市场调查报告书
商品编码
1519770
2024-2032 年按业务模式、服务类型、提供者、最终用户(散户投资者、高净值人士)和地区分類的机器人咨询市场报告Robo Advisory Market Report by Business Model, Service Type, Provider, End User (Retail Investor, High Net Worth Individuals ), and Region 2024-2032 |
2023 年,全球IMARC Group咨询市场规模达到 94 亿美元。
机器人咨询是指向财富管理组织提供演算法驱动和自动化财务建议的一类数位平台。它有助于自动化投资组合管理软体、执行复杂的任务、客製化线上投资以及以最少的人工干预管理资金。反过来,这有助于瞄准新客户、增强工作流程并调整客製化线上投资,以实现长期财务目标或短期投资策略。目前,机器人咨询已商业化,提供多种服务类型,例如基于直接计划、基于目标和全面健康咨询。
Robo Advisory 在各个工业垂直领域、零售业和高净值个人 (HNI) 中广泛采用,用于执行演算法计算来分析资料并提供全面的信息,这是推动市场成长的主要动力。与传统投资相比,消费者对机器人咨询的倾向转变进一步支持了这一点,因为机器人咨询具有多种有益特性,例如低成本投资组合、税收损失收穫、安全投资、基于即时统计的判断,反过来,有助于化解信用风险。与此一致的是,对复杂事件处理自动化的需求不断增长,带来了重大的技术进步,例如人工智慧(AI)和机器学习(ML)解决方案的大规模集成,这有助于最大限度地减少由以下原因引起的错误:人为介入。反过来,这也是另一个主要的成长诱导因素。此外,广泛利用机器人咨询来执行线上调查,以预测投资者的偏好、风险和目标,并获取有关客户财务状况、风险规避程度和期望投资回报的信息,这进一步促进了市场的成长。除此之外,智慧型手机、笔记型电脑和平板电脑在千禧世代中越来越受欢迎,用于获取资讯和通信,这进一步为全球市场创造了积极的前景。
The global robo advisory market size reached US$ 9.4 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 76.2 Billion by 2032, exhibiting a growth rate (CAGR) of 25.6% during 2024-2032.
Robo advisory refers to a class of digital platforms that provide algorithm-driven and automated financial advice to wealth management organizations. It aids in automating portfolio administration software, performing complicated tasks, customizing online investments, and managing funds with minimal human intervention. This, in turn, assists in targeting new clients, enhancing workflow, and adjusting custom online investments to achieve long-term financial goals or short-term investment strategies. At present, robo advisory is commercially available in varying service types, such as direct plan-based, goal-based, and comprehensive health advisory.
The widespread adoption of Robo Advisory across various industrial verticals, retail and high net worth individuals (HNIs) for performing algorithmic calculations to analyze data and deliver comprehensive information is majority driving the market toward growth. This is further supported by the shifting inclination of consumers toward robo advisory over traditional investments on account of its several beneficial properties, such as low-cost portfolio, tax-loss harvesting, secure investments, judgement based on real-time statistics, which, in turn, assists in eliminating the credit risks. In line with this, the increasing need for automating complex event processing has led to significant technological advancements, such as the large-scale integration of artificial intelligence (AI) and machine learning (ML) solutions, which is aiding in minimizing the errors caused by human interventions. This, in turn, is acting as another major growth-inducing factor. Additionally, the extensive utilization of robo advisory for executing online surveys to predict investor preferences, risks and goals, and acquire information regarding the financial status of the client, degree of risk-aversion, and desired return on investments is further contributing to the market growth. Apart from this, the rising popularity of smartphones, laptops, and tablets amongst millennials for accessing information and communicating is further creating a positive outlook for the market across the globe.
IMARC Group provides an analysis of the key trends in each sub-segment of the global robo advisory market report, along with forecasts at the global, regional and country level from 2024-2032. Our report has categorized the market based on business model, service type, provider and end user.
Pure Robo Advisors
Hybrid Robo Advisors
Direct Plan-Based/Goal-Based
Comprehensive Wealth Advisory
Fintech Robo Advisors
Banks
Traditional Wealth Managers
Others
Retail Investor
High Net Worth Individuals (HNIs)
North America
United States
Canada
Asia-Pacific
China
Japan
India
South Korea
Australia
Indonesia
Others
Europe
Germany
France
United Kingdom
Italy
Spain
Russia
Others
Latin America
Brazil
Mexico
Others
Middle East and Africa
The competitive landscape of the industry has also been examined along with the profiles of the key players being Betterment, Ellevest, Fincite Gmbh, Ginmon Vermogensverwaltung GmbH, SigFig Wealth Management LLC, SoFi Technologies Inc., The Charles Schwab Corporation, The Vanguard Group Inc., Wealthfront Corporation and Wealthify Limited (Aviva plc).