无人机保险市场规模、份额和成长分析（按保单类型、应用、无人机类型、承保范围和地区划分）－2026-2033年产业预测

全球无人机保险市场规模预计在 2024 年达到 17.5 亿美元，从 2025 年的 19 亿美元成长到 2033 年的 38.2 亿美元，在预测期（2026-2033 年）内复合年增长率为 9.1%。

全球无人机保险市场正经历显着成长，这主要得益于无人机在农业、建筑和电子商务等领域的日益普及。事故风险和索赔的增加，以及日益严格的法规结构，进一步推动了对保险解决方案的需求。塑造市场格局的关键趋势包括基于使用量和按需保险模式、参数型保险、智慧合约以及风险管理方面不断增强的服务。网路责任等新兴风险正在影响市场动态。然而，挑战仍然存在，例如高昂的保费阻碍了中小企业投保，人们对无人机保险的需求和可用性认知不足，以及普遍认为无人机风险较低。持续创新和竞争压力对于市场发展至关重要。

全球无人机保险市场驱动因素

全球无人机保险市场的成长主要得益于各行业（包括电子商务、建筑和农业）对无人机的日益普及。随着企业将无人机技术应用于配送、监控和测绘等用途，对能够应对相关风险和责任的综合保险解决方案的需求也日益增长。这一趋势与其他保险领域（例如旅游保险、健康保险和网路保险）的发展趋势相呼应，这些领域都在开发客製化的保险方案，以满足特定行业的独特需求。因此，企业正在积极探索专业的保险产品，以确保获得充分的保障并降低潜在风险。

全球无人机保险市场面临的限制因素

高昂的无人机保险费用构成了一大障碍，尤其对于那些使用昂贵设备或在高风险环境中运作的企业而言更是如此。这一经济负担可能会阻碍中小企业和业余无人机操作员购买保险，从而抑制无人机保险行业的成长潜力。这种限制不仅降低了许多潜在用户的保险取得途径，也限制了无人机技术在各行业的整体发展和应用，最终影响市场的成长和演变。

全球无人机保险市场趋势

全球无人机保险市场正经历着向基于使用量的保险（UBI）模式的重大转变，这将彻底改变保费的计算方式。保险公司越来越多地利用风险特征、飞行模式和运作时间等数据，为每位业者量身打造保单。这种创新方法不仅降低了飞行频率较低和在低风险环境下运作的营运商的保费，还有助于在整个产业内推广负责任的使用和安全。随着技术的进步和日益精密的数据分析，UBI模式的转变有望推动市场成长，吸引新客户，并催生无人机领域更个人化的保险产品。

目录

介绍

• 调查目标
• 调查范围
• 定义

调查方法

• 资讯收集
• 二手资料和一手资料方法
• 市场规模预测
• 市场假设与限制

执行摘要

• 全球市场展望
• 供需趋势分析
• 细分市场机会分析

市场动态与展望

• 市场规模
• 市场动态
  • 驱动因素和机会
  • 限制与挑战
• 波特分析

关键市场考察

• 关键成功因素
• 竞争程度
• 关键投资机会
• 市场生态系统
• 市场吸引力指数（2025）
• PESTEL 分析
• 总体经济指标
• 价值链分析
• 定价分析
• 案例研究
• 技术分析
• 顾客购买行为分析

全球无人机保险市场规模（按保险类型和复合年增长率划分）（2026-2033 年）

• 无人机第三方责任险
• 无人机飞机产物保险
• 无人机机身保险
• 无人机货物保险

全球无人机保险市场规模（按应用领域及复合年增长率划分）（2026-2033 年）

• 商业的
• 对于个人

全球无人机保险市场规模（按无人机类型及复合年增长率划分）（2026-2033 年）

• 固定翼飞机，多旋翼飞机
• 杂交种

全球无人机保险市场规模（按承保类型和复合年增长率划分）（2026-2033 年）

• 责任赔偿
• 飞机损坏
• 损失或航线补偿
• 窃盗险
• 人身伤害赔偿
• 其他的

全球无人机保险市场规模及复合年增长率（2026-2033）

• 北美洲
  • 美国
  • 加拿大
• 欧洲
  • 德国
  • 西班牙
  • 法国
  • 英国
  • 义大利
  • 其他欧洲地区
• 亚太地区
  • 中国
  • 印度
  • 日本
  • 韩国
  • 亚太其他地区
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地区
• 中东和非洲
  • 海湾合作委员会国家
  • 南非
  • 其他中东和非洲地区

竞争资讯

• 前五大公司对比
• 主要企业的市场定位（2025 年）
• 主要市场参与者所采取的策略
• 近期市场趋势
• 公司市占率分析（2025 年）
• 主要企业公司简介
  • 公司详情
  • 产品系列分析
  • 依业务板块进行公司股票分析
  • 2023-2025年营收年比比较

主要企业简介

• Moonrock Insurance
• Avion Insurance
• American International Group, Inc.
• SkyWatch
• AIG US
• Coverdrone
• Aligned
• Thimble Insurance
• USAIG
• BWI
• Towergate
• InsureTech Connect
• REIN
• Global Aerospace Inc
• AutoPylot

结论与建议

Global Drone Insurance Market size was valued at USD 1.75 Billion in 2024 and is poised to grow from USD 1.9 Billion in 2025 to USD 3.82 Billion by 2033, growing at a CAGR of 9.1% during the forecast period (2026-2033).

The global drone insurance market is experiencing significant growth, fueled by increased drone utilization across sectors such as agriculture, construction, and e-commerce. Strict regulatory frameworks, combined with heightened accident risks and liability claims, are further propelling demand for insurance solutions. Key trends shaping the market include usage-based and on-demand insurance models, parametric insurance, smart contracts, and enhanced service offerings in risk management. Emerging risks, notably cyber liability, are influencing market dynamics. However, challenges persist, including high premium costs that may deter small businesses from adopting insurance, along with a lack of awareness regarding the necessity and availability of drone insurance, compounded by a common perception that drones pose low risk. Continuous innovation and competitive pressures are critical to market advancement.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Drone Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Drone Insurance Market Segments Analysis

Global Drone Insurance Market is segmented by Insurance Type, Application, Drone Type, Coverage Type and region. Based on Insurance Type, the market is segmented into Drone Third-Party Liability Insurance, Drone Fuselage Damage Insurance, Drone Hull Insurance and Drone Cargo Insurance. Based on Application, the market is segmented into Commercial and Personal. Based on Drone Type, the market is segmented into Fixed-Wing, Multi-Rotor and Hybrid. Based on Coverage Type, the market is segmented into Liability Coverage, Hull Damage, Loss or Flyway Coverage, Theft Coverage, Personal Injury Coverage and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Drone Insurance Market

The growth of the Global Drone Insurance market is primarily driven by the increasing adoption of drones across various industries such as e-commerce, construction, and agriculture. As organizations integrate drone technology for purposes like delivery, monitoring, and surveying, there is a rising requirement for comprehensive insurance solutions to address associated risks and liabilities. This trend mirrors the evolution witnessed in other insurance sectors, including travel, healthcare, and cyber insurance, where tailored coverage options are developed to meet the distinct needs of specific industries. Consequently, companies are actively seeking specialized insurance products to ensure adequate protection and mitigate potential exposures.

Restraints in the Global Drone Insurance Market

The substantial cost associated with drone insurance premiums poses a significant barrier, particularly for businesses utilizing high-value equipment or those engaged in operations within risky environments. This financial hurdle may dissuade smaller enterprises and hobbyist operators from obtaining insurance coverage, ultimately hindering the growth potential of the drone insurance sector. As a result, this restraint not only affects the accessibility of insurance for numerous potential users but also limits the overall development and adoption of drone technology in various industries, thereby impacting the market's ability to flourish and evolve.

Market Trends of the Global Drone Insurance Market

The Global Drone Insurance market is witnessing a significant shift towards Usage-Based Insurance (UBI) models, which are revolutionizing how premiums are calculated. Insurers are increasingly leveraging data on risk characteristics, flight patterns, and operational hours to tailor policies to individual operators. This innovative approach not only enhances affordability for infrequent flyers or those operating in lower-risk environments but also promotes responsible usage and safety within the industry. As technology advances and data analytics become more sophisticated, the trend towards UBI is expected to drive market growth, attract new customers, and lead to more personalized insurance offerings in the drone sector.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2025
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Analysis
• Customer Buying Behavior Analysis

Global Drone Insurance Market Size by Insurance Type & CAGR (2026-2033)

• Market Overview
• Drone Third-Party Liability Insurance
• Drone Fuselage Damage Insurance
• Drone Hull Insurance
• Drone Cargo Insurance

Global Drone Insurance Market Size by Application & CAGR (2026-2033)

• Market Overview
• Commercial
• Personal

Global Drone Insurance Market Size by Drone Type & CAGR (2026-2033)

• Market Overview
• Fixed-Wing, Multi-Rotor
• Hybrid

Global Drone Insurance Market Size by Coverage Type & CAGR (2026-2033)

• Market Overview
• Liability Coverage
• Hull Damage
• Loss or Flyway Coverage
• Theft Coverage
• Personal Injury Coverage
• Others

Global Drone Insurance Market Size & CAGR (2026-2033)

• North America (Insurance Type, Application, Drone Type, Coverage Type)
  • US
  • Canada
• Europe (Insurance Type, Application, Drone Type, Coverage Type)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Insurance Type, Application, Drone Type, Coverage Type)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Insurance Type, Application, Drone Type, Coverage Type)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Insurance Type, Application, Drone Type, Coverage Type)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2025
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2025
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2023-2025)

Key Company Profiles

• Moonrock Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Avion Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• American International Group, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SkyWatch
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AIG US
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Coverdrone
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aligned
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thimble Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• USAIG
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BWI
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Towergate
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• InsureTech Connect
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• REIN
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Aerospace Inc
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AutoPylot
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations