担保市场规模、份额、成长分析、按风险敞口类型、按建设产业、按担保承保标准、按合约类型、按地区 - 2025 年至 2032 年行业预测

2023 年全球保固市场规模价值 183 亿美元，预计将从 2024 年的 192.3 亿美元成长到 2032 年的 286.3 亿美元，预测期内（2025-2032 年）的复合年增长率为 5.1%。

随着基础设施计划的涌入、建筑风险管理需求的增加以及各个行业法规结构的扩大，担保市场正在稳步增长。随着计划变得越来越复杂且财务要求越来越高，对计划成功和承包商履约的财务担保的需求也变得越来越重要。保证金已成为强制履行合约义务和减轻违约和不履约相关风险的重要工具。这一趋势促使计划所有者和政府要求承包商提供保证金，尤其是在建筑、房地产和能源行业。此外，政府和企业客户采用更严格的合规标准，提高了对担保解决方案的认识，尤其是在参与高价值计划的中小企业中。

目录

介绍

• 调查目的
• 研究范围
• 定义

调查方法

• 资讯采购
• 二次资料和一次资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分机会分析

市场动态与展望

• 市场概览
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特的分析

关键市场考察

• 关键成功因素
• 竞争程度
• 主要投资机会
• 市场生态系统
• 市场吸引力指数（2024年）
• PESTEL分析
• 总体经济指标
• 价值链分析
• 定价分析

担保市场规模（按风险暴露类型和复合年增长率） (2025-2032)

• 市场概览
• 合约担保
• 商业担保
• 忠诚保证
• 司法保障
• 其他保固

建设产业保固市场规模及复合年增长率（2025-2032）

• 市场概览
• 商业建筑
• 房屋建筑
• 重型设备製造
• 基础设施建设
• 其他建筑

担保市场规模：依担保及承保标准及复合年增长率（2025-2032）

• 市场概览
• 委託人的财务状况
• 主要经验和业绩
• 计划或合约的价值
• 条款与条件
• 其他风险因素

担保市场规模（按合约类型和复合年增长率） (2025-2032)

• 市场概览
• 履约保证金
• 付款押金
• 竞标保证金
• 其他契约性保证金

保固市场规模及复合年增长率（2025-2032）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲国家
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前五大公司对比
• 主要企业市场定位（2024年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市场占有率分析（2024年）
• 主要企业简介
  • 公司详情
  • 产品系列分析
  • 公司分部份额分析
  • 收益与前一年同期比较对比（2022-2024 年）

主要企业简介

• Travelers Bond（USA）
• Liberty Mutual Group（USA）
• Zurich Insurance Group Ltd.（Switzerland）
• CNA Surety Group（USA）
• Chubb Limited（Switzerland）
• The Hartford Financial Services Group, Inc.（USA）
• Arch Capital Group Ltd.（Bermuda）
• Great American Insurance Company（USA）
• Tokio Marine Holdings, Inc.（Japan）
• Markel Group Inc.（USA）
• Sompo Holdings, Inc.（Japan）
• Old Republic International Corporation（USA）
• RLI Corp.（USA）
• Berkshire Hathaway Specialty Insurance Company（USA）
• Merchants Bonding Company（USA）
• Crum & Forster（USA）
• Intact Financial Corporation（Canada）
• Everest Group, Ltd.（Bermuda）
• Allianz Trade（France）
• IAT Insurance Group（USA）

结论和建议

Global Surety Market size was valued at USD 18.3 billion in 2023 and is poised to grow from USD 19.23 billion in 2024 to USD 28.63 billion by 2032, growing at a CAGR of 5.1% during the forecast period (2025-2032).

