信用销售 (BNPL) - 题目分析

Buy Now Pay Later - Thematic Research

出版日期: 2022年05月12日 | 出版商:

GlobalData | 英文 46 Pages | 订单完成后即时交付

价格

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简介目录

本报告提供急速成长中的信用销售 (BNPL:Buy Now Pay Later) 市场相关调查分析，提供主要企业，趋势·促进因素，用户群等相关的系统性资讯。

企业

趋势

技术趋势
宏观经济趋势
人口统计趋势
法规趋势

产业分析

市场规模·成长率预测
北欧国家和大洋洲是最成熟的BNPL市场
今后3年，中东·非洲除外的全部市场均将稳定成长
BNPL的消费者融资对银行和卡计划的破坏很小

消费者的使用案例

便利性
没有手续费的货到付款
采购保障
减轻违法行为
购买力的增加

商人的使用案例

结帐篮尺寸的增加
改善客户转化率/减少放弃结帐
广泛的客户群
即时获得资金
欺诈和违约风险

价值链

趋势

BNPL企业的败部復活
世界经济的低迷
诈欺检测·抑制
零售信用的传统供应商等

企业章节

竞争分析
M&A
企业

补充资料

GlobalData的银行·付款调查

二级资讯来源

附录:调查手法

简介目录

Product Code: GDRB-TR-S047

This report discusses the disruptive potential of the BNPL sector on the payments industry. It identifies the leading companies that are driving growth in the space as well as the benefits BNPL provides to both merchants and consumers. The report also discusses the risks around BNPL loans and the future regulatory outlook.

Buy now pay later (BNPL) providers disrupt the lending sector by simplifying access to loans to consumers and reducing friction at payment points. The sector has been around for many years, but it has seen rapid growth recently as key players expanded into new regions. Long dominated by key BNPL providers such as Klarna, Clearpay, and Affirm, the sector is now being challenged by incumbent card networks and banks such as Visa, Mastercard, and Barclays. The sector has been able to grow so rapidly partly due to a lack of regulation. However, governing bodies are reviewing the sector and considering imposing rules to protect consumers from accumulating unmanageable debt.

Scope

The global BNPL sector reached $160 billion in 2021.
Millennials and Generation Z are the main demographics driving the adoption of BNPL.
UK consumers paid $50.7 million in BNPL late fees in the UK in 2020, while one in 10 consumers dealt with debt collectors due to unpaid loans.
In 2020, Klarna reached 87 million users, generated $1 billion in revenue, but reported a loss of $139 million.