保险中的自动化房屋：专题研究

英国智能家居保险市场估计为 1.8 亿英镑（2.2 亿美元），仅占当前家居保险市场的 2.8%。预计到 2026 年，该市场可能达到 30 亿英镑（36.4 亿美元），占家庭保险市场的 48.1%。

本报告探讨了全球保险自动化家居市场、保险公司如何从智能家居技术中受益、自动化家居领域出现的主要挑战和机遇、保险政策它提供了有关提高用户采用率并使公司和客户都受益的战略信息，以及发展中行业领先保险公司的进展和比较。

内容

内容

• 执行摘要
• 市场进入者
• 技术说明
• 趋势
• 行业分析
• 价值链
• 公司
• 行业记分卡
• 词彙表
• 参考资料
• 按主题研究方法
• 关于环球数据
• 联繫我们

GlobalData estimates that the UK smart home insurance market is worth GBP180 million ($220 million), which equates to just 2.8% of the current home insurance market. Given the openness to interpretation of a "smart home," GlobalData predicts that the market could be worth up to GBP3 billion ($3.64 billion) by 2026 (48.1% of the household insurance market). Yet the prevalence of smart devices across households will determine the size of each country's automated home insurance market. According to these conditions, the US automated home insurance market is the largest and most advanced.

Consumers have been able to derive numerous benefits from installing smart devices into their homes, with leading advantages including energy efficiency, home security, and lifestyle comfort. The scope for these devices to mitigate and minimize the impact of various types of claims within the home line has become increasingly apparent. With insurers grappling with ever-growing claims costs in the household insurance market, encouraging consumers to install these devices will alleviate huge pressures on players' bottom lines. This report examines the impact the automated home is already having on the insurance industry and considers the future outlook for this theme.

Scope

• The key benefit of smart devices to insurers is the mitigation and reduction of several key claims areas, including escape of water, fire, and theft.
• The data created and processed by smart home devices could open the door for big tech companies and other affinity providers to become disruptors in the home insurance landscape, although for now this is some way from coming to fruition.
• Leading smart home insurance providers offer discounts firstly on the devices themselves via partnerships with manufacturers, and secondly through discounted home insurance premiums to incentivize uptake and correct usage.

Reasons to Buy

• Determine the extent to which insurance providers can benefit from smart home technologies.
• Identify the key challenges and opportunities arising within the automated home space.
• Develop strategies to encourage uptake among policyholders to benefit both yourself and your customers.
• Benchmark yourself against the progress of leading insurers within this developing sector.

Table of Contents

Table of Contents

• Executive Summary
• Players
• Technology Briefing
• Trends
• Industry Analysis
• Value Chain
• Companies
• Sector Scorecards
• Glossary
• Further Reading
• Our Thematic Research Methodology
• About GlobalData
• Contact Us