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市场调查报告书
商品编码
1669225
市场占有率与预测：2023年至2028年全球商业贷款发放系统（CLOS）工具（2 份报告合集）Market Share and Forecast: Commercial Loan Origination System (CLOS) Tools, 2023-2028, Worldwide (Bundle of Two Reports) |
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市场占有率
QKS 集团透露，商业贷款发放系统（CLOS）市场预计到2028年将实现 8.70%的年复合成长率。
贷款产业经历重大转型，带来更具成本效益的贷款方式。然而，数位转型的快速加速为银行和金融机构（FI）带来了新的挑战。传统系统速度慢，缺乏贷款发放流程所需的工作流程功能，且不提供确保合规所需的进阶报告功能。这些缺陷导致了营运效率低下和代价高昂的错误。贷款业务本质上需要大量的文件，必须从透过多种管道获得的各种不同文件中进行细緻的处理和审查。传统系统使核保过程变成了一项漫长而耗时的工作，加剧了这种情况。此外，人们担心核保阶段可能会忽略重要的指标和讯息，这可能导致贷款申请人的信用风险评分不准确。为了应对这些挑战，供应商推出创新的商业贷款发放系统，全面管理和自动化贷款流程的整个生命週期。这些系统的建立是为了克服遗留系统的局限性，提高营运效率，减少错误，并提供更简化、合规的贷款流程。
市场预测
QKS 集团透露，商业贷款发放系统（CLOS）市场预计到2028年将实现 8.7%的年复合成长率。
CLOS（商业贷款发放系统）是一种软体，可协助银行和金融机构（FI）最佳化和监督各种规模的组织（从大型公司到中小型企业）的端到端商业贷款流程。这包括贷款的发放、处理、分配和持续监控等广泛的活动。该软体由几个相互关联的模组组成，包括应用程式创建、了解你的客户（KYC）处理、承保、文件管理、贷款服务和拖欠管理。此解决方案利用巨量资料和分析、AI/ML模型进行自动化利差和比率分析，使金融机构能够全面评估与企业及其所有者相关的信用风险，并提高信用评分的准确性和效率。人工智慧聊天机器人可以自主地为客户提供支持，最大限度地减少/消除人工干预的需要。云端运算透过文件储存功能、可扩充性选项、资料整合功能和强大的安全协议显着简化了整个贷款处理工作流程。此外，云端技术的整合可确保全天候存取，而微服务架构则支援业务可扩展性。
目录
市场占有率：
第1章 执行摘要
- 主要调查结果
- 关键预测
- 主要趋势
- 市场概况
第2章 市场概览
- 市场定义和范围
- 影响市场的主要因素
- 驱动因素和限制因素
第3章 市场分析
- CLOS 全球市场占有率分析
第4章 市场占有率分析
- 各地区市场占有率
- 市场占有率：全球
- 市场占有率：美国
- 市场占有率：加拿大
- 市场占有率：拉丁美洲
- 市场占有率：西欧
- 市场占有率：中欧和东欧
- 市场占有率：中东和非洲
- 市场占有率：中国
- 市场占有率：亚太地区（日本和中国除外）
- 市场占有率：日本
- 市场占有率：依行业
- 市场占有率：媒体与娱乐
- 市场占有率：零售
- 市场占有率：BFSI
- 市场占有率：旅游与旅馆业
- 市场占有率：教育
- 市场占有率：公共部门
- 市场占有率：医疗保健与生命科学
- 市场占有率：汽车
- 市场占有率：食品和饮料
- 市场占有率：依部署类型
- 市场占有率：本地
- 市场占有率：云端运算
- 市场占有率：依客户类型
- 市场占有率：中小型企业
- 市场占有率：大公司
- 市场占有率：企业
第5章 公司简介
- 公司简介
- 分析师的观点与分析
第6章 附录
- 研究方法
市场预测：
第1章 执行摘要
- 主要调查结果
- 关键预测
- 主要趋势
- 市场概况
第2章 市场概览
- 市场定义和范围
- 影响市场的主要因素
- 驱动因素和限制因素
第3章 市场分析
- 全球 CLOS 市场预测分析
第4章 市场预测分析
- 市场预测：依地区
- 市场预测：全球
- 市场预测：美国
- 市场预测：加拿大
- 市场预测：拉丁美洲
- 市场预测：西欧
- 市场预测：中欧与东欧
- 市场预测：中东与非洲
- 市场预测：中国
- 市场预测：亚太地区（日本和中国除外）
- 市场预测：日本
- 市场预测：依行业
- 市场预测：媒体与娱乐
- 市场预测：零售
- 市场预测：BFSI
- 市场预测：旅游与旅馆业
- 市场预测：教育
- 市场预测：公共部门
- 市场预测：医疗保健与生命科学
- 市场预测：汽车
- 市场预测：食品和饮料
- 市场预测：依部署类型
- 市场预测：本地
- 市场预测：云端
- 市场预测：依客户类型
- 市场预测：中小企业
- 市场预测：大型企业
- 市场预测：企业
第5章 公司简介
- 公司简介
- 分析师的观点与分析
第6章 附录
- 研究方法
This product includes two reports: Market Share and Market Forecast.
Market Share Description:
QKS Group Reveals that Commercial Loan Origination System (CLOS) Market is Projected to Register a CAGR of 8.70% by 2028.
The lending sector has undergone a significant transformation, leading to more cost-effective lending practices. However, the rapid acceleration of digital transformation is introducing new challenges for banks and financial institutions (FIs). Legacy systems, marked by inadequate processing speed, lack the essential workflow capabilities for the loan origination process and fail to offer advanced reporting features necessary for ensuring compliance. These deficiencies are resulting in operational inefficiencies and costly errors. Lending operations inherently involve extensive documentation, requiring the meticulous processing and review of diverse documents sourced from multiple channels. Legacy systems exacerbate this by prolonging the underwriting process, turning it into a time-consuming endeavour. Additionally, they raise concerns about overlooking critical metrics and information during the underwriting phase, which can lead to inaccuracies in credit risk scoring for loan applicants. To address these challenges, vendors are introducing innovative commercial loan origination systems that comprehensively manage and automate the entire lifecycle of the loan process. These systems are purpose-built to overcome the limitations of legacy systems, enhance operational efficiency, reduce errors, and ensure a more streamlined and compliant lending process.
Quadrant Knowledge Solutions defines Commercial loan Origination System (CLOS) as "A Commercial Loan Origination System (CLOS) is a software solution that streamlines and manages the entire end-to-end commercial lending process encompassing tasks such as loan origination, processing, distribution, and monitoring of commercial loans for large to mid and small organizations. A typical CLOS software comprises of various modules such as application generation, KYC processing, underwriting, documentation, loan servicing and delinquency management. An end-to-end CLOS solution aids organizations in augmenting revenue, effectively managing risk, improving operational efficiency, as well as providing seamless customer experiences."
Financial institutions are progressively embracing the adoption of Commercial Loan Origination Systems (CLOS) to enhance operational efficiencies and elevate the overall customer experience. This sophisticated solution proves instrumental in assisting financial institutions (FIs) in addressing multifaceted issues, including data inconsistency, redundancy, process fragmentation, and the intricacies of credit assessment and evaluation. By doing so, it facilitates the generation of actionable insights that lead to significant cost reductions in loan application processing. Furthermore, the intensification of global regulations and compliance requirements is ushering in an era of heightened scrutiny concerning data privacy and transparency by regulatory bodies. In response, Commercial Loan Origination System (CLOS) vendors are actively enhancing their offerings to ensure robust compliance and advanced reporting capabilities. Notably, a subset of financial institutions has also recognized the merits of deploying this solution as a cloud-based service, characterized by a resilient microservices architecture. This strategic choice always guarantees the availability of the system and across geographical boundaries, aligning with the imperative of uninterrupted access and enhanced scalability.
Market Forecast Description:
QKS Group Reveals that Commercial Loan Origination System (CLOS) Market is Projected to Register a CAGR of 8.7% by 2028.
