封面
市场调查报告书
商品编码
1887126

个人贷款市场规模、占有率、成长及全球产业分析:依类型、应用和地区划分的洞察与预测(2024-2032 年)

Personal Loans Market Size, Share, Growth and Global Industry Analysis By Type & Application, Regional Insights and Forecast to 2024-2032

出版日期: | 出版商: Fortune Business Insights Pvt. Ltd. | 英文 120 Pages | 商品交期: 请询问到货日

价格

个人贷款市场驱动因素

随着消费者日益寻求灵活的金融解决方案来管理个人支出、整合债务和为大额消费融资,全球个人贷款市场持续快速扩张。根据近期的一份行业报告,在金融素养提高、对信贷的依赖性增强以及数位贷款工具的广泛应用等因素的推动下,2024 年市场规模将达到 3,873.7 亿美元。预计到 2025 年,在主要地区持续的需求、不断完善的数位基础设施以及金融科技应用的日益普及等因素的推动下,市场规模将增长至 4,297.8 亿美元。展望未来,预计到 2032 年,市场规模将达到惊人的 1,9477 亿美元,使其成为消费金融产业成长最快的细分市场之一。

个人贷款提供无抵押融资机会,以满足消费者多样化的需求,包括房屋装修、教育、医疗支出、旅行和紧急资金。随着全球生活方式的改变和金融需求的增长,消费者正转向个人贷款,与传统信贷产品相比,个人贷款具有还款期限灵活、放款週期更快、覆盖范围更广等优势。金融科技、基于人工智慧的信用评估和行动优先平台推动的贷款模式转型,正在显着加速市场对个人贷款的接受度,尤其是在新兴经济体。

市场概览及主要驱动因素

截至2024年,北美凭藉其强大的数位贷款体系、活跃的消费信贷活动以及众多全球主要金融机构的存在,占了大部分市场占有率。同时,亚太地区预计将在2032年实现最高的复合年增长率,这主要得益于智慧型手机普及率的提高、金融科技生态系统的扩展以及行动贷款解决方案的快速普及。

数位借贷的快速成长是关键成长因素之一。人工智慧驱动的信用评分模型、机器学习演算法和大数据分析使贷款机构能够更准确地评估借款人情况,缩短批准时间,并将贷款扩展到服务不足的人群。这些技术进步在推动市场规模从2024年的3,873.7亿美元成长到2025年的4,297.8亿美元方面发挥了关键作用。

消费者对用于房屋装修、教育和医疗等短期贷款的需求不断增长,进一步促进了市场扩张。金融科技公司透过即时审批流程和极简的文件要求推动了这一成长。此外,政府为促进数位普惠和金融知识普及所做的努力,也帮助发展中市场扩大了信贷覆盖范围。

细分市场洞察

在消费者长期信任、健全的监管框架和全面的金融服务产品的推动下,银行在2024年仍将是最大的贷款机构。然而,由于能够提供个人化贷款产品和快速放款,线上贷款机构和点对点 (P2P) 平台在 2024 年至 2025 年间实现了快速成长。

债务整合成为主要的贷款目标,许多藉款人转向个人贷款,以单一的、结构化的还款计划取代多笔高利债务。房屋翻新也出现了显着增长,随着业主增加对翻新和维护项目的投资,房屋翻新在贷款市场中所占占有率不断扩大。紧急贷款的预期成长率最高,反映了全球的不确定性以及对紧急财务援助日益增长的需求。

依地区划分的表现

预计到 2024 年,北美市场规模将达到 1,561.9 亿美元,这主要得益于较高的可支配收入水准和数位贷款管道的扩张。欧洲仍是第二大市场,其个人贷款市场预计到2025年将达到1085.7亿美元,这主要得益于经济稳定性的提高和有利于金融科技创新的监管框架。亚太地区预计2025年将达到1,023.5亿美元,其中中国贡献336.4亿美元,印度贡献260.5亿美元。

南美洲以及中东和非洲地区也取得了稳步进展,这得益于普惠金融举措、金融科技的日益普及以及对无抵押个人信贷需求的增长。

目录

第一章:引言

第二章:摘要整理

第三章:市场动态

  • 宏观与微观经济指标
  • 驱动因素、限制因素、机会与趋势

第四章:竞争格局

  • 主要参与者所采用的商业策略
  • 主要参与者的综合SWOT分析
  • 全球个人贷款市场占有率及前3-5大参与者排名(2024年)

第五章 全球个人贷款市场估算与预测(量化资料):依细分市场划分,2019-2032

  • 主要发现
  • 依贷款机构类型划分
    • 银行
    • 信用合作社
    • 线上贷款机构
    • P2P借贷
  • 依贷款用途划分
    • 债务整合
    • 房屋装修
    • 医疗费用
    • 教育
    • 紧急状况
    • 其他
  • 依地区划分
    • 北美
    • 欧洲
    • 亚太地区
    • 南美
    • 中东和非洲

第六章 北美个人贷款市场规模估算与预测(量化资料):依细分市场划分, 2019-2032

  • 主要发现
  • 依贷款机构类型划分
    • 银行
    • 信用合作社
    • 线上贷款机构
    • P2P借贷
  • 依贷款用途划分
    • 债务整合
    • 房屋装修
    • 医疗费用
    • 教育
    • 紧急状况
    • 其他
  • 依国家划分
    • 美国
      • 依贷款机构类型划分
    • 加拿大
      • 依贷款机构类型划分
    • 墨西哥
    • 依贷款机构类型划分

第七章 欧洲个人贷款市场规模估算与预测(量化资料):依细分市场划分,2019-2032 年

  • 主要发现
  • 依贷款机构类型划分
    • 银行
    • 信用合作社
    • 线上贷款机构
    • P2P借贷
  • 依贷款用途划分
    • 债务整合
    • 房屋装修
    • 医疗费用
    • 教育
    • 紧急状况
    • 其他
  • 依国家划分
    • 英国
      • 依贷款机构类型划分
    • 德国
      • 依贷款机构类型划分
    • 法国
      • 依贷款机构类型
    • 义大利
      • 依贷款机构类型划分
    • 其他欧洲地区

第八章 亚太地区个人贷款市场规模估算与预测(量化资料):依细分市场划分,2019-2032

  • 主要发现
  • 依贷款机构类型划分
    • 银行
    • 信用合作社
    • 线上贷款机构
    • P2P借贷
  • 依贷款用途划分
    • 债务整合
    • 房屋装修
    • 医疗费用
    • 教育
    • 紧急状况
    • 其他
  • 依国家划分
    • 中国
      • 依贷款机构类型
    • 日本
      • 依贷款机构类型划分
    • 印度
      • 依贷款机构类型划分
    • 韩国
      • 依贷款机构类型划分
    • 其他亚太地区

第九章 南美洲个人贷款市场规模估算与预测(量化资料):依细分市场划分,2019-2032

  • 主要发现
  • 依贷款机构类型划分
    • 银行
    • 信用合作社
    • 线上贷款机构
    • P2P借贷
  • 依贷款用途划分
    • 债务整合
    • 房屋装修
    • 医疗支出
    • 教育
    • 紧急状况
    • 其他
  • 依国家/地区
    • 巴西
      • 依贷款机构类型
    • 阿根廷
      • 依贷款机构类型
    • 其他南美洲国家

第十章 中东和非洲个人贷款市场规模估计和预测(定量数据):依细分市场划分,2019-2032

  • 主要发现
  • 依贷款机构类型
    • 银行
    • 信用合作社
    • 线上贷款机构
    • P2P借贷
  • 依贷款用途
    • 债务整合
    • 房屋改善
    • 医疗费用
    • 教育
    • 紧急状况
    • 其他
  • 依国家/地区
    • 海湾合作委员会 (GCC)
      • 依贷款机构类型
    • 南非
      • 依贷款机构类型
    • 其他中东和非洲国家/地区

第 11 章:十大公司简介

  • 摩根大通
  • 富国银行
  • 美国银行
  • 花旗集团
  • 汇丰控股
  • 高盛
  • 巴克莱银行
  • 德意志银行
  • 蚂蚁金服
  • 美国运通
  • 微软

第 12 章要点

Product Code: FBI112894

Growth Factors of personal loans Market

The global personal loans market continues to expand rapidly as consumers increasingly seek flexible financial solutions to manage personal expenses, consolidate debt, and fund major purchases. According to the latest industry report, the market size reached USD 387.37 billion in 2024, driven by rising financial awareness, growing dependence on credit, and the widespread adoption of digital lending tools. In 2025, the market is expected to grow to USD 429.78 billion, supported by sustained demand across major global regions, strengthening digital infrastructure, and expanding fintech penetration. Looking ahead, the market is forecast to reach a remarkable USD 1,094.77 billion by 2032, representing one of the fastest-growing segments in consumer finance.

Personal loans offer unsecured borrowing opportunities for a wide variety of consumer needs, including home renovation, education, health expenses, travel, and emergency requirements. As global lifestyles evolve and financial needs increase, consumers are shifting toward personal loans due to their flexible repayment terms, quick disbursement cycles, and broader loan accessibility compared to traditional credit products. The transformation of lending models-driven by fintech, AI-based underwriting, and mobile-first platforms-has significantly accelerated market adoption, particularly in emerging economies.

Market Overview and Key Drivers

In 2024, North America held the dominant market share due to strong digital lending systems, high consumer credit activity, and the presence of major global financial institutions. Meanwhile, the Asia Pacific region is projected to achieve the highest CAGR through 2032, benefiting from increased smartphone penetration, expanding fintech ecosystems, and the rapid adoption of mobile-based lending solutions.

The surge in digital lending is one of the primary growth catalysts. AI-driven credit assessment models, machine learning algorithms, and big data analytics have empowered lenders to evaluate borrower profiles more accurately, reduce approval turnaround times, and extend loans to underbanked individuals. These technological advancements played a significant role in driving the market from USD 387.37 billion in 2024 to USD 429.78 billion in 2025.

Growing consumer demand for short-term financing for home improvement, education, and medical needs further contributed to market expansion. Fintech companies strengthened this growth with instant approval processes and minimal documentation requirements. Additionally, government initiatives promoting digital inclusion and financial literacy supported broader credit accessibility in developing markets.

Segmentation Insights

Banks remained the largest lenders in 2024, supported by decades of consumer trust, robust regulatory frameworks, and comprehensive financial service offerings. However, online lenders and peer-to-peer (P2P) platforms grew rapidly during the 2024-2025 period due to their ability to offer personalized loan products and faster disbursement rates.

Debt consolidation emerged as the leading loan purpose, with many borrowers using personal loans to replace multiple high-interest debts with a single structured repayment plan. Home improvement also experienced substantial growth, representing a rising portion of the loan market as property owners increasingly invested in renovation and maintenance projects. Emergency loans displayed the fastest projected growth, reflecting global uncertainties and increasing need for immediate financial assistance.

Regional Performance

In 2024, North America recorded a market value of USD 156.19 billion, supported by high disposable income levels and expanding digital lending channels. Europe remained the second-largest region, where the personal loans market is estimated to reach USD 108.57 billion in 2025, driven by improved economic stability and regulatory frameworks promoting fintech innovation. In Asia Pacific, the market is expected to reach USD 102.35 billion in 2025, with China contributing USD 33.64 billion and India USD 26.05 billion during the same year.

South America and the Middle East & Africa showed steady progress, supported by financial inclusion efforts, growing fintech penetration, and rising demand for unsecured personal credit.

Competitive Landscape

The market is highly competitive with major players including JPMorgan Chase, Wells Fargo, Bank of America, HSBC Holdings, American Express, SoFi, LendingClub, Avant, UBS, Deutsche Bank, and leading Asian platforms like Ant Financial and WeBank. These companies are increasingly investing in digital transformation, AI-based underwriting, and strategic partnerships to strengthen their presence in a rapidly evolving lending environment.

Segmentation By Lender Type

  • Banks
  • Credit Unions
  • Online Lenders
  • Peer-to-Peer Lenders

By Loan Purpose

  • Debt Consolidation
  • Home Improvement
  • Medical
  • Education
  • Emergency
  • Others

By Region

  • North America (By Lender Type, By Loan Purpose, and By Country)
    • U.S. (By Lender Type)
    • Canada (By Lender Type)
    • Mexico (By Lender Type)
  • Europe (By Lender Type, By Loan Purpose, and By Country)
    • Germany (By Lender Type)
    • U.K (By Lender Type)
    • France (By Lender Type)
    • Italy (By Lender Type)
    • Rest of Europe
  • Asia Pacific (By Lender Type, By Loan Purpose, and By Country)
    • China (By Lender Type)
    • Japan (By Lender Type)
    • South Korea (By Lender Type)
    • India (By Lender Type)
    • Rest of Asia Pacific
  • South America (By Lender Type, By Loan Purpose, and By Country)
    • Brazil (By Lender Type)
    • Argentina (By Lender Type)
    • Rest of South America
  • Middle East & Africa (By Lender Type, By Loan Purpose, and By Country)
    • GCC (By Lender Type)
    • South Africa (By Lender Type)
    • Rest of Middle East & Africa

Companies Profiled in the Report JPMorgan Chase (U.S.), Bank of America (U.S.), Wells Fargo (U.S.), Citigroup (U.S.), HSBC Holdings (U.K), Goldman Sachs (U.S.), Barclays (U.K), Deutsche Bank AG (Germany), Ant Financial (China), and American Express (U.S.).

