全球先买后付（BNPL）市场评估：依管道、依企业、依用户层、依最终用途、依地区、机会、预测（2017-2031年）

全球先买后付（BNPL）市场规模预计将从2023年的1,697亿美元增至2031年的6,413.6亿美元，预计在2024年至2031年的预测期内年复合成长率为 18.08%。消费者对敏捷和相关支付选项的偏好是关键驱动因素。先买后付（BNPL）市场服务为客户提供无需立即付款的购买便利，实现更大的财务灵活性并减轻预付费用。 BNPL 市场的另一个主要成长动力是电子商务的崛起。随着网路购物变得越来越普遍，消费者寻找无缝且有效率的付款方式。 BNPL 服务已融入线上结帐流程中，可实现快速、无缝的交易。透过免息定期分期付款，BNPL 提供者使消费者能够在不感到经济拮据的情况下进行大额购买。结果，平均订单价值更高，顾客更容易进行大额购买，商家的回头客也随之增加。另一个原因是 BNPL 的可存取性和易用性，以及它与人工智慧支付应用程式的整合。从本质上讲，几乎所有 BNPL 提供者都以其无缝、快速的註册流程而闻名，并且需要最少的信用检查。

BNPL 是一种购买选项，允许客户在线上或在店内购买商品，而无需立即付款。这种超短期贷款可帮助购买服装、小配件和家居用品等消费品。截至2024年 4月，英国有一半成年人（约 2,640万人）曾使用 BNPL 服务。这与2023年第一季的36%相比毫不逊色。

线上支付的普及推动市场成长

在过去的十年中，线上支付方式由于便利性、消费者行为的改变、财务灵活性的提高、具有竞争力的利率、与电子商务的无缝整合、安全措施以及有效的效率而日益普及，并且得到了突飞猛进的发展由于创新的营销策略和年轻一代的偏好等变革驱动因素。线上支付方式（尤其是 BNPL）的日益普及改变消费者支付和管理财务的方式。预计这项变革将在可预见的未来继续影响金融领域。近年来的电子商务销售为预测期内的市场成长打开了巨大的窗口。

截至2024年 8月，总部位于伦敦的FinTech Curve 推出了名为 Curve Flex 的新选项，与已经推出市场的其他几种 BNPL 解决方案不同，Curve Flex 不限于特定商家、帐户、卡片或产品。它使客户能够稍后透过任何卡在任何商家的几乎所有购买中付款，最早可以追溯到一年前。

消费者支出的增加推动市场成长

BNPL 服务提供者将受益于消费者支出增加带来的更多成长机会，并直接实现成长。消费者支出的增加会导致消费者行为的改变并改善市场。 BNPL 服务提供者将受鼓励透过创造更好的客户条件和功能更丰富的使用者体验来适应变化，以吸引和留住客户。这将鼓励进一步创新并改善客户体验。然而，不断成长的消费者基础吸引金融机构、零售商和电子商务平台的注意。这有助于为 BNPL 服务提供者增加更有价值的合作机会。

透过与 BNPL 公司合作，金融机构可以为其客户提供更灵活的支付服务。零售商和电子商务商店可以在结帐点利用 BNPL 来推动其平台上更高的销售额和更好的客户购物体验。据合众银行表示，消费者支出是美国经济成长的最大动力。截至2023年7月的三个月里，零售额成长了2.4%。这表示消费者愿意为大件商品支付更高的价格。

本报告研究分析了全球先买后付（BNPL）市场，提供市场规模和预测、市场动态、主要参与者的现状和前景等。

目录

第1章 专案范围与定义

第2章 研究方法

第3章 执行摘要

第4章 顾客回馈

• 产品与市场讯息
• 品牌识别方法
• 购买决策时考虑的因素
• 客户支持
• 隐私和监管考虑因素

第5章 全球先买后付（BNPL）市场展望（2017-2031）

• 市场规模分析与预测
  • 金额
• 市占率分析与预测
  • 依管道
  • 依公司
  • 依用户层
  • 依最终用途
  • 依地区
  • 市占率分析：依公司划分（金额）（前 5名公司及其他 -2023年）
• 市场地图分析（2023年）
  • 依管道
  • 依公司
  • 依用户层
  • 依最终用途
  • 依地区

第6章 北美先买后付（BNPL）市场展望（2017-2031）

• 市场规模分析与预测
  • 金额
• 市占率分析与预测
  • 依管道
  • 依公司
  • 依用户层
  • 依最终用途
  • 占有率：依国家/地区
• 每个国家市场的评估
  • 美国先买后付（BNPL）市场展望（2017-2031年）
  • 加拿大
  • 墨西哥

第7章 欧洲先买后付（BNPL）市场展望（2017-2031年）

• 德国
• 法国
• 义大利
• 英国
• 俄罗斯
• 荷兰
• 西班牙
• 土耳其
• 波兰

第8章 亚太地区先买后付（BNPL）市场展望（2017-2031）

• 印度
• 中国
• 日本
• 澳洲
• 越南
• 韩国
• 印尼
• 菲律宾

第9章 南美先买后付（BNPL）市场展望（2017-2031）

• 巴西
• 阿根廷

第10章 中东和非洲先买后付（BNPL）市场展望（2017-2031年）

• 沙乌地阿拉伯
• 阿拉伯联合大公国
• 南非

第11章 供需分析

第12章 价值链分析

第13章 波特五力分析

第14章 PESTLE分析

第15章 利率分析

第16章 市场动态

• 市场驱动因素
• 市场挑战

第17章 市场趋势与发展

第18章 个案研究

第19章 竞争态势

• 前 5名市场领导者的竞争矩阵
• 前 5名的公司的SWOT 分析
• 前10名主要企业状况
  • Affirm Inc.
  • Block Inc. (Afterpay)
  • Klarna Bank AB
  • Sezzle Payments Private Limited
  • PayPal Holdings Inc.
  • Perpay Inc.
  • Openpay S.A.
  • Laybuy Group Holdings Limited
  • Splitit USA Inc.
  • Quadpay Inc.

第20章 策略建议

第21章 关于本公司，免责声明

Global buy now pay later market is projected to witness a CAGR of 18.08% during the forecast period 2024-2031, growing from USD 169.70 billion in 2023 to USD 641.36 billion in 2031. The consumer's preference for agile and suitable payment options is the main driver. Buy now pay later market (BNPL) services provide customers with the convenience of making purchases without an immediate need to pay, allowing them better financial flexibility and relief from upfront charges. Another key factor driving growth in the BNPL market includes the rise of e-commerce. With online shopping becoming the norm, consumers are looking for seamless and efficient ways of making payments. BNPL services are carved deep into online checkout processes, making for quick and seamless transactions. With payments splitting into interest-free periodic installments, BNPL providers grant consumers the ability to make larger purchases without feeling a financial pinch. This has led to high average order values, and merchants repeat business as customers are more comfortable making big-ticket purchases. Another reason is accessibility and ease of onboarding into BNPL and the integration of AI with payment applications. At the core, almost all BNPL providers are known for their seamless and quick sign-up processes, requiring minimal credit checks.

BNPL is the buying option under which customers are allowed to make online and in-store purchases without paying for item(s) immediately. This very short-term financing, buy now, pay later scheme helps people to purchase clothes, gadgets, home enhancement supplies, or other consumer deals. As of April 2024, half of the United Kingdom adults, which is about 26.4 million people, have used services offered by BNPL at some point. This compares with 36 percent in the first quarter of 2023.

Surge in Online Payment Method Adoption Fuels Market Growth

Within the last decade, online payment methods have grown drastically due to drivers of change, including convenience, altering consumer behavior, better financial flexibility, competitive interest rates, and seamless integration with e-commerce, security measures, effective marketing strategies, and preferences of young generations. Greater adoption of online payment methods, BNPL in particular, is redesigning how consumers make payments and manage finances. This change can be expected to continue influencing the financial scene in the foreseeable future. E-commerce sales in the past few years have opened a substantial window of opportunity for the market to grow during the forecast period.

As of August 2024, London-based FinTech Curve has launched a new option called Curve Flex. Unlike several other BNPL solutions already hitting the market, Curve Flex isn't limited to specific merchants, accounts, cards, or products. It gives customers the ability to pay later for nearly any purchase at any merchant from any card, dating as far back as up to a year ago.

Rise in Consumer Spending to Boost Market Growth

BNPL service providers stand to benefit from more opportunities for growth and then increase directly due to an increase in how consumers spend. Increased levels of consumer spending will amount to changes in consumer behavior and drive the market upwards. BNPL service providers will be driven to adapt to changes by creating better customer terms and user experiences with more features to attract and retain their customers. This encourages more innovation and improved customer experience. However, the expanding consumer base has attracted the attention of financial institutions, retailers, and e-commerce platforms. It has contributed to much more valuable partnership opportunities for BNPL service providers.

Financial institutions may partner with BNPL companies to offer their clientele more payment flexibility. Retailers or e-commerce stores can leverage BNPL at the point of checkout to drive higher sales and excellent customer shopping experiences on the platform. According to the U.S. Bank, consumer spending is the most significant driver of economic growth in the United States. Retail sales increased 2.4% over the three months ending in July 2023. Electronics and appliances showed the most significant gains, rising 5.2% since then, which is an indication that consumers are ready to shell out money for high-value products.

Dominance of Online Segment in the Market

The online sector held the dominating market share of the global buy now pay later market. Many companies across the globe are engaging in a collaboration with specialization in implementing multiple channels in online payment, such as BNPL in post-COVID recovery strategy. In May 2024, PPRO, the leading local payments platform, announced a new partnership with Buy Now, Pay Later provider, Afterpay. This will enable the United States, Europe, China, and Hong Kong-based e-commerce merchants and payment service providers to sell directly to the United States consumers using Afterpay.

The point-of-sale (POS) segment is expected to proliferate across the forecast period. The POS segment is growing due to its high level of integration into the shopping environment. As more shoppers continue to prefer both brick-and-mortar stores and e-commerce shopping, the availability of BNPL services at the point of sale becomes more accessible. With the POS, shoppers can make instant purchase decisions without requirements for pre-approval or credit checks, making the process fast and seamless.

North America Dominates BNPL Market Share

North America dominated the buy now pay later market share. Regional market growth can be attributed to the large number of significant players in the region. Moreover, many fintech companies in this region enter into partnerships and strategic collaborations. In 2023, the United States fintech Upgrade reached an agreement to buy BNPL vendor Uplift for USD 100 million in a mix of stocks and cash. The acquisition aligns with Upgrade's present strategy of making credit more widely accessible at the point of sale while allowing credit to be offered directly to consumers through cards and loans.

With its rapidly growing population and a large base of tech-savvy consumers who readily embrace digital payment solutions and e-commerce websites, Asia-Pacific shows many growth opportunities. BNPL services have been quickly adopted in countries such as China and India and in most Southeast Asian nations, where there has been extensive penetration of smartphones and internet connectivity, thus enabling this mode of online payment. It has been backed by the region's vibrant retail landscape, which is marked by well-established e-commerce giants and innovative start-ups. The retailers have been actively working with BNPL providers to give them flexible payment options, hence expanding their customer base and driving sales further.

Future Market Scenario (2024 - 2031F)

Increasing the real-time consumer base by adopting AI technology will boost the growth of the global market.

In November 2023, Amazon will roll out its first buy now, pay later checkout option and is looking to expand the e-commerce platform for companies through a partnership with Affirm. This checkout choice will be available for millions of small business owners who use its online store.

Launching products to meet consumer requirements will lead to growth in the BNPL market globally.

Key Players Landscape and Outlook

BNPL as a payment method is increasingly becoming popular among customers to make in-store and online payments. Given this, an increasing number of retailers focus on adopting BNPL solutions to allow customers to avail installment loans without interest, to create new growth opportunities for the BNPL solution providers. The prominent players are indulging in strategic collaborations, partnerships, and mergers and acquisitions to handle the highly competitive market.

In March 2023, Apple announced in Apple Pay Later scheme in the United States which helps users keep better financial health by empowering them to split purchases into four payments, spaced over six weeks, with no interest and no fees. Users can manage, track, and repay their Apple Pay Later loans at one convenient location in Apple Wallet. Users can apply for loans with Apple Pay Later in an amount ranging from USD 50 to USD 1,000 for transactions made on the internet and in apps with Apple Pay-accepting merchants on iPhone and iPad.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Ease of use and accessibility
  • 4.3.2. Interest rates and Fees
  • 4.3.3. Payment Flexibility
  • 4.3.4. Security
• 4.4. Customer support
• 4.5. Consideration of Privacy and Regulations

5. Global Buy Now Pay Later Market Outlook, 2017-2031F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Channel
    • 5.2.1.1. Online
    • 5.2.1.2. POS
  • 5.2.2. By Enterprise
    • 5.2.2.1. Large Enterprises
    • 5.2.2.2. Small and Medium Enterprises
  • 5.2.3. By Demographic
    • 5.2.3.1. Under 18 years
    • 5.2.3.2. 18-40 years
    • 5.2.3.3. Above 40 years
  • 5.2.4. By End-use
    • 5.2.4.1. BFSI
    • 5.2.4.2. Retail
    • 5.2.4.3. Healthcare
    • 5.2.4.4. Leisure and Entertainment
    • 5.2.4.5. Travel and Tourism
    • 5.2.4.6. Others
  • 5.2.5. By Region
    • 5.2.5.1. North America
    • 5.2.5.2. Europe
    • 5.2.5.3. Asia-Pacific
    • 5.2.5.4. South America
    • 5.2.5.5. Middle East and Africa
  • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2023)
• 5.3. Market Map Analysis, 2023
  • 5.3.1. By Channel
  • 5.3.2. By Enterprise
  • 5.3.3. By Demographic
  • 5.3.4. By End-use
  • 5.3.5. By Region

6. North America Buy Now Pay Later Market Outlook, 2017-2031F*

• 6.1. Market Size Analysis & Forecast
  • 6.1.1. By Value
• 6.2. Market Share Analysis & Forecast
  • 6.2.1. By Channel
    • 6.2.1.1. Online
    • 6.2.1.2. POS
  • 6.2.2. By Enterprise
    • 6.2.2.1. Large Enterprises
    • 6.2.2.2. Small and Medium Enterprises
  • 6.2.3. By Demographic
    • 6.2.3.1. Under 18 years
    • 6.2.3.2. 18-40 years
    • 6.2.3.3. Above 40 years
  • 6.2.4. By End-use
    • 6.2.4.1. BFSI
    • 6.2.4.2. Retail
    • 6.2.4.3. Healthcare
    • 6.2.4.4. Leisure and Entertainment
    • 6.2.4.5. Travel and Tourism
    • 6.2.4.6. Others
  • 6.2.5. By Country Share
    • 6.2.5.1. United States
    • 6.2.5.2. Canada
    • 6.2.5.3. Mexico
• 6.3. Country Market Assessment
  • 6.3.1. United States Buy Now Pay Later Market Outlook, 2017-2031F*
    • 6.3.1.1. Market Size Analysis & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share Analysis & Forecast
      • 6.3.1.2.1. By Channel
        • 6.3.1.2.1.1. Online
        • 6.3.1.2.1.2. POS
      • 6.3.1.2.2. By Enterprise
        • 6.3.1.2.2.1. Large Enterprises
        • 6.3.1.2.2.2. Small and Medium Enterprises
      • 6.3.1.2.3. By Demographic
        • 6.3.1.2.3.1. Under 18 years
        • 6.3.1.2.3.2. 18-40 years
        • 6.3.1.2.3.3. Above 40 years
      • 6.3.1.2.4. By End-use
        • 6.3.1.2.4.1. BFSI
        • 6.3.1.2.4.2. Retail
        • 6.3.1.2.4.3. Healthcare
        • 6.3.1.2.4.4. Leisure and Entertainment
        • 6.3.1.2.4.5. Travel and Tourism
        • 6.3.1.2.4.6. Others
  • 6.3.2. Canada
  • 6.3.3. Mexico

All segments will be provided for all regions and countries covered

7. Europe Buy Now Pay Later Market Outlook, 2017-2031F

• 7.1. Germany
• 7.2. France
• 7.3. Italy
• 7.4. United Kingdom
• 7.5. Russia
• 7.6. Netherlands
• 7.7. Spain
• 7.8. Turkey
• 7.9. Poland

8. Asia-Pacific Buy Now Pay Later Market Outlook, 2017-2031F

• 8.1. India
• 8.2. China
• 8.3. Japan
• 8.4. Australia
• 8.5. Vietnam
• 8.6. South Korea
• 8.7. Indonesia
• 8.8. Philippines

9. South America Buy Now Pay Later Market Outlook, 2017-2031F

• 9.1. Brazil
• 9.2. Argentina

10. Middle East and Africa Buy Now Pay Later Market Outlook, 2017-2031F

• 10.1. Saudi Arabia
• 10.2. UAE
• 10.3. South Africa

11. Demand Supply Analysis

12. Value Chain Analysis

13. Porter's Five Forces Analysis

14. PESTLE Analysis

15. Interest Rate Analysis

16. Market Dynamics

• 16.1. Market Drivers
• 16.2. Market Challenges

17. Market Trends and Developments

18. Case Studies

19. Competitive Landscape

• 19.1. Competition Matrix of Top 5 Market Leaders
• 19.2. SWOT Analysis for Top 5 Players
• 19.3. Key Players Landscape for Top 10 Market Players
  • 19.3.1. Affirm Inc.
    • 19.3.1.1. Company Details
    • 19.3.1.2. Key Management Personnel
    • 19.3.1.3. Products and Services
    • 19.3.1.4. Financials (As Reported)
    • 19.3.1.5. Key Market Focus and Geographical Presence
    • 19.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 19.3.2. Block Inc. (Afterpay)
  • 19.3.3. Klarna Bank AB
  • 19.3.4. Sezzle Payments Private Limited
  • 19.3.5. PayPal Holdings Inc.
  • 19.3.6. Perpay Inc.
  • 19.3.7. Openpay S.A.
  • 19.3.8. Laybuy Group Holdings Limited
  • 19.3.9. Splitit USA Inc.
  • 19.3.10. Quadpay Inc.

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

20. Strategic Recommendations

21. About Us and Disclaimer

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. Global Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 2. Global Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 3. Global Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 4. Global Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 5. Global Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 6. Global Buy Now Pay Later Market Share (%), By Region, 2017-2031F
• Figure 7. North America Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 8. North America Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 9. North America Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 10. North America Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 11. North America Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 12. North America Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 13. United States Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 14. United States Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 15. United States Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 16. United States Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 17. United States Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 18. Canada Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 19. Canada Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 20. Canada Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 21. Canada Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 22. Canada Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 23. Mexico Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 24. Mexico Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 25. Mexico Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 26. Mexico Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 27. Mexico Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 28. Europe Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 29. Europe Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 30. Europe Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 31. Europe Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 32. Europe Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 33. Europe Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 34. Germany Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 35. Germany Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 36. Germany Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 37. Germany Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 38. Germany Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 39. France Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 40. France Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 41. France Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 42. France Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 43. France Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 44. Italy Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 45. Italy Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 46. Italy Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 47. Italy Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 48. Italy Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 49. United Kingdom Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 50. United Kingdom Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 51. United Kingdom Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 52. United Kingdom Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 53. United Kingdom Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 54. Russia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 55. Russia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 56. Russia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 57. Russia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 58. Russia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 59. Netherlands Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 60. Netherlands Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 61. Netherlands Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 62. Netherlands Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 63. Netherlands Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 64. Spain Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 65. Spain Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 66. Spain Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 67. Spain Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 68. Spain Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 69. Turkey Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 70. Turkey Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 71. Turkey Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 72. Turkey Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 73. Turkey Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 74. Poland Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 75. Poland Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 76. Poland Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 77. Poland Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 78. Poland Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 79. South America Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 80. South America Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 81. South America Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 82. South America Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 83. South America Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 84. South America Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 85. Brazil Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 86. Brazil Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 87. Brazil Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 88. Brazil Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 89. Brazil Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 90. Argentina Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 91. Argentina Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 92. Argentina Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 93. Argentina Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 94. Argentina Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 95. Asia-Pacific Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 96. Asia-Pacific Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 97. Asia-Pacific Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 98. Asia-Pacific Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 99. Asia-Pacific Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 100. Asia-Pacific Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 101. India Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 102. India Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 103. India Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 104. India Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 105. India Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 106. China Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 107. China Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 108. China Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 109. China Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 110. China Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 111. Japan Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 112. Japan Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 113. Japan Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 114. Japan Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 115. Japan Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 116. Australia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 117. Australia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 118. Australia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 119. Australia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 120. Australia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 121. Vietnam Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 122. Vietnam Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 123. Vietnam Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 124. Vietnam Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 125. Vietnam Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 126. South Korea Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 127. South Korea Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 128. South Korea Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 129. South Korea Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 130. South Korea Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 131. Indonesia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 132. Indonesia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 133. Indonesia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 134. Indonesia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 135. Indonesia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 136. Philippines Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 137. Philippines Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 138. Philippines Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 139. Philippines Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 140. Philippines Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 141. Middle East & Africa Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 142. Middle East & Africa Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 143. Middle East & Africa Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 144. Middle East & Africa Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 145. Middle East & Africa Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 146. Middle East & Africa Buy Now Pay Later Market Share (%), By Country, 2017-2031F
• Figure 147. Saudi Arabia Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 148. Saudi Arabia Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 149. Saudi Arabia Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 150. Saudi Arabia Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 151. Saudi Arabia Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 152. UAE Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 153. UAE Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 154. UAE Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 155. UAE Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 156. UAE Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 157. South Africa Buy Now Pay Later Market, By Value, In USD Billion, 2017-2031F
• Figure 158. South Africa Buy Now Pay Later Market Share (%), By Channel, 2017-2031F
• Figure 159. South Africa Buy Now Pay Later Market Share (%), By Enterprise, 2017-2031F
• Figure 160. South Africa Buy Now Pay Later Market Share (%), By Demographic, 2017-2031F
• Figure 161. South Africa Buy Now Pay Later Market Share (%), By End-use, 2017-2031F
• Figure 162. By Channel Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 163. By Enterprise Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 164. By Demographic Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 165. By End-use Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 166. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2023