查看购物车
  • Traditional Chinese
  • English
  • Japanese
封面
市场调查报告书
商品编码
1644382

金融科技区块链：市场占有率分析、产业趋势与统计、成长预测（2025-2030 年）

Fintech Blockchain - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3个工作天内

价格

※ 本网页内容可能与最新版本有所差异。详细情况请与我们联繫。

简介目录

金融科技区块链市场规模预计在 2025 年为 68.5 亿美元，预计到 2030 年将达到 468.7 亿美元，预测期内（2025-2030 年）的复合年增长率为 46.92%。

金融科技区块链-市场-IMG1

区块链相关的金融科技产业正在成长，原因有很多，包括加密货币和 ICO 的市值不断上升、对分散式帐本技术的需求不断增长，以及金融机构采用先进的区块链解决方案。金融业的数位转型也促进了金融科技区块链的发展，增加了对数位银行技术和客户服务自动聊天机器人的需求。

加密货币和数位代币在付款中的应用日益增多，预计也将推动市场成长。此外，许多金融科技公司已开始采用区块链技术来简化业务流程、减少诈欺并改善客户服务。 Ripple 和其他基于区块链的平台正日益受到人们的关注，预计未来将获得更广泛的认可。稳定币具有更高的流动性、成本节约和稳定性，也越来越受欢迎，成为 DeFi通讯协定系列的一个有吸引力的补充。

提高业务效率、加快交易速度、增强安全性、合规优势、降低基础设施成本、改善跨境贸易、金融包容性以及增强竞争和创新将推动金融科技区块链市场整体拥有成本的降低。

各种组织都在其贸易和金融系统中采用区块链，以在参与者之间创建智慧合约，提高效率和透明度并提供新的商机。区块链的相同记录特性使得现有的清算和付款流程变得多余。银行和其他金融机构正在采用区块链身分证来识别人们。业绩的改善归功于该组织能够预见金融区块链应用的新兴趋势并开发区块链能力。

缺乏明确一致的监管标准，使得金融科技区块链公司难以确保遵守各法律公司的工作以适应不断变化的监管环境。

新冠疫情为全球许多产业带来了不利影响，其中也包括区块链相关的金融科技产业。封锁和供应链中断使得业内相关人员难以预测金融科技区块链产业的復苏。然而，危机带来的系统性变化预计将对该市场产生重大影响。儘管面临挑战，金融科技区块链市场预计仍将持续成长。

金融科技区块链市场的趋势

保险领域有望成为最大的终端用户领域

  • 区块链技术正在透过改变业务并提供一系列好处（包括降低成本、改善客户体验、提高效率和提高透明度）来彻底改变保险业。对于准备接受这项转变的金融科技公司和保险公司来说，这是一个巨大的机会。
  • 区块链的主要优势之一是它能够提供有关交易的透明和可信的信息，使其成为检验保险索赔真实性的关键资料的理想存储库。这增强了人们对整个流程的信心，并允许保险提供者对可赔偿索赔的百分比做出准确的决定。据瑞士再保险公司称，2023年，美国和丹麦等国家的保险深度指数得分为1。
  • 此外，随着物联网技术的兴起，连网设备产生的资料量呈指数级增长。这需要能够有效管理大量资料的技术。区块链允许保险提供商透过允许设备进行P2P通讯和管理来安全地管理这些复杂的网络，而不是依赖昂贵的资料中心进行处理和储存。这种方法更具成本效益，预计将在未来几年推动市场成长。
  • 云端基础的金融科技区块链服务预计将更加安全，使企业能够更快地应对安全威胁，专注于降低业务风险，确保合规性，并节省内部基础设施投资。对于一些拥有严格监管的IT基础设施的大型企业来说，将软体和服务保留在本地的决定是明确的。这些内部伺服器部署的解决方案比云端伺服器更易于访问，并且由于它们处于公司的直接控制之下，因此更可靠。
  • 随着您的业务不断成长，您的解决方案将需要扩展以支援您的关键业务。然而，对于多家公司来说，经营现有的内部部署解决方案来支援较新的应用程式、整合和更新可能会很困难。

北美可望实现强劲成长

  • 包括银行、金融服务和保险在内的金融业由于其多重优势而转向区块链技术。例如在美国，摩根大通、美国银行等大型银行都在投资区块链技术。
  • 保险业从事各种活动，共用由多方修改和更新的资料。因此，区块链技术可以使保险业受益。北美是区块链技术的早期采用者，并且区块链在保险业中广泛应用。
  • 智能合约允许区块链用户透明地、无需中介地转移价值。智能合约与实体合约类似：它们定义双方之间的规则。与传统合约不同，智能合约可以追踪保险索赔并让双方承担责任。
  • 新冠肺炎疫情加速了银行业数位转型的需求。由于人们被迫使用线上服务并减少前往银行的次数，许多银行已与金融科技供应商合作，提供差异化和竞争性的服务。数位化客户体验是竞争优势的关键领域，并将推动市场向前发展。
  • 金融科技供应商提供的区块链技术的最大好处之一是减少金融界的诈骗和网路攻击。区块链允许金融科技营运商透过分散网路共用或传输安全、未更改的讯息，有助于遏制资料外洩和其他诈欺活动。增强的安全性和透明度有助于建立金融机构和客户之间的信任。

金融科技区块链产业概览

金融科技区块链市场高度分散，主要参与者包括 AlphaPoint Corporation、Bitfury Group Limited、Oracle Corporation、Amazon Web Services Inc. 和 Digital Asset Holdings LLC。市场参与者正在采取联盟和收购等策略来增强其产品供应并获得永续的竞争优势。

  • 2023 年 10 月，区块链保护公司 Cponcover 与提供数位资产基础设施的全球领先金融科技公司之一 AlphaPoint 合作，为 AlphaPoint 的客户提供额外的保护。此次合作预计将为 AlphaPoint 的客户提供 Coincover 先进的资产保护技术，使他们能够简单有效地减轻骇客攻击、人为错误和诈骗等安全风险。当安全成为客户的首要任务时，AlphaPoint 的最终用户将受益于增强的安全性和公司作为注重安全的交易所的信誉。
  • 2023 年 7 月，跨链通讯协定Axelar 与科技巨头微软宣布合作，连结公共和私人区块链。此次合作将使 Axelar 加入微软的 Azure 市场，使其成为第一个在开发者网路商店上架的跨链通讯协定。

其他福利

  • Excel 格式的市场预测 (ME) 表
  • 3 个月的分析师支持

目录

第 1 章 简介

  • 研究假设和市场定义
  • 研究范围

第 2 章执行摘要

第三章调查方法

第四章 市场洞察

  • 市场概况
  • 产业吸引力－波特五力分析
    • 供应商的议价能力
    • 消费者议价能力
    • 新进入者的威胁
    • 替代品的威胁
    • 竞争对手之间的竞争强度
  • COVID-19 产业影响评估

第五章 市场动态

  • 市场驱动因素
    • 活性化创新、高度智慧、可程式化的区块链平台的研发活动
    • 银行业越来越多采用区块链技术进行付款和智慧付款等应用
    • 降低总拥有成本
  • 市场挑战
    • 监管标准和框架不明确
  • 市场机会

第六章 市场细分

  • 按提供者
    • 中介软体提供者
    • 应用解决方案提供商
    • 基础设施和通讯协定提供者
  • 按应用
    • 付款、清算和付款
    • 兑换和汇款
    • 智能合约
    • 身分管理
    • 合规管理/KYC
    • 其他用途
  • 按组织规模
    • 大型企业
    • 中小型企业
  • 按最终用户产业
    • 银行
    • 非银行金融服务
    • 保险
  • 按地区
    • 北美洲
      • 美国
      • 加拿大
    • 欧洲
      • 德国
      • 英国
      • 法国
    • 亚洲
      • 中国
      • 印度
      • 日本
    • 澳洲和纽西兰
    • 拉丁美洲
    • 中东和非洲

第七章 竞争格局

  • 供应商市场占有率
  • 合併和收购
  • 公司简介
    • AlphaPoint Corporation
    • Bitfury Group Limited
    • Oracle Corporation
    • Amazon Web Services Inc.
    • Digital Asset Holdings LLC
    • Cambridge Blockchain LLC
    • Circle Internet Financial Limited
    • Coinbase Inc.
    • Accenture PLC
    • Earthport Plc
    • Factom Inc.
    • GuardTime AS
    • IBM Corporation
    • Microsoft Corporation
    • RecordesKeeper
    • Ripple Lab Inc.

第八章：未来市场展望

简介目录
Product Code: 71461

The Fintech Blockchain Market size is estimated at USD 6.85 billion in 2025, and is expected to reach USD 46.87 billion by 2030, at a CAGR of 46.92% during the forecast period (2025-2030).

Fintech Blockchain - Market - IMG1

The blockchain-related fintech industry has been experiencing growth due to various factors, such as the rising market cap of cryptocurrencies and ICOs, increasing demand for distributed ledger technology, and adoption of advanced blockchain solutions in financial institutions. The financial industry's digital transformation is also contributing to the growth of the fintech blockchain, as digital banking technologies and automated chatbots for customer service are experiencing rising demand.

The adoption of cryptocurrencies and digital tokens for making payments is expected to boost the market growth. Many fintech organizations have also started adopting blockchain technology to simplify business procedures, reduce fraudulent activity, and enhance customer service quality. Ripple and other blockchain-based platforms are gaining interest, which is anticipated to lead to greater acceptance in the future. Stablecoins are also gaining popularity as they increase liquidity, cost savings, and stability, and they are a fascinating example of DeFi protocols.

Increased operational efficiency, faster transactions, enhanced security, compliance benefits, infrastructure cost savings, improved cross-border transactions, financial inclusion, and increased competition and innovation drive the reduced total cost of ownership in the fintech blockchain market.

Various organizations are adopting blockchain in trade and finance systems to build smart contracts between participants, increase efficiency and transparency, and offer newer revenue opportunities. Blockchain's identical recording capabilities make the existing clearing and settlement process redundant. Banks and other financial institutions are adopting blockchain-enabled IDs to identify people. Improved results are from organizations' capacity to foresee emerging trends in financial blockchain applications and develop blockchain functionality.

The lack of clear and consistent regulatory standards makes it difficult for fintech blockchain companies to ensure compliance with various legal companies' work to navigate the evolving regulatory landscape.

The COVID-19 pandemic negatively impacted many industries globally, including blockchain-related fintech industries. Lockdowns and supply chain disruptions made it difficult for industry participants to predict the resurgence of the fintech blockchain industry. However, systemic changes brought on by the crisis are anticipated to impact this market significantly. Despite the challenges, the fintech blockchain market is expected to continue its growth.

Fintech Blockchain Market Trends

Insurance Segment to be the Largest End-user Vertical

  • Blockchain technology is revolutionizing the insurance industry by transforming operations and providing various benefits, such as cost reduction, enhanced customer experiences, increased efficiency, greater transparency, and more. This represents a significant opportunity for fintech companies and insurance providers ready to embrace this transformation.
  • One of the critical advantages of blockchain is its ability to provide transparent and trustworthy information about transactions, making it an ideal repository for data that is crucial in verifying the authenticity of insurance claims. This instills trust in the process and enables insurance providers to make accurate decisions about the percentage of the claim that can be covered. According to Swiss Re, in 2023, countries like the United States and Denmark ranked with an index score of 1 in insurance penetration.
  • Furthermore, with the rise of IoT technology, the amount of data generated by interconnected devices is increasing exponentially. This requires a technology that can efficiently manage large volumes of data. Blockchain enables insurance providers to manage these complex networks securely by allowing devices to communicate and manage each other peer-to-peer rather than relying on expensive data centers for processing and storage. This approach is much more cost-effective and is expected to drive the market's growth in the future.
  • The cloud-based fintech blockchain services are expected to become more secure, thus enabling enterprises to respond faster to security threats, focus on mitigating business risks, become compliant, and save on-premise infrastructure investment. For multiple large enterprises with highly regulated IT infrastructure, the decision to house their software and services on-premise has been clear. The solutions deployed on these in-house servers are also more accessible and under the company's direct control, which provides reliability compared to cloud servers.
  • As companies expand over time, it becomes necessary for them to scale their solutions to support crucial business operations. However, it is sometimes difficult for multiple companies to manipulate the existing on-premises solutions to support newer applications, integrations, and updates.

North America is Expected to Witness Significant Growth

  • Due to the multiple benefits of blockchain technology, the financial industry, which includes banking, financial services, and insurance, is focused on it. For example, major banks in the United States are investing in blockchain technology, including JPMorgan and Bank of America.
  • The insurance industry is involved in various activities, including sharing data that is modified or updated by multiple parties. As a result, blockchain technology can benefit the insurance industry. As early technological adaptors, North Americans have significantly embraced blockchain in the insurance industry.
  • Smart contracts allow blockchain users to transfer anything of value transparently without the intervention of a middleman. Smart contracts, like physical contracts, define the rules between two parties. Unlike traditional contracts, smart contracts can track insurance claims and hold both parties accountable.
  • The COVID-19 outbreak accelerated the demand for digital transformation in the banking industry. As people were forced to use online services and limit their bank visits, many banking companies collaborated with fintech vendors to offer differentiated and competitive services. Digital customer experience is the primary area of competitive advantage and is likely to drive the market in the future.
  • One of the most significant benefits of blockchain technology offered by fintech vendors is the reduction of fraud and cyber-attacks in the financial world. Blockchain helps to curb data breaches and other fraudulent activities by enabling fintech businesses to share or transfer safe and unaltered information through a decentralized network. This added security and transparency could help build trust between financial institutions and their customers.

Fintech Blockchain Industry Overview

The fintech blockchain market is highly fragmented, with the presence of major players like AlphaPoint Corporation, Bitfury Group Limited, Oracle Corporation, Amazon Web Services Inc., and Digital Asset Holdings LLC. Players in the market are adopting strategies such as partnerships and acquisitions to enhance their product offerings and gain sustainable competitive advantage.

  • In October 2023, Cponcover, a blockchain protection company, and AlphaPoint, one of the global financial technology companies providing digital asset infrastructure, partnered to offer an additional layer of protection for AlphaPoint's customers. The partnership is expected to allow AlphaPoint clients to access Coincover's leading asset protection technology, enabling them to mitigate security risks such as hacking, human error, and scams simply and effectively. AlphaPoint's end users will be provided with increased security, increasing the company's credibility as a safety-conscious exchange when security is its customers' top priority.
  • In July 2023, cross-chain protocol Axelar and tech giant Microsoft announced a collaboration to bridge public and private blockchains. The partnership would see Axelar joining Microsoft's Azure marketplace, becoming the first cross-chain protocol listed on the developer's online store.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitute Products
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Assessment of the Impact of COVID-19 on the Industry

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Rising R&D Activities for Transformative and Highly Intelligent Programmable Blockchain Platform
    • 5.1.2 Increasing Adoption of Blockchain Technology for Applications in Banking Industry, such as Payments and Smart Contracts
    • 5.1.3 Reduced Total Cost of Ownership
  • 5.2 Market Challenges
    • 5.2.1 Uncertain Regulatory Standards and Frameworks
  • 5.3 Market Opportunities

6 MARKET SEGMENTATION

  • 6.1 By Provider
    • 6.1.1 Middleware Providers
    • 6.1.2 Application and Solution Providers
    • 6.1.3 Infrastructure and Protocol Providers
  • 6.2 By Application
    • 6.2.1 Payments, Clearing, and Settlement
    • 6.2.2 Exchanges and Remittance
    • 6.2.3 Smart Contract
    • 6.2.4 Identity Management
    • 6.2.5 Compliance Management/ KYC
    • 6.2.6 Other Applications
  • 6.3 By Organization Size
    • 6.3.1 Large Enterprises
    • 6.3.2 Small and Medium-sized Enterprises
  • 6.4 By End-user Verticals
    • 6.4.1 Banking
    • 6.4.2 Non-banking Financial Services
    • 6.4.3 Insurance
  • 6.5 By Geography
    • 6.5.1 North America
      • 6.5.1.1 United States
      • 6.5.1.2 Canada
    • 6.5.2 Europe
      • 6.5.2.1 Germany
      • 6.5.2.2 United Kingdom
      • 6.5.2.3 France
    • 6.5.3 Asia
      • 6.5.3.1 China
      • 6.5.3.2 India
      • 6.5.3.3 Japan
    • 6.5.4 Australia and New Zealand
    • 6.5.5 Latin America
    • 6.5.6 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Vendor Market Share
  • 7.2 Mergers and Acquisitions
  • 7.3 Company Profiles
    • 7.3.1 AlphaPoint Corporation
    • 7.3.2 Bitfury Group Limited
    • 7.3.3 Oracle Corporation
    • 7.3.4 Amazon Web Services Inc.
    • 7.3.5 Digital Asset Holdings LLC
    • 7.3.6 Cambridge Blockchain LLC
    • 7.3.7 Circle Internet Financial Limited
    • 7.3.8 Coinbase Inc.
    • 7.3.9 Accenture PLC
    • 7.3.10 Earthport Plc
    • 7.3.11 Factom Inc.
    • 7.3.12 GuardTime AS
    • 7.3.13 IBM Corporation
    • 7.3.14 Microsoft Corporation
    • 7.3.15 RecordesKeeper
    • 7.3.16 Ripple Lab Inc.

8 FUTURE OUTLOOK OF THE MARKET