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银行服务金融科技

行动银行市场规模、份额和成长分析（按类型、平台、普及率、最终用户和地区划分）－2026-2033年产业预测

市场调查报告书

商品编码

1900473

行动银行市场规模、份额和成长分析（按类型、平台、普及率、最终用户和地区划分）－2026-2033年产业预测

Mobile Banking Market Size, Share, and Growth Analysis, By Type (Wireless Application Protocol (WAP), SMS Banking), By Platform (Android, IOS), By Deployment Type, By End User, By Region - Industry Forecast 2026-2033

出版日期: 2025年12月23日 | 出版商:

SkyQuest | 英文 207 Pages | 商品交期: 3-5个工作天内

价格

简介目录

预计到 2024 年，行动银行市场规模将达到 96.3 亿美元，到 2025 年将成长至 107.6 亿美元，到 2033 年将成长至 260.7 亿美元，在预测期（2026-2033 年）内复合年增长率为 11.7%。

行动银行产业正迅速发展，并已成为全球银行业不可或缺的一部分。主要分析师指出，智慧型手机普及率的不断提高以及用户对便利银行解决方案日益增长的需求，是推动其扩张的主要因素。智慧型手机的普及使得更多人能够使用行动银行服务，从而显着增加了全球用户数量。便利性仍然是主要影响因素，因为客户现在无需前往实体分店，即可透过行动装置轻鬆管理各种银行交易。此外，透过生物识别等先进技术不断提升的安全措施也增强了使用者对行动交易的信心。总而言之，这些因素正在显着推动市场成长和消费者接受度的提高。

行动银行市场驱动因素

行动银行产业的蓬勃发展得益于其卓越的便利性和易用性，客户可以随时随地进行各种金融交易，无需前往传统银行分店。这种便利性显着提升了用户对行动银行服务的接受度，大大丰富了他们的整体银行体验。随着越来越多的人使用行动银行，对创新解决方案和用户友好介面的需求持续增长，进一步推动了这个充满活力的市场的扩张。科技与银行服务的无缝整合改变了客户管理财务的方式，使行动银行成为现代金融不可或缺的一部分。

行动银行市场限制因素

一部分人仍然偏爱传统银行服务，不愿接受行动银行解决方案。这种不愿意接受的原因有很多，包括对现代技术的不熟悉以及对数位交易的信任和安全担忧。对面对面交流的渴望以及传统银行服务根深蒂固的模式，可能会进一步阻碍向行动平台的转型。因此，这种不愿改变的心理可能会限制行动银行服务的整体成长和普及，因为潜在用户不愿意放弃他们熟悉的传统银行服务。

行动银行市场趋势

行动银行市场正经历着一个显着的趋势，而这主要得益于开放银行的日益普及。开放银行允许第三方服务提供者在获得客户明确许可的情况下存取银行数据，从而实现创新的金融交易。这种模式转移赋予了消费者更多自主权，使他们能够跨平台整合和共用财务讯息，从而更便捷地获取更广泛的金融产品和客製化服务。因此，消费者可以享受更个人化和更具竞争力的服务，而银行和金融科技公司则可以利用这些数据进行创新和差异化服务，从而促进建立一个更动态和互联的金融生态系统。

北美洲
- 美国
- 加拿大
欧洲
- 德国
- 西班牙
- 法国
- 英国
- 义大利
- 其他欧洲地区
亚太地区
- 中国
- 印度
- 日本
- 韩国
- 亚太其他地区
拉丁美洲
- 巴西
- 其他拉丁美洲地区
中东和非洲
- 海湾合作委员会国家
- 南非
- 其他中东和非洲地区

竞争资讯

前五大公司对比
主要企业的市场定位（2025 年）
主要市场参与者所采取的策略
近期市场趋势
公司市占率分析（2025 年）
主要企业公司简介
- 公司详情
- 产品系列分析
- 依业务板块进行公司股票分析
- 2023-2025年营收年比比较

主要企业简介

JPMorgan Chase & Co.（United States）
Bank of America Corporation（United States）
Wells Fargo & Company（United States）
Citigroup Inc.（United States）
HSBC Holdings plc（United Kingdom）
Barclays plc（United Kingdom）
Lloyds Banking Group plc（United Kingdom）
BNP Paribas SA（France）
Societe Generale SA（France）
Deutsche Bank AG（Germany）
UBS Group AG（Switzerland）
Credit Suisse Group AG（Switzerland）
Banco Santander SA（Spain）
UniCredit SpA（Italy）
ING Groep NV（Netherlands）
The Toronto-Dominion Bank（Canada）
Royal Bank of Canada（Canada）
Australia and New Zealand Banking Group Limited（Australia）
Westpac Banking Corporation（Australia）
National Australia Bank Limited（Australia）

结论与建议

简介目录

Product Code: SQMIG40G2009

Mobile Banking Market size was valued at USD 9.63 Billion in 2024 and is poised to grow from USD 10.76 Billion in 2025 to USD 26.07 Billion by 2033, growing at a CAGR of 11.7% during the forecast period (2026-2033).

The mobile banking sector is rapidly evolving and has become essential within the global banking landscape. Key insights indicate that its expansion is driven by the rising use of smartphones and a growing demand for user-friendly banking solutions. As smartphones become more accessible, a broader demographic can now engage with mobile banking services, resulting in a notable increase in users worldwide. Convenience remains a major influencer, enabling customers to manage various banking transactions effortlessly from their mobile devices without needing to visit physical branches. Additionally, concerns regarding security are being addressed through advanced technologies like biometric authentication, which enhances user confidence in mobile transactions. Overall, these factors are significantly propelling the market's growth and popularity among consumers.

Top-down and bottom-up approaches were used to estimate and validate the size of the Mobile Banking market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Mobile Banking Market Segments Analysis

Global Mobile Banking Market is segmented by Type, Platform, Deployment Type, End User and region. Based on Type, the market is segmented into Wireless Application Protocol (WAP), SMS Banking, Unstructured Supplementary, Service Data (USSD), Standalone Mobile Application and Others. Based on Platform, the market is segmented into Android, IOS and Others. Based on Deployment Type, the market is segmented into Cloud and On-premise. Based on End User, the market is segmented into Individual and Enterprise. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Mobile Banking Market

The mobile banking sector is propelled by its exceptional convenience and accessibility, allowing customers to perform various financial transactions anytime and anywhere without the necessity to visit traditional bank branches. This heightened convenience has led to a significant rise in the adoption of mobile banking services among users, substantially enriching their overall banking experience. As more individuals embrace mobile banking, the demand for innovative solutions and user-friendly interfaces continues to grow, further driving the expansion of this dynamic market. The seamless integration of technology in banking services has transformed the way customers manage their finances, establishing mobile banking as an essential component of modern finance.

Restraints in the Mobile Banking Market

A segment of the population remains inclined towards conventional banking practices, demonstrating hesitance to embrace mobile banking solutions. This reluctance can be attributed to various factors, including a lack of comfort with modern technology, as well as apprehensions regarding trust and security in digital transactions. The desire for personal interactions and the established nature of traditional banking can further hinder the transition to mobile platforms. Consequently, this resistance to adapt may restrict the overall growth and acceptance of mobile banking services, as potential users are often reluctant to move away from the familiarity of traditional banking methods.

Market Trends of the Mobile Banking Market

The mobile banking market is witnessing a significant trend driven by the growing adoption of open banking, which facilitates innovative financial interactions by enabling third-party providers to access customer banking data with explicit consent. This paradigm shift empowers consumers, granting them the ability to integrate and share their financial information across various platforms, thereby enhancing their access to diverse financial products and tailored services. As a result, consumers benefit from greater personalization and competitive offerings, while banks and fintech companies can harness this data to innovate and differentiate their services, fostering a more dynamic and interconnected financial ecosystem.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Drivers & Opportunities
- Restraints & Challenges
Porters Analysis
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2025
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis

Global Mobile Banking Market Size by Type & CAGR (2026-2033)

Market Overview
Wireless Application Protocol (WAP)
SMS Banking
Unstructured Supplementary, Service Data (USSD)
Standalone Mobile Application
Others

Global Mobile Banking Market Size by Platform & CAGR (2026-2033)

Market Overview
Android
IOS
Others

Global Mobile Banking Market Size by Deployment Type & CAGR (2026-2033)

Market Overview
Cloud
On-premise

Global Mobile Banking Market Size by End User & CAGR (2026-2033)

Market Overview
Individual
Enterprise

Global Mobile Banking Market Size & CAGR (2026-2033)

North America (Type, Platform, Deployment Type, End User)
- US
- Canada
Europe (Type, Platform, Deployment Type, End User)
- Germany
- Spain
- France
- UK
- Italy
- Rest of Europe
Asia Pacific (Type, Platform, Deployment Type, End User)
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America (Type, Platform, Deployment Type, End User)
- Brazil
- Rest of Latin America
Middle East & Africa (Type, Platform, Deployment Type, End User)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2025
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2025
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

JPMorgan Chase & Co. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bank of America Corporation (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Wells Fargo & Company (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Citigroup Inc. (United States)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HSBC Holdings plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Barclays plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Lloyds Banking Group plc (United Kingdom)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BNP Paribas S.A. (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Societe Generale S.A. (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Deutsche Bank AG (Germany)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
UBS Group AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Credit Suisse Group AG (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Banco Santander S.A. (Spain)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
UniCredit S.p.A. (Italy)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ING Groep N.V. (Netherlands)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
The Toronto-Dominion Bank (Canada)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Royal Bank of Canada (Canada)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Australia and New Zealand Banking Group Limited (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Westpac Banking Corporation (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
National Australia Bank Limited (Australia)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments