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市场调查报告书
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1635445

西班牙 POS 终端 -市场占有率分析、行业趋势和统计、成长预测（2025-2030）

Spain POS Terminals - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)
出版日期: | 出版商: Mordor Intelligence | 英文 100 Pages | 商品交期: 2-3个工作天内

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简介目录

西班牙POS终端市场预计在预测期间内复合年增长率为7.23%

西班牙POS终端-市场-IMG1

主要亮点

  • 银行转帐是西班牙市场上商品和服务的常见付款方式。银行转帐的直接性使其对想要保证和保护付款的企业具有吸引力。此外，银行转帐可加快付款处理速度，并为没有传统签帐金融卡的人提供协助。 Trustly 是使用网路银行时流行的付款方式。此外，还有许多西班牙专用的汇款应用程序，例如 Bizum 和 Teleingreso。
  • 银行转帐是西班牙市场典型的付款方式。由于银行转帐是直接的，因此对于想要保证付款的企业很有吸引力。它还使付款处理变得更加容易，对于没有标准签帐金融卡的人来说非常有用。使用网路银行时，一种流行的付款方式是 Trustly。还有一些针对西班牙的汇款计划，例如 Teleingreso 和 Bizum。
  • 随着小额现金交易继续转向签帐金融卡签帐金融卡的付款使用频率高于 ATM 提款。因此，签帐金融卡的卡片付款数量和金额均显着增加。向专业市场供应卡以及在合作零售商处提供折扣的银行也促进了使用量的增加。
  • 信用卡的使用也在增加。银行将信用卡纳入捆绑帐户包装是使用量增加的一个主要因素。然而，在西班牙，签帐卡比信用卡使用更广泛。 2017年至2021年，签帐卡使用数量大幅增加。
  • 该国将非接触式付款限额从 20 欧元（24.46 美元）提高到 50 欧元（61.14 美元），以鼓励使用非接触式付款。此外，2021年9月，运输部和Renfe在万事达卡和桑坦德银行的支持下，在Cercanas车站安装了POS终端，允许用户使用卡片或行动装置进行非接触式车票付款，我们宣布启动Cronos计划。
  • 与其他付款方式相比，整体拥有成本较低，对非接触式和行动 POS 终端的需求快速成长是推动市场成长的关键因素。然而，mPOS 中使用敏感资料可能导致资料外洩的安全问题限制了市场的成长。
  • 由于 COVID-19 大流行，西班牙卡和电子付款的使用终于开始增加，但并非所有人都对这种转变感到满意。在西班牙，2020 年银行现金提领下降了 33%。相较之下，POS（销售点）机的数量比三年前增加了约 50%。

西班牙POS终端市场趋势

零售业占较大份额

  • 西班牙政府强制零售商接受现金。法律要求零售商接受现金。由于2022年6月颁布的《消费者保护法》，顾客现在可以选择用现金付款。当局将对拒绝接受现金付款的零售商处以罚款。
  • 2021 年 9 月，Plataforma Denaria 委託进行了一项关于使现金永久化的必要性的研究。超过 70% 的西班牙人支持需要现金作为付款手段，77% 的人认为现金是公共财。 90% 的西班牙人认为需要现金作为付款方式。
  • Square 是一家专门为所有企业提供硬体、软体和付款解决方案的公司，在实施抢先体验计画后已开始在西班牙开展业务。该计划于 2021 年 9 月推出，仅限数量有限的 Beta 测试人员，来自餐厅、餐旅服务业、专业服务、美容、零售以及健康和保健等行业的公司和自营业者将能够参与该公司的早期测试。加入Access 计画。 Pastelera Tallon、Valentine 和 Hop Hop Hurray 是之前领先获得 Square 服务的一些西班牙公司。
  • 除了完全整合的 WisePad 3 读卡机之外，Shopify Payments 现已从 2022 年 2 月起向西班牙零售业主开放。现在，Shopify POS 已轻鬆连接，用户可以随时随地接受所有最受欢迎的付款方式。
  • 西班牙国家统计局(INE)资料显示，2022年5月西班牙零售额将比去年同月增长1.4%，下调了4月1.6%的增幅，而市场预期为1.4%。非食品销售额成长 0.8%，因为个人设备购买量的成长（成长 24.1%）超过了家用电器（下降 2.9%）和杂货（下降 1.3%）的下降。同时，食品销售额下降了2%。零售额较上月持平，上个月成长 5.4%。

无现金付款市场预计将大幅成长

  • 未来几年，随着越来越多的商店接受付款卡以及消费者采用非接触式技术，卡片付款预计将变得更加普遍，经济对现金的依赖程度也会降低。
  • 根据付款服务公司Minsait Payments的数据，2021年西班牙非接触感应卡付款总额成长了10%，创下欧洲最高成长率。
  • 然而，根据同一项研究，西班牙仍然是欧洲使用现金进行交易的银行用户比例最高的国家（85%），而酒吧和餐厅（36%）以及公共运输现金付款的比例较低（ 31%) % )，与中小企业的交易则较高(45%)。
  • 西班牙银行发布的一项研究显示，在新冠肺炎 (COVID-19) 疫情期间，西班牙人避免将现金作为主要付款方式，而是选择签帐金融卡。 2020年，54.1%的西班牙人选择使用签帐金融卡付款，而使用现金付款的比例为359.7%。然而，在人口少于10万的西班牙社区，现金使用率上升至37.5%。
  • 根据2022年6月发布的欧洲央行支付统计报告，2021年电子货币领域的信贷交易金额约为68.638亿欧元，较前一年2020年录得18.96%的成长率。 2014年至2021年没有记录电子货币交易。

西班牙POS终端产业概况

西班牙 POS 终端市场竞争适中，有大量区域性参与企业。公司正在利用策略合作计划和收购来增加市场占有率和盈利。

  • 2022 年 3 月 - 行业酒店云端 Mews 最近宣布收购 POS 软体创建者 Bizzon，以扩展其为酒店及其餐饮团队提供的金融服务。 Mews Payments 产品组合现在将包括 Bizzon POS 产品系列。对于旅馆经营者及其员工来说，此次收购将简化 PMS 和 POS 体验。 Mews 相信，透过整合彙报和集中客人檔案，客户将能够透过将这两种技术添加到他们的产品组合中，为他们的客人做出更好的决策。
  • 2021 年 8 月 - Avalon Informatica y Servicios Group（「Avalon」）被 Juniper Group（Vela Software 和 Constellation Software, Inc. 旗下子公司）完全收购。 Avalon 成立于马德里，为西班牙和拉丁美洲的加油站、便利商店和汽油配送设施建造先进的 POS 和 ERP 系统。

其他好处

  • Excel 格式的市场预测 (ME) 表
  • 3 个月分析师支持

目录

第一章简介

  • 研究假设和市场定义
  • 调查范围

第二章调查方法

第三章执行摘要

第四章市场洞察

  • 市场概况
  • 西班牙POS终端市场规模及预估
  • 产业价值链分析
  • 产业吸引力－波特五力分析
    • 供应商的议价能力
    • 买家/消费者的议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争公司之间敌对关係的强度
  • COVID-19 市场影响评估

第五章市场动态

  • 市场驱动因素
    • 改善无线网路基础设施
    • 使用云端 POS 系统提高资料可见性
    • 改善服务提供
  • 市场限制因素
    • 资料安全问题可能会限制经济成长
    • 对旧有系统的高度依赖
  • 市场机会
    • 消费者对非现金交易的兴趣日益浓厚
  • POS终端主要法规及申诉标准
  • 2017-2027年POS终端市场预测
  • 2017年至2027年每台POS终端机付款笔数市场预测
  • 2017年至2027年每台POS终端付款金额市场预测
  • 非接触式付款使用扩展及其对行业影响的说明
  • 重大案例分析

第六章 市场细分

  • 按付款方式
    • 接触式
    • 非接触式
  • 按类型
    • 固定POS系统
    • 行动/可携式POS 系统
  • 按最终用户产业
    • 零售
    • 款待
    • 医疗保健
    • 其他的

第七章 竞争格局

  • 公司简介
    • Worldline
    • NEC Iberica SL
    • NCR Corporation
    • PayPal Zettle
    • VeriFone, Inc.
    • SumUp Limited
    • PAX Technology
    • Sharp Electronics
    • Asseco Group
  • 主要企业市场占有率

第八章投资分析

第九章 市场未来展望

简介目录
Product Code: 91848

The Spain POS Terminals Market is expected to register a CAGR of 7.23% during the forecast period.

Spain POS Terminals - Market - IMG1

Key Highlights

  • Bank transfers are a common way to pay for goods and services in the Spanish market. Because bank transfers are direct, they appeal to businesses that wish to guarantee and safeguard their payments. Additionally, it expedites payment processing and aids people without common debit or credit cards. Trustly is a well-liked way to pay while using online banking. Additionally, there is a tonne of Spanish-specific money transfer applications like Bizum and Teleingreso.
  • In the Spanish market, bank transfers are a typical method of payment. Bank transfers are appealing to companies who want to guarantee and secure their payments because they are direct. It also facilitates payment processing and helps those who lack typical debit or credit cards. A popular method of payment while utilizing internet banking is Trustly. There is also a tonne of Spanish-specific money transfer programs like Teleingreso and Bizum.
  • Debit cards are being used for payments more frequently than ATM withdrawals as low-value cash transactions continue to move to them. Debit cards thus saw a large increase in both the number and value of card payments. Banks supplying cards for specialized markets and providing discounts at partner retailers are partially to blame for the increase in usage.
  • Credit cards are being used more often as well. Banks' inclusion of credit cards in packages of bundled accounts was a major factor in this expansion. Charge cards, however, are more widely used in Spain than credit cards. Between 2017 and 2021, there was a huge growth in the number of charge cards in use.
  • The country's contactless payment limit was raised from EUR 20 (USD 24.46) to EUR 50 to encourage the usage of contactless payments (USD 61.14). Additionally, in September 2021, the Ministry of Transport and Renfe, with assistance from Mastercard and Santander, announced the beginning of the Cronos project, which aims to install POS terminals in Cercanas train stations so that users can make contactless payments for tickets using cards and mobile devices.
  • The lower total cost of ownership in comparison to alternative payment methods, as well as a sharp increase in demand for contactless and mobile POS terminals, are the main factors propelling the market's growth. However, security concerns caused by the use of sensitive data that might result in data breaches on mPOS restrict the market growth.
  • The COVID-19 epidemic has compelled Spain to finally start utilizing cards and electronic payments more, but not everyone is pleased with the shift. In Spain, bank cash withdrawals decreased by 33% in 2020. In contrast, the number of point-of-sale (POS) machines has surged by approximately 50% since three years ago.

Spain POS Terminals Market Trends

Retail Sector to Hold a Significant Share

  • The Spain government imposed laws on retail finances to accept cash; failing to do so is now illegal in Spain. Retailers are now required by law to accept cash. Customers have the choice to pay with cash due to the passed Consumer Protection Law of June 2022. Authorities will penalize merchants that refuse to accept cash payments.
  • In September 2021, Plataforma Denaria commissioned a study on the necessity for cash's permanency. More than 70% of Spaniards support the necessity for cash as a form of payment, and 77 percent view it as a public benefit. 90 percent of Spaniards defend the need for cash as a payment method.
  • Square, a firm that specializes in hardware, software, and payment solutions for companies of all kinds, has begun operating in Spain following an Early Access Program. Companies and self-employed individuals from a variety of industries, including restaurants and hospitality, professional services, beauty, retail, as well as health and wellness, registered for the company's Early Access Program, which launched in September 2021 with a limited number of beta tester spots. Pastelera Tallon, Valentine, and Hop Hop Hurrah are a few of the businesses in Spain that have previously had access to Square's services in advance.
  • In addition to the fully integrated WisePad 3 card reader, Shopify Payments was made available to retail business owners in Spain from February 2022. Now that Shopify POS is easily connected, users may accept all of the most popular payment methods whenever and wherever they choose.
  • As per National Statistics Institute (INE) data, May 2022 saw a 1.4% year-over-year growth in retail sales in Spain, following a downwardly revised 1.6 percent increase in the previous month April 2022 and marginally exceeding market expectations of a 1.3 percent increase. Sales of non-food items increased by 0.8 percent as increases in personal equipment purchases (up 24.1%) more than offset decreases in sales of domestic equipment (down 2.9%) and miscellaneous goods (-1.3 %). In the meantime, food sales dropped by 2%. Retail sales were flat every month after increasing by an upwardly revised 5.4 percent the month before.

Cashless Payments are Expected to Register Significant Market Growth

  • Card payments are expected to become more prevalent and the economy's reliance on cash will decrease as a result of shops accepting more payment cards and consumers adopting contactless technologies in the upcoming years.
  • According to payment services firm Minsait Payments, the total amount of contactless card payments done in Spain rose by 10% in 2021, the highest growth rate recorded in Europe.
  • However, the study also discovered that Spain continues to be the European nation with the highest proportion of bank users who still conduct cash transactions (85%) and that the proportion of cash payments is higher for dealings with small and medium-sized businesses (45%) compared to those with bars and restaurants (36%), as well as with public transportation (31 percent ).
  • According to a survey released by the Bank of Spain, Spaniards dismissed cash as the primary method of payment during the COVID-19 outbreak and chose debit cards instead. Debit cards were the favoured method of payment for 54.1% of Spaniards in 2020, compared to cash for 359,7% of purchases. However, in Spanish communities with fewer than 100,000 residents, the use of cash increased to 37.5%.
  • As per European Central Bank Payments Statistics Report published on June 2022, the credits transfers in initiated electronics segment value around EUR 6.8638 billions in 2021, recorded a growth rate of 18.96% compared to previous year 2020. While there were no e-money transactions recorded from 2014 - 2021.

Spain POS Terminals Industry Overview

The Spain POS Terminals Market is moderately competitive, with a considerable number of regional players. The companies are leveraging strategic collaborative initiatives, and acquisitions to increase market share and profitability.

  • March 2022 - Mews, the industry hospitality cloud, recently announced the purchase of POS software creator Bizzon in order to broaden its financial services for hotels and their F&B teams. The Mews Payments product range will now include the Bizzon POS family of products. For hoteliers and their personnel, the purchase, according to the firm, would simplify the PMS and POS experience. Mews believes that by combining reporting and centralizing visitor profiles, its clients would be able to make better judgments regarding their guests as a result of having both technologies in their portfolio.
  • August 2021 - Avalon Informatica y Servicios Group ("Avalon") has been fully acquired by Juniper Group, a part of Vela Software and Constellation Software, Inc. Avalon, established in Madrid, creates advanced PoS and ERP systems for gas stations, convenience stores, and gasoline distribution facilities throughout Spain and Latin America.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Market Sizing and Estimates Of Spain POS Terminals Market
  • 4.3 Industry Value Chain Analysis
  • 4.4 Industry Attractiveness - Porter's Five Force Analysis
    • 4.4.1 Bargaining Power of Suppliers
    • 4.4.2 Bargaining Power of Buyers/Consumers
    • 4.4.3 Threat of New Entrants
    • 4.4.4 Threat of Substitute Products
    • 4.4.5 Intensity of Competitive Rivalry
  • 4.5 Assessment of COVID-19 Impact on the Market

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Improved Wireless Network Infrastructure
    • 5.1.2 Increased Data Visibility Due to Cloud POS systems
    • 5.1.3 Improved Service Delivery.
  • 5.2 Market Restraints
    • 5.2.1 Concerns Over Data Security might Restrict Economic Growth.
    • 5.2.2 High reliance on Legacy systems
  • 5.3 Market Opportunities
    • 5.3.1 Rising Consumer Interest in Non-cash Transactions
  • 5.4 Key Regulations and Complaince Standards of PoS Terminals
  • 5.5 Market Estimates of Number Of POS Terminal for the period of 2017-2027
  • 5.6 Market Estimates of Number Of Payments Per POS Terminal for the period of 2017-2027
  • 5.7 Market Estimates of Value Of Payments Per POS Terminal for the period of 2017-2027
  • 5.8 Commentary on the rising use of contactless payment and its impact on the industry
  • 5.9 Analysis of Major Case Studies

6 MARKET SEGMENTATION

  • 6.1 By Mode of Payment Acceptance
    • 6.1.1 Contact-based
    • 6.1.2 Contactless
  • 6.2 By Type
    • 6.2.1 Fixed Point-of-sale Systems
    • 6.2.2 Mobile/Portable Point-of-sale Systems
  • 6.3 By End-User Industry
    • 6.3.1 Retail
    • 6.3.2 Hospitality
    • 6.3.3 Healthcare
    • 6.3.4 Others

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 Worldline
    • 7.1.2 NEC Iberica SL
    • 7.1.3 NCR Corporation
    • 7.1.4 PayPal Zettle
    • 7.1.5 VeriFone, Inc.
    • 7.1.6 SumUp Limited
    • 7.1.7 PAX Technology
    • 7.1.8 Sharp Electronics
    • 7.1.9 Asseco Group
  • 7.2 Market Share of Key Players

8 INVESTMENT ANALYSIS

9 FUTURE OUTLOOK OF THE MARKET