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市场调查报告书
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1425134

交易监控市场 – 2024 年至 2029 年预测

Transaction Monitoring Market - Forecasts from 2024 to 2029
出版日期: | 出版商: Knowledge Sourcing Intelligence | 英文 145 Pages | 商品交期: 最快1-2个工作天内

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简介目录

预计交易监控市场在预测期内将以 14.23% 的复合年增长率成长。

在动态的金融领域，交易监控已成为金融健康的基石。它意味着对金融交易进行持续、即时的审查，以发现和防止诈欺，包括恐怖主义资金筹措、洗钱和其他诈欺金融活动。透过密切监控交易，银行和信用卡公司等金融机构可以有效识别和防止诈欺活动，遵守洗钱防制法规，并阻止帐户接管企图。交易监控的核心是专用的软体，该软体经过精心设计，用于分析交易、标记可疑活动并提醒指定负责人进行进一步调查。交易监控利用复杂的分析工具和技术来发现交易资料中的模式和异常，从而有效打击不断发展的诈骗技术。

交易监控采用基于风险的方法，根据每个客户的相关风险状况调整其交易的审查等级。随着科技进步重塑金融业，交易监控变得更加重要。交易监控系统的日益复杂性和适应性使金融机构处于制定强有力的反洗钱策略以打击不断发展的诈骗技术的最前沿。交易监控已经超越了预定义规则和特征的限制，发展成为现代、复杂的技术，可以有效地适应不断变化的诈欺性质。交易监控是保护金融交易的完整性和安全性、防止财务损失并增强客户信心的重要工具。

介绍

形势是一个快速发展的领域，为金融机构和企业提供各种解决方案和服务来监控和审查交易，以防止潜在的诈骗、洗钱和其他金融犯罪。Masu。该市场受到多种因素的推动，包括交易数位化的快速成长、严格遵守法规以及对强大且易于使用的交易监控解决方案的需求不断增长。数位技术和线上付款方式的普及正在推动金融领域对交易监控解决方案的需求。即时监控和分析交易的能力使金融机构能够快速检测和防止诈欺活动，保护客户和机构免受财务损失。

世界各地的金融监管机构正在强制执行交易监控，这增加了跨行业和地理对交易监控解决方案和服务的需求。这些监管任务凸显了交易监控在打击金融犯罪和保护金融体系完整性的重要性。在动态数位时代，数位交易管理已成为广泛采用的软体解决方案。云端基础的软体解决方案越来越多地用于数位化监控和管理客户交易流程，包括转帐、存款和提款。这些解决方案具有扩充性、可近性和成本效益，使其成为各种规模的金融机构和企业的有吸引力的选择。随着技术的发展，交易监控市场正经历重大变革。更复杂、更具适应性的解决方案的出现有望满足金融机构和企业不断变化的需求，并持续保护金融生态系统免受诈骗和金融犯罪的侵害。

促进因素

  • 数位化程度不断提高：数位科技和线上付款方式的快速普及增加了金融领域对交易监控解决方案的需求。随着越来越多的交易发生在网路上，监控和分析这些交易的需求变得更加重要。
  • 监管合规性：世界各地的金融监管机构已将交易监控作为一项法律要求，推动了跨行业和地区对交易监控解决方案和服务的需求。遵守反洗钱（AML）法规和其他金融法规对于金融机构至关重要，而交易监控在确保合规性方面发挥关键作用。
  • 技术进步：先进分析工具和技术的发展使金融机构能够更有效地识别交易资料中的模式和异常情况。这导致了复杂的交易监控解决方案的采用，这些解决方案可以适应不断发展的诈骗技术并提高交易监控过程的整体效率。
  • 电子商务交易规模的扩大：电子商务的爆炸性普及进一步增加了对确保交易安全、便利的交易监控解决方案的需求。随着越来越多的人进行线上交易，诈骗和洗钱的风险也在增加，这使得交易监控成为金融机构保护客户和维护服务完整性的重要工具。我就是。
  • 市场竞争激烈：交易监控市场竞争激烈，主要参与者采取新产品推出、业务扩张、併购等各种策略来塑造竞争市场。这种竞争正在推动先进交易监控解决方案的开发和实施，进一步加速市场成长。

主要企业提供的产品

  • NICE 提供可疑活动监控 (SAM)，这是反洗钱 (AML) 计画的关键组成部分。
  • Oracle的解决方案利用进阶分析、机器学习和人工智慧来识别交易资料中可能表明可疑活动的异常情况和模式。透过自动化和简化事务监控流程， Oracle解决方案可协助组织降低营运成本并提高效率。

交易监控市场反洗钱领域显着成长：

由于多种因素的综合作用，交易监控市场的反洗钱 (AML) 部分正在不断增长。数位付款的快速普及放大了对强大交易监控和诈欺检测的需求，从而刺激了对反洗钱解决方案的需求。这些解决方案使金融机构能够识别和调查偏离典型帐户持有人行为的可疑交易，有效降低诈骗和金融犯罪的风险。金融交易的全球化将进一步促进反洗钱市场的发展。随着企业跨境，追踪和监控金融交易的复杂性不断增加，因此反洗钱解决方案变得至关重要。此外，数位货币的普及给反洗钱合规带来了新的挑战。数位货币的分散性和不可追踪性使得非法贸易的监控和侦测变得复杂。

监理合规将进一步推动反洗钱市场的发展。随着世界各地的金融监管机构强制执行反洗钱合规性，各行业和地区对反洗钱解决方案和服务的需求不断增加。反洗钱市场竞争激烈，主要企业正在采取各种策略来保持竞争力，包括新产品推出、业务扩张、併购和收购。在合规性、风险管理和竞争优势的持续需求的推动下，反洗钱市场预计将持续成长。

预计亚太地区将在交易监控市场中占据主要份额：

北美地区预计将保持其在交易监控市场的主导地位。美国以及北美其他地区目前占据全球电子商务交易的大部分，推动了对强大交易监控系统的需求。洗钱防制(AML) 法规增加了对交易监控作为关键工具的依赖，使其成为金融机构的重要组成部分。交易数位化的不断发展以及对安全和用户友好的交易监控解决方案的需求不断增加，进一步推动了北美交易监控市场的扩张。该地区主要银行系统的存在以及数位技术的广泛采用也是推动北美交易监控市场成长的因素。总之，北美地区预计将在塑造交易监控市场的未来方面发挥关键作用。

市场开拓：

  • 2022 年 11 月，NetGuardians 扩展了 NG|Screener 平台，将洗钱交易监控纳入其中。
  • 2022 年 10 月，SAS Institute Inc. 与 Neterium 和 Orange Bank 合作，在云端进行即时制裁筛检。相反，整合的人工智慧和尖端筛检技术提高了检测的有效性，并使分析师能够全面即时了解 AML 风险。

目录

第一章简介

  • 市场概况
  • 市场定义
  • 调查范围
  • 市场区隔
  • 货币
  • 先决条件
  • 基准年和预测年时间表

第二章调查方法

  • 调查资料
  • 调查过程

第三章执行摘要

  • 研究亮点

第四章市场动态

  • 市场驱动因素
  • 市场限制因素
  • 波特五力分析
  • 产业价值链分析

第五章交易监控市场：按组成部分

  • 介绍
  • 解决方案
  • 服务

第六章交易监控市场：依公司类型

  • 介绍
  • 大公司
  • 中小企业

第七章交易监控市场：依发展划分

  • 介绍
  • 本地
  • 云

第八章交易监控市场：按应用

  • 介绍
  • 反洗钱措施
  • 客户身分管理
  • 诈欺检测与预防
  • 合规管理
  • 其他的

第 9 章 交易监控市场：依最终使用者划分

  • 介绍
  • BFSI
  • 卫生保健
  • 资讯科技与电信
  • 製造业
  • 零售
  • 其他的

第10章交易监控市场：按地区

  • 介绍
  • 北美洲
    • 美国
    • 加拿大
    • 墨西哥
  • 南美洲
    • 巴西
    • 阿根廷
    • 其他的
  • 欧洲
    • 英国
    • 德国
    • 法国
    • 西班牙
    • 其他的
  • 中东/非洲
    • 沙乌地阿拉伯
    • 阿拉伯聯合大公国
    • 以色列
    • 其他的
  • 亚太地区
    • 日本
    • 中国
    • 印度
    • 韩国
    • 印尼
    • 泰国
    • 其他的

第十一章竞争环境及分析

  • 主要企业及策略分析
  • 市场占有率分析
  • 合併、收购、协议和合作

第十二章 公司简介

  • NICE
  • Oracle
  • FICO
  • BAE Systems
  • Fiserv, Inc.
  • SAS Institute Inc.
  • Experian Information Solutions, Inc.
  • ACI Worldwide
  • ComplyAdvantage
简介目录
Product Code: KSI061616233

The transaction monitoring market is estimated to grow at a CAGR of 14.23% during the forecast period.

In the dynamic realm of finance, transaction monitoring stands as a cornerstone of safeguarding financial integrity. It entails the continuous, real-time scrutiny of financial transactions to detect and thwart fraudulent activities, encompassing terrorist financing, money laundering, and other illicit financial maneuvers. By vigilantly monitoring transactions, financial institutions such as banks, credit card companies, and others can effectively identify and prevent fraud, uphold anti-money laundering regulations, and thwart account takeover attempts. At the heart of transaction monitoring lies specialized software, meticulously designed to analyze transactions, flag suspicious activities, and alert designated personnel for further investigation. To effectively combat evolving fraud tactics, transaction monitoring leverages sophisticated analytical tools and techniques to uncover patterns and anomalies within transactional data.

Employing a risk-based approach, transaction monitoring tailors the level of scrutiny of each customer's transactions, commensurate with the associated risk profile. As technological advancements reshape the financial landscape, transaction monitoring has assumed even greater significance. Financial institutions are now at the forefront of crafting robust anti-money laundering strategies, propelled by the increasing sophistication and adaptability of transaction monitoring systems to combat evolving fraud tactics. Transaction monitoring has transcended the limitations of predefined rules and characteristics, evolving into a modern and sophisticated practice that can effectively adapt to the ever-changing nature of fraud. It is an indispensable tool for safeguarding the integrity and security of financial transactions, preventing financial losses, and fostering trust among customers.

Introduction:

The transaction monitoring landscape is a burgeoning domain that provides a diverse array of solutions and services to financial institutions and businesses for monitoring and scrutinizing transactions for potential fraud, money laundering, and other financial crimes. This market is propelled by a multitude of factors, including the burgeoning digitization of transactions, the stringent adherence to regulatory mandates, and the escalating demand for robust and user-friendly transaction monitoring solutions. The pervasiveness of digital technologies and online payment methods has fueled the demand for transaction monitoring solutions within the financial sector. The ability to monitor and analyze transactions in real time enables financial institutions to swiftly detect and thwart fraudulent activities, safeguarding both their customers and themselves from financial losses.

Financial regulators across the globe are mandating transaction monitoring, propelling the demand for transaction monitoring solutions and services across diverse industries and regions. These regulatory mandates underscore the importance of transaction monitoring in combating financial crimes and safeguarding the integrity of the financial system. In the dynamic digital era, digital transaction management has emerged as a widely adopted software solution. Cloud-based software solutions are increasingly utilized to monitor and manage customer transaction processes involving transfers, deposits, and withdrawals digitally. These solutions offer enhanced scalability, accessibility, and cost-effectiveness, making them a compelling choice for financial institutions and businesses of all sizes. As technology continues to evolve, the transaction monitoring market is poised to undergo significant transformations. The emergence of more sophisticated and adaptable solutions is anticipated to address the ever-changing needs of financial institutions and businesses, ensuring the continued protection of the financial ecosystem from fraud and financial crimes.

