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市场调查报告书
商品编码
1503342

2030 年商业付款终端市场预测：按产品类型、技术、部署、最终用户和地区进行的全球分析

Commercial Payment Terminals Market Forecasts to 2030 - Global Analysis By Product Type, Technology, Deployment, End User and By Geography
出版日期: | 出版商: Stratistics Market Research Consulting | 英文 200+ Pages | 商品交期: 2-3个工作天内

价格

根据 Stratistics MRC 的数据，全球商业付款终端市场在预测期内将以 14.5% 的复合年增长率成长。

商业付款终端是企业用来处理电子付款（主要透过信用卡或签帐金融卡）的设备。这些终端透过使用磁条、晶片或 NFC（近场通讯）等非接触式方法读取卡片资讯来促进安全交易。连接到各种网路上的付款处理器，以确保资金正确地从客户的银行转移到商家的帐户。现代付款终端通常支援附加功能，例如收据列印、小费选项以及与 POS 系统的整合。我们也支援多种支付方式，包括 Apple Pay 和 Google Pay 等行动钱包，提升客户的便利性和满意度。

根据worldplay统计，签帐金融卡是去年英国最常用的支付方式，分别占POS终端所有支付的45%和28%。

转向无现金交易

信用卡/签帐金融卡、行动付款和数位钱包的普及增加了对先进付款终端的需求。这些终端更加复杂，并提供增强的安全功能、更快的处理速度以及与各种付款方式的更大相容性。公司正在投资这些技术，以满足消费者对方便、安全的付款方式的偏好。因此，在技术进步、对数位付款的监管支持以及减少现金使用的全球趋势的推动下，市场正在经历强劲增长。

安全问题

诈骗、资料外洩和骇客攻击等事件凸显了付款系统的漏洞，导致审查和监管加强。此类安全问题给企业带来沉重负担，需要在高级加密、标记化以及遵守 PCI DSS 等严格标准方面进行大量投资。此外，频繁的更新和维护以防范新威胁可能会导致资源紧张。

行动电子钱包的普及

由于消费者更喜欢行动钱包付款的便利性和速度，企业正在投资现代付款终端来满足这一需求。这一趋势将推动设备功能的技术进步和创新，以提高安全性和使用者体验。因此，商务用付款终端市场正在不断扩大，製造商专注于开发可与行动付款解决方案无缝整合的多功能且面向未来性的终端，从而推动整体市场成长。

与其他付款方式的竞争

P2P（P2P）付款应用程式和加密货币等替代付款方式的竞争将减少对传统卡片交易的依赖，从而对商业付款终端市场产生负面影响。这些替代方案通常绕过传统付款终端，提供直接、免佣金且便捷的交易选项。随着消费者和企业采用这些方法，对传统付款终端的需求可能会下降。这种转变迫使设备提供者进行创新和适应，从而产生阻碍市场成长的额外成本。

COVID-19 的影响

COVID-19大流行对商务用付款终端市场产生了重大影响，加速了向付款和非接触式付款的转变。对病毒感染的健康担忧导致消费者和企业更喜欢电子交易，从而推动了对先进付款终端的需求。零售商和服务供应商已投资非接触式终端来适应这种新的偏好，从而推动市场成长。然而，景气衰退和全球供应链中断暂时减缓了生产和部署。

预计综合付款系统产业将在预测期内成为最大的产业。

整合付款系统预计将成为预测期内最大的细分市场，因为它们将付款处理和库存管理和客户关係管理 (CRM) 等其他业务整合到一个平台中。这种整合简化了商家业务，并提供了无缝且高效的解决方案，减少了对多个设备和系统的需求。因此，对多功能和整合付款终端的需求将会增加，从而推动创新和市场成长。

磁条阅读器市场预计在预测期内复合年增长率最高

由于转向更安全和更先进的付款技术，磁条阅读器领域预计在预测期内将出现最高的复合年增长率。虽然磁条读卡机曾经是常态，但 EMV 晶片卡和非接触式付款的兴起减少了对磁条读卡机的依赖。这种转变将迫使设备製造商创新和升级其设备以支援更新的技术，从而可能减少传统磁条读取器的市场占有率。

占比最大的地区：

预计北美将在预测期内占据最大的市场占有率，因为它处于采用先进付款技术（例如 EMV 晶片卡、非接触式付款以及 Apple Pay 和 Google Pay 等行动钱包）的前沿。这一趋势要求付款终端能力不断升级和创新。此外，PCI DSS 合规性等严格的安全法规正在影响市场，付款终端需要强大的安全功能来防止诈欺和资料洩露，我们正在支援成长。

复合年增长率最高的地区：

由于数位化和智慧型手机普及率的普及，行动钱包和二维码付款等电子付款方式的采用增多，预计亚太地区在预测期内将维持最高的复合年增长率。此外，庞大的人口规模和各个经济区域的崛起为付款终端提供者进入不断增长的市场提供了绝佳的机会。

免费客製化服务：

订阅此报告的客户可以存取以下免费自订选项之一：

  • 公司简介
    • 其他市场参与者的综合分析（最多 3 家公司）
    • 主要企业SWOT分析（最多3家企业）
  • 区域分割
    • 根据客户兴趣对主要国家的市场估计、预测和复合年增长率（註：基于可行性检查）
  • 竞争基准化分析
    • 根据产品系列、地理分布和策略联盟对主要企业基准化分析

目录

第一章执行摘要

第二章 前言

  • 概述
  • 相关利益者
  • 调查范围
  • 调查方法
    • 资料探勘
    • 资料分析
    • 资料检验
    • 研究途径
  • 研究资讯来源
    • 主要研究资讯来源
    • 二次研究资讯来源
    • 先决条件

第三章市场趋势分析

  • 促进因素
  • 抑制因素
  • 机会
  • 威胁
  • 产品分析
  • 技术分析
  • 最终用户分析
  • 新兴市场
  • COVID-19 的影响

第4章波特五力分析

  • 供应商的议价能力
  • 买方议价能力
  • 替代品的威胁
  • 新进入者的威胁
  • 竞争公司之间的敌对关係

第五章全球商业付款终端市场：依产品类型

  • 檯面付款终端
  • 无线/可携式付款终端
  • 行动付款解决方案
  • 综合付款系统
  • 无人付款终端
  • 非接触式/NFC付款终端
  • 多功能付款终端
  • 密码垫片
  • 其他产品类型

第六章全球商业付款终端市场：依技术分类

  • EMV（欧洲支付卡、万事达卡、Visa）
  • NFC（近场通讯）
  • 磁条阅读器
  • 生物识别
  • QR 图码付款
  • 其他技术

第七章全球商业付款终端市场：依发展分类

  • 云端基础的终端
  • 本地端

第八章全球商业付款终端市场：依最终用户分类

  • 零售
  • 款待
  • 卫生保健
  • 运输
  • 电子商务
  • 政府和公共部门
  • 其他最终用户

第九章全球商业付款终端市场：按地区

  • 北美洲
    • 美国
    • 加拿大
    • 墨西哥
  • 欧洲
    • 德国
    • 英国
    • 义大利
    • 法国
    • 西班牙
    • 其他欧洲国家
  • 亚太地区
    • 日本
    • 中国
    • 印度
    • 澳洲
    • 纽西兰
    • 韩国
    • 其他亚太地区
  • 南美洲
    • 阿根廷
    • 巴西
    • 智利
    • 南美洲其他地区
  • 中东/非洲
    • 沙乌地阿拉伯
    • 阿拉伯聯合大公国
    • 卡达
    • 南非
    • 其他中东和非洲

第10章 主要进展

  • 合约、伙伴关係、协作和合资企业
  • 收购和合併
  • 新产品发布
  • 业务扩展
  • 其他关键策略

第十一章 公司概况

  • Adyen
  • BullGuard Secure
  • Castles Technology
  • Diebold Nixdorf
  • Elavon
  • Fiserv
  • Global Payments Inc
  • Ingenico Group
  • NCR Corporation
  • Newland Payment Technology
  • NEXGO
  • PAX Technology
  • PayPal
  • Pioneer POS
  • SQUARE
  • SumUp
  • Toshiba Global Commerce Solutions
  • Verifone
  • Worldline
Product Code: SMRC26508

According to Stratistics MRC, the Global Commercial Payment Terminals Market is growing at a CAGR of 14.5% during the forecast period. Commercial payment terminals are devices used by businesses to process electronic payments, primarily through credit and debit cards. These terminals facilitate secure transactions by reading card information via magnetic stripes, chips, or contactless methods like NFC (Near Field Communication). They connect to payment processors over various networks, ensuring that the funds are appropriately transferred from the customer's bank to the merchant's account. Modern payment terminals often support additional functionalities, such as printing receipts, tipping options, and integration with point-of-sale (POS) systems. They can also handle various payment methods, including mobile wallets like Apple Pay and Google Pay, enhancing customer convenience and satisfaction.

According to statistics from worldplay the most popular payment method in the UK last year was debit cards which accounted for 45 % and 28 % respectively of all payments made at POS terminals

Market Dynamics:

Driver:

Shift towards cashless transactions

Increased adoption of credit/debit cards, mobile payments, and digital wallets has driven demand for advanced payment terminals. These terminals are becoming more sophisticated, offering enhanced security features, faster processing speeds, and greater compatibility with various payment methods. Businesses are investing in these technologies to meet consumer preferences for convenient and secure payment options. Consequently, the market is experiencing robust growth, fueled by technological advancements, regulatory support for digital payments, and a global trend towards reducing cash usage.

Restraint:

Security concerns

Incidents of fraud, data breaches, and hacking attacks highlight vulnerabilities in payment systems, leading to increased scrutiny and regulatory pressures. These security issues necessitate significant investments in advanced encryption, tokenization, and compliance with stringent standards like PCI DSS, which can be costly for businesses. Additionally, frequent updates and maintenance to safeguard against emerging threats can strain resources.

Opportunity:

Increasing adoption of mobile wallets

As consumers prefer the convenience and speed of mobile wallet transactions, businesses are investing in updated payment terminals to accommodate this demand. This trend encourages technological advancements and innovation in terminal features, enhancing security and user experience. Consequently, the market for commercial payment terminals is expanding, with manufacturers focusing on developing versatile, future-proof devices that seamlessly integrate with mobile payment solutions, thereby boosting overall market growth.

Threat:

Competition from alternative payment methods

Competition from alternative payment methods, such as peer-to-peer (P2P) payment apps and cryptocurrency, negatively impacts the commercial payment terminals market by reducing reliance on traditional card-based transactions. These alternatives often bypass traditional payment terminals, offering direct, fee-free, and convenient transaction options. As consumers and businesses adopt these methods, demand for conventional payment terminals may decline. This shift forces terminal providers to innovate and adapt, incurring additional costs hampering the growth of the market.

Covid-19 Impact

The COVID-19 pandemic significantly impacted the commercial payment terminals market by accelerating the shift towards cashless and contactless payments. Health concerns over virus transmission prompted consumers and businesses to favor electronic transactions, driving demand for advanced payment terminals. Retailers and service providers invested in contactless-enabled devices to meet this new preference, enhancing market growth. However, the economic downturn and disruptions in global supply chains caused temporary slowdowns in production and deployment.

The integrated payment system segment is expected to be the largest during the forecast period

The integrated payment system is expected to be the largest during the forecast period as these systems combine payment processing with other business operations, such as inventory management and customer relationship management (CRM), into a single platform. This integration streamlines operations for merchants, offering a seamless and efficient solution that reduces the need for multiple devices and systems. Consequently, demand for multifunctional, integrated payment terminals increases, driving innovation and market growth.

The magnetic stripe readers segment is expected to have the highest CAGR during the forecast period

The magnetic stripe readers segment is expected to have the highest CAGR during the forecast period due to the shift towards more secure and advanced payment technologies. While they were once standard, the rise of EMV chip cards and contactless payments has led to a decline in reliance on magnetic stripe readers. This shift pressures terminal manufacturers to innovate and upgrade their devices to support newer technologies, potentially reducing the market share of traditional magnetic stripe readers.

