查看购物车
  • Traditional Chinese
  • English
  • Japanese
  • Korean
封面
市场调查报告书
商品编码
1630242

以风险为基础的认证：市场占有率分析、产业趋势/统计、成长预测（2025-2030）

Risk-based Authentication - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

价格

※ 本网页内容可能与最新版本有所差异。详细情况请与我们联繫。

简介目录

基于风险的身份验证市场预计在预测期内将以 18.8% 的复合年增长率成长。

基于风险的认证-市场-IMG1

主要亮点

  • COVID-19 大流行导致世界各地的诈骗行为大幅增加。据美国联邦贸易委员会称，自 2020 年 1 月以来，2021 年 3 月已有超过 217,000 名美国提交了与新冠病毒相关的诈骗报告，因新冠病毒相关诈骗造成的损失总计达 3.82 亿美元。同样，消费金融局2020年收到54.23万起诈骗申诉，较2019年大幅增加54%。
  • 此外，根据认证诈欺审查员协会（ACFE）的数据，受疫情影响，网路诈骗风险从2020年5月的45%大幅上升至2020年8月的47%。此外，未来 12 个月网路诈骗风险预计将增加 60%。
  • 数位管道已成为消费者与企业和彼此互动的关键。在数位世界中，企业越来越依赖网路内部和外部的系统网路来服务客户并更好地管理组织。此类系统有助于管理、储存和传输各种讯息，包括财务帐户、智慧财产权、个人识别资讯和交易记录。
  • 为了帮助实现这一目标，组织越来越多地采用自动化解决方案来实现更快的工作流程、分析工作流程并改善对公司进步构成挑战的领域。因此，从传统的储存和分析到云端基础的基础设施和储存技术发生了重大转变。 Flexera 2021 年云端状况报告显示，基于对 750 名 IT 专业人员的调查，92% 的受访者制定了多重云端策略，82% 的受访者制定了混合云端策略。大约 36% 的公司表示他们每年在云端使用上的支出超过 1,200 万美元，83% 的公司表示他们每年在云端使用上的支出超过 120 万美元。

基于风险的身份验证市场趋势

银行和金融服务业占很大份额

  • 传统银行正在转型为新型态、敏捷、策略性集中的机构。不断变化和复杂的法规、激烈的竞争和苛刻的客户带来的挑战导致了数位转型的调整。
  • 消费者越来越倾向于提供数位化服务的银行。根据 Lightico 的研究，2020 年 3 月，约 82% 的客户担心亲自前往分店，63% 的客户表示愿意尝试数位应用程式。因此，这些转变预计将是长期的。
  • 随着数位银行和透过客服中心的远距银行变得越来越普遍，需要新的、便捷的方法来验证客户身分。行动银行和电子银行管道每天越来越多地用于转帐和交易，这为网路犯罪分子入侵用户帐户和提取资金打开了大门。由于客户忘记密码或受到网路钓鱼和其他网路犯罪分子的攻击，传统密码的安全性较低，因此该行业正在转向更复杂的身份验证系统，例如正在出现的基于风险的身份验证系统。
  • 多个组织和管理机构，包括联邦金融机构检查委员会 (FFIEC)、纽约州金融服务部 (NYDFS)、网路安全监理局和全国保险专员协会 (NAIC)，负责监管金融机构、保险公司、银行和许多其他组织强制要求使用多重身份验证(MFA) 来保护敏感资料的存取。
  • 资料外洩会导致成本飙升和有价值的客户资讯遗失。根据身分盗窃资源中心的数据，美国的资料外洩事件将从 2015 年的 784 起增加到 2020 年的 1,001 起。
  • 此外，BFSI 领域的云端工作负载正在增加，大量资料转移到云端。此外，与行动钱包等第三方的整合增加，加上生态系统中许多供应商的复杂安全基础设施，为该领域带来了重大的安全挑战。

北美预计将占据很大份额

  • 北美地区引领市场，以美国为首。该地区的企业越来越依赖电脑网路和电子资料来进行正常业务。个人和财务资讯的线上传输和储存也在不断增加。
  • 这是因为与其他区域相比，该区域拥有更多的组织资料。此外，美国目前在云端技术和分析的采用方面占据最大份额，预计 2020 年将呈现类似趋势。
  • 各行业资料外洩数量的显着增加正在推动企业采用强大的身份验证方法。例如，根据白宫经济顾问委员会的统计，美国经济每年因网路攻击而面临约570亿美元至1,090亿美元的损失。
  • 根据 Experian PLC 发布的统计数据，31% 的资料外洩受害者声称他们的电子邮件 ID、密码和信用卡/签帐金融卡等身分资讯被盗。此外，美国公司 Risk-based Security 报告称，2020 年发生了超过 3,932 起资料外洩事件。与 2019 年相比，公开报告的资料外洩数量减少了 48%，但超过 370 亿笔记录遭到洩露。这些事实表明，该国越来越需要采用基于风险的身份验证解决方案。
  • 该地区各国政府也鼓励使用各种身分验证技术。例如，2020 年 4 月，美国政府赋予联邦机构使用替代形式的身份验证的灵活性，以弥补服务差距并实现其目标。机构可以做出风险确定并向合格PIV 资格的人员发放替代凭证或身分验证设备。预计这将增加所研究市场的招聘需求。

基于风险的身份验证产业概述

竞争企业之间竞争激烈，企业纷纷进行技术创新、併购、业务扩张等策略性投资。此类投资将帮助企业进一步渗透市场并占领更好的市场占有率。市场上存在具有强大品牌形象的大公司，它们之间竞争以获取更高的市场份额。然而，该行业正以 18.8% 的复合年增长率快速增长，为市场企业发展提供了进一步的成长空间。

其他好处：

  • Excel 格式的市场预测 (ME) 表
  • 3 个月的分析师支持

目录

第一章简介

  • 研究假设和市场定义
  • 调查范围

第二章调查方法

第三章执行摘要

第四章市场洞察

  • 市场概况
  • 产业吸引力－波特五力分析
  • 技术简介
  • COVID-19 市场影响评估
  • 市场驱动因素
    • 主要最终用户行业的资料外洩和网路攻击增加
    • 企业采用BYOD趋势
  • 市场限制因素
    • 更新风险评分以应对不断变化的网路安全威胁的压力越来越大

第五章市场区隔

  • 透过提供
    • 解决方案
    • 按服务
  • 按发展
    • 本地
    • 云
  • 按最终用户产业
    • 银行与金融服务 (BFSI)
    • 零售
    • 资讯科技/通讯
    • 政府机构
    • 卫生保健
    • 其他最终用户产业
  • 按地区
    • 北美洲
    • 欧洲
    • 亚太地区
    • 拉丁美洲
    • 中东/非洲

第六章 竞争状况

  • 公司简介
    • RSA Security LLC
    • IBM Corporation
    • Broadcom Inc.（CA Technologies Inc.）
    • Micro Focus International plc（NetIQ）
    • Okta Inc.
    • SecureAuth Corporation
    • Thales Group（Gemalto NV）
    • Equifax Inc.
    • Oracle Corporation
    • HID Global Corporation（Assa Abloy AB）
    • Financial Software Systems Inc.

第七章 投资分析

第八章市场的未来

简介目录
Product Code: 65954

The Risk-based Authentication Market is expected to register a CAGR of 18.8% during the forecast period.

Risk-based Authentication - Market - IMG1

Key Highlights

  • The COVID-19 pandemic has led to significant growth in fraudulent activities across the globe. According to the Federal Trade Commission, in March 2021, more than 217,000 Americans had filed a coronavirus-related fraud report since January 2020, with losses to Covid-linked fraud totaling USD 382 million. Similarly, the Consumer Financial Bureau fielded 542,300 fraud complaints in 2020, a significant 54% increase compared to 2019.
  • Furthermore, according to the Association of Certified Fraud Examiners or ACFE, due to the pandemic, the cyber fraud risk significantly increased from 45% in May 2020 to 47% in August 2020. In addition, it is expected that an increase in cyber fraud risk is expected to reach 60% over the next 12 months.
  • Digital channels are becoming imperative as consumers interact with businesses and each other. In the digital world, to accommodate their customers and better manage their organizations, companies are becoming increasingly dependent on a web of systems, both on and off their networks. Such systems assist in managing, storing, and transmitting various information, such as financial accounts, intellectual property, personally identifiable information, transaction records, and others.
  • In support of this, various organizations are increasingly adopting automation solutions to enable fast workflow and analyze the work processes to improvise the areas that challenge the company's progress. This has resulted in a massive shift from traditional storage and analytics to cloud-based infrastructure and storage technologies. According to a Flexera 2021 State of the Cloud Report, based on a survey of 750 IT professionals, 92% of the respondents have a multi-cloud strategy, while 82% have a hybrid cloud strategy. About 36% of enterprises reported that their annual spend exceeded USD 12 million, and 83% said that cloud spend exceeds USD 1.2 million per year.

Risk-Based Authentication Market Trends

Banking and Financial Services Hold the Major Share

  • Traditional banks have been turning to new and strategically focused agile institutions. The diverse challenges related to the ever-changing complex regulations, intense competition, and demanding customers have resulted in an alignment toward digital transformation.
  • Consumer propensity toward banks that offer services with digitalization is increasing. According to a study by Lightico, in March 2020, around 82% of customers were concerned about visiting their branch in person, and 63% mentioned that they are willing to try the digital application. Thus, these shifts are expected to be long-lasting.
  • With the growing popularity of digital banking and remote banking via call centers, the requirement for new and convenient ways to authenticate customer identity has been generated. Mobile and e-banking channels are increasingly used every day to transfer and perform transactions, which opens doors to cybercriminals trying to compromise a user's account to extract money. The low-security level of traditional PINs due to customers forgetting their passcodes or being hacked due to phishing and other cybercrimes has led to the rise of more sophisticated authentication mechanisms, like risk-based authentication systems, in the industry.
  • Several organizations and governing bodies, such as the Federal Financial Institutions Examination Council (FFIEC), New York State Department of Financial Services (NYDFS), and the Cybersecurity Regulation and National Association of Insurance Commissioners (NAIC), mandated the use of multi-factor authentication (MFA) to protect access to sensitive data for financial institutions, insurers, banks, and many other organizations.
  • Data breaches lead to an exponential rise in costs and loss of valuable customer information. According to Identity Theft Resource Center, the number of data breaches in the United States increased from 784 in 2015 to 1,001 in 2020.
  • Moreover, the BFSI sector is experiencing an increase in cloud workloads, where a significant amount of data is moved to the cloud. Furthermore, the rising integration of the third party, such as mobile wallets, coupled with complex security infrastructure where many vendors are deployed around the ecosystem, is creating a significant security challenge in the sector.

North American Expected to Hold Major Share

  • The North American region led the market with the United States as the most prominent contributor to the region's market. The businesses in the region are increasingly dependent on computer networks and electronic data to conduct their regular operations. An increasing pool of personal and financial information is also transferred and stored online.
  • This is because of the populous nature of the region in terms of organizational data, compared to other regions. Moreover, the United States currently accounts for the largest share in the adoption of cloud technologies and analytics and is expected to show the same trend in 2020.
  • The substantial increase in the number of data breaches across various industries boosts companies to adopt robust authentication methods. For instance, according to the White House Council of Economic Advisers, the US economy faces losses of approximately USD 57 billion to USD 109 billion per annum, due to cyber-attacks.
  • According to a statistic presented by Experian PLC, 31% of the data breach victims claimed the theft of their identity, like e-mail ids, passwords, credit/debit card numbers, etc. Also, Risk-based Security, an American firm, reported that 2020 has seen over 3,932 data breaches. When compared to 2019, the number of publicly reported breach events decreased by 48%, however, several records exposed exceeded 37 billion. These facts indicate the growing need for the adoption of a risk-based authentication solution in the country.
  • Also, the governments in the region have been encouraging the usage of various authentication techniques. For instance, in April 2020, the US government gave federal agencies the flexibility to use alternative authentication forms to fulfill service gaps and achieve their goals. Agencies can make a risk determination and issue an alternate credential or authenticator for PIV eligible personnel. This is anticipated to augment the demand for the adoption of the market studied.

Risk-Based Authentication Industry Overview

The intensity of competitive rivalry is high as players engage in strategic investments in the form of innovation, mergers and acquisitions, and expansions. Such investments help the companies in further penetrating the market and gain a better market share. There is a presence of major companies in the market which have strong brand identity creating rivalry for gaining higher share. However, the industry is growing rapidly at a CAGR of 18.8%, which provides further room for the growth of players operating in the market.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
  • 4.3 Technology Snapshot
  • 4.4 Assessment of Impact of COVID-19 on the market
  • 4.5 Market Drivers
    • 4.5.1 Growing Data Breaches and Cyber Attacks across Key End-user Verticals
    • 4.5.2 Adoption of BYOD Trends in Enterprises
  • 4.6 Market Restraints
    • 4.6.1 Growing Pressure to Update Risk Scores in line With Evolving Cyber-security Threats

5 Market SEGMENTATION

  • 5.1 By Offering
    • 5.1.1 Solution
    • 5.1.2 Service
  • 5.2 By Deployment
    • 5.2.1 On-premise
    • 5.2.2 Cloud
  • 5.3 By End-user Vertical
    • 5.3.1 Banking and Financial Services (BFSI)
    • 5.3.2 Retail
    • 5.3.3 IT and Telecommunication
    • 5.3.4 Government
    • 5.3.5 Healthcare
    • 5.3.6 Other End-user Verticals
  • 5.4 By Geography
    • 5.4.1 North America
    • 5.4.2 Europe
    • 5.4.3 Asia Pacific
    • 5.4.4 Latin America
    • 5.4.5 Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 RSA Security LLC
    • 6.1.2 IBM Corporation
    • 6.1.3 Broadcom Inc. (CA Technologies Inc.)
    • 6.1.4 Micro Focus International plc (NetIQ)
    • 6.1.5 Okta Inc.
    • 6.1.6 SecureAuth Corporation
    • 6.1.7 Thales Group (Gemalto N.V.)
    • 6.1.8 Equifax Inc.
    • 6.1.9 Oracle Corporation
    • 6.1.10 HID Global Corporation (Assa Abloy AB)
    • 6.1.11 Financial Software Systems Inc.

7 INVESTMENT ANALYSIS

8 FUTURE OF THE MARKET