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汽车市场

市场调查报告书

商品编码

1621735

汽车金融市场机会、成长动力、产业趋势分析及2024年至2032年预测

Automotive Finance Market Opportunity, Growth Drivers, Industry Trend Analysis, and Forecast 2024 to 2032

出版日期: 2024年10月07日 | 出版商:

Global Market Insights Inc. | 英文 240 Pages | 商品交期: 2-3个工作天内

价格

简介目录

2023 年全球汽车金融市场估值为3,233 亿美元，预计2024 年至2032 年复合年增长率为6.2%。的。随着环保意识和永续发展变得越来越重要，许多消费者选择环保汽车，而这些汽车的价格往往更高。这种转变强调需要易于获得的融资解决方案，以帮助使这些先进技术变得更便宜。作为回应，贷方提供客製化的融资选择，包括专为电动和混合动力汽车购买量身定制的有吸引力的激励措施和条款。

线上购车平台的兴起改变了汽车销售环境，导致汽车融资需求上升。由于数位交易的便利性和效率，许多消费者现在更喜欢数位交易，并经常寻求快速的融资解决方案来促进他们的购买。这些平台简化了购买过程，使用户能够在家中舒适地检查融资方案、评估利率并安排贷款，使融资成为线上购车过程中不可或缺的一部分。汽车金融市场可以根据车辆类型分为几个部分，包括新车和二手车。

2023年，新车细分市场占据主导地位，占总份额超过86%。在连网汽车和增强安全系统等车辆技术进步的推动下，到 2032 年，该细分市场预计将超过 4,893 亿美元。这些创新有助于提高市场价值，促使消费者寻求融资方案来支付上涨的价格。即时导航和整合娱乐系统等功能显着增强了车辆的吸引力。

市场范围
开始年份	2023年
预测年份	2024-2032
起始值	3,233 亿美元
预测值	5541 亿美元
复合年增长率	6.2%

从提供者的角度来看，汽车金融市场包括银行、信用合作社、自保金融公司、非银行金融公司（NBFC）和线上贷款机构。 2023年，银行透过提供各种融资解决方案（包括租赁、贷款和认购服务）占据了约34%的市场份额。这些多样化的选择满足了客户的不同需求和偏好，租赁对那些寻求较低月付款和定期驾驶新车的灵活性的人特别有吸引力。在美国，2023年汽车金融市场占有84%的份额，预计到2032年将超过1796亿美元。增加了乐观情绪往往会导致更愿意寻求融资，因为买家对自己的财务状况和工作稳定性感到更安全。因此，汽车销售的成长将产生相应的融资解决方案需求，因为许多消费者寻求贷款或租金来有效控制预算。

产业生态系统分析
- 汽车製造商
- 金融机构
- 经销权
- 专属金融公司
- 技术提供者
- 终端用户
供应商格局
利润率分析
技术与创新格局
重要新闻和倡议
监管环境
衝击力
- 成长动力
  - 金融服务不断扩张
  - 越来越多采用电子商务
  - 融资过程中的技术进步
  - 电动和混合动力汽车销量不断成长
- 产业陷阱与挑战
  - 不断提高监管合规性
  - 市场竞争加剧
成长潜力分析
波特的分析
PESTEL分析

第 4 章：竞争格局

介绍
公司市占率分析
竞争定位矩阵
战略展望矩阵

第 5 章：市场估计与预测：按车辆划分，2021 - 2032 年

主要趋势
新车
二手车

第 6 章：市场估计与预测：按提供者划分，2021 - 2032 年

主要趋势
银行
信用合作社
自保金融
非银行金融公司
网路贷款人

第 7 章：市场估计与预测：依财务划分，2021 - 2032 年

主要趋势
贷款
租

第 8 章：市场估计与预测：依最终用途，2021 - 2032 年

主要趋势
个人
商业

第 9 章：市场估计与预测：按地区，2021 - 2032

主要趋势
北美洲
- 我们
- 加拿大
欧洲
- 英国
- 德国
- 法国
- 西班牙
- 义大利
- 俄罗斯
- 北欧人
亚太地区
- 中国
- 印度
- 日本
- 韩国
- 澳新银行
- 东南亚
拉丁美洲
- 巴西
- 墨西哥
- 阿根廷
MEA
- 阿联酋
- 南非
- 沙乌地阿拉伯

第 10 章：公司简介

Ally Financial
American Honda Finance Corporation
Bank of America Auto Loans
BBVA USA (now part of PNC Bank)
Capital One Auto Finance
Chase Auto
Credit Acceptance Corporation
Ford Credit
GM Financial
Honda Financial Services
Hyundai Capital America
Nissan Motor Acceptance Corporation (NMAC)
PNC Bank Auto Loans
Santander Consumer USA
SunTrust Bank (now part of Truist)
TD Auto Finance
Toyota Financial Services
US Bank Auto Loans
Wells Fargo Auto
Westlake Financial Services

简介目录

Product Code: 11750

The Global Automotive Finance Market was valued at USD 323.3 billion in 2023 and is forecasted to grow at 6.2% CAGR from 2024 to 2032. This growth is primarily driven by increasing consumer demand for vehicles, particularly electric and hybrid models. As environmental awareness and sustainability become more significant, many consumers opt for eco-friendly vehicles, which often come with higher price tags. This shift emphasizes the need for accessible financing solutions to help make these advanced technologies more affordable. In response, lenders offer customized financing options, including attractive incentives and terms tailored specifically for electric and hybrid vehicle purchases.

