数位银行市场规模 - 按银行、服务、模式、最终用户和预测划分，2024 年 - 2032 年

由于平台数量不断增加和技术进步，2024 年至 2032 年全球数位银行市场规模的复合年增长率将超过 3%。最近，新的数位银行平台大量推出，为用户提供各种线上服务，例如行动支付、帐户管理和财务规划工具。这些进步透过提供更方便、更有效率、更安全的银行选项来增强使用者体验。例如，2023年10月，HDFC银行推出了数位银行平台“XpressWay”，以引入无纸化贷款。这个新平台有助于简化贷款申请流程，为寻求数位银行解决方案的客户提供更快、更有效率的体验。

市场分为银行、服务、模式、最终用户和地区。

就银行业而言，预计从 2024 年到 2032 年，企业部门的数位银行业规模将大幅成长。企业越来越多地利用数位平台来满足各种银行业务需求，包括交易、帐户管理和财务规划。数位平台还为企业提供即时银行服务，以简化营运并提高效率。

由于消费者对提供传统金融交易以外的支援和资讯的需求不断增长，预计从 2024 年到 2032 年，数位银行业非交易服务领域的份额将扩大。非交易服务包括帐户管理、财务咨询和个人化见解等功能。用户正在透过数位银行平台存取多种预算、投资规划和财务健康状况监控工具，进一步推动该细分市场的成长。

在普惠金融的推动下，欧洲数位银行业规模预计将在 2024 年至 2032 年间呈现强劲的复合年增长率。越来越多的人透过数位平台获得银行服务，为服务不足和以前没有银行帐户的人提供简单便捷的解决方案。使金融服务更容易获得和更具包容性以促进更公平的金融格局的不断发展将有利于整个欧洲的市场扩张。

目录

第 1 章：方法与范围

第 2 章：执行摘要

第 3 章：产业洞察

• 产业生态系统分析
• 供应商格局
  • 平台提供者
  • 支付网关提供者
  • 服务提供者
  • 最终用户
  • 利润率分析
• 技术与创新格局
• 专利分析
• 重要新闻和倡议
• 监管环境
• 衝击力
  • 成长动力
    • 改变客户行为
    • 加大金融科技投资
    • 政府扶持政策
    • 电子商务产业的成长
    • 越来越多地采用电子和行动支付解决方案
  • 产业陷阱与挑战
    • 复杂的监理合规性
    • 日益严重的网路安全问题
• 成长潜力分析
• 波特的分析
• PESTEL分析

第 4 章：竞争格局

• 介绍
• 公司市占率分析
• 竞争定位矩阵
• 战略展望矩阵

第 5 章：市场估计与预测：依银行业划分，2021 - 2032 年

• 主要趋势
• 零售
• 公司的
• 投资

第 6 章：市场估计与预测：依服务分类，2021 - 2032 年

• 主要趋势
• 交易服务
  • 现金存取
  • 资金转帐
  • 自动扣款/自动贷记服务
  • 贷款
• 非交易服务
  • 资讯安全
  • 风险管理
  • 财务规划
  • 库存咨询

第 7 章：市场估计与预测：按模式，2021 - 2032

• 主要趋势
• 网路银行平台
• 手机银行应用程式

第 8 章：市场估计与预测：按最终用户划分，2021 - 2032 年

• 个人
  • 网路银行平台
  • 手机银行应用程式
• 政府机构
  • 网路银行平台
  • 手机银行应用程式
• 企业
  • 网路银行平台
  • 手机银行应用程式

第 9 章：市场估计与预测：按地区，2021 - 2032

• 主要趋势
• 北美洲
  • 我们
  • 加拿大
• 欧洲
  • 英国
  • 德国
  • 法国
  • 义大利
  • 俄罗斯
  • 西班牙
  • 荷兰
  • 北欧人
  • 欧洲其他地区
• 亚太地区
  • 中国
  • 日本
  • 印度
  • 韩国
  • 澳洲
  • 东南亚
  • 亚太地区其他地区
• 拉丁美洲
  • 巴西
  • 墨西哥
  • 阿根廷
  • 拉丁美洲其他地区
• MEA
  • 阿联酋
  • 南非
  • 沙乌地阿拉伯
  • MEA 的其余部分

第 10 章：公司简介

• Bank of New York Mellon Corporation
• Appway AG
• CREALOGIX AG
• Etronika
• ebankIT
• Fidor Solutions AG
• Halcom.com
• Finastra
• ieDigital
• Intellect Design Arena Limited
• Infosys Limited
• Kony
• NF Innova
• NETinfo Plc
• Oracle Corporation
• SAB
• Sopra Steria
• Technisys S.A
• Tata Consultancy Services Limited
• Worldline
• Temenos AG

Global Digital Banking Market size will witness over 3% CAGR from 2024 to 2032, due to the increasing number of platforms launches and technological advancements. Lately, new digital banking platforms are largely introduced for offering users a variety of online services, such as mobile payments, account management, and financial planning tools. These advancements are enhancing the user experiences by providing more accessible, efficient, and secure banking options. For instance, in October 2023, HDFC Bank launched its digital banking platform 'XpressWay' for introducing paperless loans. This new platform is helps in streamlining the loan application process to offer a faster, more efficient experience for customers seeking digital banking solutions.

The market is segregated into banking, service, mode, end user, and region.

By banking, the digital banking industry size from the corporate segment is estimated to rise at significant rate from 2024 to 2032. This is due to the increasing need for improving financial management and decision-making processes. Businesses are increasingly utilizing digital platforms for various banking needs including transactions, account management, and financial planning. Digital platforms are also providing corporations with real-time access to banking services for streamlining operations and enhancing efficiency.

Digital banking industry share from the non-transactional service segment is expected to expand from 2024 to 2032, owing to rising consumer demand for providing support and information beyond traditional financial transactions. Non-transactional services include features, such as account management, financial advisory, and personalized insights. Users are accessing several tools for budgeting, investment planning, and financial health monitoring through digital banking platforms, further driving the segment growth.

Europe digital banking industry size is projected to depict robust CAGR between 2024 and 2032, propelled by the rise in financial inclusion. More individuals are gaining access to banking services through digital platforms for offering easy and convenient solutions for under served and previously unbanked populations. The increasing developments for making financial services more accessible and inclusive to contribute to a more equitable financial landscape will favor the market expansion across Europe.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Research design
  • 1.1.1 Research approach
  • 1.1.2 Data collection methods
• 1.2 Base estimates and calculations
  • 1.2.1 Base year calculation
  • 1.2.2 Key trends for market estimates
• 1.3 Forecast model
• 1.4 Primary research & validation
  • 1.4.1 Primary sources
  • 1.4.2 Data mining sources
• 1.5 Market definitions

Chapter 2 Executive Summary

• 2.1 Industry 360° synopsis, 2021 - 2032

Chapter 3 Industry Insights

• 3.1 Industry ecosystem analysis
• 3.2 Supplier landscape
  • 3.2.1 Platform providers
  • 3.2.2 Payment gateways provider
  • 3.2.3 Service providers
  • 3.2.4 End users
  • 3.2.5 Profit margin analysis
• 3.3 Technology & innovation landscape
• 3.4 Patent analysis
• 3.5 Key news & initiatives
• 3.6 Regulatory landscape
• 3.7 Impact forces
  • 3.7.1 Growth drivers
    • 3.7.1.1 Changing customer behavior
    • 3.7.1.2 Increasing investment in Fintech
    • 3.7.1.3 Supportive government policies
    • 3.7.1.4 Growth of the ecommerce industry
    • 3.7.1.5 Increasing adoption of electronic and mobile payment solutions
  • 3.7.2 Industry pitfalls & challenges
    • 3.7.2.1 Complex regulatory compliances
    • 3.7.2.2 Rising cybersecurity issues
• 3.8 Growth potential analysis
• 3.9 Porter's analysis
• 3.10 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

• 4.1 Introduction
• 4.2 Company market share analysis
• 4.3 Competitive positioning matrix
• 4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Banking, 2021 - 2032 ($Bn)

• 5.1 Key trends
• 5.2 Retail
• 5.3 Corporate
• 5.4 Investment

Chapter 6 Market Estimates & Forecast, By Service, 2021 - 2032 ($Bn)

• 6.1 Key trends
• 6.2 Transactional Services
  • 6.2.1 Cash deposits and withdrawal
  • 6.2.2 Fund transfers
  • 6.2.3 Auto-debit/auto-credit services
  • 6.2.4 Loans
• 6.3 Non-Transactional Services
  • 6.3.1 Information security
  • 6.3.2 Risk management
  • 6.3.3 Financial planning
  • 6.3.4 Stock advisory

Chapter 7 Market Estimates & Forecast, By Mode, 2021 - 2032 ($Bn)

• 7.1 Key trends
• 7.2 Online banking platforms
• 7.3 Mobile banking apps

Chapter 8 Market Estimates & Forecast, By End users, 2021 - 2032 ($Bn)

• 8.1 Individuals
  • 8.1.1 Online banking platforms
  • 8.1.2 Mobile banking apps
• 8.2 Government organizations
  • 8.2.1 Online banking platforms
  • 8.2.2 Mobile banking apps
• 8.3 Corporates
  • 8.3.1 Online banking platforms
  • 8.3.2 Mobile banking apps

Chapter 9 Market Estimates & Forecast, By Region, 2021 - 2032 ($Bn)

• 9.1 Key trends
• 9.2 North America
  • 9.2.1 U.S.
  • 9.2.2 Canada
• 9.3 Europe
  • 9.3.1 UK
  • 9.3.2 Germany
  • 9.3.3 France
  • 9.3.4 Italy
  • 9.3.5 Russia
  • 9.3.6 Spain
  • 9.3.7 Netherlands
  • 9.3.8 Nordics
  • 9.3.9 Rest of Europe
• 9.4 Asia Pacific
  • 9.4.1 China
  • 9.4.2 Japan
  • 9.4.3 India
  • 9.4.4 South Korea
  • 9.4.5 Australia
  • 9.4.6 Southeast Asia
  • 9.4.7 Rest of Asia Pacific
• 9.5 Latin America
  • 9.5.1 Brazil
  • 9.5.2 Mexico
  • 9.5.3 Argentina
  • 9.5.4 Rest of Latin America
• 9.6 MEA
  • 9.6.1 UAE
  • 9.6.2 South Africa
  • 9.6.3 Saudi Arabia
  • 9.6.4 Rest of MEA

Chapter 10 Company Profiles

• 10.1 Bank of New York Mellon Corporation
• 10.2 Appway AG
• 10.3 CREALOGIX AG
• 10.4 Etronika
• 10.5 ebankIT
• 10.6 Fidor Solutions AG
• 10.7 Halcom.com
• 10.8 Finastra
• 10.9 ieDigital
• 10.10 Intellect Design Arena Limited
• 10.11 Infosys Limited
• 10.12 Kony
• 10.13 NF Innova
• 10.14 NETinfo Plc
• 10.15 Oracle Corporation
• 10.16 SAB
• 10.17 Sopra Steria
• 10.18 Technisys S.A
• 10.19 Tata Consultancy Services Limited
• 10.20 Worldline
• 10.21 Temenos AG