多因素身份验证市场 - COVID-19 的增长、趋势、影响、预测（2022-2027 年）

在预测期内，多因素身份验证 (MFA) 市场预计将以 18.5% 的复合年增长率增长。

企业中网络攻击的增加正在扩大市场。大约一半的网络攻击针对小型企业，大多数涉及勒索软件或盗窃公司的在线或财务账户。

主要亮点

• OneLogin 的身份验证应用程序 OneLogin Protect 允许用户在其智能手机上验证其身份。它还集成了第三方身份验证因素，如 Google Authenticator 和 Yubico 的 YubiKeys，为公司的桌面提供单点登录选项。
• 由于在线交易的增加和数字银行的高客户采用率，预计对 MFA 的需求将会增加。随着电子商务和网上银行的使用激增以及中央银行的强制性规定，较大的组织面临着为消费者实施强大的身份验证程序的压力。移动银行越来越多地用于在线交易，预计将增加对 OTP 身份验证功能（硬件和软件）的需求。 MFA 用于确保交易安全并保护客户免受欺诈和网络钓鱼诈骗。此外，医疗保健、零售和 BFSI 行业中各种支付系统的集成为 MFA 认证行业带来了潜在的商机。
• 根据 Google 的说法，在帐户中添加了恢復号码（并间接启用了基于 SMS 的 MFA）的用户也提高了帐户的安全性。根据该公司的研究，在研究期间，向您的 Google 帐户添加辅助电话号码可以阻止高达 100% 的自动机器人、99% 的批量网络钓鱼攻击和 66% 的定向攻击。
• 在全球大流行期间，随着组织从传统的工作方式转变为在家工作的场景，对远程工作解决方案的需求正在飙升。应在组织的网络安全背景下仔细考虑这些影响。随着越来越多的个人、不安全设备访问组织的网络，损害网络安全的风险也在增加。
• 部署 MFA 解决方案的高成本是企业在采用这些解决方案时面临的主要挑战。 MFA 解决方案可帮助组织和用户减少数据丢失的机会。但是，由于预算限制，对于小型企业来说，这是一种昂贵的解决方案。此外，维护和及时升级的成本增加了组织的总体费用。软件许可、软件维护和用户技术支持的价格对于低预算企业实施起来非常昂贵。 MFA 解决方案的高成本源于多种因素，包括硬件令牌、软件令牌、生物识别身份验证以及 MFA 中的身份验证需求以满足合规性标准。

主要市场趋势

BFSI 行业有望显着增长

• 安全性在金融领域非常重要，以至于我们的合作银行将很大一部分预算用于安全性。例如，在英国，支付和金融服务约占网络攻击的 75%。此类新兴市场的发展对市场产生积极影响。一些倡议，例如世界银行集团的 ID4D（发展识别），正在使用新技术帮助发展中国家采用新系统，以增加持有官方身份证件的公民数量。
• BFSI 部门正在通过将大量数据迁移到云端来增加云端工作负载。此外，移动钱包等第三方的日益集成，加上许多供应商在整个生态系统中部署的复杂安全基础设施，在该领域构成了重大的安全挑战。
• 因此，BFSI 公司必须采用零信任安全模型，该模型要求对所有试图访问资源的用户和小工具进行严格的身份验证。这必须通过多因素身份验证 (MFA) 来完成，它通过需要多个证据来对用户进行身份验证来确保安全性。
• 财务信息是 Internet 上存储的最敏感信息之一，估计在线身份欺诈每年造成的损失超过 1 万亿美元。由于这种情况，银行在身份验证解决方案上投入巨资，每年花费超过 10 亿美元，约占银行总安全预算的 30%。此外，客户使用金融科技解决方案的主要原因之一是帐户设置和 KYC 的简易性。
• 据 Upguard 称，2022 年 5 月，2008 年至 2022 年间全球金融业最严重的数据洩露事件于 2019 年在美国第一美国金融公司发现。数据洩露暴露了 8.85 亿条财务和个人记录。金融行业特别容易受到导致数据洩露的网络攻击。

亚太地区有望实现显着增长

• 预计亚太地区将在多重身份验证 (MFA) 市场中增长最快。这是由于 BYOD（自带设备）和 CYOD（选择您自己的设备）政策和移动服务的高度采用，增加了网络攻击和数据洩露。
• CREALOGIX 为一家亚洲主要银行发布了解决方案，为客户提供了一个用于银行业务和身份验证的应用程序。作为多因素身份验证系统的一部分，硬件设备将不再为每个操作生成一次性密码 (OTP) 硬件令牌。软令牌是硬令牌的替代品，并提供多因素身份验证的所有安全优势。
• 亚太地区有许多历史悠久的中小企业已实施 MFA 以保护自己免受高级网络威胁的侵害。亚太地区互联网和智能手机普及率的提高增加了对有效的 MFA 解决方案和服务的需求。随着物联网、人工智能和大数据的兴起，人们开始担心安全和欺诈。在身份欺诈方面，亚太地区的 BFSI 部门是最具针对性的。因此，预计该地区对 MFA 解决方案的需求将会增加。
• 此外，黑客攻击和经济损失在中国等国家/地区呈上升趋势。黑帽黑客的主要目标是窃取信息以获取经济利益。这是所有金融机构的主要考虑因素，因为它们控制着个人和财务信息。您可以通过嗅探和安装键盘记录器等各种方法轻鬆获取其他人的用户名和密码。
• 截至 2021 年 3 月，已有 40,300 起疑似黑客企图破坏中国境内的金融、公共和基础设施服务。企业还认识到，引入双因素认证可以减少金融机构遭受的财务损失并降低品牌信任度。

竞争格局

由于全球和区域参与者的存在以及发明产品的渗透率不断提高，多因素认证 (MFA) 市场适度集中。主要参与者包括 CA Technologies, Inc.、富士通有限公司和金雅拓 NV。研究目标市场的最新发展是什么

• 2022 年 2 月 - 全球身份和多重身份验证公司 Onfido 表示，2021 年已被宣布为突破性的一年。公司实现收入超过 1 亿美元，全年增长 90%，其中美国增长 134%。为满足对实时验证和身份验证服务日益增长的需求，该公司将扩大其员工队伍，同时利用研发、人工智能驱动的尖端欺诈检测能力以及全球组织的消费者成功。
• 2021 年 10 月 - Secret Double Octopus 是下一代劳动力身份验证领域的杰出领导者之一，它宣布推出新的多重身份验证 (MFA) 产品，作为八达通身份验证平台的一部分。新选项使用与公司的 Workforce 无密码 MFA 解决方案相同的组件，允许企业轻鬆部署具有无密码身份验证的传统 MFA 解决方案。

其他好处

• Excel 格式的市场预测 (ME) 表
• 三个月的分析师支持

内容

第1章介绍

• 调查先决条件
• 调查范围

第2章研究方法

第 3 章执行摘要

第 4 章市场动态

• 市场概览
• 工业吸引力 - 波特五力分析
  • 新进入者的威胁
  • 买家的议价能力
  • 供应商的议价能力
  • 替代品的威胁
  • 竞争公司之间的敌对关係
• 市场驱动力
  • 安全漏洞增加
• 市场製约因素
  • 实施和使用多重身份验证的复杂性
• COVID-19 对市场的影响
• 身份验证解决方案标准/规范（ACE、FBA、FIDO 等）

第 5 章身份验证类型的趋势

• 双重身份验证
• 三重身份验证
• 其他身份验证类型

第 6 章市场细分

• 解决方案
  • 硬件
  • 软件
• 认证类型
  • 两个因素
  • 其他身份验证类型
• 按最终用户行业
  • BFSI
  • 医疗保健
  • IT/电信
  • 零售
  • 政府机构
  • 其他行业最终用户
• 按地区
  • 北美
    • 美国
    • 加拿大
  • 欧洲
    • 英国
    • 德国
    • 法国
    • 俄罗斯
    • 其他欧洲地区
  • 亚太地区
  • 拉丁美洲
  • 中东和非洲

第 7 章竞争格局

• 公司简介
  • Okta Inc.
  • Microsoft Corporation
  • Duo Security Inc.（Cisco Systems）
  • Broadcom Inc.
  • OneLogin Inc.
  • ForgeRock Inc.
  • SecureAuth Corporation
  • Gemalto NV（Thales Group）
  • Yubico AB
  • HID Global Corporation（ASSA ABLOY AB）
  • OneSpan Inc.
  • Entrust Datacard Corporation
  • RSA Security LLC

第8章 投资分析

第9章 市场的将来性

Multi-factor Authentication (MFA) Market is expected to register a CAGR of 18.5% during the forecast period. The increasing number of cyberattacks across enterprises is augmenting the market. Nearly half of all cyberattacks target small businesses, with the majority involving ransomware and the theft of corporate online and financial accounts.

Key Highlights

• OneLogin's authentication app, OneLogin Protect, allows users to verify their identities through smartphones. It also integrates with third-party authentication factors, like Google Authenticator and Yubico's YubiKeys, and provides a single sign-on option for the company's desktops.
• Demand for MFA is anticipated to rise due to the increase in online transactions and the high customer adoption rate of digital banking. Large organizations are being pushed to implement robust authentication procedures for consumers due to the surge in e-commerce and internet banking usage and mandated rules from central banks. The demand for OTP authenticators is expected to increase due to the increased use of mobile banking for online transactions (both hardware and software). MFA is used to ensure secure transactions and to safeguard clients from fraud and phishing scams. Additionally, integrating various payment systems in the healthcare, retail, and BFSI industries presents a potential opportunity for the MFA authentication industry.
• As per Google, the users who added a recovery phone number to their accounts (and indirectly enabled SMS-based MFA) also enhanced their account security. According to the company's study, adding a recovery phone number to Google Account can block up to 100% of automated bots, 99% of bulk phishing attacks, and 66% of targeted attacks during its investigation.
• During a global pandemic, the demand for remote work solutions has surged due to organizations transitioning from conventional workplace methods to work-from-home scenarios. These impacts must be thoroughly examined in the context of the organization's cybersecurity. As more and more personal unsecured devices start accessing the organization's network, the risk of compromising network security increases.
• The high cost of deploying MFA solutions is the major challenge businesses face when adopting these solutions. MFA solutions assist organizations and users in lowering the possibility of data loss. Due to budget constraints, these solutions are expensive for Small and medium enterprises. Furthermore, the costs of maintenance and timely upgrades add to the overall increase in an organization's expenses. The prices of software licensing, software maintenance, and user technical support are prohibitively expensive for low-budget enterprises to implement. The high cost of MFA solutions is due to various factors such as hardware tokens, software tokens, biometric authentication, and the requirement of certification in MFA to meet compliance standards.

Key Market Trends

BFSI Segment is Expected to Witness Significant Growth

• Because security is critical in the financial sector, allied banking firms have spent a significant portion of their budget on security. Payment and financial services, for example, account for approximately 75% of cyber-attacks in the United Kingdom. Such developments have a positive impact on the market. Some initiatives, such as the World Bank Group's Identification for Development (ID4D), attempt to assist developing countries in implementing new systems that increase the number of citizens with official identification by leveraging new technologies.
• The BFSI sector is witnessing an increase in cloud workloads, with a large amount of data being moved to the cloud. Furthermore, the increasing integration of third parties, such as mobile wallets, combined with complex security infrastructure in which many vendors are deployed throughout the ecosystem, poses a significant security challenge in the sector.
• As a result, BFSI enterprises should adopt a zero-trust security model that needs stringent identity verification for every user and gadget attempting to access resources. This must be enforced with multi-factor authentication (MFA), which ensures security by requiring more than one piece of evidence to authenticate a user.
• Financial information is one of the most sensitive pieces of information stored on the internet, and it is estimated that online identity fraud costs more than a trillion USD annually. As a result of this scenario, banks are investing heavily in authentication solutions, with an annual expenditure of more than USD 1 billion, accounting for approximately 30% of the total security budget of banks. Furthermore, one of the primary reasons customers use fintech solutions is the ease of account setup and KYC.
• In May 2022, according to UpGuard, the most significant data breach in the financial industry worldwide between 2008 and 2022 was found in 2019 in the United States at First American Financial Corporation. This data breach exposed 885 million financial and personal records. The financial sector is particularly vulnerable to cyber attacks that result in data breaches.

Asia-Pacific Expected to Witness Significant Growth

• The Asia-Pacific region is anticipated to be the fastest-growing region in the multi-factor authentication (MFA) market because of a higher level of implementation of bring your own device (BYOD) and choose your own device (CYOD) policies, as well as mobility services, which are increasing cyber-attacks and data breaches.
• CREALOGIX has released a solution to major banks in Asia, providing customers with one single app for banking and authentication. As part of a multi-factor authentication system, a hardware device no longer generates a One-Time-Password (OTP) hardware token for each action. The soft token takes the place of the hard token and offers all of the security benefits of multi-factor authentication.
• Asia Pacific is home to many well-established SMEs that deploy MFA to protect themselves against advanced cyber threats. Rising internet and smartphone penetration is a powerful driving force in the Asia Pacific, increasing the demand for effective MFA solutions and services. Security and fraud concerns have arisen as IoT, AI, and big data have increased. Regarding identity fraud, APAC's BFSI sector is the most targeted. This will increase the demand for MFA solutions in the region.
• Furthermore, hacking and monetary losses are on the rise in places like China. The primary goal of black hat hackers is to steal information for monetary gain. This is a primary consideration for all financial institutions because they control both personal and financial information. It is entirely simple for someone to capture the usernames and passwords of other people by employing various techniques such as sniffing, installing Keylogger, and so on.
• As of March 2021, 40,300 hacking attempts were suspected from entities in China to sabotage financial, utility, and infra services in the region. Moreover, companies realize that implementing two-factor authentication will reduce the losses suffered by financial institutions in terms of money and brand trust.

Competitive Landscape

The multi-factor authentication (MFA) market is moderately concentrated as the market includes global and regional players, where product penetration with the invention is rising. The key players are CA Technologies, Inc., Fujitsu Limited, Gemalto NV, etc. Recent developments in the market studied are

• February 2022 - Onfido, global identity verification and multi authentication company, stated that it had set 2021 as a breakthrough year. The company increased revenue by 90% yearly to above USD 100 million, including a 134% increase in the US. To fulfill the growing need for Onfido's verification and authentication services, the firm expanded its workforce while also investing in R&D, cutting-edge AI-powered fraudulent detection abilities, and consumer success for organizations worldwide.
• October 2021 - Secret Double Octopus, one of the prominent leaders in next-generation workforce authentication, reported the release of new multi-factor authentication (MFA) offerings as part of its Octopus Authentication Platform. Because the new options use the same components as the company's workforce passwordless MFA solution, enterprises can easily implement conventional MFA solutions with passwordless authentication capabilities.

Additional Benefits:

• The market estimate (ME) sheet in Excel format
• 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

• 1.1 Study Assumptions
• 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

• 4.1 Market Overview
• 4.2 Industry Attractiveness - Porter's Five Forces Analysis
  • 4.2.1 Threat of New Entrants
  • 4.2.2 Bargaining Power of Buyers
  • 4.2.3 Bargaining Power of Suppliers
  • 4.2.4 Threat of Substitute Products
  • 4.2.5 Intensity of Competitive Rivalry
• 4.3 Market Drivers
  • 4.3.1 The Increased Security Breach Incidences
• 4.4 Market Restraints
  • 4.4.1 Complexities in Implementing and Using Multi-factor Authentication
• 4.5 Impact of COVID-19 on the Market
• 4.6 Standards/Specifications for Authentication Solutions (ACE, FBA, FIDO, etc.)

5 TRENDS IN AUTHENTICATION TYPE

• 5.1 Two-factor Authentication
• 5.2 Three-factor Authentication
• 5.3 Other Types of Authentication

6 MARKET SEGMENTATION

• 6.1 Solution
  • 6.1.1 Hardware
  • 6.1.2 Software
• 6.2 Type of Authentication
  • 6.2.1 Two-factor
  • 6.2.2 Other Types of Authentication
• 6.3 End-user Vertical
  • 6.3.1 BFSI
  • 6.3.2 Healthcare
  • 6.3.3 IT and Telecom
  • 6.3.4 Retail
  • 6.3.5 Government
  • 6.3.6 Other End-user Verticals
• 6.4 Geography
  • 6.4.1 North America
    • 6.4.1.1 United States
    • 6.4.1.2 Canada
  • 6.4.2 Europe
    • 6.4.2.1 United Kingdom
    • 6.4.2.2 Germany
    • 6.4.2.3 France
    • 6.4.2.4 Russia
    • 6.4.2.5 Rest of Europe
  • 6.4.3 Asia-Pacific
  • 6.4.4 Latin America
  • 6.4.5 Middle East & Africa

7 COMPETITIVE LANDSCAPE

• 7.1 Company Profiles
  • 7.1.1 Okta Inc.
  • 7.1.2 Microsoft Corporation
  • 7.1.3 Duo Security Inc. (Cisco Systems)
  • 7.1.4 Broadcom Inc.
  • 7.1.5 OneLogin Inc.
  • 7.1.6 ForgeRock Inc.
  • 7.1.7 SecureAuth Corporation
  • 7.1.8 Gemalto NV(Thales Group)
  • 7.1.9 Yubico AB
  • 7.1.10 HID Global Corporation(ASSA ABLOY AB)
  • 7.1.11 OneSpan Inc.
  • 7.1.12 Entrust Datacard Corporation
  • 7.1.13 RSA Security LLC

8 INVESTMENT ANALYSIS

9 FUTURE OF THE MARKET