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市场调查报告书
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1822505

2032 年监管科技市场预测：按组件、部署类型、公司规模、应用、最终用户和地区进行的全球分析

RegTech Market Forecasts to 2032 - Global Analysis By Component (Solutions and Services), Deployment Type (Cloud and On-Premises), Enterprise Size (Small & Medium Enterprises (SMEs) and Large Enterprises), Application, End User and By Geography
出版日期: | 出版商: Stratistics Market Research Consulting | 英文 200+ Pages | 商品交期: 2-3个工作天内

价格

根据 Stratistics MRC 的数据，全球监管科技市场预计在 2025 年达到 260.8 亿美元，到 2032 年将达到 1,162.6 亿美元，预测期内的复合年增长率为 23.8%。

RegTech 指的是监管技术，它利用人工智慧、区块链和巨量资料分析等先进技术，简化并自动化金融机构和企业的监管合规流程。 RegTech 市场涵盖的解决方案能够增强风险管理、监控、报告和诈欺侦测，同时降低营运成本并减少人为错误。日益复杂的监管、日益增长的金融数位化以及对高效合规管理的需求，正在推动该市场在全球范围内的快速应用和扩张。

据美国财政部称，金融机构每年在合规方面花费超过 610 亿美元，这推动了对减少人工工作和改善风险检测的监管科技解决方案的需求。

日益复杂的法规

随着金融机构应对错综复杂的合规要求（这些要求通常因司法管辖区而异），对自动化解决方案的需求日益增长。监管科技平台有助于即时监控、彙报和适应监管变化，从而降低风险并确保合规。这种复杂性加上对效率的需求，促使企业采用先进技术，使监管科技成为任何现代合规策略中不可或缺的工具。

资料隐私

资料隐私仍然是监管科技应用面临的关键挑战。 《一般资料保护规范》(GDPR) 和《加州消费者隐私法案》(CCPA) 等严格法规使企业对与第三方解决方案共用敏感资讯保持谨慎。为了赢得信任，监管科技提供者必须确保其拥有强大的资料保护机制，包括加密和匿名化。如果未能解决这些问题，可能会导致法律后果和声誉损害，从而阻碍监管科技解决方案在敏感领域的广泛应用。

非金融部门的需求

虽然金融服务业是领先的采用者，但非金融业也逐渐意识到监管科技的价值。医疗保健、通讯和能源等行业正面临日益增长的监管压力，并转向监管科技以实现合规自动化。这种多元化拓展了市场的范围和潜力，在这些行业寻求客製化解决方案来管理其独特的监管环境之际，开闢了新的成长途径。

各国监理差异

各国监管标准的不一致对监管科技市场构成重大威胁。在国际上运作的公司必须应对错综复杂的监管法规，这导致合规成本增加和营运复杂性增加。例如，虽然欧盟的MiCA框架允许跨境许可证“通行证”，但法国等国家对执法不一致表示担忧，这可能会损害投资者保护。这种差异可能会阻碍全球监管科技解决方案的无缝衔接。

COVID-19的影响：

随着企业转向远距办公，新冠疫情加速了监管科技 (RegTech) 解决方案的采用。数位交易和远距办公环境的激增，增加了网路威胁和合规挑战的风险。监管科技平台使企业能够保持合规性、监控交易并即时侦测诈欺活动，从而确保危机期间的业务永续营运和监管合规性。

解决方案部分预计将成为预测期内最大的部分

预计解决方案细分市场将在预测期内占据最大市场份额。这一成长源于对提供即时监控、彙报和风险管理功能的全面合规工具日益增长的需求。企业正在投资端到端解决方案，这些解决方案能够与现有系统无缝集成，并提供应对监管挑战的整体方案。对此类整合解决方案的需求反映了产业向全面合规框架的转变，预计将提升该细分市场的市场份额。

