市场调查报告书
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1468017
金融云市场:按类型、部署模型、组织规模、最终用户划分 - 2024-2030 年全球预测Finance Cloud Market by Type (Services, Solution), Deployment Model (Hybrid Cloud, Private Cloud, Public Cloud), Organization Size, End-User - Global Forecast 2024-2030 |
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预计2023年金融云市场规模为620.6亿美元,预计2024年将达695.6亿美元,2030年将达到1,460.2亿美元,复合年增长率为13.00%。
金融云是指提供业务、资产管理、保险、付款处理和借贷等多种金融服务的云端基础平台。这些平台利用人工智慧 (AI)、机器学习 (ML)、巨量资料分析和区块链等先进技术,为客户提供无缝的数位体验,同时保持高安全性和合规性标准。这些平台是以高度整合和模组化方式开发的垂直应用程式的集合,透过共用不同行业领域的资料来无缝地提供端到端服务。整个企业对金融服务和客户关係管理中经济高效的解决方案的需求不断增长,推动了对金融云的需求。此外,金融领域的业务效率正在推动金融云端软体服务市场的扩张,这些服务可以实现更轻鬆的整合和更好的分析。然而,房地产合规性和网路威胁法规以及与金融云相关的高成本正在阻碍其成长。公司致力于创新和研究,开发适应动态监管要求的可扩展解决方案,以实现金融云的永续成长。此外,中小企业和大型企业采用IPaaS服务和高级加密技术将支援金融云市场的未来成长。
主要市场统计 | |
---|---|
基准年[2023] | 620.6亿美元 |
预测年份 [2024] | 695.6亿美元 |
预测年份 [2030] | 1460.2亿美元 |
复合年增长率(%) | 13.00% |
扩大金融云服务在资产管理领域的应用
金融云端服务包含多种功能,可协助企业更有效地管理其财务流程。此细分市场的主要子类别包括咨询服务、实施协助和託管服务。金融云市场中的解决方案是指针对特定财务任务的软体产品,例如会计、预算和预测、合规管理和财务报告解决方案。金融云端服务和解决方案之间的选择主要取决于您组织的需求。服务非常适合寻求实施和优化金融云产品专家指导的企业,而解决方案则为特定的财务任务和挑战提供强大的软体平台。
部署模式:部署金融云端整合软体,满足特定业务需求
在不断发展的数位环境中,企业正在采用各种云端部署模型来满足其业务敏捷性。混合云端模型透过将本地基础设施与第三方公共云端服务集成,融合了私有云端公共云端云的优势。这种方法使企业能够更灵活地管理其工作负载,同时保持对敏感资料的控制。私有云端部署模型提供专用为单一组织设计的专用资源,并由第三方供应商在本地或外部託管。公共云端模型透过网际网路提供共用资源,使企业能够按需存取运算能力、储存和其他服务,而无需投资实体基础架构。混合云模型融合了私有云端的功能,非常适合需要管理敏感资料同时利用公有云的可扩展资源的企业。虽然公有云模型具有成本效益且易于使用,但它们可能无法提供某些组织所需的控制和自订等级。
组织规模:利用小型企业的财务管理来满足顾客需求
大型企业由于其广泛的业务和监管要求,需要复杂的财务管理解决方案。这些公司更喜欢可自订的金融云端解决方案,这些解决方案可以随着其发展而轻鬆扩展。中小型企业需要经济高效的金融云解决方案,提供适合其规模的全面功能。这些公司优先考虑易用性和快速部署而不是自订选项。虽然大型企业优先考虑金融云解决方案的客製化和扩充性,但小型企业更重视经济性和易用性。大企业员工人数超过250人,中小企业员工人数不到250人。
最终用户:银行和商业领域越来越多地使用金融云
金融云广泛应用于各行业进行集中资产管理,分析客户资料、财务报表、保险、客户关係。其他金融机构,包括银行、投资公司和金融科技公司,依靠金融云来检测潜在风险或可疑活动,并透过分析来自不同来源的大量资料来减少损失,这有助于在诈欺发生之前采取行动来发现诈欺行为。
区域洞察
美洲在金融云市场中占有很大份额,因为美国和加拿大经济发达,科技公司高度集中。两国都在增加金融云解决方案相关研发的投资,以强化各自的金融服务业。最近的专利技术,例如人工智慧驱动的诈欺检测系统和用于投资管理的先进资料分析工具,正在推动该地区金融云的成长。在欧洲国家,一般资料保护规范 (GDPR) 越来越重视安全资料储存和传输解决方案,以防止隐私威胁和问题。中东地区经济快速成长,对现代化金融基础设施的需求不断增加。为了因应中东各产业的数位化趋势,各国政府推出了杜拜智慧城市计划等倡议,鼓励企业采用金融云。此外,金融科技公司努力拓展尼日利亚等非洲市场,显示该地区该领域具有巨大的成长潜力。此外,在亚太地区,中国的金融科技投资和创新正在蓬勃发展。中国政府最近推出了加速金融业数位转型的政策,包括建立国家区块链网路。日本和印度等国家推出了监管沙箱,允许企业在进入市场之前测试创新解决倡议,例如印度国家付款公司(NPCI)的统一付款介面(UPI)。金融技术,包括透过改善金融技术的倡议积极促进数位交易。
FPNV定位矩阵
FPNV定位矩阵对于评估金融云市场至关重要。我们检视与业务策略和产品满意度相关的关键指标,以对供应商进行全面评估。这种深入的分析使用户能够根据自己的要求做出明智的决策。根据评估,供应商被分为四个成功程度不同的像限:前沿(F)、探路者(P)、利基(N)和重要(V)。
市场占有率分析
市场占有率分析是一个综合工具,可以对金融云市场供应商的现状进行深入而深入的研究。全面比较和分析供应商在整体收益、基本客群和其他关键指标方面的贡献,以便更好地了解公司的绩效及其在争夺市场占有率时面临的挑战。此外,该分析还提供了对该行业竞争特征的宝贵见解,包括在研究基准年观察到的累积、分散主导地位和合併特征等因素。这种详细程度的提高使供应商能够做出更明智的决策并制定有效的策略,从而在市场上获得竞争优势。
1. 市场渗透率:提供有关主要企业所服务的市场的全面资讯。
2. 市场开拓:我们深入研究利润丰厚的新兴市场,并分析其在成熟细分市场的渗透率。
3. 市场多元化:提供有关新产品发布、开拓地区、最新发展和投资的详细资讯。
4. 竞争评估和情报:对主要企业的市场占有率、策略、产品、认证、监管状况、专利状况和製造能力进行全面评估。
5. 产品开发与创新:提供对未来技术、研发活动和突破性产品开发的见解。
1.金融云市场的市场规模与预测是多少?
2.金融云市场预测期间有哪些产品、细分市场、应用程式和领域值得考虑投资?
3.金融云市场的技术趋势与法规结构是什么?
4.金融云市场主要厂商的市场占有率如何?
5.进入金融云市场合适的型态和策略手段是什么?
[195 Pages Report] The Finance Cloud Market size was estimated at USD 62.06 billion in 2023 and expected to reach USD 69.56 billion in 2024, at a CAGR 13.00% to reach USD 146.02 billion by 2030.
Finance cloud refers to cloud-based platforms that offer various financial services such as banking, wealth management, insurance, payment processing, and lending. These platforms leverage advanced technologies such as artificial intelligence (AI), machine learning (ML), big data analytics, and blockchain to deliver seamless digital experiences to customers while maintaining high security and compliance standards. They are highly integrated and modularly developed collections of vertical applications that seamlessly provide end-to-end service by sharing data for various industry segments. Increasing demand for cost-effective and efficient solutions in financial services and growing demand for customer relationship management across enterprises boost the need for finance cloud. Additionally, operational efficiency in the financial sector has significantly driven the market expansion of finance cloud software services for easy integration and better analytics. However, regulations related to property compliances and cyber threats associated with the finance cloud and its high cost hinder its growth. Companies are working toward innovation and research by developing scalable solutions that adapt to dynamic regulatory requirements to achieve sustainable growth in the finance cloud. Moreover, adopting IPaaS services in SMEs and large enterprises and advanced encryption drives the future growth of the finance cloud market.
KEY MARKET STATISTICS | |
---|---|
Base Year [2023] | USD 62.06 billion |
Estimated Year [2024] | USD 69.56 billion |
Forecast Year [2030] | USD 146.02 billion |
CAGR (%) | 13.00% |
Type: Increasing utilization of finance cloud services for assets managements
Finance cloud services encompass various functions to assist businesses in managing their financial processes more efficiently. The primary subcategories within this segment include consulting services, implementation support, and managed services. Solutions within the finance cloud market refer to software products for specific financial tasks such as accounting, budgeting & forecasting, compliance management, or financial reporting solutions. The need of an organization primarily dictates the choice between finance cloud services and solutions. While services are ideal for businesses seeking expert guidance on implementing or optimizing finance cloud offerings, solutions provide robust software platforms tailored to address specific financial tasks or challenges.