The surety market is experiencing a steady growth trajectory, driven by an influx of infrastructure projects, heightened need for risk management in construction, and growing regulatory frameworks across various sectors. As projects grow more complex and financially demanding, the necessity for financial guarantees for successful project execution and contractor performance becomes increasingly crucial. Surety bonds are emerging as essential tools for enforcing compliance with contractual obligations and mitigating risks associated with default or non-performance. This trend is leading project owners and governments to mandate surety bonds for contractors, particularly within construction, real estate, and energy sectors. Furthermore, the adoption of stricter compliance standards by government and corporate clients is fostering greater awareness of surety solutions, particularly among small and mid-sized enterprises engaged in high-value projects.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Surety market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Surety Market Segments Analysis

Global Surety Market is segmented by Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type and region. Based on Exposure Type, the market is segmented into Contract Surety, Commercial Surety, Fidelity Surety, Judicial Surety and Other Surety. Based on Construction Industry, the market is segmented into Commercial Construction, Residential Construction, Heavy Construction, Infrastructure Construction and Other Construction. Based on Surety Underwriting Criteria, the market is segmented into Financial Strength of the Principal, Experience and Track Record of the Principal, Value of the Project or Contract, Terms and Conditions of the Contract and Other Risk Factors. Based on Contract Type, the market is segmented into Performance Bonds, Payment Bonds, Bid Bonds and Other Contract Bonds. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Surety Market

The global Surety market is experiencing significant growth driven by an increase in infrastructure development worldwide, encompassing sectors such as public works, housing, and energy projects. Surety bonds have become vital as they provide clients with assurance regarding a contractor's ability to successfully complete projects and adhere to contractual obligations. This functionality highlights the bonds' effectiveness in mitigating risks, making them essential across various industries. As both emerging and developed economies continue to expand their infrastructure initiatives, the relevance and demand for surety bonds are likely to increase, further fueling the growth of the market.

Restraints in the Global Surety Market

Despite growth within the Global Surety Market, many small and medium-sized enterprises (SMEs) remain unaware of the benefits and responsibilities associated with Surety bonds. This lack of awareness, coupled with insufficient education and information regarding the bonds available to contractors, hinders adoption in developing regions. As a result, various sectors struggle to expand and face challenges in delivering projects effectively while managing risks. Additionally, Surety bond issuers primarily focus on businesses with robust credit profiles, further complicating access for those smaller enterprises that could benefit from these financial instruments.

Market Trends of the Global Surety Market

The global surety market is experiencing a significant trend towards digitalization and data-driven risk assessment, transforming traditional practices within the industry. Insurers are increasingly integrating cutting-edge digital solutions and advanced analytics to refine risk evaluation and underwriting processes. By leveraging real-time project data, sophisticated predictive models, and electronic documentation, companies can expedite bond issuance and optimize claims management. This shift not only enhances operational efficiency and decision-making capabilities but also paves the way for innovative pricing models tailored to the unique risk profiles of individual projects. As a result, stakeholders in the surety market can expect improved accuracy and profitability.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Surety Market Size by Exposure Type & CAGR (2025-2032)

• Market Overview
• Contract Surety
• Commercial Surety
• Fidelity Surety
• Judicial Surety
• Other Surety

Global Surety Market Size by Construction Industry & CAGR (2025-2032)

• Market Overview
• Commercial Construction
• Residential Construction
• Heavy Construction
• Infrastructure Construction
• Other Construction

Global Surety Market Size by Surety Underwriting Criteria & CAGR (2025-2032)

• Market Overview
• Financial Strength of the Principal
• Experience and Track Record of the Principal
• Value of the Project or Contract
• Terms and Conditions of the Contract
• Other Risk Factors

Global Surety Market Size by Contract Type & CAGR (2025-2032)

• Market Overview
• Performance Bonds
• Payment Bonds
• Bid Bonds
• Other Contract Bonds

Global Surety Market Size & CAGR (2025-2032)

• North America (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • US
  • Canada
• Europe (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Travelers Bond (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Liberty Mutual Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Zurich Insurance Group Ltd. (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CNA Surety Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chubb Limited (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• The Hartford Financial Services Group, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Arch Capital Group Ltd. (Bermuda)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Great American Insurance Company (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Tokio Marine Holdings, Inc. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Markel Group Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sompo Holdings, Inc. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Old Republic International Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• RLI Corp. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Berkshire Hathaway Specialty Insurance Company (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Merchants Bonding Company (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Crum & Forster (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Intact Financial Corporation (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Everest Group, Ltd. (Bermuda)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Allianz Trade (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IAT Insurance Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations