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市场调查报告书
商品编码
1859705
气候风险市场预测至2032年:按服务类型、部署类型、技术、最终用户和地区分類的全球分析Climate Risk Market Forecasts to 2032 - Global Analysis By Service Type, Deployment Mode, Technology, End User and By Geography |
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根据 Stratistics MRC 的数据,预计 2025 年全球气候风险市场规模将达到 28.9 亿美元,到 2032 年将达到 105 亿美元,预测期内复合年增长率为 20.2%。
气候风险是指气候变迁对自然、社会和经济系统可能造成的不利影响。它包括极端天气、海平面上升、热浪、洪水、干旱以及其他可能破坏生态系统、基础设施、人类健康和金融稳定的事件发生的可能性和严重程度。气候风险通常分为物理风险和转型风险。物理风险是指气候模式变化带来的直接影响,而转型风险是指向低碳经济转型过程中所出现的经济和监管挑战。了解和管理气候风险对于政府、企业和社区至关重要,有助于增强抵御能力、降低脆弱性,并确保在气候变迁面前实现永续发展。
加强监管和ESG整合
各国政府和监管机构正根据诸如TCFD、SFDR和美国证券交易委员会气候变迁规则等框架,强制要求企业揭露气候变迁资讯。为了遵守相关规定并满足投资者的期望,企业必须评估其资产、投资组合和供应链中的实体风险和转型风险。该平台支援针对气候灾害和碳排放风险的地理空间模型、情境分析和风险评分。与ESG报告和永续性规划的整合,增强了策略一致性和相关人员的透明度。这些因素正在推动该平台在气候智慧型风险管理生态系统中的广泛应用。
复杂的数据整合挑战
气候建模需要协调卫星资料、历史气象记录、资产级元元资料和财务风险指标。企业在协调内部和外部资料来源的资料格式、时间解析度和地理粒度方面面临许多挑战。缺乏标准化的分类体系和互通性框架阻碍了跨部门合作和模型检验。资料孤岛和遗留基础设施降低了分析准确性和决策灵活性。这些限制阻碍了平台成熟度的提升以及在易受气候变迁影响的行业中实现企业级应用。
极端天气事件的频率和强度增加
洪水、野火、飓风和热浪会扰乱营运、破坏基础设施并增加财务负担。该平台利用预测建模、灾害地图绘製和影响模拟来评估不同地区和资产类别的脆弱性和韧性。与预警系统和适应计画的整合有助于主动缓解风险和进行资本配置。公共和私营部门对即时、前瞻性气候资讯的需求都在不断增长。这些趋势正在推动物理风险分析和气候韧性平台的发展。
长期气候风险难以量化。
气候预测跨越数十年,并依赖对排放、政策和社会经济发展路径的假设。模型输入、解析度和回馈迴路的不确定性使风险评分和财务影响评估变得复杂。企业难以将气候情境转化为可用于投资、保险和合规决策的可操作指标。评估方法和资讯揭露标准缺乏共识阻碍了可比性和基准化分析。这些限制持续限制平台可靠性以及在长期风险管理框架中的策略整合。
疫情期间,由于企业优先考虑健康、流动性和业务永续营运,应对气候风险的注意力和资源一度被分散。然而,疫情后的復苏策略强调永续性、韧性和环境、社会及治理(ESG),并将它们纳入财务和基础设施规划。随着各国政府和投资人将经济奖励策略与绿色转型和气候变迁调适挂钩,气候风险分析平台日益普及。遥感探测、云端部署和数位建模等技术加速了这些平台在分散式团队中的可存取性和可扩展性。消费者和企业对系统性风险和相互依存关係的认识不断提高。这种转变强化了对气候风险基础设施和分析能力的长期投资。
预计在预测期内,物理风险分析服务细分市场将成为最大的组成部分。
预计在预测期内,实体风险分析服务领域将占据最大的市场份额,因为它在评估资产层面的气候灾害风险敞口方面发挥着至关重要的作用。该平台利用地理空间资料、灾害模型和脆弱性指数来评估洪水、野火、风暴和热浪带来的风险。透过与资产登记系统、保险资料库和基础设施地图的集成,可以实现精细化且扩充性的分析。房地产、能源和物流等行业的公司正在利用实体风险评分来指导保险承保、资本规划和韧性投资。在受监管行业和高责任行业,基于特定位置和事件驱动的分析的需求正在增长。
预计在预测期内,金融服务和银行业将以最高的复合年增长率成长。
预计在预测期内,金融服务银行业将实现最高成长率,因为金融机构正在采用气候风险分析进行投资组合管理、压力测试和监管合规。不断变化的揭露要求要求银行和资产管理公司评估贷款、投资和抵押品中的气候风险敞口。该平台支援跨金融产品和交易对手的情境分析、转型风险建模和碳足迹估算。与ESG数据提供者和风险引擎的整合将增强金融领域的气候意识彙报和策略规划。全球金融机构和法律规范对可扩展、审核的气候分析的需求日益增长。
在预测期内,北美预计将占据最大的市场份额,这主要得益于其监管力度、机构投资以及都市区和沿海地区面临的气候脆弱性。美国和加拿大的公司正在银行业、保险业、基础设施和能源业部署气候风险平台,以满足美国证券交易委员会(SEC)、气候相关财务资讯揭露工作小组(TCFD)和投资者的要求。对地理空间资料、人工智慧建模和环境、社会及治理(ESG)整合的投资,有助于平台的扩充性和合规性。主要供应商、学术机构和气候研究中心的存在,促进了技术创新和标准化。这些因素使北美成为气候风险分析商业化和政策协调的领导者。
在预测期内,亚太地区预计将呈现最高的复合年增长率,因为气候风险、都市化和金融数位化在区域经济中相互交融。印度、中国、日本和澳洲等国家正在农业、银行业、公共基础设施和灾害应变等领域扩展气候风险平台。政府支持的计画全部区域的数据基础设施、新兴企业孵化和气候适应规划提供支援。本地企业和全球供应商提供多语言且适应区域需求的解决方案,以满足监管和灾害风险特征。公共和私营部门对可扩展、主动式气候分析的需求都在增加。这些趋势正在加速区域内气候风险创新和部署的发展。
According to Stratistics MRC, the Global Climate Risk Market is accounted for $2.89 billion in 2025 and is expected to reach $10.5 billion by 2032 growing at a CAGR of 20.2% during the forecast period. Climate risk refers to the potential adverse impacts that climate change can have on natural, social, and economic systems. It encompasses the likelihood and severity of events such as extreme weather, rising sea levels, heatwaves, floods, and droughts, which can disrupt ecosystems, infrastructure, human health, and financial stability. Climate risk is typically categorized into physical risks-direct consequences of changing climate patterns-and transition risks economic and regulatory challenges arising from shifts toward low-carbon economies. Understanding and managing climate risk is essential for governments, businesses, and communities to build resilience, reduce vulnerability, and ensure sustainable development in the face of a changing climate.
Regulatory mandates and ESG integration
Governments and regulatory bodies are enforcing climate disclosure requirements under frameworks such as TCFD, SFDR, and SEC climate rules. Enterprises must assess physical and transition risks across assets, portfolios, and supply chains to meet compliance and investor expectations. Platforms support geospatial modeling, scenario analysis, and risk scoring across climate hazards and carbon exposure. Integration with ESG reporting and sustainability planning enhances strategic alignment and stakeholder transparency. These dynamics are propelling platform deployment across climate-aligned risk management ecosystems.
Complex data integration challenges
Climate modeling requires harmonization of satellite data, historical weather records, asset-level metadata, and financial exposure metrics. Enterprises face difficulties in aligning data formats, temporal resolution, and geographic granularity across internal and external sources. Lack of standardized taxonomies and interoperability frameworks hampers cross-sector collaboration and model validation. Data silos and legacy infrastructure degrade analytical accuracy and decision-making agility. These constraints continue to hinder platform maturity and enterprise-wide adoption across climate-sensitive industries.
Increasing frequency and severity of extreme weather events
Floods, wildfires, hurricanes, and heatwaves are disrupting operations, damaging infrastructure, and increasing financial liabilities. Platforms use predictive modeling, hazard mapping, and impact simulation to assess vulnerability and resilience across geographies and asset classes. Integration with early warning systems and adaptation planning supports proactive risk mitigation and capital allocation. Demand for real-time and forward-looking climate intelligence is rising across public and private sectors. These trends are fostering growth across physical risk analytics and climate resilience platforms.
Difficulty in quantifying long-term climate risks
Climate projections span decades and rely on assumptions around emissions, policy, and socioeconomic pathways. Uncertainty in model inputs, resolution, and feedback loops complicates risk scoring and financial impact estimation. Enterprises struggle to translate climate scenarios into actionable metrics for investment, insurance, and compliance decisions. Lack of consensus on valuation methods and disclosure standards hampers comparability and benchmarking. These limitations continue to constrain platform credibility and strategic integration across long-horizon risk management frameworks.
The pandemic temporarily diverted attention and resources from climate risk initiatives as organizations prioritized health, liquidity, and operational continuity. However, post-pandemic recovery strategies emphasized sustainability, resilience, and ESG integration across financial and infrastructure planning. Climate risk analytics platforms gained traction as governments and investors linked stimulus programs to green transition and climate adaptation. Remote sensing, cloud deployment, and digital modeling accelerated platform accessibility and scalability across distributed teams. Public awareness of systemic risks and interdependencies increased across consumer and enterprise segments. These shifts are reinforcing long-term investment in climate risk infrastructure and analytics capabilities.
The physical risk analysis services segment is expected to be the largest during the forecast period
The physical risk analysis services segment is expected to account for the largest market share during the forecast period due to their foundational role in assessing asset-level exposure to climate hazards. Platforms use geospatial data, hazard models, and vulnerability indices to evaluate risks from floods, wildfires, storms, and heatwaves. Integration with asset registries, insurance databases, and infrastructure maps enables granular and scalable analysis. Enterprises use physical risk scores to inform underwriting, capital planning, and resilience investments across real estate, energy, and logistics sectors. Demand for location-specific and event-driven analytics is rising across regulated and high-liability industries.
The financial services & banking segment is expected to have the highest CAGR during the forecast period
Over the forecast period, the financial services & banking segment is predicted to witness the highest growth rate as institutions adopt climate risk analytics for portfolio management, stress testing, and regulatory compliance. Banks and asset managers must assess climate exposure across loans, investments, and collateral under evolving disclosure mandates. Platforms support scenario analysis, transition risk modeling, and carbon footprint estimation across financial instruments and counterparties. Integration with ESG data providers and risk engines enhances reporting and strategic planning across climate-aligned finance. Demand for scalable and auditable climate analytics is rising across global financial institutions and regulatory frameworks.
During the forecast period, the North America region is expected to hold the largest market share due to its regulatory momentum, institutional investment, and climate vulnerability across urban and coastal zones. U.S. and Canadian firms deploy climate risk platforms across banking, insurance, infrastructure, and energy sectors to meet SEC, TCFD, and investor mandates. Investment in geospatial data, AI modeling, and ESG integration supports platform scalability and compliance. Presence of leading vendors, academic institutions, and climate research centers drives innovation and standardization. These factors are propelling North America's leadership in climate risk analytics commercialization and policy alignment.
Over the forecast period, the Asia Pacific region is anticipated to exhibit the highest CAGR as climate exposure, urbanization, and financial digitization converge across regional economies. Countries like India, China, Japan, and Australia scale climate risk platforms across agriculture, banking, public infrastructure, and disaster response. Government-backed programs support data infrastructure, startup incubation, and climate adaptation planning across vulnerable geographies. Local firms and global providers offer multilingual and regionally adapted solutions tailored to regulatory and hazard profiles. Demand for scalable and proactive climate analytics is rising across public and private sectors. These trends are accelerating regional growth across climate risk innovation and deployment.
Key players in the market
Some of the key players in Climate Risk Market include S&P Global Sustainable1, Moody's ESG Solutions, MSCI ESG Research, Verisk Maplecroft, The Climate Service (S&P Global), Jupiter Intelligence, Four Twenty Seven (Morningstar), Baringa Partners, PwC, EY, Deloitte, KPMG, Riskthinking.AI, Climact and Acclimatis.
In January 2025, S&P Global Sustainable1 released its Top 10 Sustainability Trends Report, spotlighting physical climate risk analytics and AI-enhanced ESG modeling. The report emphasized that only 1 in 5 companies had adaptation plans for worsening climate hazards. The launch supports corporate climate resilience and informs investor risk frameworks across sectors.
In July 2024, Verisk Maplecroft introduced its Asset Risk Exposure Analytics (AREA) solution, mapping climate, environmental, and political risks across 4 million+ corporate assets. While not a formal joint venture, this investor-focused tool reflects strategic collaboration across Verisk's data ecosystem, supporting ESG-aligned investment decisions for over 50,000 public companies.
Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.