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市场调查报告书
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1440296

生物识别卡：全球市场占有率分析、产业趋势与统计、成长预测（2024-2029）

Global Biometric Card - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 165 Pages | 商品交期: 2-3个工作天内

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简介目录

预计2024年全球生物识别卡市场规模为3.7亿美元，预计2029年将达到184亿美元，在预测期内（2024-2029年）成长117.76%，以复合年增长率成长。

全球生物辨识卡市场

银行、零售、游戏、安全等各种最终用户对生物识别系统的需求不断增加，预计将支持预测期内所研究市场的成长。

主要亮点

  • 生物识别卡将嵌入式晶片技术与指纹、眼视网膜和虹膜扫描、脸部模式和语音辨识等生物识别技术结合，以在店内购物时验证持卡人的身份。生物辨识卡还包括具有各种安全功能的智慧卡，例如光学条或条码、全像安全影像和嵌入式晶片。
  • 生物识别证明文件，可根据个人的身体和行为特征来分析和识别个人。其中包括指纹、眼睛视网膜和虹膜扫描、脸部模式、语音辨识和身体动作。生物辨识卡还包括具有各种安全功能的智慧卡，例如光学条或条码、全像安全影像和嵌入式晶片。
  • 智慧卡是一种使用生物识别分析来识别个人身分的ID卡。智慧卡有多种形式，但最常见和流行的是具有内部记忆体的处理器或与储存晶片配合使用的智慧卡。该卡透过与扫描器或远端电磁介面的直接物理接触进行连接。卡可以储存大量资料，执行加密和数数位签章，并将这些资讯连接到远端非接触式系统，例如电磁读卡机。透过使用这项技术，生物识别卡比传统的非接触式付款方式提供了更高的安全性。在交易处理过程中，卡片会在核准付款之前将扫描器上的使用者指纹与储存在卡片的安全晶片上的资料进行比较。您的个人资料永远不会保存在银行的伺服器上或发送到中央资料库。因此，即使在被盗的情况下，客户也不必担心其帐户遭到诈欺活动。这增加了额外的保护层并确保您的帐户详细资讯的安全。生物识别卡的这种额外保护没有付款标准，允许消费者进行高额或低额交易。
  • 生物识别ID卡应用于多种解决方案，特别是对于安全性要求较高的公司和个人。此外，竞争行业的公司可能会选择生物识别卡作为防止非法复製和盗窃的额外安全措施。高级ID卡供给政府部门、研究机构以及一些大学和学校。
  • 对卡片生物识别所需的技术比目前使用的付款卡中使用的技术更昂贵。虽然消费者可能愿意为更安全的支付卡支付少量费用，但目前生物识别卡的成本预计为每张卡 20 美元左右，这使得它们更受用户欢迎，但招募受到限制。
  • COVID-19感染疾病一直是非接触式付款的催化剂。疫情过后，科技业开发了非接触式解决方案，间接提高了无需第二个身分验证因素的交易处理水准。无支付限制的生物识别付款卡可满足您所有的非接触式交易需求，同时解决安全问题。

生物识别卡市场趋势

付款产业呈现显着成长

生物识别技术作为密码和 PIN 码的安全且便捷的替代方案，在金融服务领域普及。这项技术被认为有潜力让消费者的生活变得更容易管理，并为他们提供更有意义的选择来验证自己的身分。

据 Fingerprint Cards AB 称，预计到 2026 年，付款设备的年出货将达到约 60 亿台。预计几乎所有这些设备都将是非接触式的。此外，该公司估计付款领域生物识别感测器模组和软体的潜在总可寻址市场 (TAM) 每年约为 30 亿个。

鑑于付款行业对所研究市场的成长潜力，供应商越来越关注新产品的发布并合作加速生物识别卡的商业化。Masu。例如，2022 年 4 月，IDEX Biometrics ASA 宣布与欧洲着名卡片製造商之一 E-Kart 建立合作伙伴关係，在东欧将生物识别付款解决方案商业化。

