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市场调查报告书
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金融科技区块链 - 市场占有率分析、产业趋势与统计、成长预测（2024 - 2029）

Fintech Blockchain - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

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简介目录

金融科技区块链市场规模预计到 2024 年为 46.6 亿美元，预计到 2029 年将达到 318.4 亿美元，在预测期内（2024-2029 年）CAGR为 46.92%。

金融科技区块链 - 市场

由于多种因素，区块链相关的金融科技产业一直在经历成长，例如加密货币和 ICO 市值的上升、对分散式帐本技术的需求不断增加以及金融机构采用先进的区块链解决方案。金融业的数位转型也促进了金融科技区块链的成长，因为数位银行技术和用于客户服务的自动聊天机器人的需求不断增长。

主要亮点

  • 采用加密货币和数位代币进行支付预计将进一步提振市场。许多金融科技组织也开始采用区块链技术，以简化其业务流程，减少诈欺活动，并提高为客户提供的服务品质。 Ripple 和其他基于区块链的平台正在引起人们的兴趣，预计这将在未来获得更大的接受度。
  • 稳定币也越来越受欢迎，因为它们增加了流动性、节省成本和稳定性，它们是未来 DeFi 协议的一个令人着迷的例子。预计 DeFi 和区块链技术将在未来两年内促进一系列产业的创新。
  • COVID-19大流行对全球许多产业产生了负面影响，与区块链相关的金融科技产业也不例外。封锁和供应链中断使产业参与者难以预测金融科技区块链产业的復苏。然而，危机带来的系统性变化预计将对该行业产生重大影响。儘管面临挑战，金融科技区块链市场预计在未来几年将继续成长。

金融科技区块链市场趋势

区块链在保险领域的使用增加预计将推动市场发展

  • 区块链技术透过改变营运方式并提供一系列好处，例如降低成本、增强客户体验、提高效率、提高透明度等，正在彻底改变保险业。对于准备好迎接这项转型的金融科技公司和保险提供者来说，这都是一个重大机会。
  • 区块链的主要优势之一是它能够提供透明且值得信赖的交易信息，使其成为验证保险索赔真实性至关重要的理想资料存储库。这会增强人们对流程的信任，并使保险提供者能够就可承保的索赔百分比做出准确的决定。
  • 2022 年 5 月，一家名为 Superscript 的英国新创公司和一家总部位于伦敦的保险市场经纪商 Lloyd's 推出了专门针对加密业务的名为「Daylight」的保险产品。该产品包括技术责任和网路保险，防止勒索软体攻击和无意版权侵权等各种风险。
  • 此外，随着物联网（IoT）技术的兴起，互连设备产生的资料量呈指数级增长。这需要一种能够有效管理大量资料的技术。区块链使保险提供者能够透过允许设备相互通讯和点对点管理来安全地管理这些复杂的网络，而不是依赖昂贵的资料中心进行处理和储存。这种方法更具成本效益，预计将推动未来市场的成长。

北美将经历显着成长并推动市场

  • 全球跨国支付历来受到严格监管和高昂成本的影响。然而，区块链等分散式帐本技术的出现有助于降低其中一些成本并提高可追溯性。金融科技供应商正在迅速开发提供线上金融服务的新平台，全球金融科技公司正在与美国、墨西哥和加拿大境内的当地行动营运商、汇款业者和银行合作。
  • 最近的COVID-19疫情爆发加速了银行业数位转型的需求。由于人们被迫使用线上服务并限制银行访问，许多银行公司与金融科技供应商合作，提供差异化和有竞争力的服务。未来，数位客户体验预计将成为竞争优势的主要领域，并可能推动市场发展。
  • 金融科技供应商提供的区块链技术最显着的好处之一是减少金融界的诈欺和网路攻击。区块链使金融科技企业能够透过去中心化网路共享或传输安全且未更改的讯息，有助于遏制资料外洩和其他诈欺活动。这种增加的安全性和透明度有助于在金融机构与其客户之间建立信任。

