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市场调查报告书
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数位借贷平台市场：2023-2028 年全球产业趋势、份额、规模、成长、机会与预测

Digital Lending Platform Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028
出版日期: | 出版商: IMARC | 英文 148 Pages | 商品交期: 2-3个工作天内

价格

抽象的

2022年，全球数位借贷平台市场规模达到100亿美元。展望未来， IMARC Group预计到2028年市场规模将达到234亿美元，2022-2028年复合年增长率（CAGR）为15.22%。与其他金融科技服务的合作越来越多，创造了更全面的金融生态系统，网路和智慧型手机的可用性不断提高，以及 P2P 借贷的日益普及，是推动市场的一些主要因素。

数位借贷平台是一个线上平台，可以方便资金借贷，而无需银行等传统实体机构。它使个人、企业甚至机构能够透过数位管道连接和交易贷款和信贷，通常简化申请、批准和支付流程。它的范围可以从点对点借贷到更复杂的金融技术解决方案，涉及自动化、资料分析和人工智慧来评估信用度和管理风险。

与其他金融科技服务和应用程式的合作越来越多，创造了一个更有凝聚力和更全面的金融生态系统，正在加强全球市场的成长。此外，网路和智慧型手机的广泛普及，使数位借贷平台更容易为更广泛的受众所使用，有利于市场的成长。此外，根据个人喜好个人化使用者介面和体验的能力不断增强，增强了使用者参与度，有助于市场成长。除此之外，P2P借贷（个人可以透过线上平台相互借贷）的日益普及正在对市场产生积极影响。此外，越来越多的中小企业（SME）寻求业务扩张资金正在推动市场的成长。

数位借贷平台市场趋势/驱动因素：

金融包容性的提高

数位借贷平台为以前服务不足或没有银行帐户的人群打开了金融服务的大门。这些平台使用替代资料进行信用评估，为没有传统信用记录的个人提供贷款。透过打破地理障碍和利用行动技术，数位贷款正在到达偏远地区，并为更广泛的金融包容性做出贡献。这创造了巨大的需求，特别是在传统银行服务可能有限的新兴市场。

对便利性的期望上升

在当今快节奏的世界中，人们越来越寻求便利、快速的金融服务。这个数位借贷平台透过线上管道提供快速、无缝的贷款申请和批准来满足这一需求。数位借贷平台提供 24/7 全天候的个人化服务，使借款人能够在方便的时候申请贷款，从而推动对这些平台的需求。

不断增长的监管支援和合规性

世界各地的监管机构越来越认识到数位借贷平台的潜力，并透过有利的监管提供支援。这些政策旨在保护消费者、维护金融体系的完整性并促进创新。此外，资料隐私法和透明借贷实践指南的引入确保了数位借贷平台在值得信赖的法律框架内运作。这种监管支持在建立人们对数位借贷平台的信心方面发挥了关键作用，从而推动了他们的需求。

数位借贷平台产业细分：

IMARC Group提供了全球数位借贷平台市场报告各细分市场主要趋势的分析，以及 2023 年至 2028 年全球、区域和国家层面的预测。我们的报告根据类型、组件、部署模型和垂直行业对市场进行了分类。

按类型划分：

贷款发放

决策自动化

收集和恢復

风险与合规管理

其他的

贷款发放主导市场

该报告根据类型提供了详细的市场细分和分析。这包括贷款发放、决策自动化、催收和回收、风险和合规管理等。根据该报告，贷款发放占最大部分。它专注于贷款的初始阶段，帮助贷款人和借款人完成申请和批准流程。它简化了申请提交、文件验证、信用评估和审批流程。它透过自动化和数位介面确保借款人和贷方获得更顺畅、更快速的体验。

决策自动化平台利用资料分析和机器学习 (ML) 等技术来评估借款人的信用度并确定贷款条款。这些平台使用各种资料来源来做出更明智的贷款决策，其中可以包括传统的信用评分以及社交媒体活动、交易历史等替代资料。

按组件划分：

解决方案

服务

解决方案占据最大市场份额

报告还提供了基于组件的详细市场细分和分析。这包括解决方案和服务。报告称，解决方案占据了最大的市场份额。在数位借贷平台的背景下，解决方案是指促进借贷流程各个方面的基于软体和技术的工具。这些解决方案可以包括支援贷款发放、信用评估、风险管理、催收等的软体应用程式或平台。它们旨在自动化和简化贷款工作流程，使贷款人和借款人更有效率和用户友好。解决方案还可以包含线上申请表、即时资料分析、决策演算法和安全数位文件储存等功能。

数位借贷平台的服务涉及向平台用户提供的专业和技术支援。这种支援可以包括咨询、培训、客户服务、技术援助和其他形式的指导。服务对于确保用户了解如何有效利用平台的解决方案并解决借贷过程中可能出现的任何问题至关重要。此外，服务可能涉及对平台的持续维护、更新和改进，以使其符合不断变化的行业趋势和法规。

按部署模型划分：

本地

基于云端

本地主导市场

该报告根据部署模型对市场进行了详细的细分和分析。这包括本地和基于云端的。根据该报告，本地占最大部分。本地部署模式是指在使用数位借贷平台软体和基础设施的组织的实体场所内安装和运行数位借贷平台软体和基础设施。在此设定中，所有硬体、伺服器、资料库和软体元件均由组织的 IT 团队管理和维护。本地部署可以更好地控制资料安全和定制，并能够满足特定的法规要求。

基于云端的部署模式涉及将数位借贷平台软体和基础设施託管在由第三方云端服务供应商管理的远端伺服器上。这消除了组织投资和管理自己的硬体和资料中心的需要。基于云端的部署提供了可扩展性、灵活性并降低了前期成本，因为资源可以根据需求扩展或缩减。它还允许更轻鬆的远端存取和更新。

按垂直行业细分：

银行

保险公司

信用社

储蓄贷款协会

点对点借贷

其他的

银行主导市场

报告还提供了基于垂直行业的详细市场细分和分析。这包括银行、保险公司、信用合作社、储蓄和贷款协会、点对点借贷等。报告称，银行是最大的细分市场。他们可以利用数位借贷平台简化借贷流程，为客户提供更方便的体验。这些平台可以实现线上贷款申请、自动信用评估和快速审批流程。银行可以透过将此类平台整合到其营运中来提高客户满意度并减少发放贷款所需的时间。

保险公司可以使用数位借贷平台为保单持有人提供优质融资选择。这使得保单持有人可以随着时间的推移分摊他们的保险费支付，这使得他们更容易管理。该平台可以促进贷款申请、信用评估和还款流程，使保单持有人能够维持其保险范围而不会出现重大财务压力。

按地区划分：

北美洲

美国

加拿大

亚太

中国

日本

印度

韩国

澳洲

印尼

其他的

欧洲

德国

法国

英国

义大利

西班牙

俄罗斯

其他的

拉丁美洲

巴西

墨西哥

其他的

中东和非洲

北美表现出明显的主导地位，占据最大的数位借贷平台市场份额

该报告还对所有主要区域市场进行了全面分析，其中包括北美（美国和加拿大）；亚太地区（中国、日本、印度、韩国、澳洲、印尼等）；欧洲（德国、法国、英国、义大利、西班牙、俄罗斯等）；拉丁美洲（巴西、墨西哥等）；以及中东和非洲。报告称，北美占据最大的市场份额。

线上银行服务的日益普及是推动北美地区数位借贷平台需求的关键因素之一。此外，对数位自动化的日益重视正在促进该地区的市场成长。除此之外，网路威胁的不断增加正在对该地区的市场产生积极影响。

由于中小企业数量不断增加、对高效信用评估、先进技术整合等的需求不断增加，亚太地区预计将稳定成长。

竞争格局：

领先公司正在采用人工智慧 (AI)、机器学习 (ML) 等先进技术来自动化和改进贷款的各个方面，包括信用风险评估、诈欺检测和客户服务。这些技术可以分析大量资料，以做出更准确的贷款决策，并根据个人资料提供个人化贷款。他们还整合区块链技术，透过提供防篡改和共享的数位帐本来提高借贷的透明度、安全性和效率。它可用于验证借款人身分、记录贷款交易以及简化跨境贷款流程。此外，主要参与者正在部署巨量资料分析和机器人流程自动化（RPA），使贷款人能够分析传统信用评分之外更广泛的资料来源。社群媒体活动、交易历史和其他替代资料可以提供更全面的借款人信用度视图。这些进步也涉及贷款流程中重复性和基于规则的任务的自动化。

该报告对市场竞争格局进行了全面分析。也提供了所有主要公司的详细资料。市场上的一些主要参与者包括：

黑骑士公司

菲纳斯特拉

FIS

费瑟夫公司

智力设计竞技场股份有限公司

洲际交易所公司

Nucleus 软体出口有限公司

佩加系统公司

鲁斯特菲公司

塔万特科技公司

维普罗有限公司。

最近的发展：

2020 年，Roostify Inc. 与 Google Cloud 合作，利用 Google Cloud 人工智慧 (AI) 和机器学习 (ML) 功能帮助贷方更快速、更轻鬆地处理抵押贷款申请。

