掌上支付技术市场规模 - 按身份验证类型（单因素身份验证、多因素身份验证）、按应用（银行和金融、交通、酒店、政府）、按组件和预测，2024 年至 2032 年

由于对安全便捷的支付解决方案的需求不断增长，预计 2024 年至 2032 年间，Palm 支付技术市场规模的复合年增长率将超过 25%。随着消费者和企业寻求增强交易安全性并减少对传统支付方式的依赖，掌上支付技术凭藉其生物识别功能提供了引人注目的解决方案。非接触式支付的便利性和简化交易流程的能力也将增强其吸引力，推动零售、饭店和运输等各行业的采用。例如，2024 年 5 月，Astra Tech 透过其获得 CBUAE 许可的金融科技子公司 PayBy 推出了 Palm Pay。

手掌辨识技术的创新也提高了准确性并缩短了处理时间，使其更适合广泛使用。此外，掌上支付系统与现有销售点（POS）基础设施和行动支付平台的整合以提高可用性和接受度将推动该细分市场的成长。

整个产业分为元件、身份验证类型、应用程式和区域。

从组件来看，硬体领域的掌上支付技术市场规模预计在 2024 年至 2032 年期间将显着成长。这是因为它在实现准确可靠的生物辨识方面发挥着至关重要的作用。高解析度感测器和成像系统等先进硬体组件对于撷取详细的掌纹资料和确保精确的身份验证至关重要。这些硬体进步有助于提高生物辨识验证的准确性并降低错误接受或拒绝率的整体有效性和安全性。

银行和金融应用领域的掌上支付技术市场预计到2032年将大幅成长。与传统方法（例如 PIN 或密码）相比，手掌识别提供的生物识别身份验证还提供了更高级别的安全性，因为传统方法更容易被盗窃或洩露。

由于数位支付解决方案的采用以及金融交易中生物辨识安全性的日益重视，预计到 2032 年，亚太地区掌上支付技术产业将大幅成长。随着亚太地区国家的行动和数位银行采用率激增，对先进支付技术的需求不断增长，以提供更高的安全性和用户便利性。

目录

第 1 章：方法与范围

第 2 章：执行摘要

第 3 章：产业洞察

• 产业生态系统分析
• 供应商矩阵
• 利润率分析
• 技术与创新格局
• 专利分析
• 重要新闻和倡议
• 监管环境
• 衝击力
  • 成长动力
    • 加强安全措施
    • 与物联网和智慧设备集成
    • 监管支持和标准化
    • 与其他生物识别系统集成
    • 大公司的创新与采用
  • 产业陷阱与挑战
    • 实施成本高
    • 技术限制和可靠性
• 成长潜力分析
• 波特的分析
• PESTEL分析

第 4 章：竞争格局

• 介绍
• 公司市占率分析
• 竞争定位矩阵
• 战略展望矩阵

第 5 章：市场估计与预测：按组成部分，2021 - 2032 年

• 硬体
  • 手掌扫描仪
  • 感应器
  • 终端机/读卡器
• 软体:
  • 手掌辨识演算法
  • 支付处理软体
  • 安全软体
• 服务：
  • 安装与集成
  • 维护与支援
  • 咨询服务

第 6 章：市场估计与预测：按认证类型，2021 - 2032

• 单因素身份验证
• 多重身份验证

第 7 章：市场估计与预测：按应用分类，2021 - 2032

• 零售
• 银行与金融
• 运输
• 款待
• 政府
• 其他的

第 8 章：市场估计与预测：按地区，2021 - 2032

• 主要趋势
• 北美洲
  • 我们
  • 加拿大
• 欧洲
  • 英国
  • 德国
  • 法国
  • 义大利
  • 西班牙
  • 欧洲其他地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 澳新银行
  • 亚太地区其他地区
• 拉丁美洲
  • 巴西
  • 墨西哥
  • 拉丁美洲其他地区
• MEA
  • 阿联酋
  • 南非
  • 沙乌地阿拉伯
  • MEA 的其余部分

第 9 章：公司简介

• Acuant, Inc.
• Amazon.com, Inc.
• BioRugged (Pty) Ltd.
• BioSec Group Ltd.
• CLEAR Secure, Inc.
• Fujitsu Limited
• Gemalto (Thales Group)
• Hitachi, Ltd.
• HYPR Corp.
• IDEMIA
• ImageWare Systems, Inc.
• IriTech, Inc.
• M2 SYS Technology
• NEC Corporation
• PalmID, Inc.
• PayPal Holdings, Inc.
• Precise Biometrics AB
• Redrock Biometrics, Inc.
• Sthaler Ltd.
• ZKTeco Co., Ltd.

Palm payment technology market size is anticipated to witness over 25% CAGR between 2024 and 2032 driven by the increasing demand for secure and convenient payment solutions. With consumers and businesses seeking to enhance transaction security and reduce the reliance on traditional payment methods, palm payment technology is favored to offer a compelling solution with its biometric authentication capabilities. The convenience of contactless payments and the ability to streamline transaction processes will also contribute to its appeal, driving adoption across various sectors, including retail, hospitality, and transportation. For instance, in May 2024, Astra Tech launched Palm Pay through its CBUAE-licensed FinTech subsidiary PayBy.

Innovations in palm recognition technology have also led to improved accuracy and faster processing times, making it more viable for widespread use. Moreover, the integration of palm payment systems with existing point-of-sale (POS) infrastructure and mobile payment platforms to enhance usability and acceptance will drive the segment growth.

The overall industry is segmented into component, authentication type, application, and region.

Based on component, the palm payment technology market size from the hardware segment is slated to witness significant growth during 2024-2032. This is due to its crucial role for enabling accurate and reliable biometric recognition. Advanced hardware components, such as high-resolution sensors and imaging systems, are essential for capturing detailed palm print data and ensuring precise authentication. These hardware advancements are contributing to overall effectiveness and security for enhancing the accuracy of biometric verification and reducing false acceptance or rejection rates.

Palm payment technology market from the banking and finance application segment will foresee considerable growth up to 2032. Financial institutions are increasingly adopting palm payment technology to reduce fraud risk and improve the efficiency of identity verification during transactions. The biometric authentication provided by palm recognition also offers a higher level of security compared to traditional methods, such as PINs or passwords, which are more susceptible to theft or compromise.

Asia Pacific palm payment technology industry is anticipated to witness substantial growth through 2032 attributed to the adoption of digital payment solutions and the increasing emphasis on biometric security in financial transactions. As APAC countries are experiencing a surge in mobile and digital banking adoption, there is growing demand for advanced payment technologies to offer enhanced security and user convenience.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Market scope & definition
• 1.2 Base estimates & calculations
• 1.3 Forecast calculation
• 1.4 Data sources
  • 1.4.1 Primary
  • 1.4.2 Secondary
    • 1.4.2.1 Paid sources
    • 1.4.2.2 Public sources

Chapter 2 Executive Summary

• 2.1 Industry 360º synopsis, 2021 - 2032

Chapter 3 Industry Insights

• 3.1 Industry ecosystem analysis
• 3.2 Vendor matrix
• 3.3 Profit margin analysis
• 3.4 Technology & innovation landscape
• 3.5 Patent analysis
• 3.6 Key news and initiatives
• 3.7 Regulatory landscape
• 3.8 Impact forces
  • 3.8.1 Growth drivers
    • 3.8.1.1 Enhanced security measures
    • 3.8.1.2 Integration with IoT and smart devices
    • 3.8.1.3 Regulatory support and standardization
    • 3.8.1.4 Integration with other biometric systems
    • 3.8.1.5 Innovation and adoption by major companies
  • 3.8.2 Industry pitfalls & challenges
    • 3.8.2.1 High implementation costs
    • 3.8.2.2 Technological limitations and reliability
• 3.9 Growth potential analysis
• 3.10 Porter's analysis
  • 3.10.1 Supplier power
  • 3.10.2 Buyer power
  • 3.10.3 Threat of new entrants
  • 3.10.4 Threat of substitutes
  • 3.10.5 Industry rivalry
• 3.11 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

• 4.1 Introduction
• 4.2 Company market share analysis
• 4.3 Competitive positioning matrix
• 4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Component, 2021 - 2032 (USD Billion)

• 5.1 Hardware
  • 5.1.1 Palm scanners
  • 5.1.2 Sensors
  • 5.1.3 Terminals/Readers
• 5.2 Software:
  • 5.2.1 Palm recognition algorithms
  • 5.2.2 Payment processing software
  • 5.2.3 Security software
• 5.3 Services:
  • 5.3.1 Installation and integration
  • 5.3.2 Maintenance and support
  • 5.3.3 Consulting services

Chapter 6 Market estimates & forecast, By Authentication Type, 2021 - 2032 (USD Billion)

• 6.1 Single-factor authentication
• 6.2 Multi-factor authentication

Chapter 7 Market estimates & forecast, By Application, 2021 - 2032 (USD Billion)

• 7.1 Retail
• 7.2 Banking and Finance
• 7.3 Transportation
• 7.4 Hospitality
• 7.5 Government
• 7.6 Others

Chapter 8 Market Estimates & Forecast, By Region, 2021 - 2032 (USD Billion)

• 8.1 Key trends
• 8.2 North America
  • 8.2.1 U.S.
  • 8.2.2 Canada
• 8.3 Europe
  • 8.3.1 UK
  • 8.3.2 Germany
  • 8.3.3 France
  • 8.3.4 Italy
  • 8.3.5 Spain
  • 8.3.6 Rest of Europe
• 8.4 Asia Pacific
  • 8.4.1 China
  • 8.4.2 India
  • 8.4.3 Japan
  • 8.4.4 South Korea
  • 8.4.5 ANZ
  • 8.4.6 Rest of Asia Pacific
• 8.5 Latin America
  • 8.5.1 Brazil
  • 8.5.2 Mexico
  • 8.5.3 Rest of Latin America
• 8.6 MEA
  • 8.6.1 UAE
  • 8.6.2 South Africa
  • 8.6.3 Saudi Arabia
  • 8.6.4 Rest of MEA

Chapter 9 Company Profiles

• 9.1 Acuant, Inc.
• 9.2 Amazon.com, Inc.
• 9.3 BioRugged (Pty) Ltd.
• 9.4 BioSec Group Ltd.
• 9.5 CLEAR Secure, Inc.
• 9.6 Fujitsu Limited
• 9.7 Gemalto (Thales Group)
• 9.8 Hitachi, Ltd.
• 9.9 HYPR Corp.
• 9.10 IDEMIA
• 9.11 ImageWare Systems, Inc.
• 9.12 IriTech, Inc.
• 9.13. M2 SYS Technology
• 9.14 NEC Corporation
• 9.15 PalmID, Inc.
• 9.16 PayPal Holdings, Inc.
• 9.17 Precise Biometrics AB
• 9.18 Redrock Biometrics, Inc.
• 9.19 Sthaler Ltd.
• 9.20 ZKTeco Co., Ltd.