金融科技区块链产业概况

金融科技区块链市场竞争激烈，主导者包括亚马逊网路服务、AlphaPoint Corporation、Bitfury Group Limited、Oracle Corporation 和 Digital Asset Holdings。这些参与者致力于透过策略合作措施扩大全球客户群，以提高市场份额和获利能力。然而，中小型公司也透过新产品创新和获得新合约来展示自己的存在。

2023 年 1 月，银行即服务平台 Striga 推出了一款新产品——适用于新银行、DeFi 和 Web3 应用程式的加密货币入口和出口 API。该平台的目标是简化持有或提取比特币的流程，让更多客户更容易购买和交易加密货币。新推出的加密货币到法定货币或法定货币到加密货币的 API 可以整合到任何金融科技或加密货币产品中。

2022 年 1 月，开源、去中心化保险协议和生态系统 Etherisc 推出了区块链支援的保险应用程式。该应用程式可以自主发布保单并对旅行延误和取消执行支付，并且透过区块链支付程式 Gnosis Chain（以前称为 xDai Chain）处理支付。保险申请的初始付款方式是美元支持的美元硬币。

额外的好处：

  • Excel 格式的市场估算 (ME) 表
  • 3 个月的分析师支持

目录

第 1 章：简介

  • 研究假设和市场定义
  • 研究范围

第 2 章：执行摘要

第 3 章：研究方法

第 4 章：市场动态

  • 市场概况
  • 市场驱动因素
    • 变革性和高度智慧的可程式区块链平台的研发活动不断增加
    • 银行业应用越来越多地采用区块链技术，例如支付、智能合约等。
    • 降低总拥有成本
  • 市场挑战
    • 不确定的监管标准和框架
  • 市场机会
  • 产业吸引力－波特五力分析
    • 供应商的议价能力
    • 消费者的议价能力
    • 新进入者的威胁
    • 替代产品的威胁
    • 竞争激烈程度
  • COVID-19 的影响

第 5 章：市场细分

  • 按提供者
    • 中介软体提供者
    • 应用和解决方案提供商
    • 基础设施和协议提供者
  • 按应用
    • 支付、清算和结算
    • 兑换及汇款
    • 智能合约
    • 身分管理
    • 合规管理/KYC
    • 其他应用
  • 按组织规模
    • 大型企业
    • 中小企业
  • 按垂直行业
    • 银行业
    • 非银行金融服务
    • 保险
  • 按地理
    • 北美洲
      • 美国
      • 加拿大
    • 欧洲
      • 德国
      • 英国
      • 法国
      • 欧洲其他地区
    • 亚太
      • 中国
      • 印度
      • 日本
      • 亚太其他地区
    • 中东和非洲

第 6 章：竞争格局

  • 供应商市占率
  • 併购
  • 公司简介
    • AlphaPoint Corporation
    • Bitfury Group Limited
    • Oracle Corporation
    • Amazon Web Services, Inc.
    • Digital Asset Holdings LLC
    • Cambridge Blockchain, LLC
    • Circle Internet Financial Limited
    • Coinbase, Inc.
    • Accenture Plc
    • Earthport Plc
    • Factom, Inc.
    • GuardTime AS
    • IBM Corporation
    • Microsoft Corporation
    • RecordesKeeper
    • Ripple Lab Inc.

第 7 章：市场的未来前景

简介目录
Product Code: 71461

The Fintech Blockchain Market size is estimated at USD 4.66 billion in 2024, and is expected to reach USD 31.84 billion by 2029, growing at a CAGR of 46.92% during the forecast period (2024-2029).

Fintech Blockchain - Market

The blockchain-related fintech industry has been experiencing growth due to various factors, such as the rising market cap of cryptocurrencies and ICOs, increasing demand for distributed ledger technology, and adoption of advanced blockchain solutions in financial institutions. The digital transformation of the financial industry is also contributing to the growth of the fintech blockchain, as digital banking technologies and automated chatbots for customer service are experiencing rising demand.

Key Highlights

  • The adoption of cryptocurrencies and digital tokens for making payments is expected to boost the market further. Many fintech organizations have also started adopting blockchain technology to make their business procedures easier, reduce fraudulent activity, and enhance the quality of service provided to their customers. Ripple and other blockchain-based platforms are gaining interest, which is anticipated to lead to greater acceptance in the future.
  • Stablecoins are also gaining popularity as they increase liquidity, cost savings, and stability, and they are a fascinating example of DeFi protocols in the future. DeFi and blockchain technology are expected to foster innovation across a range of industries in the next two years.
  • The COVID-19 pandemic negatively impacted many industries globally, and the blockchain-related fintech industry is no exception. Lockdowns and supply chain disruptions made it difficult for industry participants to predict the resurgence of the fintech blockchain industry. However, systemic changes brought on by the crisis are anticipated to have a significant impact on this sector. Despite the challenges, the fintech blockchain market is expected to continue growing in the coming years.

Fintech Blockchain Market Trends

Increasing Use of Blockchain in the Insurance Sector is expected to Drive the Market

  • Blockchain technology is revolutionizing the insurance industry by transforming operations and providing a range of benefits, such as cost reduction, enhanced customer experiences, increased efficiency, greater transparency, and more. This represents a significant opportunity for both fintech companies and insurance providers that are ready to embrace this transformation.
  • One of the key advantages of blockchain is its ability to provide transparent and trustworthy information about transactions, making it an ideal repository for data that is crucial in verifying the authenticity of insurance claims. This instills trust in the process and enables insurance providers to make accurate decisions about the percentage of the claim that can be covered.
  • In May 2022, a UK-based startup called Superscript and Lloyd's, a London-based insurance market broker launched a specialized insurance product called "Daylight" for crypto businesses. This offering includes technology liability and cyber insurance, protecting against various risks such as ransomware attacks and unintentional copyright infringement.
  • Furthermore, with the rise of Internet of Things (IoT) technology, the amount of data generated by interconnected devices is increasing exponentially. This requires a technology that can efficiently manage large volumes of data. Blockchain enables insurance providers to manage these complex networks securely by allowing devices to communicate and manage each other peer-to-peer rather than relying on expensive data centers for processing and storage. This approach is much more cost-effective and is expected to drive the market's growth in the future.

North America Will Experience Significant Growth and Drive the Market

  • Global cross-border payments have traditionally been subject to tight regulations and high costs. However, the emergence of distributed ledger technology, such as blockchain, has helped to reduce some of these costs and improve traceability. Fintech vendors are rapidly developing new platforms for the provision of online financial services, and global financial technology companies are partnering with local cellular operators, money transfer operators, and banks across the borders of the United States, Mexico, and Canada.
  • The recent COVID-19 outbreak accelerated the demand for digital transformation in the banking sector. As people were forced to use online services and limit their bank visits, many banking companies collaborated with fintech vendors to offer differentiated and competitive services. In the future, digital customer experience is expected to be the primary area of competitive advantage and is likely to drive the market.
  • One of the most significant benefits of blockchain technology offered by fintech vendors is the reduction of fraud and cyber-attacks in the financial world. Blockchain helps to curb data breaches and other fraudulent activities by enabling fintech businesses to share or transfer safe and unaltered information through a decentralized network. This added security and transparency could help to build trust between financial institutions and their customers.

Fintech Blockchain Industry Overview

The fintech blockchain market is highly competitive, with dominant players such as Amazon Web Services, AlphaPoint Corporation, Bitfury Group Limited, Oracle Corporation, and Digital Asset Holdings. These players are focusing on expanding their customer base globally through strategic collaborative initiatives to increase their market share and profitability. However, mid-size to smaller companies are also making their presence known through new product innovations and securing new contracts.

In January 2023, Striga, a banking-as-a-service platform, launched a new product - crypto on-ramp and off-ramp APIs for neo banks, DeFi, and Web3 apps. The platform's objective is to simplify the process of holding or withdrawing Bitcoin and make it easier for more customers to purchase and trade cryptocurrency. The newly introduced crypto-to-fiat or fiat-to-crypto APIs can be integrated into any fintech or cryptocurrency product.

In January 2022, Etherisc, an open-source, decentralized insurance protocol and ecosystem launched a blockchain-backed insurance application. The application can autonomously issue policies and execute payouts for travel delays and cancellations, and payments are processed through the blockchain payments program Gnosis Chain (formerly xDai Chain). The initial payment option for the insurance application is the U.S. dollar-backed USD Coin.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Rising R&D Activities for Transformative and Highly Intelligent Programmable Blockchain Platform
    • 4.2.2 Increasing Adoption of Blockchain Technology for Applications in Banking Sector Such As Payments, Smart Contracts, Etc.
    • 4.2.3 Reduced Total Cost of Ownership
  • 4.3 Market Challenges
    • 4.3.1 Uncertain Regulatory Standards and Frameworks
  • 4.4 Market Opportunities
  • 4.5 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.5.1 Bargaining Power of Suppliers
    • 4.5.2 Bargaining Power of Consumers
    • 4.5.3 Threat of New Entrants
    • 4.5.4 Threat of Substitute Products
    • 4.5.5 Intensity of Competitive Rivalry
  • 4.6 Impact of COVID-19

5 MARKET SEGMENTATION

  • 5.1 By Provider
    • 5.1.1 Middleware Providers
    • 5.1.2 Application and Solution Providers
    • 5.1.3 Infrastructure and Protocol Providers
  • 5.2 By Application
    • 5.2.1 Payments, Clearing, and Settlement
    • 5.2.2 Exchanges and Remittance
    • 5.2.3 Smart Contract
    • 5.2.4 Identity Management
    • 5.2.5 Compliance Management/ KYC
    • 5.2.6 Other Applications
  • 5.3 By Organization Size
    • 5.3.1 Large Enterprises
    • 5.3.2 Small and Medium-Sized Enterprises
  • 5.4 By Verticals
    • 5.4.1 Banking
    • 5.4.2 Non-Banking Financial Services
    • 5.4.3 Insurance
  • 5.5 By Geography
    • 5.5.1 North America
      • 5.5.1.1 United States
      • 5.5.1.2 Canada
    • 5.5.2 Europe
      • 5.5.2.1 Germany
      • 5.5.2.2 United Kingdom
      • 5.5.2.3 France
      • 5.5.2.4 Rest of Europe
    • 5.5.3 Asia-Pacific
      • 5.5.3.1 China
      • 5.5.3.2 India
      • 5.5.3.3 Japan
      • 5.5.3.4 Rest of Asia-Pacific
    • 5.5.4 Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Vendor Market Share
  • 6.2 Mergers & Acquisitions
  • 6.3 Company Profiles*
    • 6.3.1 AlphaPoint Corporation
    • 6.3.2 Bitfury Group Limited
    • 6.3.3 Oracle Corporation
    • 6.3.4 Amazon Web Services, Inc.
    • 6.3.5 Digital Asset Holdings LLC
    • 6.3.6 Cambridge Blockchain, LLC
    • 6.3.7 Circle Internet Financial Limited
    • 6.3.8 Coinbase, Inc.
    • 6.3.9 Accenture Plc
    • 6.3.10 Earthport Plc
    • 6.3.11 Factom, Inc.
    • 6.3.12 GuardTime AS
    • 6.3.13 IBM Corporation
    • 6.3.14 Microsoft Corporation
    • 6.3.15 RecordesKeeper
    • 6.3.16 Ripple Lab Inc.

7 FUTURE OUTLOOK OF THE MARKET