The rise of online car buying platforms has transformed the automotive sales environment, leading to an uptick in demand for automotive financing. Many consumers now prefer digital transactions due to their convenience and efficiency, often seeking quick financing solutions to facilitate their purchases. These platforms streamline the purchasing journey, enabling users to examine financing options, evaluate interest rates, and arrange loans from the comfort of their homes, thus making financing an integral part of the online car-buying process. The automotive finance market can be categorized into segments based on vehicle type, including new and used vehicles.

In 2023, the new vehicle segment dominated the market, accounting for over 86% of the total share. This segment is expected to surpass USD 489.3 billion by 2032, driven by advancements in vehicle technology, such as connected cars and enhanced safety systems. These innovations contribute to higher market values, prompting consumers to seek financing options to cover increased prices. Features like real-time navigation and integrated entertainment systems significantly enhance vehicle appeal.

Market Scope
Start Year	2023
Forecast Year	2024-2032
Start Value	$323.3 Billion
Forecast Value	$554.1 Billion
CAGR	6.2%

From a provider perspective, the automotive finance market comprises banks, credit unions, captive finance companies, non-banking financial companies (NBFCs), and online lenders. In 2023, banks held around 34% of the market share by offering a variety of financing solutions, including leases, loans, and subscription services. These diverse options cater to the varied needs and preferences of customers, with leasing particularly appealing to those seeking lower monthly payments and the flexibility to drive new vehicles regularly. In the United States, the automotive finance market held 84% share in 2023, with projections indicating it will exceed USD 179.6 billion by 2032. As the economy improves and consumer confidence grows, more individuals are inclined to make significant purchases like vehicles.This increased optimism often leads to a greater willingness to seek financing, as buyers feel more secure in their financial situations and job stability. Consequently, rising vehicle sales will generate a corresponding demand for financing solutions, as many consumers look for loans or rents to control their budgets efficiently.

Chapter 1 Methodology & Scope

1.1 Research design
- 1.1.1 Research approach
- 1.1.2 Data collection methods
1.2 Base estimates and calculations
- 1.2.1 Base year calculation
- 1.2.2 Key trends for market estimates
1.3 Forecast model
1.4 Primary research & validation
- 1.4.1 Primary sources
- 1.4.2 Data mining sources
1.5 Market definitions

Chapter 2 Executive Summary

2.1 Industry 360° synopsis, 2021 - 2032

Chapter 3 Industry Insights

3.1 Industry ecosystem analysis
- 3.1.1 Automotive manufacturers
- 3.1.2 Financial institutions
- 3.1.3 Dealerships
- 3.1.4 Captive finance companies
- 3.1.5 Technology providers
- 3.1.6 End-user
3.2 Supplier landscape
3.3 Profit margin analysis
3.4 Technology & innovation landscape
3.5 Key news & initiatives
3.6 Regulatory landscape
3.7 Impact forces
- 3.7.1 Growth drivers
  - 3.7.1.1 Rising expansion of financial services
  - 3.7.1.2 Increasing adoption of e-commerce
  - 3.7.1.3 Technological advancements in the financing process
  - 3.7.1.4 Growing electric and hybrid vehicle sales
- 3.7.2 Industry pitfalls & challenges
  - 3.7.2.1 Growing regulatory compliance
  - 3.7.2.2 Increasing market competition
3.8 Growth potential analysis
3.9 Porter's analysis
3.10 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

4.1 Introduction
4.2 Company market share analysis
4.3 Competitive positioning matrix
4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Vehicle, 2021 - 2032 ($Bn)

5.1 Key trends
5.2 New vehicle
5.3 Used vehicle

Chapter 6 Market Estimates & Forecast, By Provider, 2021 - 2032 ($Bn)

6.1 Key trends
6.2 Banks
6.3 Credit unions
6.4 Captive finance
6.5 NBFCs
6.6 Online lenders

Chapter 7 Market Estimates & Forecast, By Finance, 2021 - 2032 ($Bn)

7.1 Key trends
7.2 Loan
7.3 Lease

Chapter 8 Market Estimates & Forecast, By End Use, 2021 - 2032 ($Bn)

8.1 Key trends
8.2 Individuals
8.3 Business

Chapter 9 Market Estimates & Forecast, By Region, 2021 - 2032 ($Bn)

9.1 Key trends
9.2 North America
- 9.2.1 U.S.
- 9.2.2 Canada
9.3 Europe
- 9.3.1 UK
- 9.3.2 Germany
- 9.3.3 France
- 9.3.4 Spain
- 9.3.5 Italy
- 9.3.6 Russia
- 9.3.7 Nordics
9.4 Asia Pacific
- 9.4.1 China
- 9.4.2 India
- 9.4.3 Japan
- 9.4.4 South Korea
- 9.4.5 ANZ
- 9.4.6 Southeast Asia
9.5 Latin America
- 9.5.1 Brazil
- 9.5.2 Mexico
- 9.5.3 Argentina
9.6 MEA
- 9.6.1 UAE
- 9.6.2 South Africa
- 9.6.3 Saudi Arabia