Drivers:

  • Increasing digitization: The rapid growth of digital technologies and online payment methods has led to a higher demand for transaction monitoring solutions in the financial sector. As more transactions are conducted online, the need to monitor and analyze these transactions becomes more critical.
  • Regulatory compliance: Financial regulators worldwide are making transaction monitoring a legal necessity, driving the demand for transaction monitoring solutions and services across various industries and regions. Compliance with anti-money laundering (AML) regulations and other financial regulations is essential for financial institutions, and transaction monitoring plays a crucial role in ensuring compliance.
  • Advancements in technology: The development of advanced analytical tools and techniques has enabled financial institutions to identify patterns and anomalies in transactional data more effectively. This has led to the adoption of sophisticated transaction monitoring solutions that can adapt to evolving fraud tactics and improve the overall efficiency of transaction monitoring processes.
  • Growing e-commerce transactions: The explosion of e-commerce has further boosted the need for transaction monitoring solutions to ensure secure and convenient transactions. As more people conduct transactions online, the risk of fraud and money laundering increases, making transaction monitoring an essential tool for financial institutions to protect their customers and maintain the integrity of their services.
  • Competitive market: The transaction monitoring market is highly competitive, with major players employing various strategies such as introducing new products, expansions, mergers, and acquisitions to create a competitive market. This competition drives the development and adoption of advanced transaction monitoring solutions, further fueling the market's growth.

Products offered by key companies:

  • NICE offers Suspicious Activity Monitoring (SAM) which is a critical component of Anti-Money Laundering (AML) programs. It involves identifying and reporting transactions or other activities that may be indicative of money laundering or other illicit financial activity.
  • Oracle's solution utilizes sophisticated analytics, machine learning, and artificial intelligence to identify anomalies and patterns in transaction data that may be indicative of suspicious activity. By automating and streamlining transaction monitoring processes, Oracle's solution helps organizations to reduce operational costs and improve efficiency.

Prominent growth in the anti-money laundering segment within the transaction monitoring market:

The anti-money laundering (AML) segment of the transaction monitoring market is flourishing due to a confluence of factors. The burgeoning adoption of digital payments has amplified the need for robust transaction monitoring and fraud detection, fueling the demand for AML solutions. These solutions empower financial institutions to identify and investigate suspicious transactions that deviate from the account holder's typical behavior, effectively mitigating the risk of fraud and financial crimes. The globalization of financial transactions further propels the AML market. As businesses transcend borders, the complexities of tracking and monitoring financial transactions intensify, rendering AML solutions indispensable. Additionally, the proliferation of digital currencies poses novel challenges for AML compliance. The decentralized and untraceable nature of digital currencies complicates the task of monitoring and detecting fraudulent transactions.

Regulatory compliance further invigorates the AML market. Financial regulators worldwide are mandating AML compliance, driving demand for AML solutions and services across diverse industries and regions. The AML market is fiercely competitive, with key players employing a range of strategies, including new product introductions, expansions, mergers, and acquisitions, to maintain a competitive edge. The AML market is poised for continued growth, fueled by the persistent demand for compliance, risk management, and competitive advantages.

The Asia Pacific region is expected to hold a significant share of the transaction monitoring market:

The North American region is poised to maintain a dominant position in the transaction monitoring market. The United States, along with the rest of North America, currently accounts for the majority of global e-commerce transactions, fueling the demand for robust transaction monitoring systems. Anti-money laundering (AML) regulations have increasingly relied on transaction monitoring as a critical tool, making it an indispensable element for financial institutions. The growing digitization of transactions and the escalating demand for secure and user-friendly transaction monitoring solutions have further propelled the expansion of the transaction monitoring market in North America. The presence of leading banking systems in the region and the widespread adoption of digital technologies are additional factors propelling the growth of the transaction monitoring market in North America. In conclusion, the North American region is anticipated to play a pivotal role in shaping the future of the transaction monitoring market.

Market development:

  • In November 2022, NetGuardians expanded its NG|Screener platform to include money-laundering transaction monitoring. This new solution combines internal and external data sources to identify anomalies in behavior, potentially revolutionizing antiquated AML approaches and enhancing financial institutions' effectiveness and efficiency.
  • In October 2022, SAS Institute Inc. collaborated with Neterium and Orange Bank to implement real-time sanctions screening in the cloud. Conversely, integrated AI and cutting-edge screening technologies enhance detection relevance and empower analysts to maintain a comprehensive, real-time view of AML risks.

Segmentation

By Component

  • Solution
  • Service

By Enterprise Type

  • Large
  • SMEs

By Deployment

  • On-premise
  • Cloud

By Application

  • Anti-money Laundering
  • Customer Identity Management
  • Fraud Detection and Prevention
  • Compliance Management
  • Others

By End User

  • BFSI
  • Healthcare
  • IT & Telecom
  • Manufacturing
  • Retail
  • Others

By Geography

  • North America
  • United States
  • Canada
  • Mexico
  • South America
  • Brazil
  • Argentina
  • Others
  • Europe
  • United Kingdom
  • Germany
  • France
  • Spain
  • Others
  • Middle East and Africa
  • Saudi Arabia
  • UAE
  • Israel
  • Others
  • Asia Pacific
  • Japan
  • China
  • India
  • South Korea
  • Indonesia
  • Thailand
  • Others

TABLE OF CONTENTS

1. INTRODUCTION

  • 1.1. Market Overview
  • 1.2. Market Definition
  • 1.3. Scope of the Study
  • 1.4. Market Segmentation
  • 1.5. Currency
  • 1.6. Assumptions
  • 1.7. Base, and Forecast Years Timeline

2. RESEARCH METHODOLOGY

  • 2.1. Research Data
  • 2.2. Research Processes

3. EXECUTIVE SUMMARY

  • 3.1. Research Highlights

4. MARKET DYNAMICS

  • 4.1. Market Drivers
  • 4.2. Market Restraints
  • 4.3. Porter's Five Force Analysis
    • 4.3.1. Bargaining Power of Suppliers
    • 4.3.2. Bargaining Power of Buyers
    • 4.3.3. Threat of New Entrants
    • 4.3.4. Threat of Substitutes
    • 4.3.5. Competitive Rivalry in the Industry
  • 4.4. Industry Value Chain Analysis

5. TRANSACTION MONITORING MARKET BY COMPONENT

  • 5.1. Introduction
  • 5.2. Solution
  • 5.3. Service

6. TRANSACTION MONITORING MARKET BY ENTERPRISE TYPE

  • 6.1. Introduction
  • 6.2. Large
  • 6.3. SMEs

7. TRANSACTION MONITORING MARKET BY DEPLOYMENT

  • 7.1. Introduction
  • 7.2. On-premise
  • 7.3. Cloud

8. TRANSACTION MONITORING MARKET BY APPLICATION

  • 8.1. Introduction
  • 8.2. Anti-money Laundering
  • 8.3. Customer Identity Management
  • 8.4. Fraud Detection and Prevention
  • 8.5. Compliance Management
  • 8.6. Others

9. TRANSACTION MONITORING MARKET BY END-USER

  • 9.1. Introduction
  • 9.2. BFSI
  • 9.3. Healthcare
  • 9.4. IT & Telecom
  • 9.5. Manufacturing
  • 9.6. Retail
  • 9.7. Others

10. TRANSACTION MONITORING MARKET BY GEOGRAPHY

  • 10.1. Introduction
  • 10.2. North America
    • 10.2.1. United States
    • 10.2.2. Canada
    • 10.2.3. Mexico
  • 10.3. South America
    • 10.3.1. Brazil
    • 10.3.2. Argentina
    • 10.3.3. Others
  • 10.4. Europe
    • 10.4.1. United Kingdom
    • 10.4.2. Germany
    • 10.4.3. France
    • 10.4.4. Spain
    • 10.4.5. Others
  • 10.5. The Middle East and Africa
    • 10.5.1. Saudi Arabia
    • 10.5.2. UAE
    • 10.5.3. Israel
    • 10.5.4. Others
  • 10.6. Asia Pacific
    • 10.6.1. Japan
    • 10.6.2. China
    • 10.6.3. India
    • 10.6.4. South Korea
    • 10.6.5. Indonesia
    • 10.6.6. Thailand
    • 10.6.7. Others

11. COMPETITIVE ENVIRONMENT AND ANALYSIS

  • 11.1. Major Players and Strategy Analysis
  • 11.2. Market Share Analysis
  • 11.3. Mergers, Acquisitions, Agreements, and Collaborations

12. COMPANY PROFILES

  • 12.1. NICE
  • 12.2. Oracle
  • 12.3. FICO
  • 12.4. BAE Systems
  • 12.5. Fiserv, Inc.
  • 12.6. SAS Institute Inc.
  • 12.7. Experian Information Solutions, Inc.
  • 12.8. ACI Worldwide
  • 12.9. ComplyAdvantage