市场调查报告书
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1235867
到 2028 年金融云全球市场预测——按组件、部署模型、公司规模、服务、应用程序、最终用户和地区分析Finance Cloud Market Forecasts to 2028 - Global Analysis By Component, By Deployment Model, By Enterprise Size, By Service, By Application, By End User and By Geography |
根据Stratistics MRC,2022年全球金融云市场规模将达到309.8亿美元,预计2028年将达到694.4亿美元,复合年增长率为14.4%。
软件在其中运行并可从多个服务器和设备集中访问的网络称为云。 云是最先进的软件包,其中包含许多用于处理公司财务的强大解决方案。 此外,我们还采用一系列财务管理工具来创建预算、开具发票、跟踪所有支出、批准采购请求和管理付款。 此外,基于云的财务软件允许企业实时监控销售、采购、资产和费用。
根据加拿大皇家银行财富管理公司的数据,北美拥有 790 万高资产净值人士,去年这一人群最为集中。 去年,亚太地区记录了 720 万富裕人士。 高净值人士 (HNWI) 是指财富超过 100 万美元的人。
全球金融云市场的主要驱动力是金融机构对云服务的需求不断增加,以及业务流程的运营效率和透明度不断提高。 由于许多功能优势,例如消除定期更新的需要、降低成本和提高企业灵活性,小型企业也继续看到对云解决方案的需求增加。 因此,全球市场的扩张将受到这些因素的很大影响。
云系统的获取和部署成本通常很高。 IBM、SAP、Oracle 和 Microsoft 等国际软件供应商对其产品收取不合理的高价。 此外,这些软件供应商提供的维护和支持服务非常昂贵。 维护和更新云系统的年度成本包括内部成本(用户培训、IT 工资、项目管理)、外部成本(IT 供应商和承包商)以及支付给云提供商的年度维护和支持费用。
相反,印度、新加坡、澳大利亚、中国和韩国等新兴市场为金融和云公司提供了巨大的增长和产品部署潜力。 此外,这些国家欠发达且资金匮乏,需要具有成本效益和市场扩张机会的解决方案。 此外,银行、金融机构和其他金融机构正迅速将其企业运营数字化,从而显着提高了对云的接受度和采用率,为未来几年的市场开闢了新的途径。
但金融云产业存在数据安全保护、投资维护成本高等问题,拓展空间有限。 数据丢失经常会危及云存储的安全性。 与被盗和共享的信息不同,信息可能会受到计算机病毒、黑客攻击和损坏系统的严重影响。 此外,在预测期内製约金融云市场增长的其他因素包括对监管合规性和知识产权 (IPR) 保护的日益关注。
COVID-19 疫情对金融云服务市场产生了积极影响。 由于全球 COVID-19 病例数量不断增加,经济放缓。 然而,银行、保险和金融服务业在大流行期间继续运作。 由于大流行,金融机构不得不迅速采用远程工作,这导致他们购买了基于云的基础设施。 在 COVID-19 期间,德意志银行与 Google Cloud 宣布了一项为期 10 年的战略云合作伙伴协议。 此次合作有望降低成本、提高成本效率并加速新专业知识的开发。
借助云财务系统,您可以构建单一客户数据库并开始自动化开票、收入管理和其他关键财务程序,使该解决方案成为 2021 年财务云市场中最大的解决方案部分。预计将获得收入份额并在预测期内主导该行业。 出于这个原因,它被认为是盈利和可靠运营并留住客户的最稳健方式。
私有云部分的复合年增长率预计在预测期内最高,因为私有云提供用于管理云应用程序(例如数据存储、监控和安全)的免费工具和服务。 私有云还允许组织从一系列云计算功能中受益,而无需放弃控制、安全和定制。 私有云计算的其他好处包括法规要求、增强的合规性以及增强的访问和安全控制。
预计北美将在 2021 年占据市场主导地位,并在预测期内继续占据主导地位,因为该地区孤立的基础设施随着经济的蓬勃发展和互联网普及率的提高而迁移到云端。 然而,北美金融云市场的增长很大程度上是由于安全性和敏捷性的提高、资本支出 (CapEx) 的减少、IT 管理的改善等。
由于对消费者管理的需求不断增加、客户需求不断扩大以及越来越多地采用云应用程序来管理该地区日益增长的数字化,亚太地区在预测期内将占据最大的市场份额。该市场是有望高速增长。 例如,印度政府正在关注 Aadhaar、Jan Dhan Yojana 和统一支付接口 (UPI) 等金融科技计划,以实现支付流程现代化并促进普惠金融。
金融云市场的主要参与者是: Amazon Web Services, Inc, Cisco Systems, Inc, Acumatica, Inc, International Business Machines Corporation, Microsoft, Aryaka Networks, Inc, Oracle, SAP SE, Unit4, Sage Group Plc, IBM Corporation, Salesforce.com Inc, Workday, Inc、华为技术有限公司等
2022 年 4 月,下一代数字服务和咨询领域的全球领导者 Infosys 宣布推出 Infosys Cobalt Financial Services Cloud,这是一个企业行业云平台,旨在加速整个金融服务行业的云业务价值和创新。宣布它将开始提供
2022 年 4 月,Reorg 的 Credit Cloud 是一个自助服务数据和分析平台,使重组和槓桿化金融市场专业人士能够轻鬆连接、管理和可视化他们在工作流程中所需的数据。. Reorg 是全球领先的信用情报、数据和分析提供商。
2022 年 1 月,BPaaS(业务流程即服务)和 SaaS(软件即服务)提供商 Avaloq 扩大了与加拿大皇家银行 RBC 财富管理在亚洲的长期合作伙伴关係。 这将帮助 RBC 财富管理过渡到基于云的 SaaS 模式,并通过尖端解决方案实现其财富管理平台的现代化。
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根据产品组合、地域分布和战略联盟对主要参与者进行基准测试。
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According to Stratistics MRC, the Global Finance Cloud Market is accounted for $30.98 billion in 2022 and is expected to reach $69.44 billion by 2028 growing at a CAGR of 14.4% during the forecast period. A network where software is run and may be accessed by multiple servers or devices in one go is known as the cloud. It is a cutting-edge software package with lots of robust solutions for handling the business' finances. Additionally, it employs a variety of financial management tools to create budgets, issue invoices, track all expenditures, approve purchase requests, and manage payments. Moreover, the cloud-based financial software enables businesses to monitor sales, purchases, assets, and expenses in real-time.
According to RBC Wealth Management with 7.9 million HNWIs living there, North America had the most significant concentration of such people last year. In the previous year, 7.2 million HNWIs were recorded in the Asia-Pacific. High-net-worth individuals (HNWIs) are those whose wealth exceeds USD 1 million.
The worldwide finance cloud market is primarily driven by rising financial firm demand for cloud services as well as increased operational efficiency and transparency in business processes. Additionally, small and medium-sized businesses continue to experience an increase in demand for cloud solutions because of the many functional advantages they provide, including the elimination of the need for recurring updates, cost savings, and increased company flexibility. Moreover, the expansion of the global market is therefore significantly influenced by these factors.
A cloud system typically has a significant acquisition and implementation cost. Absurdly high prices are demanded for their products by international software vendors, including IBM Corp., SAP, Oracle, and Microsoft. These software vendors also impose significant fees for the maintenance and support services they offer. The overall annual cost of maintaining and updating the cloud system is made up of internal costs (user training, IT salaries, and project management), external costs (IT vendors and contractors), and yearly maintenance and support fees paid to cloud providers.
Conversely, expanding markets like India, Singapore, Australia, China, and South Korea present significant prospects for finance cloud companies to grow and develop their product offerings. Additionally, these nations are in the process of developing and lack financial resources; as a result, they require cost-effective solutions that would provide lucrative opportunities for market expansion. Moreover, banks, financial institutions, and other financing companies are rapidly transitioning to digitalized corporate operations; as a result, acceptance and implementation of the cloud have vastly expanded, which is projected to provide new avenues for the market in the coming years.
However, issues with data security, protection, and expensive investment and maintenance expenses limit the expansion of the finance cloud industry. Data loss frequently places cloud storage's security in jeopardy. Information can be substantially impacted by a computer virus, hacking, or a corrupt system, as opposed to being stolen and shared. Moreover, the other factors constraining the growth of the finance cloud market in the forecast period are the rise in concerns over regulatory compliance and the protection of intellectual property rights (IPR).
The COVID-19 pandemic has a positive impact on the market for financial cloud services. The economy slowed down as a result of an increase in COVID-19 cases across the globe. Nevertheless, throughout the pandemic, the banking, insurance, and financial services sectors remained operational. Financial institutions had to quickly adopt remote working due to the epidemic, which led to the purchase of cloud-based infrastructure. A 10-year strategic cloud partnership contract was announced by Deutsche Bank and Google Cloud during COVID-19. The collaboration is expected to reduce expenses, increase cost-effectiveness, and accelerate the development of new expertise.
Because a user can establish a single client database and initiate automating billing, revenue management, and other crucial financial procedures using a cloud financing system, the solution segment is anticipated to acquire the largest revenue share in the finance cloud market in 2021 and is projected to dominate the same during the forecast period. Therefore, it is considered the most robust method for conducting profitable, reliable operations and retaining clients.
As private clouds offer users tools and services for managing cloud applications, including data storage, monitoring, and security, with no outlay, the private cloud segment is anticipated to grow at the highest CAGR during the projected period. Additionally, organisations can benefit from a variety of cloud computing features without giving up control, security, or customization by utilising the private cloud. Moreover, the ability to enforce regulatory requirements and compliance, as well as more access and security control, are the benefits of private cloud computing.
Since the region's isolated infrastructure has been relocated to the cloud as a result of a booming economy and higher internet penetration rates, North America dominated the market in 2021 and is anticipated to dominate the market during the forecast period. However, the growth of the North American finance cloud market is largely attributed to increased security and agility, decreased capital expenditure (CapEx), and improved IT administration.
Due to increased cloud application deployment to manage the rising demand for consumer management, expanding client needs, and growing digitalization in the area, the market is predicted to grow at the highest pace in Asia Pacific over the forecast period. For instance, the Indian government is focusing on fintech initiatives like Aadhaar, Jan Dhan Yojana, and the Unified Payments Interface (UPI) to modernise payment processes and boost financial inclusion.
Some of the key players in Finance Cloud market include: Amazon Web Services, Inc, Cisco Systems, Inc, Acumatica, Inc, International Business Machines Corporation, Microsoft, Aryaka Networks, Inc., Oracle, SAP SE, Unit4, Sage Group Plc., IBM Corporation, Salesforce.com Inc., Workday, Inc. and Huawei Technologies Co. Ltd.
In April 2022, Infosys, a global leader in next-generation digital services and consulting, announced the launch of Infosys Cobalt Financial Services Cloud, an industry cloud platform for enterprises to accelerate business value and innovation in the cloud across the financial services industry.
In April 2022, Credit Cloud by Reorg is a self-service data and analytics platform that professionals in the restructuring and leveraged finance markets can use to easily connect, manage, and visualize the data necessary for their workflows. Reorg is the top global provider of credit intelligence, data, and analytics.
In January 2022, Avaloq, a provider of business process as a service (BPaaS) and software as a service (SaaS), will expand its long-standing partnership with RBC Wealth Management, a division of the Royal Bank of Canada, throughout Asia. This will help RBC Wealth Management move to a cloud-based SaaS model and modernize the wealth management platform with cutting-edge solutions.
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Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances
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Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.