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市场调查报告书
商品编码
1437969

付款闸道：市场占有率分析、产业趋势与统计、成长预测（2024-2029）

Payment Gateway - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 100 Pages | 商品交期: 2-3个工作天内

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简介目录

付款闸道市场规模预计到 2024 年为 162.7 亿美元，预计到 2029 年将达到 348 亿美元，在预测期内（2024-2029 年）复合年增长率为 16.43%。

支付网关 - 市场

此外，由于全球数百万人被隔离，COVID-19感染疾病导致全球商品、服务和娱乐的线上销售增加。 ACI Worldwide 对全球线上零售商的数百笔交易进行的研究显示，今年大多数零售业的交易量较往年同期增长了 74%，从而带动了市场成长。

主要亮点

  • 付款方式在过去几年中发展迅速，从代币系统到现金池再到无现金付款。支付网关允许任何企业（包括实体店和网路零售业）透过客户首选的银行收取资金，而不会危及敏感资料。在各个行业中，付款闸道整合已成为任何组织的重要组成部分之一。此外，预计线上交易的增加将在整个预测期内推动市场扩张。
  • 全球电子商务销售额的成长和互联网的高普及使金融服务公司能够为其客户提供独特的数位服务，这有助于付款闸道市场的成长。由于高速互联网的日益普及和可用性，付款闸道市场的扩张将继续加速。
  • 全球行动付款需求不断增长也推动了付款闸道市场。使用行动付款进行各种交易，如购买外带、购买电影票、升级智慧型手机游戏等，预计将在预测期内推动市场扩张。此外，在已开发国家和开发中国家，签帐金融卡或信用卡用于这些付款。这方面预计将有助于所研究的市场进一步成长。这是因为您可以轻鬆地使用智慧型手机付款并将卡片资讯保存在智慧型手机上。
  • 大多数客户都会储存他们的卡片讯息，这可以阻止越来越多的窃取资料的网路攻击。此外，其他因素，如偏远地区缺乏网路存取、缺乏跨境支付的国际标准以及不同国家不同的政府限制等因素可能会在研究期间限制市场。
  • 由于世界因封锁而转向电子商务，COVID-19感染疾病以及随后的封锁，付款闸道市场受到了不利影响，电子商务在线购买的在线支付这导致了许多付款闸道。商务网站。因此，儘管发生了大流行危机，但市场仍在扩大。由于 UPI 在疫情后复杂环境中的重要性日益增加，预计数位领域市场将在预测期内出现成长。

付款闸道市场趋势

零售业越来越多采用付款闸道

  • 世界各地的零售商和服务机构正在迅速采用和整合 PayPal、Samsung Pay、Apple Pay、支付宝和微信支付等行动付款应用程式来接受付款。此外，由于生活方式、日常商务的变化和线上零售的快速成长，预计这一趋势将在预测期内持续下去。全球线上零售需求的激增预计将在预测期内推动线上付款并推动付款闸道市场。
  • 零售商正在製定新的策略，以从宅配和网路购物的便利经济中受益。付款闸道在付款基础设施中发挥着越来越重要的作用。连接网路购物车、POS 系统和支付流程的虚拟终端是现代经济中必要的连接点。预计这一因素将推动付款闸道市场的成长。
  • 研究的市场正随着消费者行为而改变。无现金经济、行动银行、即时付款、数位商务和日益增强的监管影响力是影响零售业的一些趋势。线上付款使消费者的支付流程变得更加轻鬆便捷，带来的好处包括缩短排队时间、消除手头现金问题以及更快地通过排队。
  • 推动本地银行整合付款闸道需求的主要因素是银行越来越多地采用数位技术。在进行金融交易时，此支付网关会向使用者显示可以在其中输入财务资讯的银行。此付款解决方案的设定快速且简单，加速了中小型企业的采用。因此，对本地银行整合付款闸道的需求不断增长预计将推动零售业付款闸道市场的成长。
  • 例如，总部位于印度的 PayU 公司被认为是最方便的电子商务付款解决方案之一，旨在填补复杂服务供应商留下的空白。 PayU 是首选，因为它提供最佳的转换率。 Netflix、Airbnb、Bookmyshow 等知名公司都使用 PayU 支付网关。 2022 年 11 月，10 分钟杂货配送服务 Zepto 将能够透过将 Cashfree Payments 的付款闸道API 整合到其行动应用程式中，提供更快、更直观的支付 UPI 体验。 Gateway配备附加价值服务功能，让更多卖家上线。此类倡议预计将推动市场成长。
  • 自封锁以来，电子商务销售额有所增加，尤其是杂货和保健品，儘管许多零售商在物流方面遇到困难。例如，自 COVID-19感染疾病以来，英国某些产品的线上零售订单量增加了 200% 以上。

中国将实现显着成长

  • 阿里巴巴和腾讯等中国巨头是数位商业付款领域的先驱，正在帮助中国经济摆脱现金支付。该公司的行动付款产品支付宝和微信支付迅速重塑了中国的付款形势。它们也是世界上最大的。
  • 中国银联签帐金融卡卡和信用卡是最常用的卡片品牌。目前，支付宝和微信支付等行动和数位钱包主导着该国的线上市场，实体店也在兴起。主导支付宝和微信支付为首的行动和数位钱包占国内电子商务交易的71%。
  • 99 Bill Corporation、YEEPAY 和 Pay Ease 等其他公司也在中国提供支付网关。 99Bill Corporation是一家专注于提供线上付款管道服务以促进中国线上交易的网路组织。本公司高度重视产业链发展，拥有80多家金融机构及300多个网路基地台。该公司在20个产业拥有超过110万商家合作伙伴，包括网路购物、物流、服饰、旅游、保险和教育等。
  • 易宝支付是中国另一家领先的付款服务供应商，专注于透过技术和创新提供更好的电子付款解决方案和付加金融服务。该公司已接入国内100多家商业银行，是第一批获得中国人民银行颁发的一般付款执照的公司之一。

付款闸道产业概况

付款闸道市场由 PayPal、PayU、Amazon Payments、Stripe 等知名企业高度整合。然而，其他公司正试图透过併购来获得更大的市场占有率，以接触更多的消费者。

2022 年 11 月，领先的 B2B 和 B2C 企业的支付编配平台 BlueSnap 扩大了与顶级电子商务机构 ObjectSource 的合作伙伴关係，以支援欧洲各地的线上卖家，并加强了针对欧盟市场的 Magento 整合。

2022 年 9 月，英国付款公司 Paysafe 与付款编配平台 Spreedly 合作，为英国和欧洲各地的商家提供国际付款支持，Paysafe 专注于电子商务、零售和旅游领域，您将能够透过付款闸道进行交易。 、加密货币、金融服务业。

2022 年 8 月，金融服务平台 Mswipe Technologies 获得了印度储备银行 (RBI) 颁发的原则上支付聚合商 (PA) 许可证。此次核准将使 Mswipe 能够开发内部线上付款闸道。

其他福利

  • Excel 格式的市场预测 (ME) 表
  • 3 个月分析师支持

目录

第一章简介

  • 研究假设和市场定义
  • 调查范围

第二章调查方法

第三章执行摘要

  • 市场概况
  • 产业吸引力模型—“波特五力分析”
    • 新进入者的威胁
    • 消费者议价能力
    • 供应商的议价能力
    • 替代产品的威胁
    • 竞争公司之间的敌意强度
  • 产业价值链分析
  • COVID-19 对市场的影响

第四章市场动态

  • 市场驱动因素
    • 电子商务销售额增加及普及普及率高
    • 行动支付需求不断成长
    • 零售业越来越多采用付款闸道
  • 市场挑战
    • 隐私和安全相关的威胁仍然是一个令人担忧的问题

第五章市场区隔

  • 按类型
    • 主持
    • 非託管
  • 按公司
    • 中小企业 (SME)
    • 大公司
  • 按最终用户
    • 旅行
    • 零售
    • BFSI
    • 媒体与娱乐
    • 其他最终用户产业
  • 按地区
    • 北美洲
    • 欧洲
    • 拉丁美洲
    • 亚太地区
    • 中东和非洲

第六章 竞争形势

  • 公司简介
    • PayPal Holdings Inc.
    • Amazon Pay
    • Stripe Inc
    • Skrill Limited
    • PayU Group
    • Adyen NV
    • Payza
    • Ingenico Group
    • Alipay.com
    • Payoneer Inc
    • Paytm Mobile Solutions Pvt. Ltd
    • Verifone Holdings Inc

第七章 投资分析

第八章市场机会与未来趋势

简介目录
Product Code: 63865

The Payment Gateway Market size is estimated at USD 16.27 billion in 2024, and is expected to reach USD 34.80 billion by 2029, growing at a CAGR of 16.43% during the forecast period (2024-2029).

Payment Gateway - Market

Additionally, due to the COVID-19 pandemic, online sales of goods, services, and entertainment grew globally due to millions of people being quarantined worldwide. According to a study by ACI Worldwide of hundreds of transactions from global online retailers, transaction volumes in most retail sectors witnessed a 74% rise in current year compared to the same period last few years, driving the market growth.

Key Highlights

  • The payment method has evolved at a dizzying pace in the past few years, from the token system to cash pooling and cashless payments. A payment gateway allows any business, such as brick-and-mortar or online retailing, to collect money through the customer's preferred bank without compromising sensitive data. In every industry, integrating a payment gateway has emerged as one of the essential components of every organization. Additionally, rising online transactions are anticipated throughout the forecast period to fuel market expansion.
  • Financial service companies have been able to offer unique digital services to customers due to increased e-commerce sales and the high rate of internet penetration around the world, which helps the growth of the payment gateway market. High-speed internet's rising popularity and availability will continue to fuel the market's expansion for payment gateways.
  • The market for payment gateways is also driven by the increasing global demand for mobile-based payments. The use of mobile payments for various transactions, such as purchasing takeout, purchasing cinema tickets, and upgrading smartphone games, is anticipated to fuel the market's expansion over the forecast period. Also, developed and developing nations use debit or credit cards to make these payments. This aspect is anticipated to help the market under study grow even more. This is due to the ease with which payments may be made on smartphones and the ability to save card information on them.
  • As most customers save their card details, there is a prone for the rising number of cyber attack cases that steal data which is a restraint. Also, other factors, such as lack of internet access in remote areas, no international standards for cross-border payments, and varying government restrictions in different countries, could restrain the market over the study period.
  • Due to a global shift towards e-commerce caused by lockdowns, the COVID-19 pandemic, and the ensuing lockdowns negatively impact the payment gateway market, which has led to the launch of many payment gateways that facilitate online payments for online purchases from e-commerce websites. Due to this, the market has expanded despite the pandemic crisis. Due to UPI's growing importance in the combined post-pandemic environment, the market would experience growth in the digital sector over the projection period.

Payment Gateway Market Trends

Growing adoption of payment gateway in Retail

  • Retail stores and services worldwide are rapidly adopting and have integrated mobile payment applications, such as PayPal, Samsung Pay, Apple Pay, AliPay, and WeChat Pay, to accept payments. Further, owing to the changing lifestyles, daily commerce, and rapid growth in online retailing, this trend is expected to continue during the forecast period. The raging demand for online retailing worldwide is expected to drive online payment, propelling the payment gateway market over the forecast period.
  • Retailers are developing new strategies to profit from the at-home delivery and online shopping convenience economies. Payment gateways are playing a bigger role in the infrastructure of payments. For online shopping carts, point-of-sale systems, and virtual terminals to link to the payment process, they are a necessary connection point in the modern economy. This factor is expected to drive the growth of the payment gateway market.
  • The market studied is changing in line with consumer behavior. The cashless economy, mobile banking, instant payments, digital commerce, and the growing impact of regulatory agencies are a few trends affecting the retail sector. Online payments make the payment process easier and more convenient for consumers, who benefit from shorter lines, cash-on-hand issue elimination, and faster-moving queues.
  • The main factor driving the demand for local bank-integrated payment gateway is banks' growing adoption of digital technology. When doing a financial transaction, this payment gateway points users to banks where they can enter their financial information. This payment solution's quick and simple setup has accelerated its uptake in SMEs. Thus the mounting demand for local bank-integrated payment gateway is expected to drive the growth of the payment gateway market for the retail sector.
  • For instance, the India-based company, PayU, is considered one of the most accessible e-commerce payment solutions designed to fill in the gaps left by complex service providers. PayU is favored due to the best conversion rates it offers. Notable companies like Netflix, Airbnb, and Bookmyshow use the PayU payment gateway. In November 2022, Zepto, the 10-minute grocery delivery service, would now be able to offer a faster and more intuitive payments UPI experience through the integration of Cashfree Payments' Payment Gateway API into its mobile app. The gateway is equipped with added-value service capabilities to bring more merchants online. Such initiatives are expected to fuel the growth of the market.
  • Since the lockdown, e-commerce sales have increased, particularly for groceries and health products, even though many retailers are struggling with logistics. For instance, online retail order volumes in the United Kingdom have risen by over 200 % on some products since the COVID -19 outbreak.

China to Witness Significant Growth

  • Chinese giants, such as Alibaba and Tencent, have pioneered digital merchant payments and are instrumental in the shift away from cash in the Chinese economy. The companies' mobile payments products, Alipay and WeChat Pay, have rapidly reshaped China's payments landscape. They are also among the largest in the world.
  • China UnionPay debit and credit cards are the most used card brand. Mobile and digital wallets, such as Alipay and WeChat Pay, currently dominate the country's online market and increase physical stores. The mobile and digital wallets led by Alipay and WeChat Pay account for 71% of e-commerce transactions in the country.
  • Other companies such as 99 Bill Corporation, YEEPAY, and Pay Ease also offer payment gateway in China. 99Bill Corporation is an internet organization focusing on providing online payment platform services to facilitate online transactions in China. The company has emphasized developing its industry chain and has over 80 financial institutions with over 300 access points. It has over 1.1 million merchant partners that span 20 industries, including online shopping, logistics, clothing, travel business, insurance, and education, among others.
  • YeePay is another leading payment service provider in China, which focuses on offering better e-payment solutions and value-added financial services through technology and innovation. With access to more than 100 commercial banks in China, the company was among the first businesses to obtain a general payment license from the People's Bank of China.

Payment Gateway Industry Overview

The Payment Gateway Market is highly consolidated by prominent players such as PayPal, PayU, Amazon Payments, and Stripe. However, other companies are trying to attain larger market shares through mergers and acquisitions to gain more consumers.

In November 2022, BlueSnap, the payment orchestration platform for leading B2B and B2C businesses, expanded its partnership with the top eCommerce agency, objectsource, to support online sellers across Europe to enhance Magento integration for evolving EU Market.

In September 2022, British payments company Paysafe allied with Spreedly, a payments orchestration platform, to help merchants with their international payments across the UK and Europe would be able to make transactions through Paysafe's payment gateway with a focus on e-commerce, retail, travel, crypto, and financial services sectors.

In August 2022, Financial services platform Mswipe Technologies received an in-principal Payment Aggregator (PA) license from the Reserve Bank of India (RBI). With this approval, Mswipe can develop an in-house online payment gateway.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

  • 3.1 Market Overview
  • 3.2 Industry Attractiveness Model - 'Porter's Five Forces Analysis'
    • 3.2.1 Threat of New Entrants
    • 3.2.2 Bargaining Power of Consumers
    • 3.2.3 Bargaining Power of Suppliers
    • 3.2.4 Threat of Substitute Products
    • 3.2.5 Intensity of Competitive Rivalry
  • 3.3 Industry Value Chain Analysis
  • 3.4 Impact of COVID-19 on the Market

4 MARKET DYNAMICS

  • 4.1 Market Drivers
    • 4.1.1 Increased e-commerce Sales and the High Internet Penetration Rate
    • 4.1.2 Increase Demand for Mobile Based Payments
    • 4.1.3 Growing adoption of payment gateway in Retail
  • 4.2 Market Challenges
    • 4.2.1 Privacy and Security-related Threats Continue to Remain a Concern

5 MARKET SEGMENTATION

  • 5.1 By Type
    • 5.1.1 Hosted
    • 5.1.2 Non-Hosted
  • 5.2 By Enterprise
    • 5.2.1 Small and Medium Enterprise (SME)
    • 5.2.2 Large Enterprise
  • 5.3 By End User
    • 5.3.1 Travel
    • 5.3.2 Retail
    • 5.3.3 BFSI
    • 5.3.4 Media and Entertainment
    • 5.3.5 Other End-user Verticals
  • 5.4 BY Geography
    • 5.4.1 North America
    • 5.4.2 Europe
    • 5.4.3 Latin America
    • 5.4.4 Asia Pacific
    • 5.4.5 Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 PayPal Holdings Inc.
    • 6.1.2 Amazon Pay
    • 6.1.3 Stripe Inc
    • 6.1.4 Skrill Limited
    • 6.1.5 PayU Group
    • 6.1.6 Adyen NV
    • 6.1.7 Payza
    • 6.1.8 Ingenico Group
    • 6.1.9 Alipay.com
    • 6.1.10 Payoneer Inc
    • 6.1.11 Paytm Mobile Solutions Pvt. Ltd
    • 6.1.12 Verifone Holdings Inc

7 INVESTMENT ANALYSIS

8 MARKET OPPORTUNITIES AND FUTURE TRENDS