![]() |
市场调查报告书
商品编码
1292912
2023-2030年全球海运保险市场Global Marine Insurance Market 2023-2030 |
全球海洋保险市场按保险类型和终端用户划分。根据保险类型,市场被细分为海事责任保险、内陆海事保险、货物保险、船体保险、运费保险和进出口保险。基于终端用户,市场被细分为货主和贸易商。在终端用户中,货主部分预计将在市场上占有重要份额。与贸易商相比,货主通常获得最高数量的海上保险单。这是因为货主对所运输的货物有直接的经济利益,他们希望保护自己免受运输过程中货物损失或损坏的风险。
货物保险细分市场在全球海运保险市场中占有突出的份额
根据保险类型,市场被细分为海事责任保险、内陆海事保险、货物保险、船体保险、运费保险和进出口保险。在这些保险中,货物保险部分预计将占有最高的市场份额。货物保险在货物运输过程中为其提供保护,对由于损坏、盗窃或其他危险造成的损失提供保险。随着全球贸易的增长和货物跨境流动的增加,货物保险已经成为贸易融资的一个重要组成部分。随着国际贸易的持续增长,对货物保险的需求也在增加。例如,根据国际海事保险联盟在2022年发表的报告,由于全球贸易量增加,2021年货运市场的保费增长到189亿美元。此外,2021年该行业的索赔影响非常温和,大多数地区的损失率有所改善。
全球海运保险市场根据地域划分,包括北美(美国和加拿大)、欧洲(意大利、西班牙、德国、法国和其他)、亚太(印度、中国、日本、韩国和其他)和世界其他地区(中东和非洲以及拉丁美洲)。可以根据要求对特定地区或国家层面的市场进行分析。在这些地区中,由于有大量的船主、海洋贸易商和保险政策,预计亚太地区将产生突出的市场份额。例如,根据联合国贸发会议2022年发布的报告,2021年,亚洲仍然是世界上最主要的海上货物处理中心,占所装货物的42%。
欧洲地区预计将主导全球海运保险市场
增长的主要动力之一是该地区国际贸易和航运的持续增长。欧洲拥有一些世界上最繁忙和最重要的港口,包括鹿特丹、汉堡和安特卫普,它与世界上其他地区的贸易和商业有着悠久的历史。此外,欧洲地区有几家支持其市场发展的海上保险公司,如MSIG Insurance Europe AG、Allianz、Nordic Marine Insurance等。该地区还拥有最高的海上保险费收取数量。例如,根据国际海上保险联盟(IUMI)2021年的报告,IUMI在2020财年收取了300亿美元的全球海上保险费,欧洲仍然是领先的承保市场,占有47.7%的份额。促使欧洲海上保险市场增长的另一个因素是该地区强大的监管环境和既定的海上保险法律框架。欧盟(EU)已经实施了各种与海上保险有关的法规和指令,包括《偿付能力II指令》,该指令为在欧盟经营的保险公司和再保险公司制定了审慎的规则。
服务于全球海上保险市场的主要公司包括美国国际集团、Beazley集团、QBE保险集团有限公司、RSA、Allianz集团等。这些公司通过采取各种策略,包括合併和收购、伙伴关系、合作和投资,在市场上保持竞争力,大大促进了市场的增长。例如,2022年12月,Beat Capital Partners和Kevin Wolfe合作开发了Marcato海事保险服务,这是一家专业的海事承保公司。马卡托最初提供的服务包括项目货物、普通货物、船体、保护和赔偿(P&I)、海上超额责任和海上一般责任。它还打算在2023年下半年将其投资组合扩大到内陆海运项目。通过合作,马卡托能够提供高达1.475亿美元的项目货物限额(项目货物和DSU综合限额),以及2000万美元的船体/保赔、货物/仓库和海运责任(主要和超额)。
Global marine insurance market is anticipated to grow at a considerable CAGR of 3.8% during the forecast period. The key factor supporting the marine market's growth is the advantages it provides to marine traders, cargo owners, and other exporters and importers. For instance, a marine insurance policy covers financial losses and damages to cargo vessels, ships, and terminals during transit. It is frequently necessary throughout import and export trade processes to fulfill various nations' demanding regulatory compliance. Some insurance companies are now offering plans that cover the risk of theft, intentional damage, shortage, and non-delivery of products. These programs can be tailored to customers' individual business requirements. Besides that, they cover damages caused by fire, explosions, hijacking, accidents, crashes, and overturning. Such factors increase the demand for marine insurance among businesses that are working in or through the marine sector.
The global marine insurance market is segmented by insurance type and end user. Based on insurance type, the market is sub-segmented into marine liability insurance, inland marine insurance, cargo insurance, hull insurance, freight insurance, and import and export insurance. Based on end users, the market is sub-segmented into cargo owners and traders. Among end users, the cargo owners segment is expected to hold a significant share in the market. Cargo owners generally get the highest number of marine insurance policies compared to traders. This is because cargo owners have a direct financial interest in the cargo being transported, and they want to protect themselves against the risk of loss or damage to their goods during transport.
Based on insurance type, the market is sub-segmented into marine liability insurance, inland marine insurance, cargo insurance, hull insurance, freight insurance, and import and export insurance. Among these, the cargo insurance segment is expected to hold the highest market share. Cargo insurance protects goods while they are in transit, providing coverage against losses due to damage, theft, or other perils. With the rise in global trade and the increasing movement of goods across borders, cargo insurance has become an essential component of trade finance. As international trade continues to grow, the demand for cargo insurance also increases. For instance, according to a report published by the International Union of Marine Insurance in 2022, premiums in the cargo market for 2021 grew to $18.9 billion, owing to higher global trade volumes. In addition, the claims impact in this industry was very mild in 2021, and loss ratios in most areas improved.
The global marine insurance market is segmented based on geography, including North America (the US and Canada), Europe (Italy, Spain, Germany, France, and others), Asia-Pacific (India, China, Japan, South Korea, and others), and the rest of the world (the Middle East and Africa and Latin America). The market can be analyzed for a particular region or country level as per the requirement. Among the regions, the Asia-Pacific region is anticipated to generate the prominent market share, , owing to the large number of ship owners, ocean traders, and insurance policies. For instance, according to a UNCTAD report published in 2022, Asia remained the world's leading maritime cargo handling center in 2021, accounting for 42% of goods loaded.
One of the main drivers of growth is the continued growth of international trade and shipping in the region. Europe is home to some of the world's busiest and most important ports, including Rotterdam, Hamburg, and Antwerp, and it has a long history of trade and commerce with other regions around the world. Besides, the European region has several marine insurance companies that support its market's growth, such as MSIG Insurance Europe AG, Allianz, Nordic Marine Insurance, and others. The region also has the highest number of marine insurance premiums collected. For instance, according to the International Union of Marine Insurance (IUMI) report in 2021, IUMI collected $30 billion in global marine insurance premiums for the 2020 fiscal year, with Europe remaining the leading underwriting market with a 47.7% share. Another factor contributing to the growth of the European marine insurance market is the region's strong regulatory environment and established legal framework for marine insurance. The European Union (EU) has implemented various regulations and directives related to marine insurance, including the Solvency II Directive, which sets out prudential rules for insurers and reinsurers operating in the EU.
The major companies serving the global marine insurance market include: American International Group, Inc., Beazley Group, QBE Insurance Group Ltd., RSA, Allianz Group, and others. These companies are considerably contributing to the market's growth through the adoption of various strategies, including mergers and acquisitions, partnerships, collaborations, and investments, to stay competitive in the market. For instance, in December 2022, Beat Capital Partners and Kevin Wolfe collaborated to develop Marcato Marine Insurance Services, a specialty marine underwriting firm. Marcato initially provide services such as project cargo, general cargo, hull, protection and indemnity (P&I), marine excess liability, and marine general liability. It also intends to expand its portfolio to include inland marine items in the latter half of 2023. With the partnership Marcato is able offer project cargo limits of up to $147.5 million (project cargo and DSU combined limit), as well as $20 million for hull/P&I, cargo/warehouse, and marine liabilities (primary and excess).
The Report Covers: