无人机保险市场规模、份额、成长分析（按保单类型、应用、无人机类型、承保类型和地区）—2025 年至 2032 年产业预测

预计 2023 年全球无人机保险市场价值将达到 16 亿美元，到 2032 年将达到 35 亿美元，预测期内（2025-2032 年）的复合年增长率为 9.1%。

全球无人机保险市场正经历显着成长，这得益于农业、建筑和电子商务等领域无人机的使用日益增加，以及严格的法律规范。事故和索赔风险的上升，加上对无人机生态系统的投资不断增加，正在推动对保险解决方案的需求。推动市场扩张的主要趋势包括基于使用情况的按需保险模式、参数保险和智慧合约的采用，以及增强的风险管理服务产品。此外，网路责任等新兴风险正在塑造市场格局。然而，保费高昂以及中小企业普遍缺乏对无人机保险重要性的认识等挑战可能会阻碍更广泛的市场渗透和成长。持续的产品创新和竞争动态对于市场发展仍然至关重要。

目录

介绍

• 调查目标
• 调查范围
• 定义

调查方法

• 资讯收集
• 二次资料和一次资料方法
• 市场规模预测
• 市场假设与约束

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分机会分析

市场动态与展望

• 市场概览
• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特的分析

关键市场考察

• 关键成功因素
• 竞争程度
• 关键投资机会
• 市场生态系统
• 市场吸引力指数（2024年）
• PESTEL分析
• 总体经济指标
• 价值链分析
• 定价分析
• 案例研究
• 技术分析
• 顾客购买行为分析

无人机保险市场规模（依保险类型及复合年增长率） (2025-2032)

• 市场概览
• 无人机第三者责任险
• 无人机产物保险
• 无人机机身保险
• 无人机货物保险

无人机保险市场规模（按应用划分）及复合年增长率（2025-2032）

• 市场概览
• 商业的
• 个人的

无人机保险市场规模（按无人机类型及复合年增长率） (2025-2032)

• 市场概览
• 固定翼多旋翼
• 杂交种

无人机保险市场规模（按承保类型和复合年增长率） (2025-2032)

• 市场概览
• 责任险
• 船体损坏
• 损失或飞行路径赔偿
• 窃盗保险
• 人身伤害赔偿
• 其他的

无人机保险市场规模及复合年增长率（2025-2032）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲国家地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 其他亚太地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地区
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前五大公司对比
• 主要企业市场定位（2024年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市场占有率分析（2024年）
• 主要企业简介
  • 公司详情
  • 产品系列分析
  • 按部门分類的公司份额分析
  • 收益同比对比（2022-2024 年）

主要企业简介

• Moonrock Insurance
• Avion Insurance
• American International Group, Inc.
• SkyWatch
• AIG US
• Coverdrone
• Aligned
• Thimble Insurance
• USAIG
• BWI
• Towergate
• InsureTech Connect
• REIN
• Global Aerospace Inc
• AutoPylot

结论和建议

Global Drone Insurance Market size was valued at USD 1.6 billion in 2023 and is poised to grow from USD 1.75 billion in 2024 to USD 3.5 billion by 2032, growing at a CAGR of 9.1% during the forecast period (2025-2032).

The global drone insurance market is experiencing significant growth propelled by increasing drone usage across sectors such as agriculture, construction, and e-commerce, alongside stringent regulatory frameworks. The heightened risk of accidents and liability claims, combined with rising investments in the drone ecosystem, is fueling demand for insurance solutions. Key trends driving market expansion include usage-based and on-demand insurance models, the adoption of parametric insurance and smart contracts, and enhanced service offerings in risk management. Additionally, emerging risks like cyber liability are shaping the market landscape. However, challenges such as high premium costs and a general lack of awareness among small businesses about the importance of drone insurance may hinder broader market penetration and growth. Continuous product innovation and competitive dynamics remain vital for market advancement.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Drone Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Drone Insurance Market Segments Analysis

Global Drone Insurance Market is segmented by Insurance Type, Application, Drone Type, Coverage Type and region. Based on Insurance Type, the market is segmented into Drone Third-Party Liability Insurance, Drone Fuselage Damage Insurance, Drone Hull Insurance and Drone Cargo Insurance. Based on Application, the market is segmented into Commercial and Personal. Based on Drone Type, the market is segmented into Fixed-Wing, Multi-Rotor and Hybrid. Based on Coverage Type, the market is segmented into Liability Coverage, Hull Damage, Loss or Flyway Coverage, Theft Coverage, Personal Injury Coverage and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Drone Insurance Market

The growth of the global drone insurance market is significantly driven by the rising adoption of drones across various industries such as e-commerce, construction, and agriculture. As businesses increasingly utilize drones for diverse applications like delivery, monitoring, and surveying, there is a corresponding surge in demand for comprehensive insurance solutions to address potential risks and liabilities associated with their operations. This trend mirrors developments in other insurance sectors, where specialized products are created to meet the unique needs of different industries, thereby highlighting the importance of customizable coverage in effectively mitigating the specific challenges faced by businesses leveraging drone technology.

Restraints in the Global Drone Insurance Market

The Global Drone Insurance market faces a notable restraint due to the high premiums associated with drone insurance policies. Companies utilizing costly equipment or those operating in risky environments often find these costs prohibitive. As a result, smaller enterprises and hobbyist pilots may be discouraged from pursuing insurance coverage. This reluctance can hinder the overall growth and development of the drone insurance sector, limiting its potential to cater to a broader range of customers and applications. Consequently, the financial barrier posed by insurance premiums poses a challenge in fostering widespread adoption and advancing the industry's evolution.

Market Trends of the Global Drone Insurance Market

The Global Drone Insurance market is witnessing a significant shift towards Usage-Based Insurance (UBI) models, reflecting a growing trend in the industry. Insurers are embracing data-driven approaches to assess risk characteristics, flight hours, and usage patterns, enabling them to tailor premiums more accurately to individual operators. This innovative pricing strategy caters to a diverse range of drone users, making coverage more accessible and affordable, particularly for those who operate less frequently or in lower-risk environments. As a result, UBI is enhancing market attractiveness, fostering wider adoption of drone technology across various sectors while promoting safer operational practices.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Analysis
• Customer Buying Behavior Analysis

Global Drone Insurance Market Size by Insurance Type & CAGR (2025-2032)

• Market Overview
• Drone Third-Party Liability Insurance
• Drone Fuselage Damage Insurance
• Drone Hull Insurance
• Drone Cargo Insurance

Global Drone Insurance Market Size by Application & CAGR (2025-2032)

• Market Overview
• Commercial
• Personal

Global Drone Insurance Market Size by Drone Type & CAGR (2025-2032)

• Market Overview
• Fixed-Wing, Multi-Rotor
• Hybrid

Global Drone Insurance Market Size by Coverage Type & CAGR (2025-2032)

• Market Overview
• Liability Coverage
• Hull Damage
• Loss or Flyway Coverage
• Theft Coverage
• Personal Injury Coverage
• Others

Global Drone Insurance Market Size & CAGR (2025-2032)

• North America (Insurance Type, Application, Drone Type, Coverage Type)
  • US
  • Canada
• Europe (Insurance Type, Application, Drone Type, Coverage Type)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Insurance Type, Application, Drone Type, Coverage Type)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Insurance Type, Application, Drone Type, Coverage Type)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Insurance Type, Application, Drone Type, Coverage Type)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Moonrock Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Avion Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• American International Group, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SkyWatch
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AIG US
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Coverdrone
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aligned
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thimble Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• USAIG
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BWI
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Towergate
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• InsureTech Connect
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• REIN
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Aerospace Inc
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AutoPylot
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations