterprise size, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By End User, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Country, 2019-2031, (US$ Bn)
    • Germany
    • U.K.
    • Spain
    • France
    • Italy
    • Russia
    • Rest of Europe
• Asia Pacific
  • Regional Trends
  • Market Size and Forecast, By Mode of Payment, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Enterprise size, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By End User, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Country, 2019-2031, (US$ Bn)
    • China
    • India
    • Japan
    • ASEAN
    • Australia
    • South Korea
    • Rest of Asia Pacific
• Latin America
  • Regional Trends
  • Market Size and Forecast, By Mode of Payment, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Enterprise size, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By End User, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Country, 2019-2031, (US$ Bn)
    • Brazil
    • Argentina
    • Mexico
    • Rest of Latin America
• Middle East & Africa
  • Regional Trends
  • Market Size and Forecast, By Mode of Payment, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Enterprise size, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By End User, 2019-2031, (US$ Bn)
  • Market Size and Forecast, By Country, 2019-2031, (US$ Bn)
    • South Africa
    • Israel
    • GCC Countries
    • Rest of the Middle East & Africa

8. Competitive Landscape

• Company Profiles
  • ACI Worldwide Inc.
    • Company Overview
    • Product Portfolio
    • Financial Performance
    • Key Strategies
    • Recent Developments/Updates
  • Adyen N.V.
    • Company Overview
    • Product Portfolio
    • Financial Performance
    • Key Strategies
    • Recent Developments/Updates
  • AliPay
    • Company Overview
    • Product Portfolio
    • Financial Performance
    • Key Strategies
    • Recent Developments/Updates
  • Amazon Payments Inc.
    • Company Overview
    • Product Portfolio
    • Financial Performance
    • Key Strategies
    • Recent Developments/Updates
  • Apple Pay
  • FIS
  • Fiserv Inc.
  • Global Payments Inc.
  • Mastercard Incorporated
  • PayPal Holdings Inc.
  • Paytm (One97 Communications Limited)
  • Square, Inc.
  • Stripe, Inc.
  • Visa Inc.
  • Worldline S.A.

9. Analyst Recommendations

• Wheel of Fortune
• Analyst View
• Coherent Opportunity Map

10. Research Methodology

• References
• Research Methodology
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