A Commercial Loan Origination System (CLOS) is a software that optimizes and oversees the complete end-to-end commercial lending procedure for Banks and financial institutions (FIs), catering to organizations of varying sizes, from large enterprises to mid-sized and smaller entities. This encompasses a wide array of activities, including loan origination, processing, distribution, and continuous monitoring. The software consists of multiple interrelated modules, encompassing application generation, Know Your Customer (KYC) processing, underwriting, documentation management, loan servicing, and delinquency management. The solution leverages big data and analytics, and AI/ML models for automated spreading and ratio analysis which empowers FIs to comprehensively evaluate the credit risk associated with businesses and their owners, enhancing the precision and efficiency of credit assessment. AI-driven chatbots facilitate customer support autonomously, minimizing/ eliminating the necessity for human intervention. Cloud computing significantly streamlines the entire loan processing workflow, with its document storage capabilities, scalability options, data integration capabilities, and robust security protocols. The integration of cloud technology also ensures 24X7 accessibility while accommodating operational expansion through its microservices architecture.
TABLE OF CONTENTS
Market Share:
Chapter 01: Executive Summary
- Key Research Findings
- Top Predictions
- Top Trends
- Market Summary
Chapter 02: Market Overview
- Market Definition and Scope
- Key Factors Impacting the Market
- Drivers & Restraints
Chapter 03: Market Analysis
- Global CLOS Market Share Analysis
Chapter 04: Market Share Analysis
- Market Share by Region
- Market Share Worldwide
- Market Share USA
- Market Share Canada
- Market Share Latin America
- Market Share Western Europe
- Market Share Central & Eastern Europe
- Market Share Middle East & Africa
- Market Share China
- Market Share APAC Ex Japan & China
- Market Share Japan
- Market Share by Industry Verticals
- Market Share by Media & Entertainment
- Market Share by Retail
- Market Share by BFSI
- Market Share by Travel & Hospitality
- Market Share by Education
- Market Share by Public Sector
- Market Share by Healthcare & Life Science
- Market Share by Automotive
- Market Share by Food & Beverage
- Market Share by Deployment Type
- Market Share by Deployment Type: On prem
- Market Share by Deployment Type: Cloud
- Market Share by Customer Type
- Market Share by SMB
- Market Share by Large
- Market Share by Enterprise
Chapter 05: Company Profile
- Company Overview
- Analyst Perspectives and Analysis
Chapter 06: Appendix
- Research Methodologies
Market Forecast:
Chapter 01: Executive Summary
- Key Research Findings
- Top Predictions
- Top Trends
- Market Summary
Chapter 02: Market Overview
- Market Definition and Scope
- Key Factors Impacting the Market
- Drivers & Restraints
Chapter 03: Market Analysis
- Global CLOS Market Forecast Analysis
Chapter 04: Market Forecast Analysis
- Market Forecast by Region
- Market Forecast Global
- Market Forecast USA
- Market Forecast Canada
- Market Forecast Latin America
- Market Forecast Western Europe
- Market Forecast Central & Eastern Europe
- Market Forecast Middle East & Africa
- Market Forecast China
- Market Forecast APAC Ex Japan & China
- Market Forecast Japan
- Market Forecast by Industry Verticals
- Market Forecast by Media & Entertainment
- Market Forecast by Retail
- Market Forecast by BFSI
- Market Forecast by Travel & Hospitality
- Market Forecast by Education
- Market Forecast by Public Sector
- Market Forecast by Healthcare & Life Science
- Market Forecast by Automotive
- Market Forecast by Food & Beverage
- Market Forecast by Deployment Type
- Market Forecast by Deployment Type: On prem
- Market Forecast Deployment Type: Cloud
- Market Forecast by Customer Type
- Market Forecast by SMB
- Market Forecast by Large
- Market Forecast by Enterprise
Chapter 05: Company Profile
- Company Overview
- Analyst Perspectives and Analysis
Chapter 06: Appendix
- Research Methodologies
LIST OF FIGURES
Market Share:
- Fig. 1 Market Share of Commercial Loan Origination System (CLOS) 2023
- Fig. 2 Market Share of Commercial Loan Origination System (CLOS) USA, 2023
- Fig. 3 Market Share of Commercial Loan Origination System (CLOS) Latin America, 2023
- Fig. 5 Market Share of Commercial Loan Origination System (CLOS) Western Europe, 2023
- Fig. 6 Market Share of Commercial Loan Origination System (CLOS)) Central & Eastern Europe, 2023
- Fig. 7 Market Share of Commercial Loan Origination System (CLOS) Middle East & Africa, 2023
- Fig. 8 Market Share of Commercial Loan Origination System (CLOS) Asia excluding Japan and China, 2023
- Fig. 9 Market Share of Commercial Loan Origination System (CLOS) Japan, 2023
- Fig. 10 Market Share of Commercial Loan Origination System (CLOS) China, 2023
- Fig. 11 Market Share of Commercial Loan Origination System (CLOS) IT & Telecom Industry, 2023
- Fig. 12 Market Share of Commercial Loan Origination System (CLOS)) Banking & Financial Services Industry, 2023
- Fig. 13 Market Share of Commercial Loan Origination System (CLOS) Insurance Industry, 2023
- Fig. 14 Market Share of Commercial Loan Origination System (CLOS)) Healthcare Industry, 2023
- Fig. 15 Market Share of Commercial Loan Origination System (CLOS) Government & Public Sector, 2023
- Fig. 16 Market Share of Commercial Loan Origination System (CLOS) & eCommerce, 2023
- Fig. 17 Market Share of Commercial Loan Origination System (CLOS) Manufacturing, 2023
- Fig. 18 Market Share of Commercial Loan Origination System (CLOS) Hospitality, 2023
- Fig. 19 Market Share of Commercial Loan Origination System (CLOS)) On-premises Deployment, 2023
- Fig. 20 Market Share of Commercial Loan Origination System (CLOS) Cloud Deployment, 2023
- Fig. 21 Market Share of Commercial Loan Origination System (CLOS) SMB Customers, 2023
- Fig. 22 Market Share of Commercial Loan Origination System (CLOS) Large Customers, 2023
- Fig. 23 Market Share of Commercial Loan Origination System (CLOS) Enterprise Customers, 2023
Market Forecast:
- Fig. 1 Market Forecast of Commercial Loan Origination Systems (CLOS) Worldwide, 2024-2028
- Fig. 2 Market Forecast of Commercial Loan Origination Systems (CLOS), 2024-2028
- Fig. 3 Market Forecast of Commercial Loan Origination Systems (CLOS) Canada, 2024-2028
- Fig. 4 Market Forecast of Commercial Loan Origination Systems (CLOS) Latin America, 2024-2028
- Fig. 5 Market Forecast of Commercial Loan Origination Systems (CLOS) Western Europe, 2024-2028
- Fig. 6 Market Forecast of Commercial Loan Origination Systems (CLOS) Central & Eastern Europe, 2024-2028
- Fig. 7 Market Forecast of Commercial Loan Origination Systems (CLOS) East & Africa, 2024-2028
- Fig. 8 Market Forecast of Commercial Loan Origination Systems (CLOS) Asia excluding Japan and China, 2024-2028
- Fig. 9 Market Forecast Commercial Loan Origination Systems (CLOS) Japan, 2024-2028
- Fig. 10 Market Forecast of Commercial Loan Origination Systems (CLOS) China, 2024-2028
- Fig. 11 Market Forecast of Commercial Loan Origination Systems (CLOS) IT & Telecom Industry, 2024-2028
- Fig. 12 Market Forecast of Commercial Loan Origination Systems (CLOS) Banking & Financial Services Industry, 2024-2028
- Fig. 13 Market Forecast of Commercial Loan Origination Systems (CLOS) Industry, 2024-2028
- Fig. 14 Market Forecast of Commercial Loan Origination Systems (CLOS) Healthcare Industry, 2024-2028
- Fig. 15 Market Forecast of Commercial Loan Origination Systems (CLOS) Government & Public Sector, 2024-2028
- Fig. 16 Market Forecast of Commercial Loan Origination Systems (CLOS) Retail & eCommerce, 2024-2028
- Fig. 17 Market Forecast of Commercial Loan Origination Systems (CLOS) Manufacturing, 2024-2028
- Fig. 18 Market Forecast of Commercial Loan Origination Systems (CLOS) Hospitality, 2024-2028
- Fig. 19 Market Forecast of Commercial Loan Origination Systems (CLOS) On-premises Deployment, 2024-2028
- Fig. 20 Market Forecast of Commercial Loan Origination Systems (CLOS) Cloud Deployment, 2024-2028
- Fig. 21 Market Forecast of Commercial Loan Origination Systems (CLOS) SMB Customers, 2024-2028
- Fig. 22 Market Forecast of Commercial Loan Origination Systems (CLOS) Large Customers, 2024-2028
- Fig. 23 Market Forecast of Commercial Loan Origination Systems (CLOS) Enterprise Customers, 2024-2028
