市场调查报告书
商品编码
1286023
医疗保险的全球市场:规模,占有率,成长分析-各服务供应商,各产品类型,网路供应商(优先供应商组织,服务时刻管理),各终端用户-产业预测(2023年~2030年)Global Health Insurance Market Size, Share, Growth Analysis, By Service Provider, By Product Type, By Network Provider(Preferred Provider Organizations, Point of Services ), By End User - Industry Forecast 2023-2030 |
全球医疗保险的市场规模在2021年估算为2兆984亿1,000万美金,在2022年为2兆2,408亿5,000万美元,2030年成为3兆7,934亿美元。从2023年到2030年的在预测期间内的年复合成长率成为6.8%。老年人口的增加,慢性疾病患者数的增加,促进了市场成长。
本报告提供全球医疗保险市场的相关调查,提供市场概要,市场分析,企业简介等全面性资讯。
Health Insurance Market size was valued at USD 2098.41 billion in 2021 and is poised to grow from USD 2240.85 billion in 2022 to USD 3793.4 billion by 2030, growing at a CAGR of 6.8% in the forecast period (2023-2030).
A person with health insurance is shielded from financial losses brought on by a medical emergency. It covers expenses related to medical care, including ambulance fees, doctor visits, hospital stays, medication, and nursery treatments. Usually, the payout is determined by the real hospital costs that were incurred using the original medical bills, or by the disease diagnosis without presenting bills. Medical care is also easily accessible using a cashless system at the insurer's network hospitals thanks to health insurance. Apart from that, though, health insurance offered tax benefits for a variety of medical issues. Domiciliary care, or medical supervision delivered at home for particular disorders, is now covered by a number of health insurance providers.
During the projected period, the rising prevalence of chronic diseases and rising treatment costs would be major growth drivers in the health insurance market. Growth would also be aided by increased awareness, a rise in the number of services with advanced healthcare policies, and the introduction of new government programmes. Aam Aadmi Bima Yojana, Awaz Health Insurance Scheme, and Ayushman Bharat are a few of the programmes that the Indian government offers. The federal and state governments of the United States offer Medicare and Medicaid insurance. Similar to this, numerous nations provide their citizens a range of insurance coverage. Additionally, the ease of acquiring and renewing on the internet promotes growth.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Health Insurance Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined by using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Segments covered in this report:
The global health insurance market is segmented based on the service provider, product type, network provider, end user and region. Based on the service provider, it is segmented into private providers, and public providers. Based on product type, it is segmented medical insurance, and critical illness insurance. Based on the network provider, it is segmented into preferred provider organizations (PPOS), point of services (POS), and health maintenance organization (HMOS). Based on end user, it is segmented corporates, and individuals. Based on region it is categorized into North America, Europe, Asia-Pacific, Latin America, and MEA.
Driver
The rising elderly population is one of the main causes that will drive the health insurance market. The need for HI policies among seniors is increased by the fact that a sizable fraction of the aged population has one or more chronic conditions, such as heart disease, cancer, type 2 diabetes, or arthritis. Furthermore, the number of patients with various chronic diseases is growing as more adults embrace sedentary lives. In 2020, the National Cancer Institute predicts that 1,806,590 new instances of cancer will be identified, and 606,520 Americans will lose their lives to the disease.
Restraint
One of the things preventing expansion is insurance fraud, which has led to strict government rules for verification purposes. For instance, falsified death claims, bogus claims for accidents that never happened, and a lack of knowledge about the value of insurance in developing and undeveloped nations would all have a detrimental effect on market growth. Less than half of the populace in developing nations like Asia and Africa lacks health insurance.
Market Trends
With the introduction of new products by health insurers, market evolution is producing a new trend in the health insurance market. Many businesses provide a range of plans, including single condition packages, which can be added to conventional insurance and only cover one ailment, like high blood pressure, diabetes, or cancer. Customers profit from these businesses' flexibility, which makes switching between insurance providers simpler. The growing use of the internet has also facilitated the distribution of insurance. Because online insurance sales enable clients to compare various policies and make more informed decisions, they have emerged as the most practical distribution channel for businesses.