市场调查报告书
商品编码
1217562
2022-2029 年全球移动支付市场Global Mobile Payments Market - 2022-2029 |
※ 本网页内容可能与最新版本有所差异。详细情况请与我们联繫。
移动支付是一种使用智能手机和平板电脑等移动设备购买产品和服务的支付方式。 您可以使用移动设备进行支付,而无需携带现金或信用卡。 移动支付是一种使用智能手机、平板终端等移动终端购买商品和服务的支付方式。
移动支付有多种类型,包括 NFC(近场通信)支付、移动钱包支付和应用内支付。 NFC支付,又称非接触式支付,是利用NFC技术,将移动终端放在支付终端上进行支付。 另一方面,移动钱包支付使用存储您的财务信息的支付应用程序,您只需输入 PIN 码或指纹等生物识别身份验证即可进行支付。 应用内支付允许客户在您的移动应用内进行购买,例如购买游戏内虚拟商品或数字订阅。
由于交易的便利性和速度以及许多移动支付系统提供的额外安全功能,越来越多的零售商和企业接受移动支付,因此移动支付正变得越来越流行。它正在上升。 移动支付还可以为企业提供有价值的数据和见解,例如客户消费模式和偏好。
但是,儘管移动支付广受欢迎并带来好处,但也存在安全和隐私问题。 随着存储在移动设备上的个人和财务信息的数量不断增加,存在数据洩露和欺诈的风险。 为了减轻这些风险,移动支付提供商通常采用高级加密技术和安全协议来保护客户数据。
移动商务行业的改善和智能手机的全球普及推动了移动支付市场
移动商务的扩展和智能手机的全球普及推动了移动支付市场
移动商务,也称为移动商务,是指通过移动设备买卖商品和服务,包括通过移动应用程序和移动网站进行的交易。 随着智能手机等移动终端的普及,移动商务近年来发展迅速,预计未来还将继续增长。
移动商务的持续增长也将推动移动支付市场的发展。 移动支付让客户在通过移动设备购物时可以方便、安全地进行交易。 随着越来越多的零售商和企业提供移动优化体验,客户对移动支付越来越满意。
方便是移动商务和移动支付流行的主要原因之一。 凭藉随时随地购物和购买的能力,客户可以快速轻鬆地进行交易,而无需前往实体店或花费现金。 在流行病期间尤其如此,当时身体距离很重要,网上购物更为普遍。
移动商务和移动支付增长的另一个原因是移动钱包和支付应用程序的使用越来越多。 该应用程序使客户只需在移动设备上轻点几下即可存储财务信息并进行支付。 这消除了客户携带现金或信用卡的需要,使移动支付更加方便。
日益严重的安全问题阻碍了移动支付市场的增长
移动支付近年来越来越受欢迎,但安全问题正在阻碍移动支付市场的发展。 移动支付涉及个人和财务信息,存在数据洩露和欺诈风险。 不断上升的欺诈统计数据可能会阻止客户使用移动支付并损害移动支付提供商的声誉。
移动支付的主要安全问题之一是信息洩露的风险。 随着存储在移动设备上的个人和财务信息的数量不断增加,黑客面临着访问这些信息的风险。 因此,上述因素可能导致信用卡号和个人信息等敏感信息被盗,给客户带来严重后果。
COVID-19 影响分析
COVID-19 大流行对移动支付市场产生了重大影响。 封锁和社会疏远措施阻止了人们使用现金,转而使用非接触式和数字支付方式。 因此,人们开始使用智能手机在网上和商店购物,移动支付也变得越来越普遍。
尤其是,移动钱包的使用正在显着增长。 它的数字钱包可以在您的智能手机上存储信用卡和借记卡信息等支付方式。 因此,无需实际处理现金或卡即可轻鬆购物。 此外,许多零售商推出了Apple Pay和Google Wallet等非接触式支付方式,也为移动支付的扩展做出了贡献。
大流行对移动支付市场的另一个影响是电子商务的采用增加。 实体店的关闭和居家订单增加了在线购物的人数,导致更多人使用移动应用程序进行在线交易以及订购商品和服务。
The global mobile payments market size was worth US$ XX million in 2021 and is estimated to reach US$ XX million by 2029, growing at a CAGR of XX% within the forecast period (2022-2029).
Mobile payment is a method of payment for goods and services using a mobile device, such as a smartphone or tablet. It allows customers to make transactions without needing cash or a physical credit card. Instead, payment is made through a mobile wallet or payment app, which stores the customer's financial information and allows them to make payments by simply using their mobile device.
There are several types of mobile payments, including near-field communication (NFC) payments, mobile wallet payments and in-app payments. NFC payments, also known as contactless payments, use a technology called NFC to allow customers to make payments by holding their mobile device near a payment terminal. On the other hand, mobile wallet payments use a payment app that stores the customer's financial information and allows them to make payments by simply entering a PIN or using biometrics, such as fingerprints. In-app payments allow customers to make purchases within mobile apps, such as buying virtual goods in a game or purchasing a digital subscription.
Mobile payments are becoming increasingly popular as more and more retailers and businesses accept them due to the convenience and speed of the transactions and the added security features that many mobile payment systems offer. Mobile payments can also provide valuable data and insights for businesses, such as customer spending patterns and preferences.
However, despite the popularity and benefits of mobile payments, there are still some concerns about security and privacy. With the increasing amount of personal and financial information stored on mobile devices, there is a risk of data breaches and fraud. To mitigate these risks, mobile payment providers often use advanced encryption and security protocols to protect customer data.
Improving m-commerce industry and rising penetration of smartphones globally drives the mobile payments market.