Region with largest share:

North America is projected to hold the largest market share during the forecast period as the region is at the forefront of adopting advanced payment technologies, including EMV chip cards, contactless payments, and mobile wallets like Apple Pay and Google Pay. This trend demands continual upgrades and innovation in payment terminal features. Moreover stringent security regulations, such as PCI DSS compliance, influence the market, necessitating robust security features in payment terminals to protect against fraud and data breaches drive the market growth in this region.

Region with highest CAGR:

Asia Pacific is projected to hold the highest CAGR over the forecast period owing to region's increasing digitalization and smartphone penetration are driving the adoption of electronic payment methods, including mobile wallets and QR code payments. In addition the sheer size of the population and the emergence of various economies present vast opportunities for payment terminal providers to tap into a growing market.

Key players in the market

Some of the key players in Commercial Payment Terminals market include Adyen, BullGuard Secure, Castles Technology, Diebold Nixdorf, Elavon, Fiserv, Global Payments Inc, Ingenico Group, NCR Corporation, Newland Payment Technology, NEXGO, PAX Technology, PayPal, Pioneer POS, SQUARE, SumUp, Toshiba Global Commerce Solutions, Verifone and Worldline

Key Developments:

In March 2024, Ingenico, Binance and Nilos join forces to facilitate cryptocurrency acceptance. The new solution allows customers to make purchases in-store using cryptocurrencies and enables merchants to be directly compensated in their local currencies.

In January 2024, Global Payments and Commerzbank Announce Joint Venture in Germany. The new entity, Commerz Globalpay GmbH, is expected to launch in the first half of 2024 and will provide a comprehensive suite of innovative omnichannel payment

In January 2024, Ingenico partners with Cybersource to enable secured unified commerce solution. The partnership will create a global unified commerce solution for use in Asia Pacific first, followed by other regions.

Product Types Covered:

  • Countertop Payment Terminals
  • Wireless/Portable Payment Terminals
  • Mobile Payment Solutions
  • Integrated Payment Systems
  • Unattended Payment Terminals
  • Contactless/NFC Payment Terminals
  • Multifunctional Payment Terminals
  • PIN Pads
  • Other Product Types

Technologies Covered:

  • EMV (Europay, Mastercard, Visa)
  • NFC (Near Field Communication)
  • Magnetic Stripe Readers
  • Biometric Authentication
  • QR Code Payments
  • Other Technologies

Deployments Covered:

  • Cloud-Based Terminals
  • On-Premise Terminals

End Users Covered:

  • Retail
  • Hospitality
  • Healthcare
  • Transportation
  • E-commerce
  • Government & Public Sector
  • Other End Users

Regions Covered:

  • North America
    • US
    • Canada
    • Mexico
  • Europe
    • Germany
    • UK
    • Italy
    • France
    • Spain
    • Rest of Europe
  • Asia Pacific
    • Japan
    • China
    • India
    • Australia
    • New Zealand
    • South Korea
    • Rest of Asia Pacific
  • South America
    • Argentina
    • Brazil
    • Chile
    • Rest of South America
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • Qatar
    • South Africa
    • Rest of Middle East & Africa

What our report offers:

  • Market share assessments for the regional and country-level segments
  • Strategic recommendations for the new entrants
  • Covers Market data for the years 2022, 2023, 2024, 2026, and 2030
  • Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
  • Strategic recommendations in key business segments based on the market estimations
  • Competitive landscaping mapping the key common trends
  • Company profiling with detailed strategies, financials, and recent developments
  • Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

  • Company Profiling
    • Comprehensive profiling of additional market players (up to 3)
    • SWOT Analysis of key players (up to 3)
  • Regional Segmentation
    • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
  • Competitive Benchmarking
    • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