预计欺诈管理部门在预测期内将以最高的复合年增长率成长

预计欺诈管理领域将在预测期内实现最高成长率。这项快速成长的动力源自于网路威胁和诈欺活动日益复杂，促使企业投资先进的诈欺侦测和预防工具。配备机器学习和人工智慧功能的监管科技 (RegTech) 解决方案能够即时识别异常情况和潜在的诈骗活动，从而提高数位交易的安全性和信任度。对强大欺诈管理系统日益增长的需求预计将推动该领域的快速扩张。

占比最大的地区：

预计北美地区将在预测期内占据最大的市场份额。这一优势得益于其成熟的金融业、严格的监管要求以及较高的技术采用率。美国和加拿大等国家处于监管科技创新的前沿，许多新兴经济体和成熟企业正在开发尖端的合规解决方案。该地区良好的法规环境和对高效合规机制的需求，使其在全球监管科技市场中占据主导地位。

复合年增长率最高的地区：

预计亚太地区将在预测期内实现最高的复合年增长率。印度、中国和新加坡等国的快速经济成长、数位化的提高以及金融服务的扩张正在推动这一成长。该地区多元化的监管格局以及对可扩展合规解决方案的需求，为监管科技 (RegTech) 提供者创造了巨大的机会。此外，金融科技Start-Ups的崛起以及政府推动数位经济的倡议预计将进一步加速监管科技解决方案的采用，使亚太地区成为高成长市场。

部署类型

  • 云
  • 本地部署

提供免费客製化：

此报告的订阅者可以使用以下免费自订选项之一：

  • 公司简介
    • 对最多三家其他市场公司进行全面分析
    • 主要企业的SWOT分析（最多3家公司）
  • 区域细分
    • 根据客户兴趣对主要国家进行的市场估计、预测和复合年增长率（註：基于可行性检查）
  • 竞争基准化分析
    • 根据产品系列、地理分布和策略联盟对主要企业基准化分析

目录

第一章执行摘要

第二章 前言

  • 概述
  • 相关利益者
  • 调查范围
  • 调查方法
    • 资料探勘
    • 数据分析
    • 数据检验
    • 研究途径
  • 研究材料
    • 主要研究资料
    • 次级研究资讯来源
    • 先决条件

第三章市场走势分析

  • 驱动程式
  • 抑制因素
  • 机会
  • 威胁
  • 应用分析
  • 最终用户分析
  • 新兴市场
  • COVID-19的影响

第四章 波特五力分析

  • 供应商的议价能力
  • 买方的议价能力
  • 替代品的威胁
  • 新进入者的威胁
  • 竞争对手之间的竞争

第五章 全球监管科技市场构成

  • 解决方案
  • 服务

第六章 全球监管科技市场（依部署类型）

  • 云
  • 本地部署

第七章 全球监管科技市场（依公司规模）

  • 小型企业
  • 大公司

第八章：全球监管科技市场（按应用）

  • 风险与合规管理
  • 身分管理
  • 监管报告
  • 欺诈管理
  • 反洗钱（AML）和打击恐怖主义融资（CTF）
  • 交易监控
  • 其他用途

第九章 全球监管科技市场（按最终用户）

  • 银行
  • 保险公司
  • 金融科技公司
  • 政府和监管机构
  • 其他最终用户

第 10 章：全球监管科技市场（按地区）

  • 北美洲
    • 美国
    • 加拿大
    • 墨西哥
  • 欧洲
    • 德国
    • 英国
    • 义大利
    • 法国
    • 西班牙
    • 其他欧洲国家
  • 亚太地区
    • 日本
    • 中国
    • 印度
    • 澳洲
    • 纽西兰
    • 韩国
    • 其他亚太地区
  • 南美洲
    • 阿根廷
    • 巴西
    • 智利
    • 南美洲其他地区
  • 中东和非洲
    • 沙乌地阿拉伯
    • 阿拉伯聯合大公国
    • 卡达
    • 南非
    • 其他中东和非洲地区