同样，2022 年 4 月，全球生物识别公司 Fingerprint Cards AB 宣布，其技术将用于在摩洛哥推出至少两张新的商业生物识别付款卡。预计这些趋势将在预测期内支持所研究市场的成长。

亚太地区成长率最高

生物识别付款卡是该地区的未来之路，儘管智慧型手机的使用量有所增加，但在快节奏的亚太地区，付款卡市场仍然强劲。根据中国人民银行预计，我国银行卡总数预计将从2020年的89.54亿张增加到2021年的92.47亿张。

同样，根据日本信用协会的数据，截至2021年3月，日本发行的信用卡数量为2.9531亿张，与前一年同期比较增长约0.8%。

目前，各种市场供应商正在致力于整合生物识别技术。他们将提供真正颠覆性的服务，显着扩大该地区的银行客户群，并将其与各种最终用户整合。例如，先进指纹识别和身份验证解决方案的知名供应商之一IDEX Biometrics ASA 于2021 年6 月宣布，中国建设银行(CCB) 将扩大某些「数位人民币」考试，并宣布将发行由中国建设银行担保的智能卡。原本的。 IDEX Biometrics 指纹感应器和生物识别软体。

同样，2021 年 7 月，生物识别金融科技公司 Zwipe 宣布与国际卡片付款处理商和卡片个人化机构 ICPS 合作，将支援 Zwipe Pay ONE 的生物识别付款卡引入亚洲和非洲。并宣布将向银行提供这项服务。

生物识别卡产业概况

全球生物识别卡市场正在见证着日益扩大业务能力的知名供应商之间的激烈竞争。结果，市场出现了巨大的投资和激烈的竞争。该市场的特点是多家大公司正在积极致力于扩大客户群并随后增加市场占有率。因此，市场竞争程度被认为较高。市场上营运的一些主要企业包括 Zwipe AS、Thales Group、IDEX Biometrics、STMicroElectronics 等。

2022 年 6 月 - Zwipe 和 Fidor 银行宣布计划于 2022 年下半年在德国试点生物识别付款卡。 Zwipe Pay 技术平台为此提供支援。生物识别卡的推出符合 Fidor 的策略，即以最安全的方式为消费者提供数位银行业务和支付服务。

2022 年 5 月 - Fingerprint Cards AB 和独立行动 POS 商家收购方和网路供应商 Mswipe 宣布建立合作伙伴关係，将生物识别签帐金融卡和信用卡引入印度。该公司表示，此次合作将采用 Fingerprints 的 T-Shape 模组和软体平台。

其他福利

  • Excel 格式的市场预测 (ME) 表
  • 3 个月分析师支持

目录

第一章 简介

  • 研究假设和市场定义
  • 调查范围

第二章调查方法

第三章执行摘要

第四章市场洞察

  • 市场概况
  • 产业吸引力－波特五力分析
    • 供应商的议价能力
    • 买方议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争公司之间敌对的强度
  • 评估 COVID-19感染疾病对市场的影响
  • 产业生态系统分析
  • 生物识别卡的演变

第五章市场动态

  • 市场驱动因素
    • 透过新兴国家的金融包容性措施扩大需求
    • 向多因素身份验证的过渡预示着市场的成长
  • 市场挑战
    • 来自非卡片式生物识别设备的激烈竞争
    • 实施成本增加

第六章市场区隔

  • 按用途
    • 付款
    • 存取控制
    • 政府身分证件和普惠金融
    • 其他用途
  • 按最终用户产业
    • BFSI
    • 零售
    • 政府
    • 卫生保健
    • 商业组织
    • 其他最终用户产业
  • 按地区
    • 北美洲
    • 欧洲
    • 亚太地区
    • 世界其他地区

第七章 竞争形势

  • 公司简介*
    • Zwipe AS
    • Thales Group
    • IDEX Biometrics ASA
    • Goldpac Fintech
    • Fingerprint Cards AB
    • Seshaasai Business Forms（P）Ltd
    • IDEMIA Group
    • ST Microelectronics NV
    • Mastercard Incorporated
    • Visa Inc.
    • Ethernom Inc.
    • Samsung's System LSI Business
    • Shanghai Fudan Microelectronics Group Co. Ltd

第八章投资分析

第9章 未来展望

第十章市场机会分析

简介目录
Product Code: 72464

The Global Biometric Card Market size is estimated at USD 0.37 billion in 2024, and is expected to reach USD 18.40 billion by 2029, growing at a CAGR of 117.76% during the forecast period (2024-2029).

Global Biometric Card - Market

Increasing demand for biometric authentication systems across various end-users, including banking, retail, gaming, and security, is expected to support the growth of the studied market during the forecast period.

Key Highlights

  • Biometric cards combine the embedded chip technology with biometric authentication technologies such as fingerprints, eye retina, iris scanning, facial patterns, voice recognition, etc., to verify the cardholder's identity for in-store purchases. Biometric cards also comprise smart cards with various security features, such as an optical strip or barcode, a holographic security image, and an embedded chip.
  • Biometric cards are forms of identification that analyze and recognize individuals based on their physical and behavioral traits. These include fingerprints, eye retina, iris scanning, facial patterns, voice recognition, and body movement. Biometric cards also comprise smart cards with various security features, such as an optical strip or barcode, a holographic security image, and an embedded chip.
  • A smart card is an identity card that uses biometric analysis to identify an individual. Smart cards are available in several forms, but the most common and popular are those with a processor with internal memory or those that function with a memory chip. The cards are connected via direct physical contact with a scanner or a remote electromagnetic interface. The cards can store large amounts of data, carry out their encryption and digital signatures, and connect this information to a remote, a contactless system like an electromagnetic card reader. By using this technology, biometric cards offer more security than conventional contactless payment methods. During the transaction processing, the card compares the user's fingerprint on the scanner with the reference data stored in the card's secure chip before authorizing the payment. No personal data is held on a bank's servers or sent to the centralized database. Hence, in case of theft, the customers will not have to worry about fraudulent activity on their accounts. It adds an extra layer of protection and ensures that the user's account details are kept secure. This added protection by the biometric cards does not have a payment threshold, allowing its consumers to make high or low-value transactions.
  • Biometric ID cards apply to several solutions, especially for companies and individuals requiring greater security. Moreover, companies in highly competitive fields may choose biometric cards as an added security against illegal duplication and theft. Advanced ID cards serve government sectors, research institutions, and some universities and schools.
  • The technology required for biometric authentication in cards involves a higher expense than the technology used in the payment cards that are being used currently. Although consumers may be willing to pay a small fee for a more secure payment card, the current cost of the biometric card, which is expected to be around USD 20 per card, restricts its adoption among users.
  • The COVID-19 pandemic has been a catalyst when it comes to contactless payments. Following the pandemic, the tech sector has developed contactless solutions, indirectly resulting in higher transaction levels being processed without a second authentication factor. With no payment limits, biometric payment cards meet the need for all contactless transactions while addressing security concerns.

Biometric Card Market Trends

Payments Segment to Show Significant Growth

Biometric technology is gaining ground in financial services as a secure and convenient alternative to passwords and PINs. This technology is increasingly being considered to have the potential to make the consumers' lives more manageable and provide them with more significant choices to confirm their identity.

According to Fingerprint Cards AB, around 6 billion payment devices are expected to be shipped annually by 2026. Also, almost all these devices are anticipated to be contactless. Moreover, the company depicts the potential Total Addressable Market (TAM) to be around 3 billion units per year for biometric sensor modules and software in the payment domain.

Considering the potential the payment sector holds for the growth of the studied market, vendors are increasingly focusing on new product launches and collaborating to facilitate the commercialization of biometric cards. For instance, in April 2022, IDEX Biometrics ASA announced its collaboration with E-Kart, one of the prominent card manufacturers in Europe, to commercialize biometric payment solutions in Eastern Europe.

Similarly, in April 2022, Fingerprint Cards AB, a global biometrics company, announced that its technology would be used as part of at least two new commercial biometric payment card launches in Morocco. Such trends are expected to support the growth of the studied market during the forecast period.

Asia Pacific to Exhibit the Highest Growth Rate

Biometric payment cards are a way to the future in the region, and there is a robust market for payment cards in the fast-paced Asia-Pacific region, even in the face of rising smartphone use. According to the People's Bank of China, the total number of bank cards in China will increase to 9,247 million in 2021, from 8,954 million in 2020.

Similarly, according to Japan Consumer Credit Association, the number of credit cards issued in Japan amounted to 295.31 million as of March 2021. It was an increase of about 0.8 percent compared to the previous year.

Various market vendors are currently working to integrate biometric technology. They will have a truly disruptive offering that will significantly expand the banking customer base in the region and integrate it with various end-users. For instance, in June 2021, IDEX Biometrics ASA, one of the prominent providers of advanced fingerprint identification and authentication solutions, announced that China Construction Bank (CCB) expanded certain "digital renminbi" trials to include the issuance of smart cards that are secured by IDEX Biometrics fingerprint sensors and biometric software.

Similarly, in July 2021, Zwipe, a biometric fintech company, announced its collaboration with the international card payment processor and card personalization bureau ICPS to bring Zwipe Pay ONE-enabled biometric payment cards to banks across Asia and Africa.

Biometric Card Industry Overview

The Global Biometric Card Market is seeing intense competition among prominent vendors, who are increasingly expanding their business capabilities. As such, huge investments are being witnessed in the market, increasing competition. The market is marked by several large-scale players actively working to increase their customer base and subsequently increase their market share. Therefore, the degree of competition is considered high in the market. Some of the major players operating in the market include Zwipe AS, Thales Group, IDEX Biometrics, and STMicroelectronics, among others.

June 2022 - Zwipe and Fidor Bank announced plans to pilot biometric payment cards in Germany during the second half of 2022. The Zwipe Pay technology platform will power this. The launch of biometric cards is in line with Fidor's strategy to provide its consumers with access to digital banking and pay services in the most secure way possible.

May 2022 - Fingerprint Cards AB and Mswipe, an independent mobile POS merchant acquirer & network provider, announced their collaboration to bring biometric debit and credit cards to India. According to the company, the partnership will feature Fingerprints' T-Shape module and software platform.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitutes
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Assessment of Impact of COVID-19 on the Market
  • 4.4 Industry Ecosystem Analysis
  • 4.5 Evolution of Biometric Cards

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Growing Demand from Financial Inclusion-based Initiatives in Emerging Countries
    • 5.1.2 Move Toward Multi-factor Authentication Bodes Well for Market Growth
  • 5.2 Market Challenges
    • 5.2.1 Strong Competition from Non-card Biometric Devices
    • 5.2.2 Higher Implementation Costs

6 MARKET SEGMENTATION

  • 6.1 By Application
    • 6.1.1 Payments
    • 6.1.2 Access Control
    • 6.1.3 Government ID and Financial Inclusion
    • 6.1.4 Other Applications
  • 6.2 By End-User Vertical
    • 6.2.1 BFSI
    • 6.2.2 Retail
    • 6.2.3 Government
    • 6.2.4 Healthcare
    • 6.2.5 Commercial Entities
    • 6.2.6 Other End-user Verticals
  • 6.3 By Geography
    • 6.3.1 North America
    • 6.3.2 Europe
    • 6.3.3 Asia-Pacific
    • 6.3.4 Rest of the World

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles *
    • 7.1.1 Zwipe AS
    • 7.1.2 Thales Group
    • 7.1.3 IDEX Biometrics ASA
    • 7.1.4 Goldpac Fintech
    • 7.1.5 Fingerprint Cards AB
    • 7.1.6 Seshaasai Business Forms (P) Ltd
    • 7.1.7 IDEMIA Group
    • 7.1.8 ST Microelectronics NV
    • 7.1.9 Mastercard Incorporated
    • 7.1.10 Visa Inc.
    • 7.1.11 Ethernom Inc.
    • 7.1.12 Samsung's System LSI Business
    • 7.1.13 Shanghai Fudan Microelectronics Group Co. Ltd

8 INVESTMENT ANALYSIS

9 FUTURE OUTLOOK

10 MARKET OPPORTUNITY ANALYSIS