Table of Content

1. Introduction

  • 1.1. Definition, By Segment
  • 1.2. Research Methodology/Approach
  • 1.3. Data Sources

2. Executive Summary

3. Market Dynamics

  • 3.1. Macro and Micro Economic Indicators
  • 3.2. Drivers, Restraints, Opportunities and Trends

4. Competition Landscape

  • 4.1. Business Strategies Adopted by Key Players
  • 4.2. Consolidated SWOT Analysis of Key Players
  • 4.3. Global Personal Loans Key Players (Top 3-5) Market Share/Ranking, 2024

5. Global Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 5.1. Key Findings
  • 5.2. By Lender Type (USD)
    • 5.2.1. Banks
    • 5.2.2. Credit Unions
    • 5.2.3. Online Lenders
    • 5.2.4. Peer-to-Peer Lenders
  • 5.3. By Loan Purpose (USD)
    • 5.3.1. Debt Consolidation
    • 5.3.2. Home Improvement
    • 5.3.3. Medical
    • 5.3.4. Education
    • 5.3.5. Emergency
    • 5.3.6. Others
  • 5.4. By Region (USD)
    • 5.4.1. North America
    • 5.4.2. Europe
    • 5.4.3. Asia Pacific
    • 5.4.4. South America
    • 5.4.5. Middle East & Africa

6. North America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 6.1. Key Findings
  • 6.2. By Lender Type (USD)
    • 6.2.1. Banks
    • 6.2.2. Credit Unions
    • 6.2.3. Online Lenders
    • 6.2.4. Peer-to-Peer Lenders
  • 6.3. By Loan Purpose (USD)
    • 6.3.1. Debt Consolidation
    • 6.3.2. Home Improvement
    • 6.3.3. Medical
    • 6.3.4. Education
    • 6.3.5. Emergency
    • 6.3.6. Others
  • 6.4. By Country (USD)
    • 6.4.1. U.S.
      • 6.4.1.1. By Lender Type (USD)
    • 6.4.2. Canada
      • 6.4.2.1. By Lender Type (USD)
    • 6.4.3. Mexico
      • 6.4.3.1. By Lender Type (USD)

7. Europe Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 7.1. Key Findings
  • 7.2. By Lender Type (USD)
    • 7.2.1. Banks
    • 7.2.2. Credit Unions
    • 7.2.3. Online Lenders
    • 7.2.4. Peer-to-Peer Lenders
  • 7.3. By Loan Purpose (USD)
    • 7.3.1. Debt Consolidation
    • 7.3.2. Home Improvement
    • 7.3.3. Medical
    • 7.3.4. Education
    • 7.3.5. Emergency
    • 7.3.6. Others
  • 7.4. By Country (USD)
    • 7.4.1. U.K.
      • 7.4.1.1. By Lender Type (USD)
    • 7.4.2. Germany
      • 7.4.2.1. By Lender Type (USD)
    • 7.4.3. France
      • 7.4.3.1. By Lender Type (USD)
    • 7.4.4. Italy
      • 7.4.4.1. By Lender Type (USD)
    • 7.4.5. Rest of Europe

8. Asia Pacific Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 8.1. Key Findings
  • 8.2. By Lender Type (USD)
    • 8.2.1. Banks
    • 8.2.2. Credit Unions
    • 8.2.3. Online Lenders
    • 8.2.4. Peer-to-Peer Lenders
  • 8.3. By Loan Purpose (USD)
    • 8.3.1. Debt Consolidation
    • 8.3.2. Home Improvement
    • 8.3.3. Medical
    • 8.3.4. Education
    • 8.3.5. Emergency
    • 8.3.6. Others
  • 8.4. By Country (USD)
    • 8.4.1. China
      • 8.4.1.1. By Lender Type (USD)
    • 8.4.2. Japan
      • 8.4.2.1. By Lender Type (USD)
    • 8.4.3. India
      • 8.4.3.1. By Lender Type (USD)
    • 8.4.4. South Korea
      • 8.4.4.1. By Lender Type (USD)
    • 8.4.5. Rest of Asia Pacific

