封面
市场调查报告书
商品编码
1362977

美国私人长期照护保险市场规模、份额和趋势分析报告:2023-2030 年按购买者年龄、州和细分市场进行的预测

U.S. Long-term Care Private Insurance Market Size, Share & Trends Analysis Report By Buyer Age (Before Age 55, Age 55 To 65, Age 66+), By State, And Segment Forecasts, 2023 - 2030

出版日期: | 出版商: Grand View Research | 英文 90 Pages | 商品交期: 2-10个工作天内

价格

美国私人长期照护保险市场成长与趋势:

Grand View Research, Inc.最新报告显示,2022年美国私人长期照护保险市场规模预估为143.7亿美元,2023年至2030年年复合成长率为5.84%。

这种成长是由于人口高龄化加剧、政府支持有限、产品创新和意识提升等要素所造成的。

护理成本的上升预计将推动市场成长。长期照护的费用,包括与疗养院相关的费用,可能很高。疗养院每月的费用约为 3,000 美元,最高可达 5,000 美元。这些不断上涨的成本使得长期照护保险对于那些想要减轻长期照护经济负担的人来说是一个有吸引力的选择。长期照护保险有助于支付物理/职业治疗、熟练护理、居家医疗助理/看护者服务和临终关怀服务的费用。长期照护保险可以提供短期和长期承保,具体取决于您选择的保单。

美国人口和家庭动态的变化预计将在未来年度推动市场成长。由于家庭动态的变化,例如单人家庭和双收入家庭的增加,非正式照护选择正在减少。这项变更导致对正规护理服务和私人保险的需求增加。

此外,由于人们对护理计划需求的认识不断提高,护理保险近年来受到了越来越多的关注。此外,混合长期照护保险产品近年来越来越受欢迎。将长期照护保险与退休金和人寿保险等其他保险选项结合的套餐。混合产品可能会吸引那些既想满足其护理需求又想在其他领域赚钱的人。

美国私人长期照护保险市场报告亮点

  • 按买家年龄划分,55-65 岁的细分市场在 2022 年占据了最高的市场占有率。更长的规划期限和退休前规划正在推动这一领域的成长。
  • 由于人们对健康资格的认识不断提高和优势,预计 55 岁以下人群将在未来几年占据重要的市场占有率。
  • 按州划分,加州在 2022 年占据了 8.14% 的巨大市场占有率。这是由于该州人口高龄化加剧和人口规模庞大。
  • 由于医疗保健成本高、保险覆盖范围广以及德克萨斯州的战略配合措施,预计德克萨斯州在预测期内将以显着的年复合成长率增长。

目录

第1章调查方法和范围

第2章执行摘要

第3章美国长期私人长期照护保险市场变数、趋势与范围

  • 市场体系预测
  • 市场动态
  • 美国长期私人长期照护保险市场分析工具

第4章美国长期私人长期照护保险市场:购买者年龄估算及趋势分析

  • 细分仪表板
  • 美国长期私人长期照护保险市场:购买者年龄变化分析,2022年及2030年
  • 55岁以下

第5章:美国长期私人长期照护保险市场:状态估计与趋势分析

  • 细分仪表板
  • 美国长期私人长期照护保险市场:2022 年和 2030 年状态变化分析
  • 加州
  • 德州
  • 纽约

第6章美国长期私人长期照护保险市场:竞争形势

  • 公司分类
  • 2022 年公司市场占有率分析
  • 策略规划
  • 公司简介/名单
Product Code: GVR-4-68040-114-7

U.S. Long-term Care Private Insurance Market Growth & Trends:

The U.S. long-term care private insurance market size was estimated at USD 14.37 billion in 2022, expanding at a CAGR of 5.84% from 2023 to 2030, according to a new report by Grand View Research, Inc.. The growth can be attributed to factors such as the increasing aging population, government support limitations, product innovations, and increased consumer awareness.

The increasing cost of long-term care is expected to drive the market growth. Costs for long-term care, such as those related to nursing homes, can be high. The monthly cost of a nursing home facility starts at around USD 3,000 and may range up to USD 5,000 or more. These rising costs make LTC insurance an attractive choice for people who want to mitigate the financial burden associated with long-term care. Long-term care insurance coverage aids pay for physical/occupational therapy, skilled nursing care, home health aide/caregiver services, and hospice services. Long-term care insurance can offer coverage on both short-term and long-term basis, depending on the policy chosen.

Changing demographics and family dynamics in the U.S. are expected to boost market growth in the coming years. Shifting family dynamics, such as a rise in single-person households and an increase in dual-income families, have decreased the availability of informal caregiving options. This change contributes to the growing demand for formal long-term care services and private insurance coverage.

Moreover, long-term care insurance has been gaining more attention in recent years owing to rising awareness of the need for long-term care planning. Moreover, in recent years, hybrid long-term care insurance products have gained popularity. These packages combine long-term care insurance with other insurance options, like annuities or life insurance. People who desire to address their long-term care needs while also having the potential to benefit in other areas may be attracted to hybrid products.

U.S. Long-term Care Private Insurance Market Report Highlights:

  • Based on buyer age, the age 55 to 65 segment captured the highest market share in 2022. The longer planning horizon and pre-retirement planning have propelled the segment's growth
  • Below age 55 is expected to show significant market share in the coming years owing to increasing awareness and Health qualification advantages
  • Based on the state, California held a significant market share of 8.14% in 2022. This is attributed to the increasing aging population in the state and its large population size
  • Texas State is expected to grow at a substantial CAGR during the forecast period owing to the high cost of care, insurance-friendly environment, and strategic initiatives undertaken by Texas

Table of Contents

Chapter 1. Methodology and Scope

  • 1.1. Market Segmentation and Scope
  • 1.2. Research Methodology
    • 1.2.1. Information Procurement
  • 1.3. Information or Data Analysis
  • 1.4. Methodology
  • 1.5. Research Scope and Assumptions
  • 1.6. Market Formulation & Validation
    • 1.6.1. Country Market: CAGR Calculation
  • 1.7. Country-Based Segment Share Calculation
  • 1.8. List of Data Sources

Chapter 2. Executive Summary

  • 2.1. Market Outlook
  • 2.2. Segment Outlook
  • 2.3. Competitive Insights

Chapter 3. U.S. Long-Term Care Private Insurance Market Variables, Trends, & Scope

  • 3.1. Market Lineage Outlook
  • 3.2. Market Dynamics
    • 3.2.1. Market Driver Analysis
      • 3.2.1.1. Increasing Aging Population
      • 3.2.1.2. High Cost of Long-Term Care
      • 3.2.1.3. Government Support Limitations
      • 3.2.1.4. Increased consumer awareness
    • 3.2.2. Market Restraint Analysis
      • 3.2.2.1. High Premium Prices
      • 3.2.2.2. Limited Coverage Options:
  • 3.3. U.S. Long-Term Care Private Insurance Market Analysis Tools
    • 3.3.1. Industry Analysis - Porter's
      • 3.3.1.1. Bargaining power of the suppliers
      • 3.3.1.2. Bargaining power of the buyers
      • 3.3.1.3. Threats of substitution
      • 3.3.1.4. Threats from new entrants
      • 3.3.1.5. Competitive rivalry
    • 3.3.2. PESTEL Analysis
      • 3.3.2.1. Political landscape
      • 3.3.2.2. Economic and Social landscape
      • 3.3.2.3. Technological landscape

Chapter 4. U.S. Long-Term Care Private Insurance Market: Buyer Age Estimates & Trend Analysis

  • 4.1. Segment Dashboard
  • 4.2. U.S. Long-Term Care Private Insurance Market: Buyer Age Movement Analysis, USD Billion, 2022 & 2030
  • 4.3. Before age 55
    • 4.3.1. Before age 55 Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 4.3.2. Age 55 to 65
      • 4.3.2.1. Age 55 to 65 Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
      • 4.3.2.2. Age 66+
      • 4.3.2.2.1. Age 66+ Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)

Chapter 5. U.S. Long-Term Care Private Insurance Market: State Estimates & Trend Analysis

  • 5.1. Segment Dashboard
  • 5.2. U.S. Long-Term Care Private Insurance Market: State Movement Analysis, USD Billion, 2022 & 2030
  • 5.3. California
    • 5.3.1. California Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.4. Texas
    • 5.4.1. Texas Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
  • 5.5. New York
    • 5.5.1. New York Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.2. Florida
      • 5.5.2.1. Florida Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.3. Illinois
      • 5.5.3.1. Illinois Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.4. Pennsylvania
      • 5.5.4.1. Pennsylvania Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.5. Virginia
      • 5.5.5.1. Virginia Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.6. Ohio
      • 5.5.6.1. Ohio Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.7. New Jersey
      • 5.5.7.1. New Jersey Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.8. Minnesota
      • 5.5.8.1. Minnesota Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)
    • 5.5.9. Others
      • 5.5.9.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Billion)

