市场调查报告书
商品编码
1601159
PSD2 和开放银行生物特征认证市场:按功能、最终用户划分 - 2025-2030 年全球预测PSD2 & Open Banking Biometric Authentication Market by Function (Authentication & Authorization, Content Based Attacks Detection, Data Encryption), End Users (Banks, Customers, Marchants) - Global Forecast 2025-2030 |
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PSD2和开放银行生物辨识认证市场2023年估值为56.4亿美元,预计2024年将达到62.1亿美元,复合年增长率为10.27%,到2030年将达到11.1亿美元,预计将达到8000万美元。
PSD2 和开放银行倡议的兴起显着扩大了生物辨识身分验证的范围,并定义了金融机构必须透过先进的客户身分验证措施来保护交易的格局。生物辨识认证,包括指纹、脸部辨识和语音辨识,确保安全性和易用性,满足日益增长的强认证需求,平衡客户体验和安全性。这项需求源自于需要防止诈欺,同时减少客户旅程中的摩擦,促进无缝银行体验并扩展数位金融服务。这种方法已应用于各种最终用户,包括银行、金融科技公司和从事线上交易的消费者。影响市场的主要成长要素包括 PSD2 等强制性法规、生物识别技术的进步以及消费者对行动银行信心的增强。潜在的商机在于高科技公司和金融机构之间建立伙伴关係,以加强技术部署和客户参与。为了利用这些机会,组织应该专注于开发扩充性、安全且使用者友好的生物辨识解决方案。然而,挑战包括隐私问题、资料保留问题以及生物辨识资料外洩的可能性,这需要强大的网路安全框架和透明的资料管理政策。此外,高昂的初始实施成本可能会拖累中小型企业。具有巨大潜力的创新领域包括可以提高准确性和效率的人工智慧主导的生物识别解决方案,以及增强安全通讯协定和用户身份验证流程的多模态生物识别整合。市场是动态的,其特点是快速的技术进步和不断变化的法规环境,迫使企业不断创新和适应。公司必须时刻意识到这些变化并投资于研发以保持领先地位。对资料保护、客户教育和监管合规性的关注可以推动生物辨识认证的成长,并在 PSD2 和开放银行框架下建立消费者信任。
主要市场统计 | |
---|---|
基准年[2023] | 56.4亿美元 |
预计年份 [2024] | 62.1亿美元 |
预测年份 [2030] | 111.8亿美元 |
复合年增长率(%) | 10.27% |
市场动态:针对快速发展的 PSD2 和开放银行生物辨识认证市场揭示的关键市场见解
PSD2 和开放银行生物辨识认证市场正因供需的动态交互作用而转变。了解这些不断变化的市场动态可以帮助企业做出明智的投资决策、策略决策并抓住新的商机。全面了解这些趋势可以帮助企业降低政治、地理、技术、社会和经济领域的风险,并了解消费行为及其对製造成本的影响,并更清楚地了解对采购趋势的影响。
波特五力:驾驭 PSD2 与开放银行生物辨识认证市场的策略工具
波特的五力框架是理解市场竞争格局的重要工具。波特的五力框架为评估公司的竞争地位和探索策略机会提供了清晰的方法。该框架可帮助公司评估市场动态并确定新业务的盈利。这些见解使公司能够利用自己的优势、解决弱点并避免潜在的挑战,以确保更强大的市场地位。
PESTLE分析:了解 PSD2 和开放银行生物辨识认证市场的外部影响
外部宏观环境因素在塑造 PSD2 和开放银行生物辨识认证市场的绩效动态方面发挥关键作用。对政治、经济、社会、技术、法律和环境因素的分析提供了应对这些影响所需的资讯。透过调查 PESTLE 因素,公司可以更了解潜在的风险和机会。这种分析可以帮助公司预测法规、消费者偏好和经济趋势的变化,并为他们做出积极主动的决策做好准备。
市场占有率分析 了解 PSD2 和开放银行生物辨识认证市场的竞争格局
PSD2 和开放银行生物辨识认证市场的详细市场占有率分析可以对供应商绩效进行全面评估。公司可以透过比较收益、客户群和成长率等关键指标来揭示其竞争地位。该分析揭示了市场集中、分散和整合的趋势,为供应商提供了製定策略决策所需的洞察力,使他们能够在日益激烈的竞争中占有一席之地。
FPNV 定位矩阵 PSD2 与开放银行生物辨识认证市场供应商的绩效评估
FPNV定位矩阵是评估PSD2和开放银行生物特征认证市场供应商的关键工具。此矩阵允许业务组织根据供应商的商务策略和产品满意度评估供应商,从而做出符合其目标的明智决策。四个象限清楚且准确地划分供应商,帮助使用者辨识最能满足其策略目标的合作伙伴和解决方案。
1. 市场渗透率:对当前市场环境的详细回顾,包括行业主要企业的大量资料。
2. 市场开拓:辨识新兴市场的成长机会,评估现有领域的扩张潜力,并提供未来成长的策略蓝图。
3. 市场多元化:分析近期产品发布、开拓地区、关键产业进展、塑造市场的策略投资。
4. 竞争评估与情报:彻底分析竞争格局,检验市场占有率、业务策略、产品系列、认证、监理核准、专利趋势、主要企业的技术进步等。
5.产品开发与创新:重点关注可望推动未来市场成长的最尖端科技、研发活动和产品创新。
1.目前的市场规模和未来的成长预测是多少?
2. 哪些产品、区隔市场和地区提供最佳投资机会?
3.塑造市场的主要技术趋势和监管影响是什么?
4.主要厂商的市场占有率和竞争地位如何?
5. 推动供应商市场进入和退出策略的收益来源和策略机会是什么?
The PSD2 & Open Banking Biometric Authentication Market was valued at USD 5.64 billion in 2023, expected to reach USD 6.21 billion in 2024, and is projected to grow at a CAGR of 10.27%, to USD 11.18 billion by 2030.
The rise of PSD2 and open banking initiatives has significantly broadened the scope of biometric authentication, defining a landscape where financial institutions must secure transactions with heightened customer authentication measures. Biometric authentication, including fingerprints, facial recognition, and voice recognition, ensures security and ease of use, catering to the increasing demand for robust authentication that balances customer experience with security. The necessity arises from a need to prevent fraud while reducing friction in the customer journey, facilitating seamless banking experiences and expanding digital finance services. This approach finds application across various end-users such as banks, fintech companies, and consumers engaging in online transactions. Key growth factors influencing the market include regulatory mandates like PSD2, advances in biometric technology, and consumers' growing trust in mobile banking. Potential opportunities lie in establishing partnerships between tech companies and financial entities to enhance technology deployment and customer engagement. To leverage these opportunities, organizations should focus on developing scalable, secure, and user-friendly biometric solutions. Challenges, however, include privacy concerns, data storage issues, and the potential for biometric data breaches, which require robust cybersecurity frameworks and transparent data management policies. Additionally, the high initial costs of implementation may deter smaller firms. Innovation areas with significant potential include AI-driven biometric solutions, which can enhance accuracy and efficiency, and the integration of multi-modal biometrics to strengthen security protocols and user verification processes. The market is dynamic and characterized by rapid technological advancements and evolving regulatory environments, pushing firms to continuously innovate and adapt. Companies must remain vigilant to these changes and invest in research and development to stay ahead. Emphasizing data protection, customer education, and regulatory compliance can further foster growth and build consumer trust in biometric authentication under PSD2 and open banking frameworks.
KEY MARKET STATISTICS | |
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Base Year [2023] | USD 5.64 billion |
Estimated Year [2024] | USD 6.21 billion |
Forecast Year [2030] | USD 11.18 billion |
CAGR (%) | 10.27% |
Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving PSD2 & Open Banking Biometric Authentication Market
The PSD2 & Open Banking Biometric Authentication Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.
Porter's Five Forces: A Strategic Tool for Navigating the PSD2 & Open Banking Biometric Authentication Market
Porter's five forces framework is a critical tool for understanding the competitive landscape of the PSD2 & Open Banking Biometric Authentication Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.
PESTLE Analysis: Navigating External Influences in the PSD2 & Open Banking Biometric Authentication Market
External macro-environmental factors play a pivotal role in shaping the performance dynamics of the PSD2 & Open Banking Biometric Authentication Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.
Market Share Analysis: Understanding the Competitive Landscape in the PSD2 & Open Banking Biometric Authentication Market
A detailed market share analysis in the PSD2 & Open Banking Biometric Authentication Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.
FPNV Positioning Matrix: Evaluating Vendors' Performance in the PSD2 & Open Banking Biometric Authentication Market
The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the PSD2 & Open Banking Biometric Authentication Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.
Key Company Profiles
The report delves into recent significant developments in the PSD2 & Open Banking Biometric Authentication Market, highlighting leading vendors and their innovative profiles. These include Plaid Financial Ltd., Incode Technologies Inc., Tell Money Limited, iProov Limited, Mollie B.V., Okta, Inc., Accenture PLC, Banfico Ltd, INFOSISTEMA, SISTEMAS DE INFORMACAO, S.A. by JYON Group, Salt Edge Inc., Temenos Headquarters SA, Google LLC by Alphabet Inc., National Westminster Bank plc, Nok Nok Labs, Inc., ClearBank Ltd., Capgemini SE, Fujitsu Limited, TAS S.p.A., LexisNexis Risk Solutions Inc. by RELX Group PLC, Apple Inc., Moneyhub Financial Technology Ltd, Thales Group, Avanade Inc., Tata Consultancy Services Limited, Mastercard International Incorporated, Metro Bank PLC, CardinalCommerce Corporation, InfoCert S.p.A., and Enfuce Financial Services Ltd..
Market Segmentation & Coverage
1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.
2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.
3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.
4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.
5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.
1. What is the current market size, and what is the forecasted growth?
2. Which products, segments, and regions offer the best investment opportunities?
3. What are the key technology trends and regulatory influences shaping the market?
4. How do leading vendors rank in terms of market share and competitive positioning?
5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?