9. South America Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 9.1. Key Findings
  • 9.2. By Lender Type (USD)
    • 9.2.1. Banks
    • 9.2.2. Credit Unions
    • 9.2.3. Online Lenders
    • 9.2.4. Peer-to-Peer Lenders
  • 9.3. By Loan Purpose (USD)
    • 9.3.1. Debt Consolidation
    • 9.3.2. Home Improvement
    • 9.3.3. Medical
    • 9.3.4. Education
    • 9.3.5. Emergency
    • 9.3.6. Others
  • 9.4. By Country (USD)
    • 9.4.1. Brazil
      • 9.4.1.1. By Lender Type (USD)
    • 9.4.2. Argentina
      • 9.4.2.1. By Lender Type (USD)
    • 9.4.3. Rest of South America

10. Middle East and Africa Personal Loans Market Size Estimates and Forecasts (Quantitative Data), By Segments, 2019-2032

  • 10.1. Key Findings
  • 10.2. By Lender Type (USD)
    • 10.2.1. Banks
    • 10.2.2. Credit Unions
    • 10.2.3. Online Lenders
    • 10.2.4. Peer-to-Peer Lenders
  • 10.3. By Loan Purpose (USD)
    • 10.3.1. Debt Consolidation
    • 10.3.2. Home Improvement
    • 10.3.3. Medical
    • 10.3.4. Education
    • 10.3.5. Emergency
    • 10.3.6. Others
  • 10.4. By Country (USD)
    • 10.4.1. GCC
      • 10.4.1.1. By Lender Type (USD)
    • 10.4.2. South Africa
      • 10.4.2.1. By Lender Type (USD)
    • 10.4.3. Rest of Middle East and Africa

11. Company Profiles for Top 10 Players (Based on data availability in public domain and/or on paid databases)

  • 11.1. JPMorgan Chase
    • 11.1.1. Overview
      • 11.1.1.1. Key Management
      • 11.1.1.2. Headquarters
      • 11.1.1.3. Offerings/Business Segments
    • 11.1.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.1.2.1. Employee Size
      • 11.1.2.2. Past and Current Revenue
      • 11.1.2.3. Geographical Share
      • 11.1.2.4. Business Segment Share
      • 11.1.2.5. Recent Developments
  • 11.2. Wells Fargo
    • 11.2.1. Overview
      • 11.2.1.1. Key Management
      • 11.2.1.2. Headquarters
      • 11.2.1.3. Offerings/Business Segments
    • 11.2.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.2.2.1. Employee Size
      • 11.2.2.2. Past and Current Revenue
      • 11.2.2.3. Geographical Share
      • 11.2.2.4. Business Segment Share
      • 11.2.2.5. Recent Developments
  • 11.3. Bank of America
    • 11.3.1. Overview
      • 11.3.1.1. Key Management
      • 11.3.1.2. Headquarters
      • 11.3.1.3. Offerings/Business Segments
    • 11.3.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.3.2.1. Employee Size
      • 11.3.2.2. Past and Current Revenue
      • 11.3.2.3. Geographical Share
      • 11.3.2.4. Business Segment Share
      • 11.3.2.5. Recent Developments
  • 11.4. Citigroup
    • 11.4.1. Overview
      • 11.4.1.1. Key Management
      • 11.4.1.2. Headquarters
      • 11.4.1.3. Offerings/Business Segments
    • 11.4.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.4.2.1. Employee Size
      • 11.4.2.2. Past and Current Revenue
      • 11.4.2.3. Geographical Share
      • 11.4.2.4. Business Segment Share
      • 11.4.2.5. Recent Developments
  • 11.5. HSBC Holdings
    • 11.5.1. Overview
      • 11.5.1.1. Key Management
      • 11.5.1.2. Headquarters
      • 11.5.1.3. Offerings/Business Segments
    • 11.5.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.5.2.1. Employee Size
      • 11.5.2.2. Past and Current Revenue
      • 11.5.2.3. Geographical Share
      • 11.5.2.4. Business Segment Share
      • 11.5.2.5. Recent Developments
  • 11.6. Goldman Sachs
    • 11.6.1. Overview
      • 11.6.1.1. Key Management
      • 11.6.1.2. Headquarters
      • 11.6.1.3. Offerings/Business Segments
    • 11.6.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.6.2.1. Employee Size
      • 11.6.2.2. Past and Current Revenue
      • 11.6.2.3. Geographical Share
      • 11.6.2.4. Business Segment Share
      • 11.6.2.5. Recent Developments
  • 11.7. Barclays
    • 11.7.1. Overview
      • 11.7.1.1. Key Management
      • 11.7.1.2. Headquarters
      • 11.7.1.3. Offerings/Business Segments
    • 11.7.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.7.2.1. Employee Size
      • 11.7.2.2. Past and Current Revenue
      • 11.7.2.3. Geographical Share
      • 11.7.2.4. Business Segment Share
      • 11.7.2.5. Recent Developments
  • 11.8. Deutsche Bank AG
    • 11.8.1. Overview
      • 11.8.1.1. Key Management
      • 11.8.1.2. Headquarters
      • 11.8.1.3. Offerings/Business Segments
    • 11.8.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.8.2.1. Employee Size
      • 11.8.2.2. Past and Current Revenue
      • 11.8.2.3. Geographical Share
      • 11.8.2.4. Business Segment Share
      • 11.8.2.5. Recent Developments
  • 11.9. Ant Financial
    • 11.9.1. Overview
      • 11.9.1.1. Key Management
      • 11.9.1.2. Headquarters
      • 11.9.1.3. Offerings/Business Segments
    • 11.9.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.9.2.1. Employee Size
      • 11.9.2.2. Past and Current Revenue
      • 11.9.2.3. Geographical Share
      • 11.9.2.4. Business Segment Share
      • 11.9.2.5. Recent Developments
  • 11.10. American Express
    • 11.10.1. Overview
      • 11.10.1.1. Key Management
      • 11.10.1.2. Headquarters
      • 11.10.1.3. Offerings/Business Segments
    • 11.10.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.10.2.1. Employee Size
      • 11.10.2.2. Past and Current Revenue
      • 11.10.2.3. Geographical Share
      • 11.10.2.4. Business Segment Share
      • 11.10.2.5. Recent Developments
  • 11.11. Microsoft
    • 11.11.1. Overview
      • 11.11.1.1. Key Management
      • 11.11.1.2. Headquarters
      • 11.11.1.3. Offerings/Business Segments
    • 11.11.2. Key Details (Key details are consolidated data and not product/service specific)
      • 11.11.2.1. Employee Size
      • 11.11.2.2. Past and Current Revenue
      • 11.11.2.3. Geographical Share
      • 11.11.2.4. Business Segment Share
      • 11.11.2.5. Recent Developments

