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市场调查报告书
商品编码
1354304
数位支付市场规模-按类型(数位商务、数位汇款、行动 POS 支付)、最终用户产业(零售、BFSI、IT 和电信、医疗保健、旅游和酒店、电子商务、政府)和全球预测,2023-2032Digital Payments Market Size-By Type (Digital Commerce, Digital Remittances, Mobile POS Payments s), By End-User Industry (Retail, BFSI, IT & telecommunication, Healthcare, Travel & Hospitality, E-commerce, Government) & Global Forecast, 2023-2032 |
2023 年至 2032 年,全球数位支付市场规模复合年增长率预计将超过 16.5%。
生物辨识认证方法的广泛部署,例如脸部辨识和指纹扫描,以增强数位支付的安全性和便利性,将推动市场成长。举个例子,2023 年 7 月,领先的金融科技公司 Paytm 宣布正在研究透过脸部辨识实现支付的新技术。采用生物特征认证方法还可以在安全性和便利性方面带来好处,可以解决潜在的问题,包括资料隐私和外洩。
整个数位支付市场根据类型、最终用户和地区进行细分。
就类型而言,在便利性、可负担性和可及性等优势的推动下,数位汇款领域的市场规模从 2023 年到 2032 年可能会录得可观的复合年增长率。政府和监管机构对数位汇款好处的支持不断增加,导致支持成长和确保消费者保护的政策数量不断增加。数位汇款服务比银行转帐和实体汇款等传统方法更快。透过智慧型手机、平板电脑和电脑等各种设备轻鬆存取也将概述行业的扩张。
就最终用户而言,BFSI 部门的数位支付产业规模预计将扩大到 2032 年。BFSI 部门主要采用多种数位支付方法和技术,以增强客户体验并简化金融营运。 BFSI 机构也采用区块链技术和加密货币,例如比特币,以实现安全和去中心化的数位交易。
从地区来看,由于该地区网路连线和智慧型手机的普及率较高,预计到 2032 年,北美数位支付市场规模的复合年增长率将超过 6%。根据 MadeinCA 的加拿大网路统计数据,加拿大是网路普及率最高的国家之一,预计到 2023 年或 2024 年将达到 99%。行动支付的数位平台日益普及,进一步推动了数位化广大人民群众的支付更加便捷。
Global Digital Payments Market size is poised to record more than 16.5% CAGR from 2023-2032.
Widespread deployment of biometric authentication methods, such as facial recognition and fingerprint scanning for enhancing security and convenience in digital payments will drive the market growth. To cite an instance, in July 2023, leading financial tech firm Paytm announced that it was working on novel technology for enabling payments through facial recognition. The adoption of biometric authentication methods also renders benefits in terms of security and convenience for addressing potential concerns, including data privacy and breaches.
The overall digital payments market is segmented based on type, end-user, and region.
In terms of type, the market size from the digital remittances segment may record appreciable CAGR from 2023-2032 driven by benefits, such as convenience, affordability, and accessibility. The growing government and regulatory support for recognizing the benefits of digital remittances had led to the rising number of policies to support growth and ensure consumer protection. Digital remittance services are faster than traditional methods, such as bank transfers and physical money transfers. Ease of accessibility through wide range of devices, including smartphones, tablets, and computers will also outline the industry expansion.
With respect to end-user, the digital payments industry size from the BFSI segment is expected to expand up to 2032. Several digital payment methods and technologies are largely adopted by the BFSI sector for enhancing the customer experiences and streamlining the financial operations. BFSI institutions are also embracing blockchain technology and cryptocurrencies, such as Bitcoin for enabling secure and decentralized digital transactions.
Regionally, North America digital payments market size is projected to observe over 6% CAGR through 2032 due to the higher penetration of internet connectivity and smartphones across the region. As per the Internet Statistics in Canada by MadeinCA, the internet penetration in Canada is one of the largest and is expected to reach 99% by 2023 or 2024. The growing popularity of digital platforms to make payments on-the-go has further made digital payments more accessible and convenient to the vast population.