Deployment Model: Deployments of integrated finance cloud software to meet specific business needs
In an ever-evolving digital landscape, organizations are adopting different cloud deployment models to meet their specific business agility. The hybrid cloud model merges the benefits of private and public clouds by integrating on-premises infrastructure with third-party public cloud services. This approach enables organizations to achieve greater flexibility in managing workloads while maintaining control over sensitive data. A Private cloud deployment model is designed exclusively for a single organization and offers dedicated resources hosted either on-premises or externally by a third-party provider. A public cloud model provides shared resources over the internet, allowing organizations to access computing power, storage, and other services on-demand without investing in physical infrastructure. Hybrid cloud models offer a blend of features from private and public clouds that are ideal for businesses requiring control over sensitive data while leveraging scalable resources from the public cloud. Public cloud models are cost-effective and easily accessible but may not provide the level of control or customization some organizations demand.
Organization Size: Utilization of finance managements in SMEs to cater a clients demand
Large enterprises increasingly demand complex financial management solutions due to their extensive operations and regulatory requirements. These organizations prefer customizable finance cloud solutions that can be easily scaled with growth. Small & medium enterprises require cost-effective finance cloud solutions that offer comprehensive functionality suitable for their size. These businesses prioritize ease of use and quick implementation over customization options. While large enterprises prioritize customization and scalability in finance cloud solutions, small and medium-sized enterprises focus on affordability and usability. Small & medium-sized enterprises (SMEs) employ less than 250 people while large enterprises employ 250 or more people.
End-User: Rising applications of finance cloud in banking and commercial sector
Finance clouds are widely used in different industries for asset management centralized for analyzing client data, financial statements, insurance, and client relationships. Banks and other financial institutions, including investment firms and FinTech companies, leverage the finance cloud for fraud detection by analyzing huge amounts of data from diverse sources, helping them detect potentially dangerous or suspicious activity and address it before it causes damage.
Regional Insights
The Americas represent a significant share of the finance cloud market in the United States and Canada owing to their strong economy and high concentration of technological companies. Both nations have observed increased investments in research and development associated with finance cloud solutions to enhance their financial services sectors. Recently patented technologies, including AI-driven fraud detection systems and advanced data analytics tools for investment management, drive the growth of the finance cloud in the region. In European countries, the General Data Protection Regulation (GDPR) increasingly emphasizes secure data storage and transmission solutions to prevent privacy threats and issues. The Middle East has witnessed rapidly growing economies due to heightened demand for modernized financial infrastructure. In response to digitization trends across various industries in the Middle East, governments have launched initiatives such as Dubai's Smart City project to incentivize finance cloud adoption among businesses. Additionally, expansion efforts by fintech companies into African markets such as Nigeria showcase the region's potential for substantial growth in this sector. Furthermore, in the Asia-Pacific, China has witnessed a boom in fintech investments and innovations as the government is introducing policies to facilitate digital transformation within its financial industry, such as the recent establishment of a national blockchain network. Countries such as Japan and India have established several initiatives to boost innovation in finance technologies, including the launch of a regulatory sandbox and actively promoting digital transactions through initiatives such as Unified Payments Interface (UPI) by the National Payments Corporation of India (NPCI) that allows companies to test their innovative solutions before entering the market.
FPNV Positioning Matrix
The FPNV Positioning Matrix is pivotal in evaluating the Finance Cloud Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).
Market Share Analysis
The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Finance Cloud Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.
Key Company Profiles
The report delves into recent significant developments in the Finance Cloud Market, highlighting leading vendors and their innovative profiles. These include Accenture PLC, Acumatica, Inc., Advanced Computer Software Group Limited, Aico Group Oy, Alibaba Cloud International by Alibaba Group Holding Limited, Alphabet Inc., Amazon Web Services, Inc., Anaplan, Inc., Appinventiv, Aryaka Networks, Inc., BlackLine, Inc., Board International SA, Capgemini SE, Cerillion Technologies Limited, Cisco Systems, Inc., Cloudera, Inc., DXC Technology Company, FloQast, Inc., Fluence Technologies, Guidewire Software, Inc., Hewlett Packard Enterprise Company, Huawei Technologies Co., Ltd., insightsoftware, Integration Appliance Inc., Intel Corporation, International Business Machines Corporation, IRIS Business Services Limited, JustPerform, Inc., Microsoft Corporation, NEC Corporation, Nutanix, Inc., OneStream Software LLC, Oracle Corporation, Planful Inc., Prophix Software Inc., Redwood Software Nederland B.V., Sage Group PLC, Salesforce, Inc., SAP SE, Snowflake Inc., Tata Communications Limited, Temenos Headquarters SA, Tencent Cloud by Tencent Holdings Limited, Trintech Inc., Unit4 Group Holding B.V., Vena Solutions Inc., VMware, Inc., Wipro Limited, Workday, Inc., and Workiva Inc..
Market Segmentation & Coverage
1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.
1. What is the market size and forecast of the Finance Cloud Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Finance Cloud Market?
3. What are the technology trends and regulatory frameworks in the Finance Cloud Market?
4. What is the market share of the leading vendors in the Finance Cloud Market?
5. Which modes and strategic moves are suitable for entering the Finance Cloud Market?