12. Key Takeaways

List of Tables

  • Table 1: Global Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 2: Global Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 3: Global Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 4: Global Personal Loans Market Size Estimates and Forecasts, By Region, 2019 - 2032
  • Table 5: North America Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 6: North America Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 7: North America Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 8: North America Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 9: U.S. Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 10: Canada Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 11: Mexico Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 12: Europe Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 13: Europe Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 14: Europe Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 15: Europe Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 16: U.K. Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 17: Germany Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 18: Italy Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 19: France Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 20: Asia Pacific Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 21: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 22: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 23: Asia Pacific Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 24: China Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 25: Japan Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 26: India Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 27: South Korea Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 28: South America Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 29: South America Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 30: South America Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 31: South America Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 32: Brazil Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 33: Argentina Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 34: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, 2019 - 2032
  • Table 35: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 36: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Loan Purpose, 2019 - 2032
  • Table 37: Middle East and Africa Personal Loans Market Size Estimates and Forecasts, By Country, 2019 - 2032
  • Table 38: GCC Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032
  • Table 39: South Africa Personal Loans Market Size Estimates and Forecasts, By Lender Type, 2019 - 2032

List of Figures

  • Figure 1: Global Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 2: Global Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 3: Global Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 4: Global Personal Loans Market Revenue Share (%), By Region, 2024 and 2032
  • Figure 5: North America Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 6: North America Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 7: North America Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 8: North America Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 9: Europe Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 10: Europe Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 11: Europe Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 12: Europe Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 13: Asia Pacific Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 14: Asia Pacific Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 15: Asia Pacific Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 16: Asia Pacific Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 17: South America Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 18: South America Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 19: South America Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 20: South America Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 21: Middle East and Africa Personal Loans Market Revenue Share (%), 2024 and 2032
  • Figure 22: Middle East and Africa Personal Loans Market Revenue Share (%), By Lender Type, 2024 and 2032
  • Figure 23: Middle East and Africa Personal Loans Market Revenue Share (%), By Loan Purpose, 2024 and 2032
  • Figure 24: Middle East and Africa Personal Loans Market Revenue Share (%), By Country, 2024 and 2032
  • Figure 25: Global Personal Loans Key Players' (Top 3-5) Market Share/Ranking (%), 2024