第十一章 重大进展

  • 协议、伙伴关係、合作和合资企业
  • 收购与合併
  • 新产品发布
  • 业务扩展
  • 其他关键策略

第十二章 公司概况

  • ComplyAdvantage Ltd
  • Trulioo Inc.
  • Onfido Ltd
  • AxiomSL, Inc.
  • Fenergo Limited
  • NICE Ltd
  • Wolters Kluwer NV
  • Thomson Reuters Corporation
  • LexisNexis Risk Solutions
  • SAS Institute Inc.
  • MetricStream Inc.
  • Broadridge Financial Solutions, Inc.
  • Fidelity National Information Services, Inc.（FIS）
  • Jumio Corporation
  • Chainalysis Inc.
  • ThetaRay Ltd
  • Ascent Technologies, Inc.
  • ACTICO GmbH.
Product Code: SMRC31260

According to Stratistics MRC, the Global RegTech Market is accounted for $26.08 billion in 2025 and is expected to reach $116.26 billion by 2032 growing at a CAGR of 23.8% during the forecast period. RegTech, short for Regulatory Technology uses advanced technologies such as AI, blockchain, and big data analytics to streamline and automate regulatory compliance processes for financial institutions and enterprises. The RegTech market encompasses solutions that enhance risk management, monitoring, reporting, and fraud detection while reducing operational costs and human error. Growing regulatory complexity, increasing digitalization in finance, and the demand for efficient compliance management are driving the rapid adoption and expansion of this market globally.

According to the U.S. Department of the Treasury, financial institutions spend over $61 billion annually on compliance, driving demand for RegTech solutions that reduce manual workloads and improve risk detection.

Market Dynamics:

Driver:

Increasing regulatory complexity

As financial institutions navigate a labyrinth of compliance requirements, often varying across jurisdictions, the demand for automated solutions intensifies. RegTech platforms facilitate real-time monitoring, reporting, and adaptation to regulatory changes, thereby mitigating risks and ensuring adherence. This complexity, coupled with the need for efficiency, propels organizations to adopt advanced technologies, positioning RegTech as an indispensable tool in modern compliance strategies.

Restraint:

Data privacy

Data privacy remains a significant challenge for RegTech adoption. With stringent regulations like GDPR and CCPA, organizations are cautious about sharing sensitive information with third-party solutions. RegTech providers must ensure robust data protection mechanisms, including encryption and anonymization, to gain trust. Failure to address these concerns can lead to legal repercussions and damage to reputation, hindering the widespread acceptance of RegTech solutions in sensitive sectors.

Opportunity:

Demand from non-financial sectors

While financial services have been the primary adopters, non-financial sectors are increasingly recognizing the value of RegTech. Industries such as healthcare, telecommunications, and energy face mounting regulatory pressures and are turning to RegTech for compliance automation. This diversification opens new avenues for growth, as these sectors seek tailored solutions to manage their unique regulatory landscapes, thereby broadening the market's scope and potential.

Threat:

Regulatory divergence across countries

The inconsistency in regulatory standards across countries poses a significant threat to the RegTech market. Firms operating internationally must navigate a patchwork of regulations, leading to increased compliance costs and operational complexities. For instance, the EU's MiCA framework allows cross-border "passporting" of licenses, yet countries like France have expressed concerns over inconsistent enforcement, potentially undermining investor protection. Such disparities can impede the seamless implementation of RegTech solutions globally.

Covid-19 Impact:

The COVID-19 pandemic accelerated the adoption of RegTech solutions as businesses shifted to remote operations. The surge in digital transactions and remote work environments heightened the risk of cyber threats and compliance challenges. RegTech platforms enabled organizations to maintain compliance, monitor transactions, and detect fraudulent activities in real-time, ensuring business continuity and regulatory adherence during the crisis.