  • 2.1 Abstract
  • 2.2 Stake Holders
  • 2.3 Research Scope
  • 2.4 Research Methodology
    • 2.4.1 Data Mining
    • 2.4.2 Data Analysis
    • 2.4.3 Data Validation
    • 2.4.4 Research Approach
  • 2.5 Research Sources
    • 2.5.1 Primary Research Sources
    • 2.5.2 Secondary Research Sources
    • 2.5.3 Assumptions

3 Market Trend Analysis

  • 3.1 Introduction
  • 3.2 Drivers
  • 3.3 Restraints
  • 3.4 Opportunities
  • 3.5 Threats
  • 3.6 Product Analysis
  • 3.7 Technology Analysis
  • 3.8 End User Analysis
  • 3.9 Emerging Markets
  • 3.10 Impact of Covid-19

4 Porters Five Force Analysis

  • 4.1 Bargaining power of suppliers
  • 4.2 Bargaining power of buyers
  • 4.3 Threat of substitutes
  • 4.4 Threat of new entrants
  • 4.5 Competitive rivalry

5 Global Commercial Payment Terminals Market, By Product Type

  • 5.1 Introduction
  • 5.2 Countertop Payment Terminals
  • 5.3 Wireless/Portable Payment Terminals
  • 5.4 Mobile Payment Solutions
  • 5.5 Integrated Payment Systems
  • 5.6 Unattended Payment Terminals
  • 5.7 Contactless/NFC Payment Terminals
  • 5.8 Multifunctional Payment Terminals
  • 5.9 PIN Pads
  • 5.10 Other Product Types

6 Global Commercial Payment Terminals Market, By Technology

  • 6.1 Introduction
  • 6.2 EMV (Europay, Mastercard, Visa)
  • 6.3 NFC (Near Field Communication)
  • 6.4 Magnetic Stripe Readers
  • 6.5 Biometric Authentication
  • 6.6 QR Code Payments
  • 6.7 Other Technologies

7 Global Commercial Payment Terminals Market, By Deployment

  • 7.1 Introduction
  • 7.2 Cloud-Based Terminals
  • 7.3 On-Premise Terminals

8 Global Commercial Payment Terminals Market, By End User

  • 8.1 Introduction
  • 8.2 Retail
  • 8.3 Hospitality
  • 8.4 Healthcare
  • 8.5 Transportation
  • 8.6 E-commerce
  • 8.7 Government & Public Sector
  • 8.8 Other End Users

9 Global Commercial Payment Terminals Market, By Geography

  • 9.1 Introduction
  • 9.2 North America
    • 9.2.1 US
    • 9.2.2 Canada
    • 9.2.3 Mexico
  • 9.3 Europe
    • 9.3.1 Germany
    • 9.3.2 UK
    • 9.3.3 Italy
    • 9.3.4 France
    • 9.3.5 Spain
    • 9.3.6 Rest of Europe
  • 9.4 Asia Pacific
    • 9.4.1 Japan
    • 9.4.2 China
    • 9.4.3 India
    • 9.4.4 Australia
    • 9.4.5 New Zealand
    • 9.4.6 South Korea
    • 9.4.7 Rest of Asia Pacific
  • 9.5 South America
    • 9.5.1 Argentina
    • 9.5.2 Brazil
    • 9.5.3 Chile
    • 9.5.4 Rest of South America
  • 9.6 Middle East & Africa
    • 9.6.1 Saudi Arabia
    • 9.6.2 UAE
    • 9.6.3 Qatar
    • 9.6.4 South Africa
    • 9.6.5 Rest of Middle East & Africa

10 Key Developments

  • 10.1 Agreements, Partnerships, Collaborations and Joint Ventures
  • 10.2 Acquisitions & Mergers
  • 10.3 New Product Launch
  • 10.4 Expansions
  • 10.5 Other Key Strategies

11 Company Profiling

  • 11.1 Adyen
  • 11.2 BullGuard Secure
  • 11.3 Castles Technology
  • 11.4 Diebold Nixdorf
  • 11.5 Elavon
  • 11.6 Fiserv
  • 11.7 Global Payments Inc
  • 11.8 Ingenico Group
  • 11.9 NCR Corporation
  • 11.10 Newland Payment Technology
  • 11.11 NEXGO
  • 11.12 PAX Technology
  • 11.13 PayPal
  • 11.14 Pioneer POS
  • 11.15 SQUARE
  • 11.16 SumUp
  • 11.17 Toshiba Global Commerce Solutions
  • 11.18 Verifone
  • 11.19 Worldline

List of Tables

  • Table 1 Global Commercial Payment Terminals Market Outlook, By Region (2022-2030) ($MN)
  • Table 2 Global Commercial Payment Terminals Market Outlook, By Product Type (2022-2030) ($MN)
  • Table 3 Global Commercial Payment Terminals Market Outlook, By Countertop Payment Terminals (2022-2030) ($MN)
  • Table 4 Global Commercial Payment Terminals Market Outlook, By Wireless/Portable Payment Terminals (2022-2030) ($MN)
  • Table 5 Global Commercial Payment Terminals Market Outlook, By Mobile Payment Solutions (2022-2030) ($MN)
  • Table 6 Global Commercial Payment Terminals Market Outlook, By Integrated Payment Systems (2022-2030) ($MN)
  • Table 7 Global Commercial Payment Terminals Market Outlook, By Unattended Payment Terminals (2022-2030) ($MN)
  • Table 8 Global Commercial Payment Terminals Market Outlook, By Contactless/NFC Payment Terminals (2022-2030) ($MN)
  • Table 9 Global Commercial Payment Terminals Market Outlook, By Multifunctional Payment Terminals (2022-2030) ($MN)
  • Table 10 Global Commercial Payment Terminals Market Outlook, By PIN Pads (2022-2030) ($MN)
  • Table 11 Global Commercial Payment Terminals Market Outlook, By Other Product Types (2022-2030) ($MN)
  • Table 12 Global Commercial Payment Terminals Market Outlook, By Technology (2022-2030) ($MN)
  • Table 13 Global Commercial Payment Terminals Market Outlook, By EMV (Europay, Mastercard, Visa) (2022-2030) ($MN)
  • Table 14 Global Commercial Payment Terminals Market Outlook, By NFC (Near Field Communication) (2022-2030) ($MN)
  • Table 15 Global Commercial Payment Terminals Market Outlook, By Magnetic Stripe Readers (2022-2030) ($MN)
  • Table 16 Global Commercial Payment Terminals Market Outlook, By Biometric Authentication (2022-2030) ($MN)
  • Table 17 Global Commercial Payment Terminals Market Outlook, By QR Code Payments (2022-2030) ($MN)
  • Table 18 Global Commercial Payment Terminals Market Outlook, By Other Technologies (2022-2030) ($MN)
  • Table 19 Global Commercial Payment Terminals Market Outlook, By Deployment (2022-2030) ($MN)
  • Table 20 Global Commercial Payment Terminals Market Outlook, By Cloud-Based Terminals (2022-2030) ($MN)
  • Table 21 Global Commercial Payment Terminals Market Outlook, By On-Premise Terminals (2022-2030) ($MN)
  • Table 22 Global Commercial Payment Terminals Market Outlook, By End User (2022-2030) ($MN)
  • Table 23 Global Commercial Payment Terminals Market Outlook, By Retail (2022-2030) ($MN)
  • Table 24 Global Commercial Payment Terminals Market Outlook, By Hospitality (2022-2030) ($MN)
  • Table 25 Global Commercial Payment Terminals Market Outlook, By Healthcare (2022-2030) ($MN)
  • Table 26 Global Commercial Payment Terminals Market Outlook, By Transportation (2022-2030) ($MN)
  • Table 27 Global Commercial Payment Terminals Market Outlook, By E-commerce (2022-2030) ($MN)
  • Table 28 Global Commercial Payment Terminals Market Outlook, By Government & Public Sector (2022-2030) ($MN)
  • Table 29 Global Commercial Payment Terminals Market Outlook, By Other End Users (2022-2030) ($MN)

Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.