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市场调查报告书
商品编码
1566186
核心银行软体市场规模、份额、成长分析,按解决方案、按服务、按部署、按最终用途、按地区 - 行业预测,2024-2031 年Core Banking Software Market Size, Share, Growth Analysis, By Solution, By Service, By Deployment, By End Use, By Region - Industry Forecast 2024-2031 |
2022年,核心银行软体的全球市场规模为107亿美元,从2023年的116.8亿美元成长到2031年的236.3亿美元,在预测期内(2024-2031年)预计复合年增长率为9.20% 。
由于对现代化银行解决方案的需求不断增加以及云端基础的系统的加速采用,预计核心银行软体市场将显着成长。随着银行努力加强数位转型策略,核心银行系统在日常交易处理、维护准确的财务记录和改善交易监控方面发挥关键作用。 COVID-19 大流行凸显了传统交易处理方法的局限性,并促使人们转向更有效率、更先进的解决方案。儘管市场在疫情期间经历了暂时的低迷,但行业领导者迅速转向投资创新软体开发,以满足金融机构不断变化的需求。这种积极主动的做法正在推动全球核心银行软体市场的成长,尤其是美国市场预计将在未来几年保持持续的复合年增长率。随着银行不断拥抱技术进步并寻求更高的业务效率,对有效核心银行系统的需求将持续成长,市场预计将保持强劲。
Global Core Banking Software Market size was valued at USD 10.7 billion in 2022 and is poised to grow from USD 11.68 billion in 2023 to USD 23.63 billion by 2031, growing at a CAGR of 9.20% during the forecast period (2024-2031).
The core banking software market is poised for significant growth, driven by the increasing demand for modernized banking solutions and the accelerated adoption of cloud-based systems. As banks strive to enhance their digital transformation strategies, core banking systems play a crucial role in processing daily transactions, maintaining accurate financial records, and improving transaction monitoring. The COVID-19 pandemic highlighted the limitations of traditional transaction processing methods, prompting a shift towards more efficient and advanced solutions. Although the market experienced a temporary downturn during the pandemic, major players in the industry quickly pivoted to invest in innovative software development to address the evolving needs of financial institutions. This proactive approach is expected to fuel the growth of the global core banking software market, with the US segment specifically set to maintain a sustainable compound annual growth rate (CAGR) in the coming forecast years. As banks continue to embrace technological advancements and seek to improve operational efficiency, the demand for effective core banking systems will only intensify, ensuring a robust market landscape moving forward.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Core Banking Software market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Core Banking Software Market Segmental Analysis
Global Core Banking Software Market is segmented by Solution, Service, Deployment, End Use, and region. Based on Solution, the market is segmented into Deposits, Loans, Enterprise Customer Solutions, and Others. Based on Service, the market is segmented into Professional Service, and Managed Service. Based on Deployment, the market is segmented into Cloud, and On-premises. Based on End Use, the market is segmented into Banks, Financial Institutions, and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.
Driver of the Global Core Banking Software Market
The rapid technological advancements and the integration of cloud-based technologies are pivotal market drivers for the Global Core Banking Software market. As organizations increasingly adopt Software as a Service (SaaS) solutions to facilitate efficient transaction processing, the demand for robust core banking systems rises. Furthermore, the growing population and subsequent increase in employment scenarios have heightened the need for banking services, leading to a surge in bank account usage. This, in turn, intensifies the focus on security to mitigate fraudulent activities in transactions. Such factors are expected to significantly drive market growth throughout the forecast period, emphasizing the necessity for advanced core banking solutions.
Restraints in the Global Core Banking Software Market
The increasing prevalence of core banking software raises significant privacy concerns among customers, particularly regarding the security of sensitive financial transactions. Many banks utilize public cloud systems for processing, which are perceived as inadequately protected, heightening fears of data breaches and unauthorized access. This lack of trust in the security measures of core banking solutions can deter potential users from adopting such technologies, thus stunting market growth. As safeguarding customer data becomes paramount, financial institutions may prioritize investing in robust security measures over expanding core banking software capabilities, ultimately restraining the development and adoption of innovative solutions in the global core banking software market.
Market Trends of the Global Core Banking Software Market
The Global Core Banking Software market is witnessing a significant transformation, driven by the rapid adoption of advanced technologies such as artificial intelligence (AI), big data, and cloud computing. These innovations enhance the banking experience by improving visualization capabilities, streamlining customer interactions, and simplifying complex data analysis. This technological integration not only boosts communication but also strengthens security measures within financial institutions. AI-powered core banking solutions offer real-time insights, bolster network security, and accelerate the digitalization of services, resulting in superior customer experiences. As market participants forge partnerships to develop groundbreaking solutions, the demand for these technologies is set to proliferate, unlocking myriad opportunities in the evolving banking landscape.