The solutions segment is expected to be the largest during the forecast period

The solutions segment is expected to account for the largest market share during the forecast period. This growth is driven by the increasing need for comprehensive compliance tools that offer real-time monitoring, reporting, and risk management capabilities. Organizations are investing in end-to-end solutions that integrate seamlessly with existing systems, providing a holistic approach to regulatory challenges. The demand for such integrated solutions is expected to propel the segment's market share, reflecting the industry's shift towards comprehensive compliance frameworks.

The fraud management segment is expected to have the highest CAGR during the forecast period

Over the forecast period, the fraud management segment is predicted to witness the highest growth rate. This surge is attributed to the increasing sophistication of cyber threats and fraudulent activities, prompting organizations to invest in advanced fraud detection and prevention tools. RegTech solutions equipped with machine learning and AI capabilities are enabling real-time identification of anomalies and potential fraud, thereby enhancing security and trust in digital transactions. The escalating need for robust fraud management systems is expected to drive the segment's rapid expansion.

Region with largest share:

During the forecast period, the North America region is expected to hold the largest market share. This dominance is attributed to the presence of a well-established financial sector, stringent regulatory requirements, and a high rate of technological adoption. Countries like the United States and Canada are at the forefront of RegTech innovation, with numerous startups and established firms developing cutting-edge compliance solutions. The region's supportive regulatory environment and demand for efficient compliance mechanisms contribute to its leading position in the global RegTech market.

Region with highest CAGR:

Over the forecast period, the Asia Pacific region is anticipated to exhibit the highest CAGR. Rapid economic growth, increasing digitalization, and the expansion of financial services in countries like India, China, and Singapore are driving this growth. The region's diverse regulatory landscapes and the need for scalable compliance solutions present significant opportunities for RegTech providers. Additionally, the rise of fintech startups and government initiatives to promote digital economies are expected to further accelerate the adoption of RegTech solutions, positioning Asia Pacific as a high-growth market.

Key players in the market

Some of the key players in RegTech Market include ComplyAdvantage Ltd, Trulioo Inc., Onfido Ltd, AxiomSL, Inc., Fenergo Limited, NICE Ltd, Wolters Kluwer N.V., Thomson Reuters Corporation, LexisNexis Risk Solutions, SAS Institute Inc., MetricStream Inc., Broadridge Financial Solutions, Inc., Fidelity National Information Services, Inc. (FIS), Jumio Corporation, Chainalysis Inc., ThetaRay Ltd, Ascent Technologies, Inc., ACTICO GmbH.

Key Developments:

In September 2025, ComplyAdvantage announced collaboration with Greenlite AI to integrate AI agents into their financial crime compliance processes. This partnership aims to reduce false positives and enhance the efficiency of alert management and case handling.

In August 2025, Thomson Reuters Corporation, a global content and technology company, today announced the launch of its next-generation AI solutions, purpose-built for professionals. Together, these new solutions - including CoCounsel Legal, AI-enhanced Legal Tracker, and CoCounsel Tax - support the end-to-end workflows for tax, accounting, legal, compliance, global trade, and other key enabling functions for businesses across the globe.

In March 2025, Trulioo, an industry-leading identity platform with proven global coverage for person and business verification, today announced across-the-board advances in its state-of-the-art Identity Document Verification from continuous innovation around proprietary AI and machine learning models.

Components Covered:

  • Solutions
  • Services

Deployment Types:

  • Cloud
  • On-Premises

Enterprise Sizes Covered:

  • Small & Medium Enterprises (SMEs)
  • Large Enterprises

Applications Covered:

  • Risk & Compliance Management
  • Identity Management
  • Regulatory Reporting
  • Fraud Management
  • Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF)
  • Transaction Monitoring
  • Other Applications

End Users Covered:

  • Banks
  • Insurance Companies
  • FinTech Firms
  • Government & Regulatory Bodies
  • Other End Users

Regions Covered:

  • North America
    • US
    • Canada
    • Mexico
  • Europe
    • Germany
    • UK
    • Italy
    • France
    • Spain
    • Rest of Europe
  • Asia Pacific
    • Japan
    • China
    • India
    • Australia
    • New Zealand
    • South Korea
    • Rest of Asia Pacific
  • South America
    • Argentina
    • Brazil
    • Chile
    • Rest of South America
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • Qatar
    • South Africa
    • Rest of Middle East & Africa

What our report offers:

  • Market share assessments for the regional and country-level segments
  • Strategic recommendations for the new entrants
  • Covers Market data for the years 2024, 2025, 2026, 2028, and 2032
  • Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
  • Strategic recommendations in key business segments based on the market estimations
  • Competitive landscaping mapping the key common trends
  • Company profiling with detailed strategies, financials, and recent developments
  • Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

  • Company Profiling
    • Comprehensive profiling of additional market players (up to 3)
    • SWOT Analysis of key players (up to 3)
  • Regional Segmentation
    • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
  • Competitive Benchmarking
    • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

  • 2.1 Abstract
  • 2.2 Stake Holders
  • 2.3 Research Scope
  • 2.4 Research Methodology
    • 2.4.1 Data Mining
    • 2.4.2 Data Analysis
    • 2.4.3 Data Validation
    • 2.4.4 Research Approach
  • 2.5 Research Sources
    • 2.5.1 Primary Research Sources
    • 2.5.2 Secondary Research Sources
    • 2.5.3 Assumptions

3 Market Trend Analysis

  • 3.1 Introduction
  • 3.2 Drivers
  • 3.3 Restraints
  • 3.4 Opportunities
  • 3.5 Threats
  • 3.6 Application Analysis
  • 3.7 End User Analysis
  • 3.8 Emerging Markets
  • 3.9 Impact of Covid-19

4 Porters Five Force Analysis

  • 4.1 Bargaining power of suppliers
  • 4.2 Bargaining power of buyers
  • 4.3 Threat of substitutes
  • 4.4 Threat of new entrants
  • 4.5 Competitive rivalry

5 Global RegTech Market, By Component

  • 5.1 Introduction
  • 5.2 Solutions
  • 5.3 Services

6 Global RegTech Market, By Deployment Type

  • 6.1 Introduction
  • 6.2 Cloud
  • 6.3 On-Premises

7 Global RegTech Market, By Enterprise Size

  • 7.1 Introduction
  • 7.2 Small & Medium Enterprises (SMEs)
  • 7.3 Large Enterprises

8 Global RegTech Market, By Application

  • 8.1 Introduction
  • 8.2 Risk & Compliance Management
  • 8.3 Identity Management
  • 8.4 Regulatory Reporting
  • 8.5 Fraud Management
  • 8.6 Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF)
  • 8.7 Transaction Monitoring
  • 8.8 Other Applications

9 Global RegTech Market, By End User

  • 9.1 Introduction
  • 9.2 Banks
  • 9.3 Insurance Companies
  • 9.4 FinTech Firms
  • 9.5 Government & Regulatory Bodies
  • 9.6 Other End Users

10 Global RegTech Market, By Geography

  • 10.1 Introduction
  • 10.2 North America
    • 10.2.1 US
    • 10.2.2 Canada
    • 10.2.3 Mexico
  • 10.3 Europe
    • 10.3.1 Germany
    • 10.3.2 UK
    • 10.3.3 Italy
    • 10.3.4 France
    • 10.3.5 Spain
    • 10.3.6 Rest of Europe
  • 10.4 Asia Pacific
    • 10.4.1 Japan
    • 10.4.2 China
    • 10.4.3 India
    • 10.4.4 Australia
    • 10.4.5 New Zealand
    • 10.4.6 South Korea
    • 10.4.7 Rest of Asia Pacific
  • 10.5 South America
    • 10.5.1 Argentina
    • 10.5.2 Brazil
    • 10.5.3 Chile
    • 10.5.4 Rest of South America
  • 10.6 Middle East & Africa
    • 10.6.1 Saudi Arabia
    • 10.6.2 UAE
    • 10.6.3 Qatar
    • 10.6.4 South Africa
    • 10.6.5 Rest of Middle East & Africa

11 Key Developments

  • 11.1 Agreements, Partnerships, Collaborations and Joint Ventures
  • 11.2 Acquisitions & Mergers
  • 11.3 New Product Launch
  • 11.4 Expansions
  • 11.5 Other Key Strategies

12 Company Profiling

  • 12.1 ComplyAdvantage Ltd
  • 12.2 Trulioo Inc.
  • 12.3 Onfido Ltd
  • 12.4 AxiomSL, Inc.
  • 12.5 Fenergo Limited
  • 12.6 NICE Ltd
  • 12.7 Wolters Kluwer N.V.
  • 12.8 Thomson Reuters Corporation
  • 12.9 LexisNexis Risk Solutions
  • 12.10 SAS Institute Inc.
  • 12.11 MetricStream Inc.
  • 12.12 Broadridge Financial Solutions, Inc.
  • 12.13 Fidelity National Information Services, Inc. (FIS)
  • 12.14 Jumio Corporation
  • 12.15 Chainalysis Inc.
  • 12.16 ThetaRay Ltd
  • 12.17 Ascent Technologies, Inc.
  • 12.18 ACTICO GmbH.

List of Tables

  • Table 1 Global RegTech Market Outlook, By Region (2024-2032) ($MN)
  • Table 2 Global RegTech Market Outlook, By Component (2024-2032) ($MN)
  • Table 3 Global RegTech Market Outlook, By Solutions (2024-2032) ($MN)
  • Table 4 Global RegTech Market Outlook, By Services (2024-2032) ($MN)
  • Table 5 Global RegTech Market Outlook, By Deployment Type (2024-2032) ($MN)
  • Table 6 Global RegTech Market Outlook, By Cloud (2024-2032) ($MN)
  • Table 7 Global RegTech Market Outlook, By On-Premises (2024-2032) ($MN)
  • Table 8 Global RegTech Market Outlook, By Enterprise Size (2024-2032) ($MN)
  • Table 9 Global RegTech Market Outlook, By Small & Medium Enterprises (SMEs) (2024-2032) ($MN)
  • Table 10 Global RegTech Market Outlook, By Large Enterprises (2024-2032) ($MN)
  • Table 11 Global RegTech Market Outlook, By Application (2024-2032) ($MN)
  • Table 12 Global RegTech Market Outlook, By Risk & Compliance Management (2024-2032) ($MN)
  • Table 13 Global RegTech Market Outlook, By Identity Management (2024-2032) ($MN)
  • Table 14 Global RegTech Market Outlook, By Regulatory Reporting (2024-2032) ($MN)
  • Table 15 Global RegTech Market Outlook, By Fraud Management (2024-2032) ($MN)
  • Table 16 Global RegTech Market Outlook, By Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF) (2024-2032) ($MN)
  • Table 17 Global RegTech Market Outlook, By Transaction Monitoring (2024-2032) ($MN)
  • Table 18 Global RegTech Market Outlook, By Other Applications (2024-2032) ($MN)
  • Table 19 Global RegTech Market Outlook, By End User (2024-2032) ($MN)
  • Table 20 Global RegTech Market Outlook, By Banks (2024-2032) ($MN)
  • Table 21 Global RegTech Market Outlook, By Insurance Companies (2024-2032) ($MN)
  • Table 22 Global RegTech Market Outlook, By FinTech Firms (2024-2032) ($MN)
  • Table 23 Global RegTech Market Outlook, By Government & Regulatory Bodies (2024-2032) ($MN)
  • Table 24 Global RegTech Market Outlook, By Other End Users (2024-2032) ($MN)

Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.