2021 年，Nucleus Software Exports Ltd. 与 TPBank 合作增强其数位商务。 FinnOne Neo 协助 TPBank 提供即时数位贷款、提高流程效率并改善信用评估。

本报告回答的关键问题

  • 2022年全球数位借贷平台市场规模有多大
  • 2023-2028年全球数位借贷平台市场的预期成长率是多少
  • 推动全球数位借贷平台市场的关键因素是什么
  • COVID-19 对全球数位借贷平台市场有何影响
  • 全球数位借贷平台市场按类型划分是怎样的
  • 全球数位借贷平台市场的组成部分是怎么样的
  • 基于部署模型的全球数位借贷平台市场区隔是怎样的
  • 基于产业垂直的全球数位借贷平台市场区隔是怎样的
  • 全球数位借贷平台市场的重点区域有哪些
  • 10. 全球数位借贷平台市场的主要参与者/公司有哪些？

本报告回答的关键问题

  • 2022年全球数位借贷平台市场规模有多大？
  • 2023-2028年全球数位借贷平台市场的预期成长率是多少？
  • 推动全球数位借贷平台市场的关键因素是什么？
  • COVID-19 对全球数位借贷平台市场有何影响？
  • 全球数位借贷平台市场按类型划分是怎样的？
  • 基于组件的全球数位借贷平台市场的细分是什么？
  • 基于部署模式的全球数位借贷平台市场的细分是怎样的？
  • 全球数位借贷平台市场基于垂直行业的细分情况如何？
  • 全球数位借贷平台市场的重点区域有哪些？
  • 全球数位借贷平台市场的主要参与者/公司有哪些？

目录

第一章：前言

第 2 章：范围与方法

  • 研究目的
  • 利害关係人
  • 资料来源
    • 主要资源
    • 二手资料
  • 市场预测
    • 自下而上的方法
    • 自上而下的方法
  • 预测方法

第 3 章：执行摘要

第 4 章：简介

  • 概述
  • 主要行业趋势

第 5 章：全球数位借贷平台市场

  • 市场概况
  • 市场业绩
  • COVID-19 的影响
  • 市场预测

第 6 章：按类型分類的市场细分

  • 贷款发放
    • 市场走向
    • 市场预测
  • 决策自动化
    • 市场走向
    • 市场预测
  • 收集和恢復
    • 市场走向
    • 市场预测
  • 风险与合规管理
    • 市场走向
    • 市场预测
  • 其他的
    • 市场走向
    • 市场预测

第 7 章：按成分分類的市场区隔

  • 解决方案
    • 市场走向
    • 市场预测
  • 服务
    • 市场走向
    • 市场预测

第 8 章：依部署模式分類的市场

  • 本地
    • 市场走向
    • 市场预测
  • 基于云端
    • 市场走向
    • 市场预测

第 9 章：按产业垂直分類的市场区隔

  • 银行
    • 市场走向
    • 市场预测
  • 保险公司
    • 市场走向
    • 市场预测
  • 信用社
    • 市场走向
    • 市场预测
  • 储蓄贷款协会
    • 市场走向
    • 市场预测
  • 点对点借贷
    • 市场走向
    • 市场预测
  • 其他的
    • 市场走向
    • 市场预测

第 10 章：按地区分類的市场细分

  • 北美洲
    • 美国
      • 市场走向
      • 市场预测
    • 加拿大
      • 市场走向
      • 市场预测
  • 亚太
    • 中国
      • 市场走向
      • 市场预测
    • 日本
      • 市场走向
      • 市场预测
    • 印度
      • 市场走向
      • 市场预测
    • 韩国
      • 市场走向
      • 市场预测
    • 澳洲
      • 市场走向
      • 市场预测
    • 印尼
      • 市场走向
      • 市场预测
    • 其他的
      • 市场走向
      • 市场预测
  • 欧洲
    • 德国
      • 市场走向
      • 市场预测
    • 法国
      • 市场走向
      • 市场预测
    • 英国
      • 市场走向
      • 市场预测
    • 义大利
      • 市场走向
      • 市场预测
    • 西班牙
      • 市场走向
      • 市场预测
    • 俄罗斯
      • 市场走向
      • 市场预测
    • 其他的
      • 市场走向
      • 市场预测
  • 拉丁美洲
    • 巴西
      • 市场走向
      • 市场预测
    • 墨西哥
      • 市场走向
      • 市场预测
    • 其他的
      • 市场走向
      • 市场预测
  • 中东和非洲
    • 市场走向
    • 按国家/地区分類的市场细分
    • 市场预测