Improving m-commerce industry and rising penetration of smartphones globally drives the mobile payments market
Mobile commerce, also known as m-commerce, refers to the buying and selling goods and services through mobile devices, including transactions made through mobile apps and mobile websites. With the increasing use of smartphones and other mobile devices, m-commerce has grown rapidly in recent years and is expected to continue to grow.
As m-commerce continues to grow, it also boosts the mobile payment market. Mobile payments are convenient and secure for customers to make transactions when shopping through their mobile devices. As more and more retailers and businesses offer mobile-optimized experiences, customers are becoming more comfortable using mobile payments.
One of the main reasons for the growth of m-commerce and mobile payments is the convenience they offer. With the ability to shop and make purchases from anywhere, at any time, customers can make quick and easy transactions without needing to visit a physical store or use cash, especially during the pandemic when physical distancing is important and online shopping has become more prevalent.
Another reason for m-commerce and mobile payments growth is the increasing use of mobile wallets and payment apps. Its apps allow customers to store their financial information and make payments with just a few taps on their mobile devices. Thus, eliminating customers' need to carry cash or credit cards, making mobile payments even more convenient.
Rising security concerns hamper the growth of the mobile payments market
Mobile payments have become increasingly popular in recent years, but some security concerns are still hampering the growth of the mobile payment market. As mobile payments involve personal and financial information, there is a risk of data breaches and fraud. The rising fraud statistics can lead to customers becoming hesitant to use mobile payments and harm mobile payment providers' reputations.
One of the main security concerns with mobile payments is the risk of data breaches. With the increasing amount of personal and financial information stored on mobile devices, there is a risk that hackers could access this information. Thus, the above factors can lead to sensitive information, such as credit card numbers and personal details, being stolen, which can have serious consequences for customers.
COVID-19 Impact Analysis
The COVID-19 pandemic has had a significant impact on the mobile payment market. With lockdowns and social distancing measures in place, people have been hesitant to use cash and have instead turned to contactless and digital payment methods. Thus, it has increased the adoption of mobile payments, as people have used their smartphones to make online and in-store purchases.
In particular, the use of mobile wallets has seen a significant uptick. Its digital wallets allow users to store their smartphone's credit and debit card information and other payment methods. Thus, it has made making purchases easier without physically handling cash or cards. Additionally, many retailers have implemented contactless payment options, such as Apple Pay and Google Wallet, which have also contributed to the growth in mobile payments.
Another impact of the pandemic on the mobile payment market is the increased adoption of e-commerce. As brick-and-mortar stores were closed and people were advised to stay at home, more and more people have been turning to online shopping, thus leading to an increase in the use of mobile payments for online transactions and mobile apps for ordering goods and services.
The global mobile payments market is segmented by technology, payment type, location outlook, end-user and region.
The mobile web holds a major share of the mobile payments market due to the security and flexibility provided by the segment
Based on technology, the global Mobile payments market is segmented into near-field communication, direct mobile billing, mobile web payment, SMS, interactive voice response system, mobile app and others. The mobile web holds a major share of the mobile payments market due to the security and flexibility provided by the segment.
One of the main advantages of mobile web payments is convenience. Users can make payments from anywhere and any time, as long as they have an internet connection. Additionally, mobile web payments are generally more secure than traditional online payments, such as credit card payments; this is because mobile web payments often use multi-factor authentication, such as fingerprint recognition or facial recognition, to provide an added layer of security.
Mobile web payments can be made using various methods, including credit and debit cards, mobile wallets and digital currencies. Some popular mobile web payment options include Google Wallet, Apple Pay and PayPal. Its services allow users to store their payment information on their devices and make payments with just a few clicks.
The increasing penetration of smartphones and mobile internet in Asia-Pacific, as well as government initiatives to promote digital payments
The demand for mobile payments in Asia-Pacific is growing rapidly. According to a UN report, the number of mobile payment users in the region is expected to reach 9.8 billion by 2030, accounting for over half of the world's mobile payment users. The growth can be attributed to several factors, including the increasing penetration of smartphones and mobile internet in the region and government initiatives to promote digital payments.
In China, mobile payments have become ubiquitous, with platforms such as Alipay and WeChat Pay accounting for most digital transactions. Its platforms have also expanded their services to other countries in the APAC region, allowing Chinese tourists to use them while traveling abroad.
India has also seen rapid growth in mobile payments, with the government's demonetization policy in 2016 leading to a significant increase in digital transactions. The government's push for a cashless economy and the Unified Payments Interface (UPI) launch has also contributed to the growth of mobile payments in the country.
In Southeast Asia, mobile payments are also on the rise, with countries such as Singapore, Indonesia and the Philippines witnessing significant growth in mobile payment users. In Singapore, for example, the government's "Smart Nation" initiative has led to the widespread adoption of digital payments, including mobile payments.
The global mobile payments market is highly competitive with local and global key players. The key players contributing to the market's growth are Google, Alibaba Group Holdings Limited, Amazon.com Inc, Apple Inc, American Express Company, M Pesa, Money Gram International, PayPal Holdings Inc, Samsung Electronics Co. Ltd, Visa Inc and WeChat, among others.
The major companies are adopting several growth strategies, such as product launches, acquisitions and collaborations, contributing to the global growth of the mobile payments market.
Overview: Google supplies its cloud products and services under 16 categories, including databases, API management, AI and machine learning, AI infrastructure, API management, data analytics and others. Google generates revenues mainly from advertising, in-app purchases, sales of apps, digital content products, hardware, licensing and service fees, including fees received from subscription-based products and cloud offerings. Its parent company 'Alphabet Inc.' manages the revenues obtained from Google. The company has more than 70 offices in 50 countries, expanding in North America, Latin America, Asia-Pacific, Europe, Africa and Middle East.
The global mobile payments market report would provide approximately 70 market data tables,70 figures and 201 pages.
Target Audience 2023
LIST NOT EXHAUSTIVE