市场调查报告书
商品编码
1226712
PaaS(Payment as a Service的)全球市场:现状分析、预测(2022年~2028年)Payment as a Service Market: Current Analysis and Forecast (2022-2028) |
全球PaaS(Payment as a Service的)市场规模,由于在金融服务领域中人工智慧为基础的支付选择和机器学习的采用扩大,在预测期间内预计以约19%的高年复合成长率成长。再加上电子钱包、转帐卡、信用卡的付款,交易时间的缩短、效率的提高、提供用户安全的付款体验,对市场成长更加有贡献。
本报告提供全球PaaS(Payment as a Service)市场相关调查分析,各市场区隔、各地区的市场洞察,市场动态,市场趋势,竞争情形,企业简介等系统性资讯。
The payment as a service is a cutting-edge replacement for conventional payment hubs. It is scalable, allowing for greater transaction volumes at comparatively reduced costs. Without making a substantial initial expenditure, it enables banks to easily extend and upgrade their offering of payment solutions. Innovative cloud-based systems that offer specialized services like payment clearing, cross-border payments, disbursements, and e-commerce gateways can be run by the payment as a service provider.
The Payment as a Service Market is expected to grow at a strong CAGR of around 19% during the forecast period owing to the growing adoption of artificial intelligence-based payment options and machine learning in the financial services sector. Further on, e-wallets, debit cards, and credit card payments are likely to reduce transaction times, increase efficiency, and provide users with a secure payment experience which is further contributing to the growth of the market. In addition, the new products launched by the key market players in the payment as a service market are further contributing to the growth of the market. For instance, in December 2021, Route Mobile announced the launch of Payment as a Service - Click2Pay - an instant payment solution designed to simplify communications commerce & deliver a seamless conversational experience.
Based on component, the market is bifurcated into platform and services. The services segment is further bifurcated into professional services and managed services. Amongst platform and services, the platform segment catered to a significant share of the market in 2020. The payment platform's ability to protect consumers' sensitive payment information is a key driver of the growth of the segment. Evolving customer-centric models are making businesses more eager to improve services and set up digital platforms to increase sales
By industry, the market is categorized into banking & financial services, retail & e-commerce, travel & hospitality, healthcare, and others. Among these, the retail & e-commerce segment captured a commendable share of the payment as a service market in 2020. The rapid increase in online shopping through e-commerce platforms and increasing internet connectivity are the main factors supporting the growth of this segment. Payment as a service allows retailers and online merchants to accept payments from their customers in a variety of ways, including digital wallets, internet banking, and credit/debit cards.
For a better understanding of the market adoption of the payment as a service industry, the market is analyzed based on its worldwide presence in the countries such as North America (U.S., Canada, and the Rest of North America), Europe (Germany, U.K., France, Italy, Spain, Rest of Europe), Asia-Pacific (China, Japan, India, Rest of Asia-Pacific), Rest of World. The Asia-Pacific payment as a service market held a dominating share of the global payment as a service market in 2020. The regional expansion can be attributed to vigorous activities being pursued by various governments to promote digitalization and stimulate the adoption of digital payment technology. The expansion of the local market is also anticipated to be aided by ongoing investments in the e-commerce sector
Some of the major players operating in the market include: Fiserv, Inc.; Paysafe Group; VeriFone, Inc.; Ingenico; Agilysys NV LLC.; Alpha Fintech Sdn Bhd; First American Payment Systems, L.P.; Total System Services LLC.; Aurus Inc.; and Paystand, Inc.