第 11 章：SWOT 分析

  • 概述
  • 优势
  • 弱点
  • 机会
  • 威胁

第 12 章：价值链分析

第 13 章：波特五力分析

  • 概述
  • 买家的议价能力
  • 供应商的议价能力
  • 竞争程度
  • 新进入者的威胁
  • 替代品的威胁

第 14 章：价格分析

第15章：竞争格局

  • 市场结构
  • 关键参与者
  • 关键参与者简介
    • Black Knight Inc.
    • Finastra
    • FIS
    • Fiserv Inc.
    • Intellect Design Arena Ltd
    • Intercontinental Exchange Inc.
    • Nucleus Software Exports Ltd.
    • Pegasystems Inc.
    • Roostify Inc.
    • Tavant Technologies
    • Wipro Limited
Product Code: SR112023A4195

Abstract

The global digital lending platform market size reached US$ 10.0 Billion in 2022. Looking forward, IMARC Group expects the market to reach US$ 23.4 Billion by 2028, exhibiting a growth rate (CAGR) of 15.22% during 2022-2028. The increasing number of collaborations with other fintech services that create a more comprehensive financial ecosystem, rising availability of the internet and smartphones, and the growing popularity of P2P lending, are some of the major factors propelling the market.

A digital lending platform is an online platform that facilitates the borrowing and lending of funds without the need for traditional brick-and-mortar institutions like banks. It enables individuals, businesses, or even institutions to connect and transact loans and credit through digital channels, often streamlining the application, approval, and disbursement processes. It can range from peer-to-peer lending to more complex financial technology solutions that involve automation, data analytics, and artificial intelligence to assess creditworthiness and manage risk.

The increasing number of collaborations with other fintech services and apps that create a more cohesive and comprehensive financial ecosystem, is strengthening the growth of the market around the world. Moreover, the widespread availability of the internet and smartphones, which make digital lending platforms more accessible to a broader audience, is favoring the growth of the market. In addition, the rising ability to personalize user interfaces and experiences to individual preferences enhances user engagement, is contributing to the market growth. Apart from this, the growing popularity of P2P lending, wherein individuals can lend to each other through online platforms, is influencing the market positively. Furthermore, the increasing number of small and medium sized enterprises (SMEs) seeking funding for business expansion is propelling the growth of the market.

Digital Lending Platform Market Trends/Drivers:

Increase in financial inclusion

Digital lending platforms have opened the doors to financial services for previously underserved or unbanked populations. Using alternative data for credit assessment, these platforms provide access to loans for individuals without traditional credit histories. By breaking down geographical barriers and leveraging mobile technology, digital lending is reaching remote areas and contributing to broader financial inclusion. This has created a significant demand, particularly in emerging markets where conventional banking services may be limited.

Rise in expectation for convenience

In today's fast-paced world, people are increasingly seeking convenience and rapid access to financial services. The digital lending platform caters to this demand by offering swift and seamless loan applications and approvals through online channels. Digital lending platforms provide personalized services accessible 24/7, which enables borrowers to apply for loans at their convenience, thus driving demand for these platforms.

Growing regulatory support and compliance

Regulatory bodies around the world are increasingly recognizing the potential of digital lending platforms and offering support through conducive regulations. These policies are crafted to protect consumers, maintain the integrity of the financial system, and promote innovation. Moreover, the introduction of data privacy laws and guidelines for transparent lending practices ensures that the digital lending platforms operate within a trustworthy legal framework. This regulatory support has played a key role in establishing confidence in digital lending platforms, consequently driving their demand.

Digital Lending Platform Industry Segmentation:

IMARC Group provides an analysis of the key trends in each segment of the global digital lending platform market report, along with forecasts at the global, regional and country levels from 2023-2028. Our report has categorized the market based on type, component, deployment model and industry vertical.

Breakup by Type:

Loan Origination

Decision Automation

Collections and Recovery

Risk and Compliance Management

Others

Loan origination dominates the market

The report has provided a detailed breakup and analysis of the market based on the type. This includes loan origination, decision automation, collections and recovery, risk and compliance management, and others. According to the report, loan origination represented the largest segment. It focuses on the initial stages of lending, which helps lenders and borrowers with the application and approval process. It streamlines the application submission, documentation verification, credit assessment, and approval processes. It ensures a smoother and faster experience for both borrowers and lenders through automation and digital interfaces.

Decision automation platforms leverage technology, such as data analytics and machine learning (ML) to assess a borrower's creditworthiness and determine the terms of the loan. These platforms use a variety of data sources to make more informed lending decisions, which can include traditional credit scores, and alternative data like social media activity, transaction history, and more.

Breakup by Component:

Solutions

Services

Solutions hold the largest share in the market

A detailed breakup and analysis of the market based on the component has also been provided in the report. This includes solutions and services. According to the report, solutions accounted for the largest market share. In the context of a digital lending platform, solutions refer to the software and technology-based tools that facilitate various aspects of the lending process. These solutions can include software applications or platforms that enable loan origination, credit assessment, risk management, collections, and more. They are designed to automate and streamline the lending workflow, making it more efficient and user-friendly for both lenders and borrowers. Solutions can also encompass features like online application forms, real-time data analysis, decision-making algorithms, and secure digital document storage.

Services of a digital lending platform involve the professional and technical support provided to users of the platform. This support can include consulting, training, customer service, technical assistance, and other forms of guidance. Services are essential to ensure that users understand how to effectively utilize the platform's solutions and to address any issues that may arise during the lending process. Additionally, services might involve ongoing maintenance, updates, and improvements to the platform to keep it aligned with changing industry trends and regulations.

Breakup by Deployment Model:

On-premises

Cloud-based

On-premises dominate the market

The report has provided a detailed breakup and analysis of the market based on the deployment model. This includes on-premises and cloud-based. According to the report, on-premises represented the largest segment. An on-premises deployment mode refers to the installation and operation of the digital lending platform software and infrastructure within the physical premises of the organization using it. In this setup, all hardware, servers, databases, and software components are managed and maintained by the IT team of an organization. On-premises deployment offers greater control over data security and customization, as well as the ability to meet specific regulatory requirements.

A cloud-based deployment mode involves hosting the digital lending platform software and infrastructure on remote servers managed by a third-party cloud service provider. This eliminates the need for organizations to invest in and manage their own hardware and data centers. Cloud-based deployment offers scalability, flexibility, and reduced upfront costs since resources can be scaled up or down based on demand. It also allows for easier remote access and updates.

Breakup by Industry Vertical:

Banks

Insurance Companies

Credit Unions

Savings and Loan Associations

Peer-to-Peer Lending

Others

Banks dominate the market

A detailed breakup and analysis of the market based on the industry vertical has also been provided in the report. This includes banks, insurance companies, credit unions, savings and loan associations, peer-to-peer lending, and others. According to the report, banks represented the largest segment. They can leverage digital lending platforms to streamline their lending processes and offer a more convenient experience to customers. These platforms can enable online loan applications, automated credit assessments, and quick approval processes. Banks can enhance customer satisfaction and reduce the time it takes to disburse loans by integrating such platforms into their operations.

Insurance companies can use digital lending platforms to offer premium financing options to policyholders. This allows policyholders to spread out their insurance premium payments over time, which makes it more manageable for them. The platform can facilitate the loan application, credit evaluation, and repayment process, which enables policyholders to maintain their coverage without significant financial strain.

Breakup by Region:

North America

United States

Canada

Asia-Pacific

China

Japan

India

South Korea

Australia

Indonesia

Others

Europe

Germany

France

United Kingdom

Italy

Spain

Russia

Others

Latin America

Brazil

Mexico

Others

Middle East and Africa

North America exhibits a clear dominance, accounting for the largest digital lending platform market share

The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America accounted for the largest market share.

The increasing adoption of online banking services represents one of the key factors driving the demand for digital lending platforms in the North America region. Moreover, the rising emphasis on digital automation is bolstering the market growth in the region. Besides this, the growing instances of cyber threats are influencing the market positively in the region.

Asia Pacific is estimated to witness stable growth, owing to the increasing number of small and medium-sized enterprises (SMEs), rising need for efficient credit assessment, integration of advanced technologies, etc.

Competitive Landscape:

Leading companies are incorporating advanced technologies, such as artificial intelligence (AI), machine learning (ML) to automate and improve various aspects of lending, including credit risk assessment, fraud detection, and customer service. These technologies can analyze vast amounts of data to make more accurate lending decisions and personalize loan offers based on individual profiles. They are also integrating blockchain technology that can enhance transparency, security, and efficiency in lending by providing a tamper-proof and shared digital ledger. It can be used for verifying borrower identities, recording loan transactions, and streamlining cross-border lending processes. Moreover, key players are deploying big data analytics and robotic process automation (RPA) that allow lenders to analyze a broader range of data sources beyond traditional credit scores. Social media activity, transaction history, and other alternative data can provide a more comprehensive view of the creditworthiness of a borrower. These advancements also involve automating repetitive and rule-based tasks in the lending process.

The report has provided a comprehensive analysis of the competitive landscape in the market. Detailed profiles of all major companies have also been provided. Some of the key players in the market include:

Black Knight Inc.

Finastra

FIS

Fiserv Inc.

Intellect Design Arena Ltd

Intercontinental Exchange Inc.

Nucleus Software Exports Ltd.

Pegasystems Inc.

Roostify Inc.

Tavant Technologies

Wipro Limited.

Recent Developments:

In 2020 Roostify Inc. partnered with Google Cloud to utilize Google Cloud artificial intelligence (AI) and machine learning (ML) functionality to help lenders process mortgage applications more rapidly and easily.

In 2021, Nucleus Software Exports Ltd. partnered with TPBank to enhance its digital commerce. FinnOne Neo assisted TPBank in providing instant digital loans, increasing process e?ciency, and improving credit evaluations.

Key Questions Answered in This Report

  • 1. What was the size of the global digital lending platform market in 2022?
  • 2. What is the expected growth rate of the global digital lending platform market during 2023-2028?
  • 3. What are the key factors driving the global digital lending platform market?
  • 4. What has been the impact of COVID-19 on the global digital lending platform market?
  • 5. What is the breakup of the global digital lending platform market based on the type?
  • 6. What is the breakup of the global digital lending platform market based on the component?
  • 7. What is the breakup of the global digital lending platform market based on the deployment model?
  • 8. What is the breakup of the global digital lending platform market based on the industry vertical?
  • 9. What are the key regions in the global digital lending platform market?
  • 10. Who are the key players/companies in the global digital lending platform market?

Table of Contents

1 Preface

2 Scope and Methodology

  • 2.1 Objectives of the Study
  • 2.2 Stakeholders
  • 2.3 Data Sources
    • 2.3.1 Primary Sources
    • 2.3.2 Secondary Sources
  • 2.4 Market Estimation
    • 2.4.1 Bottom-Up Approach
    • 2.4.2 Top-Down Approach
  • 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

  • 4.1 Overview
  • 4.2 Key Industry Trends

5 Global Digital Lending Platform Market

  • 5.1 Market Overview
  • 5.2 Market Performance
  • 5.3 Impact of COVID-19
  • 5.4 Market Forecast

6 Market Breakup by Type

  • 6.1 Loan Origination
    • 6.1.1 Market Trends
    • 6.1.2 Market Forecast
  • 6.2 Decision Automation
    • 6.2.1 Market Trends
    • 6.2.2 Market Forecast
  • 6.3 Collections and Recovery
    • 6.3.1 Market Trends
    • 6.3.2 Market Forecast
  • 6.4 Risk and Compliance Management
    • 6.4.1 Market Trends
    • 6.4.2 Market Forecast
  • 6.5 Others
    • 6.5.1 Market Trends
    • 6.5.2 Market Forecast

7 Market Breakup by Component

  • 7.1 Solutions
    • 7.1.1 Market Trends
    • 7.1.2 Market Forecast
  • 7.2 Services
    • 7.2.1 Market Trends
    • 7.2.2 Market Forecast

8 Market Breakup by Deployment Model

  • 8.1 On-premises
    • 8.1.1 Market Trends
    • 8.1.2 Market Forecast
  • 8.2 Cloud-based
    • 8.2.1 Market Trends
    • 8.2.2 Market Forecast

9 Market Breakup by Industry Vertical

  • 9.1 Banks
    • 9.1.1 Market Trends
    • 9.1.2 Market Forecast
  • 9.2 Insurance Companies
    • 9.2.1 Market Trends
    • 9.2.2 Market Forecast
  • 9.3 Credit Unions
    • 9.3.1 Market Trends
    • 9.3.2 Market Forecast
  • 9.4 Savings and Loan Associations
    • 9.4.1 Market Trends
    • 9.4.2 Market Forecast
  • 9.5 Peer-to-Peer Lending
    • 9.5.1 Market Trends
    • 9.5.2 Market Forecast
  • 9.6 Others
    • 9.6.1 Market Trends
    • 9.6.2 Market Forecast

10 Market Breakup by Region

  • 10.1 North America
    • 10.1.1 United States
      • 10.1.1.1 Market Trends
      • 10.1.1.2 Market Forecast
    • 10.1.2 Canada
      • 10.1.2.1 Market Trends
      • 10.1.2.2 Market Forecast
  • 10.2 Asia-Pacific
    • 10.2.1 China
      • 10.2.1.1 Market Trends
      • 10.2.1.2 Market Forecast
    • 10.2.2 Japan
      • 10.2.2.1 Market Trends
      • 10.2.2.2 Market Forecast
    • 10.2.3 India
      • 10.2.3.1 Market Trends
      • 10.2.3.2 Market Forecast
    • 10.2.4 South Korea
      • 10.2.4.1 Market Trends
      • 10.2.4.2 Market Forecast
    • 10.2.5 Australia
      • 10.2.5.1 Market Trends
      • 10.2.5.2 Market Forecast
    • 10.2.6 Indonesia
      • 10.2.6.1 Market Trends
      • 10.2.6.2 Market Forecast
    • 10.2.7 Others
      • 10.2.7.1 Market Trends
      • 10.2.7.2 Market Forecast
  • 10.3 Europe
    • 10.3.1 Germany
      • 10.3.1.1 Market Trends
      • 10.3.1.2 Market Forecast
    • 10.3.2 France
      • 10.3.2.1 Market Trends
      • 10.3.2.2 Market Forecast
    • 10.3.3 United Kingdom
      • 10.3.3.1 Market Trends
      • 10.3.3.2 Market Forecast
    • 10.3.4 Italy
      • 10.3.4.1 Market Trends
      • 10.3.4.2 Market Forecast
    • 10.3.5 Spain
      • 10.3.5.1 Market Trends
      • 10.3.5.2 Market Forecast
    • 10.3.6 Russia
      • 10.3.6.1 Market Trends
      • 10.3.6.2 Market Forecast
    • 10.3.7 Others
      • 10.3.7.1 Market Trends
      • 10.3.7.2 Market Forecast
  • 10.4 Latin America
    • 10.4.1 Brazil
      • 10.4.1.1 Market Trends
      • 10.4.1.2 Market Forecast
    • 10.4.2 Mexico
      • 10.4.2.1 Market Trends
      • 10.4.2.2 Market Forecast
    • 10.4.3 Others
      • 10.4.3.1 Market Trends
      • 10.4.3.2 Market Forecast
  • 10.5 Middle East and Africa
    • 10.5.1 Market Trends
    • 10.5.2 Market Breakup by Country
    • 10.5.3 Market Forecast

11 SWOT Analysis

  • 11.1 Overview
  • 11.2 Strengths
  • 11.3 Weaknesses
  • 11.4 Opportunities
  • 11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

  • 13.1 Overview
  • 13.2 Bargaining Power of Buyers
  • 13.3 Bargaining Power of Suppliers
  • 13.4 Degree of Competition
  • 13.5 Threat of New Entrants
  • 13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

  • 15.1 Market Structure
  • 15.2 Key Players
  • 15.3 Profiles of Key Players
    • 15.3.1 Black Knight Inc.
      • 15.3.1.1 Company Overview
      • 15.3.1.2 Product Portfolio
      • 15.3.1.3 Financials
      • 15.3.1.4 SWOT Analysis
    • 15.3.2 Finastra
      • 15.3.2.1 Company Overview
      • 15.3.2.2 Product Portfolio
      • 15.3.2.3 SWOT Analysis
    • 15.3.3 FIS
      • 15.3.3.1 Company Overview
      • 15.3.3.2 Product Portfolio
      • 15.3.3.3 Financials
      • 15.3.3.4 SWOT Analysis
    • 15.3.4 Fiserv Inc.
      • 15.3.4.1 Company Overview
      • 15.3.4.2 Product Portfolio
      • 15.3.4.3 Financials
      • 15.3.4.4 SWOT Analysis
    • 15.3.5 Intellect Design Arena Ltd
      • 15.3.5.1 Company Overview
      • 15.3.5.2 Product Portfolio
      • 15.3.5.3 Financials
    • 15.3.6 Intercontinental Exchange Inc.
      • 15.3.6.1 Company Overview
      • 15.3.6.2 Product Portfolio
      • 15.3.6.3 Financials
      • 15.3.6.4 SWOT Analysis
    • 15.3.7 Nucleus Software Exports Ltd.
      • 15.3.7.1 Company Overview
      • 15.3.7.2 Product Portfolio
      • 15.3.7.3 Financials
    • 15.3.8 Pegasystems Inc.
      • 15.3.8.1 Company Overview
      • 15.3.8.2 Product Portfolio
      • 15.3.8.3 Financials
      • 15.3.8.4 SWOT Analysis
    • 15.3.9 Roostify Inc.
      • 15.3.9.1 Company Overview
      • 15.3.9.2 Product Portfolio
    • 15.3.10 Tavant Technologies
      • 15.3.10.1 Company Overview
      • 15.3.10.2 Product Portfolio
    • 15.3.11 Wipro Limited
      • 15.3.11.1 Company Overview
      • 15.3.11.2 Product Portfolio
      • 15.3.11.3 Financials
      • 15.3.11.4 SWOT Analysis

List of Figures

  • Figure 1: Global: Digital Lending Platform Market: Major Drivers and Challenges
  • Figure 2: Global: Digital Lending Platform Market: Sales Value (in Billion US$), 2017-2022
  • Figure 3: Global: Digital Lending Platform Market Forecast: Sales Value (in Billion US$), 2023-2028
  • Figure 4: Global: Digital Lending Platform Market: Breakup by Type (in %), 2022
  • Figure 5: Global: Digital Lending Platform Market: Breakup by Component (in %), 2022
  • Figure 6: Global: Digital Lending Platform Market: Breakup by Deployment Model (in %), 2022
  • Figure 7: Global: Digital Lending Platform Market: Breakup by Industry Vertical (in %), 2022
  • Figure 8: Global: Digital Lending Platform Market: Breakup by Region (in %), 2022
  • Figure 9: Global: Digital Lending Platform (Loan Origination) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 10: Global: Digital Lending Platform (Loan Origination) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 11: Global: Digital Lending Platform (Decision Automation) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 12: Global: Digital Lending Platform (Decision Automation) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 13: Global: Digital Lending Platform (Collections and Recovery) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 14: Global: Digital Lending Platform (Collections and Recovery) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 15: Global: Digital Lending Platform (Risk and Compliance Management) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 16: Global: Digital Lending Platform (Risk and Compliance Management) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 17: Global: Digital Lending Platform (Other Types) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 18: Global: Digital Lending Platform (Other Types) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 19: Global: Digital Lending Platform (Solutions) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 20: Global: Digital Lending Platform (Solutions) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 21: Global: Digital Lending Platform (Services) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 22: Global: Digital Lending Platform (Services) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 23: Global: Digital Lending Platform (On-premises) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 24: Global: Digital Lending Platform (On-premises) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 25: Global: Digital Lending Platform (Cloud-based) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 26: Global: Digital Lending Platform (Cloud-based) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 27: Global: Digital Lending Platform (Banks) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 28: Global: Digital Lending Platform (Banks) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 29: Global: Digital Lending Platform (Insurance Companies) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 30: Global: Digital Lending Platform (Insurance Companies) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 31: Global: Digital Lending Platform (Credit Unions) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 32: Global: Digital Lending Platform (Credit Unions) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 33: Global: Digital Lending Platform (Savings and Loan Associations) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 34: Global: Digital Lending Platform (Savings and Loan Associations) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 35: Global: Digital Lending Platform (Peer-to-Peer Lending) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 36: Global: Digital Lending Platform (Peer-to-Peer Lending) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 37: Global: Digital Lending Platform (Other Industry Verticals) Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 38: Global: Digital Lending Platform (Other Industry Verticals) Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 39: North America: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 40: North America: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 41: United States: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 42: United States: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 43: Canada: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 44: Canada: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 45: Asia-Pacific: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 46: Asia-Pacific: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 47: China: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 48: China: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 49: Japan: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 50: Japan: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 51: India: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 52: India: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 53: South Korea: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 54: South Korea: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 55: Australia: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 56: Australia: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 57: Indonesia: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 58: Indonesia: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 59: Others: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 60: Others: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 61: Europe: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 62: Europe: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 63: Germany: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 64: Germany: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 65: France: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 66: France: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 67: United Kingdom: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 68: United Kingdom: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 69: Italy: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 70: Italy: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 71: Spain: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 72: Spain: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 73: Russia: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 74: Russia: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 75: Others: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 76: Others: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 77: Latin America: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 78: Latin America: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 79: Brazil: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 80: Brazil: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 81: Mexico: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 82: Mexico: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 83: Others: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 84: Others: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 85: Middle East and Africa: Digital Lending Platform Market: Sales Value (in Million US$), 2017 & 2022
  • Figure 86: Middle East and Africa: Digital Lending Platform Market: Breakup by Country (in %), 2022
  • Figure 87: Middle East and Africa: Digital Lending Platform Market Forecast: Sales Value (in Million US$), 2023-2028
  • Figure 88: Global: Digital Lending Platform Industry: SWOT Analysis
  • Figure 89: Global: Digital Lending Platform Industry: Value Chain Analysis
  • Figure 90: Global: Digital Lending Platform Industry: Porter's Five Forces Analysis

List of Tables

  • Table 1: Global: Digital Lending Platform Market: Key Industry Highlights, 2022 and 2028
  • Table 2: Global: Digital Lending Platform Market Forecast: Breakup by Type (in Million US$), 2023-2028
  • Table 3: Global: Digital Lending Platform Market Forecast: Breakup by Component (in Million US$), 2023-2028
  • Table 4: Global: Digital Lending Platform Market Forecast: Breakup by Deployment Model (in Million US$), 2023-2028
  • Table 5: Global: Digital Lending Platform Market Forecast: Breakup by Industry Vertical (in Million US$), 2023-2028
  • Table 6: Global: Digital Lending Platform Market Forecast: Breakup by Region (in Million US$), 2023-2028
  • Table 7: Global: Digital Lending Platform Market: Competitive Structure
  • Table 8: Global: Digital Lending Platform Market: Key Players