人工智慧平台借贷市场－全球产业规模、份额、趋势、机会及预测（按类型、人工智慧类型、最终用户、地区和竞争格局划分，2020-2030 年预测）

2024年全球人工智慧平台借贷市场规模为749亿美元，预计到2030年将以23%的复合年增长率成长至2593.7亿美元。全球人工智慧平台借贷市场涵盖利用人工智慧和机器学习技术来自动化和优化贷款流程各个阶段的金融科技解决方案，从信用评估和承销到诈欺侦测和投资组合管理。

主要市场驱动因素

主要市场挑战

主要市场趋势

目录

第一章：产品概述

第二章：研究方法

第三章：执行概要

第四章：顾客之声

第五章：全球人工智慧平台借贷市场展望

• 市场规模及预测
  • 按价值
• 市占率及预测
  • 按类型（自然语言处理、深度学习、机器学习、其他）
  • 按人工智慧类型（分析、文字、视觉、其他）
  • 依最终使用者（银行、政府、教育机构、其他）划分
  • 按地区
  • 按公司（2024 年）
• 市场地图

第六章：北美人工智慧平台借贷市场展望

• 市场规模及预测
• 市占率及预测
• 北美洲：国家分析
  • 美国
  • 加拿大
  • 墨西哥

第七章：欧洲人工智慧平台借贷市场展望

• 市场规模及预测
• 市占率及预测
• 欧洲：国家分析
  • 德国
  • 法国
  • 英国
  • 义大利
  • 西班牙

第八章：亚太地区人工智慧平台借贷市场展望

• 市场规模及预测
• 市占率及预测
• 亚太地区：国家分析
  • 中国
  • 印度
  • 日本
  • 韩国
  • 澳洲

第九章：中东和非洲人工智慧平台借贷市场展望

• 市场规模及预测
• 市占率及预测
• 中东和非洲：国家分析
  • 沙乌地阿拉伯
  • 阿联酋
  • 南非

第十章：南美洲人工智慧平台借贷市场展望

• 市场规模及预测
• 市占率及预测
• 南美洲：国家分析
  • 巴西
  • 哥伦比亚
  • 阿根廷

第十一章：市场动态

• 司机
• 挑战

第十二章：市场趋势与发展

• 併购（如有）
• 产品发布（如有）
• 最新进展

第十三章：全球人工智慧平台借贷市场：SWOT分析

第十四章：波特五力分析

• 产业竞争
• 新进入者的潜力
• 供应商议价能力
• 顾客的力量
• 替代产品的威胁

第十五章：竞争格局

• Tavant Technologies Inc.
• ICE Mortgage Technology, Inc.
• Fiserv, Inc.
• Pegasystems Inc.
• Newgen Software Technologies Limited
• Social Finance, LLC
• Blend Labs, Inc.
• Nucleus Software Exports Ltd.
• Sigma Infosolutions Ltd.
• Upstart Network, Inc.

第十六章：策略建议

第17章调查会社について・免责事项

The Global AI Platform Lending Market, valued at USD 74.90 Billion in 2024, is projected to experience a CAGR of 23% to reach USD 259.37 Billion by 2030. The Global AI Platform Lending Market encompasses financial technology solutions that leverage artificial intelligence and machine learning to automate and optimize various stages of the lending process, from credit assessment and underwriting to fraud detection and portfolio management.

Key Market Drivers

The Global AI Platform Lending Market is significantly propelled by advanced AI and machine learning capabilities. These technologies empower lenders to analyze extensive and diverse datasets, moving beyond traditional metrics to identify complex patterns crucial for assessing borrower creditworthiness. This analytical precision supports informed decision-making and drives product innovation. According to IBM, October 2023, "Global AI Adoption Index 2023", 4% of financial services institutions reported actively deploying artificial intelligence, indicating significant integration.

Key Market Challenges

The Global AI Platform Lending Market faces a substantial impediment in navigating complex data privacy concerns and the rapidly evolving regulatory landscape surrounding artificial intelligence applications in finance. The absence of clear, harmonized frameworks for these technologies creates significant compliance uncertainties for financial institutions. This regulatory ambiguity often translates into increased legal and operational overheads, as entities must dedicate considerable resources to monitoring and adapting to disparate and frequently updated regulations across various jurisdictions.

Key Market Trends

Embedded Lending Integration with Non-Financial Platforms represents a significant shift by integrating credit products directly into customer journeys on non-financial platforms. This approach enhances convenience and expands the market for lending by creating new distribution channels beyond traditional financial institutions. Consumers and businesses can thus obtain financing at the precise moment of need, such as during e-commerce transactions or within business management software. For example, according to the GSMA's 'State of the Industry Report on Mobile Money 2025', 44% of mobile money providers offered credit services as of June 2024, demonstrating lending integration into non-traditional platforms.

Key Market Players

• Tavant Technologies Inc.
• ICE Mortgage Technology, Inc.
• Fiserv, Inc.
• Pegasystems Inc.
• Newgen Software Technologies Limited
• Social Finance, LLC
• Blend Labs, Inc.
• Nucleus Software Exports Ltd.
• Sigma Infosolutions Ltd.
• Upstart Network, Inc.

Report Scope:

In this report, the Global AI Platform Lending Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

AI Platform Lending Market, By Type:

• Natural Language Processing
• Deep Learning
• Machine Learning
• Others

AI Platform Lending Market, By AI Type:

• Analytics
• Text
• Visual
• Others

AI Platform Lending Market, By End-User:

• Bank
• Government
• Education
• Others

AI Platform Lending Market, By Region:

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • United Kingdom
  • Italy
  • Germany
  • Spain
• Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
• South America
  • Brazil
  • Argentina
  • Colombia
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the Global AI Platform Lending Market.

Available Customizations:

Global AI Platform Lending Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

• Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Product Overview

• 1.1. Market Definition
• 1.2. Scope of the Market
  • 1.2.1. Markets Covered
  • 1.2.2. Years Considered for Study
  • 1.2.3. Key Market Segmentations

2. Research Methodology

• 2.1. Objective of the Study
• 2.2. Baseline Methodology
• 2.3. Key Industry Partners
• 2.4. Major Association and Secondary Sources
• 2.5. Forecasting Methodology
• 2.6. Data Triangulation & Validation
• 2.7. Assumptions and Limitations

3. Executive Summary

• 3.1. Overview of the Market
• 3.2. Overview of Key Market Segmentations
• 3.3. Overview of Key Market Players
• 3.4. Overview of Key Regions/Countries
• 3.5. Overview of Market Drivers, Challenges, Trends

4. Voice of Customer

5. Global AI Platform Lending Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Type (Natural Language Processing, Deep Learning, Machine Learning, Others)
  • 5.2.2. By AI Type (Analytics, Text, Visual, Others)
  • 5.2.3. By End-User (Bank, Government, Education, Others)
  • 5.2.4. By Region
  • 5.2.5. By Company (2024)
• 5.3. Market Map

6. North America AI Platform Lending Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Type
  • 6.2.2. By AI Type
  • 6.2.3. By End-User
  • 6.2.4. By Country
• 6.3. North America: Country Analysis
  • 6.3.1. United States AI Platform Lending Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Type
      • 6.3.1.2.2. By AI Type
      • 6.3.1.2.3. By End-User
  • 6.3.2. Canada AI Platform Lending Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Type
      • 6.3.2.2.2. By AI Type
      • 6.3.2.2.3. By End-User
  • 6.3.3. Mexico AI Platform Lending Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Type
      • 6.3.3.2.2. By AI Type
      • 6.3.3.2.3. By End-User

7. Europe AI Platform Lending Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Type
  • 7.2.2. By AI Type
  • 7.2.3. By End-User
  • 7.2.4. By Country
• 7.3. Europe: Country Analysis
  • 7.3.1. Germany AI Platform Lending Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Type
      • 7.3.1.2.2. By AI Type
      • 7.3.1.2.3. By End-User
  • 7.3.2. France AI Platform Lending Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Type
      • 7.3.2.2.2. By AI Type
      • 7.3.2.2.3. By End-User
  • 7.3.3. United Kingdom AI Platform Lending Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Type
      • 7.3.3.2.2. By AI Type
      • 7.3.3.2.3. By End-User
  • 7.3.4. Italy AI Platform Lending Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Type
      • 7.3.4.2.2. By AI Type
      • 7.3.4.2.3. By End-User
  • 7.3.5. Spain AI Platform Lending Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Type
      • 7.3.5.2.2. By AI Type
      • 7.3.5.2.3. By End-User

8. Asia Pacific AI Platform Lending Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Type
  • 8.2.2. By AI Type
  • 8.2.3. By End-User
  • 8.2.4. By Country
• 8.3. Asia Pacific: Country Analysis
  • 8.3.1. China AI Platform Lending Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Type
      • 8.3.1.2.2. By AI Type
      • 8.3.1.2.3. By End-User
  • 8.3.2. India AI Platform Lending Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Type
      • 8.3.2.2.2. By AI Type
      • 8.3.2.2.3. By End-User
  • 8.3.3. Japan AI Platform Lending Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Type
      • 8.3.3.2.2. By AI Type
      • 8.3.3.2.3. By End-User
  • 8.3.4. South Korea AI Platform Lending Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Type
      • 8.3.4.2.2. By AI Type
      • 8.3.4.2.3. By End-User
  • 8.3.5. Australia AI Platform Lending Market Outlook
    • 8.3.5.1. Market Size & Forecast
      • 8.3.5.1.1. By Value
    • 8.3.5.2. Market Share & Forecast
      • 8.3.5.2.1. By Type
      • 8.3.5.2.2. By AI Type
      • 8.3.5.2.3. By End-User

9. Middle East & Africa AI Platform Lending Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Type
  • 9.2.2. By AI Type
  • 9.2.3. By End-User
  • 9.2.4. By Country
• 9.3. Middle East & Africa: Country Analysis
  • 9.3.1. Saudi Arabia AI Platform Lending Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Type
      • 9.3.1.2.2. By AI Type
      • 9.3.1.2.3. By End-User
  • 9.3.2. UAE AI Platform Lending Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Type
      • 9.3.2.2.2. By AI Type
      • 9.3.2.2.3. By End-User
  • 9.3.3. South Africa AI Platform Lending Market Outlook
    • 9.3.3.1. Market Size & Forecast
      • 9.3.3.1.1. By Value
    • 9.3.3.2. Market Share & Forecast
      • 9.3.3.2.1. By Type
      • 9.3.3.2.2. By AI Type
      • 9.3.3.2.3. By End-User

10. South America AI Platform Lending Market Outlook

• 10.1. Market Size & Forecast
  • 10.1.1. By Value
• 10.2. Market Share & Forecast
  • 10.2.1. By Type
  • 10.2.2. By AI Type
  • 10.2.3. By End-User
  • 10.2.4. By Country
• 10.3. South America: Country Analysis
  • 10.3.1. Brazil AI Platform Lending Market Outlook
    • 10.3.1.1. Market Size & Forecast
      • 10.3.1.1.1. By Value
    • 10.3.1.2. Market Share & Forecast
      • 10.3.1.2.1. By Type
      • 10.3.1.2.2. By AI Type
      • 10.3.1.2.3. By End-User
  • 10.3.2. Colombia AI Platform Lending Market Outlook
    • 10.3.2.1. Market Size & Forecast
      • 10.3.2.1.1. By Value
    • 10.3.2.2. Market Share & Forecast
      • 10.3.2.2.1. By Type
      • 10.3.2.2.2. By AI Type
      • 10.3.2.2.3. By End-User
  • 10.3.3. Argentina AI Platform Lending Market Outlook
    • 10.3.3.1. Market Size & Forecast
      • 10.3.3.1.1. By Value
    • 10.3.3.2. Market Share & Forecast
      • 10.3.3.2.1. By Type
      • 10.3.3.2.2. By AI Type
      • 10.3.3.2.3. By End-User

11. Market Dynamics

• 11.1. Drivers
• 11.2. Challenges

12. Market Trends & Developments

• 12.1. Merger & Acquisition (If Any)
• 12.2. Product Launches (If Any)
• 12.3. Recent Developments

13. Global AI Platform Lending Market: SWOT Analysis

14. Porter's Five Forces Analysis

• 14.1. Competition in the Industry
• 14.2. Potential of New Entrants
• 14.3. Power of Suppliers
• 14.4. Power of Customers
• 14.5. Threat of Substitute Products

15. Competitive Landscape

• 15.1. Tavant Technologies Inc.
  • 15.1.1. Business Overview
  • 15.1.2. Products & Services
  • 15.1.3. Recent Developments
  • 15.1.4. Key Personnel
  • 15.1.5. SWOT Analysis
• 15.2. ICE Mortgage Technology, Inc.
• 15.3. Fiserv, Inc.
• 15.4. Pegasystems Inc.
• 15.5. Newgen Software Technologies Limited
• 15.6. Social Finance, LLC
• 15.7. Blend Labs, Inc.
• 15.8. Nucleus Software Exports Ltd.
• 15.9. Sigma Infosolutions Ltd.
• 15.10. Upstart Network, Inc.

16. Strategic Recommendations

17. About Us & Disclaimer