Chapter 6. U.S. Long-Term Care Private Insurance Market: Competitive Landscape

  • 6.1. Company Categorization
  • 6.2. Company Market Share Analysis, 2022
  • 6.3. Strategy Mapping
  • 6.4. Company Profiles/Listing
    • 6.4.1. Mutual of Omaha
      • 6.4.1.1. Overview
      • 6.4.1.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.1.3. Product Benchmarking
      • 6.4.1.4. Strategic Initiatives
    • 6.4.2. New York Life
      • 6.4.2.1. Overview
      • 6.4.2.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.2.3. Product Benchmarking
      • 6.4.2.4. Strategic Initiatives
    • 6.4.3. Northwestern Mutual
      • 6.4.3.1. Overview
      • 6.4.3.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.3.3. Product Benchmarking
      • 6.4.3.4. Strategic Initiatives
    • 6.4.4. Thrivent
      • 6.4.4.1. Overview
      • 6.4.4.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.4.3. Product Benchmarking
      • 6.4.4.4. Strategic Initiatives
    • 6.4.5. National Guardian Life
      • 6.4.5.1. Overview
      • 6.4.5.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.5.3. Product Benchmarking
      • 6.4.5.4. Strategic Initiatives
    • 6.4.6. Bankers Life
      • 6.4.6.1. Overview
      • 6.4.6.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.6.3. Product Benchmarking
      • 6.4.6.4. Strategic Initiatives
    • 6.4.7. Transamerica
      • 6.4.7.1. Overview
      • 6.4.7.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.7.3. Product Benchmarking
      • 6.4.7.4. Strategic Initiatives
    • 6.4.8. MassMutual
      • 6.4.8.1. Overview
      • 6.4.8.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.8.3. Product Benchmarking
      • 6.4.8.4. Strategic Initiatives
    • 6.4.9. Genworth Financial
      • 6.4.9.1. Overview
      • 6.4.9.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.9.3. Product Benchmarking
      • 6.4.9.4. Strategic Initiatives
    • 6.4.10. John Hancock
      • 6.4.10.1. Overview
      • 6.4.10.2. Financial Performance (Net Revenue/Sales/EBITDA/Gross Profit)
      • 6.4.10.3. Product Benchmarking
      • 6.4.10.4. Strategic Initiatives

List of Tables

  • Table 1 List of Secondary Sources
  • Table 2 List of Abbreviations
  • Table 3 U.S. Long-Term Care Private Health Insurance Market by State, 2018 - 2030 (USD Billion)
  • Table 4 U.S. Long-Term Care Private Health Insurance Market by Buyer Age, 2018 - 2030 (USD Billion)

List of Figures

  • Fig. 1 Information Procurement
  • Fig. 2 Primary Research Pattern
  • Fig. 3 Market Research Approaches
  • Fig. 4 Value Chain-Based Sizing & Forecasting
  • Fig. 5 Market Formulation & Validation
  • Fig. 6 Long-Term Care Private Health Insurance Market Segmentation
  • Fig. 7 Market Driver Relevance Analysis (Current & Future Impact)
  • Fig. 8 Market Restraint Relevance Analysis (Current & Future Impact)
  • Fig. 9 Market Challenge Relevance Analysis (Current & Future Impact)
  • Fig. 10 Penetration & Growth Prospect Mapping
  • Fig. 11 SWOT Analysis, By Factor (Political & Legal, Economic and Technological)
  • Fig. 12 Porter's Five Forces Analysis
  • Fig. 13 Market Penetration vs. Growth Prospect Mapping, 2021
  • Fig. 14 Regional Marketplace: Key Takeaways
  • Fig. 15 U.S. Long-Term Care Private Health Insurance Market for California, 2018 - 2030 (USD Billion)
  • Fig. 16 U.S. Long-Term Care Private Health Insurance Market for Texas, 2018 - 2030 (USD Billion)
  • Fig. 17 U.S. Long-Term Care Private Health Insurance Market for New York, 2018 - 2030 (USD Billion)
  • Fig. 18 U.S. Long-Term Care Private Health Insurance Market for Florida, 2018 - 2030 (USD Billion)
  • Fig. 19 U.S. Long-Term Care Private Health Insurance Market for Illinois, 2018 - 2030 (USD Billion)
  • Fig. 20 U.S. Long-Term Care Private Health Insurance Market for Pennsylvania, 2018 - 2030 (USD Billion)
  • Fig. 21 U.S. Long-Term Care Private Health Insurance Market for Virginia, 2018 - 2030 (USD Billion)
  • Fig. 22 U.S. Long-Term Care Private Health Insurance Market for Ohio, 2018 - 2030 (USD Billion)
  • Fig. 23 U.S. Long-Term Care Private Health Insurance Market for New Jersey, 2018 - 2030 (USD Billion)
  • Fig. 24 U.S. Long-Term Care Private Health Insurance Market for Minnesota, 2018 - 2030 (USD Billion)
  • Fig. 25 U.S. Long-Term Care Private Health Insurance Market for Other, 2018 - 2030 (USD Billion)
  • Fig. 26 U.S. Long-Term Care Private Health Insurance Market for Before age 55, 2018 - 2030 (USD Billion)
  • Fig. 27 U.S. Long-Term Care Private Health Insurance Market for Age 55 to 65, 2018 - 2030 (USD Billion)
  • Fig. 28 U.S. Long-Term Care Private Health Insurance Market for Age 66+, 2018 - 2030 (USD Billion)