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市场调查报告书
商品编码
1616416

车辆保险的全球市场规模:保险费各类型，各地区，范围及预测

Global Vehicle Insurance Market Size By Premium Type(Personal insurance premiums and Commercial insurance premiums), By Competitive Landscape, By Geographic Scope And Forecast
出版日期: | 出版商: Verified Market Research | 英文 202 Pages | 商品交期: 2-3个工作天内

价格
简介目录

车险市场规模及预测

2021年车辆保险市场规模为6061.8亿美元，预计2022年至2030年复合年增长率为6.73%，到2030年将达到18388亿美元。人们对车辆保险所提供的好处的认识不断提高可以说是市场的主要推动力。保险为人们提供保护，并在中等收入人群的汽车损坏时向他们伸出援手。因此，车辆保险为车主提供的保障预计将推动市场的发展。全球车辆保险市场报告提供了对市场的整体评估。它对关键细分市场、趋势、市场驱动因素、竞争格局以及在市场中发挥关键作用的因素进行了全面分析。

全球车辆保险市场的定义

车辆保险是针对个人车辆、商用车辆、摩托车和其他道路车辆的保险。车辆保险是车主购买的，以确保车辆损坏或被盗时的安全。车辆保险主要承保法律风险（因事故引起的法律索赔）和财产风险（车辆被盗或损坏）。依车型划分，市场分为乘用车、轻型商用车、重型商用车和巴士。这个市场为消费者提供的安心以及越来越多有利于这个市场的政府法规导致了市场的各种发展。最近推出的基于使用情况的保险也称为按英里付费或按驾驶付费。有了这项保险，保险公司就有权利衡量汽车行驶的距离、地点和方式。

基于使用情况的保险最近受到关注，尤其是在美国等西方市场。世界各国政府也正在采取措施振兴保险业。例如，印度政府在 2021 年联邦预算中增加了保险的 FDI 津贴，印度保险监理和发展局 (IRDAI) 宣布透过数位储物柜提供保险。同样，鑑于该市场未来的潜力，该市场的各个主要参与者和各国政府都在对该市场进行投资。

全球车辆保险市场概况

车辆保险为消费者提供人身损害、交通事故造成的损坏、车辆被窃等的财务保障。除此之外，车辆保险业也承保因受保车辆车主对其他车辆造成的伤害、死亡和财产损失相关的费用。在一个充满活力的世界中，每个人都希望安全，而车辆保险产业为消费者提供了这种安全。因此，保险业赢得了信任，需求量很大。市场需求可以这样推算：买了车后，车主接下来要做的就是购买车辆保险来为其投保。过去几年事故数量的增加也被认为是购买保险的主要原因之一。

政府对汽车市场的积极态度以及对汽车市场有利的严格监管也促进了需求的成长。消费者人均收入快速成长带动全球汽车销售成长，是拉动市场销售的主要因素。远端资讯处理和连网汽车的日益普及也推动了市场需求，这是由于政府越来越愿意强制要求提供紧急呼叫功能等远端资讯处理服务，以及对改善车辆连接性和智慧化的需求不断增加。对连网汽车服务不断增长的需求使保险公司能够在紧急情况下为消费者提供支持，从而节省时间并优化索赔流程。除此之外，车辆保险领域严格的框架和耗时的程序可能会影响全球车辆保险市场的成长率。

COVID-19 大流行对市场产生了重大影响。疫情导致失业率上升、办公室和工厂关闭以及週期性封锁，直接影响了车险市场。然而，政府对车辆保险市场的举措以及对市场投资的支持为该行业在预测期内的成长提供了机会。验证市场研究透过验证原始数据提供真实的市场研究。 "全球车辆保险市场" 主要分为几个子部分，可以提供有关市场最新发展的分类资料。

目录

第1章 全球车辆保险市场:简介

  • 市场概要
  • 调查范围
  • 前提条件

第2章 摘要整理

第3章 VERIFIED MARKET RESEARCH的调查手法

  • 资料探勘
  • 检验
  • 一次采访
  • 资料来源一览

第4章 全球车辆保险市场展望

  • 概要
  • 市场动态
    • 促进因素
    • 阻碍因素
    • 机会
  • 波特的五力分析
  • 价值链分析

第5章 全球车辆保险市场:保险费各类型

  • 概要
  • 个人保险费
  • 商业保险费

第6章 全球车辆保险市场:各地区

  • 概要
  • 北美
    • 美国
    • 加拿大
    • 墨西哥
  • 欧洲
    • 德国
    • 英国
    • 法国
    • 其他欧洲
  • 亚太地区
    • 中国
    • 日本
    • 印度
    • 其他亚太地区
  • 全球其他地区
    • 南美
    • 中东·非洲

第7章 全球车辆保险市场:竞争情形

  • 概要
  • 各公司的市场排行榜
  • 主要的发展策略

第8章 企业简介

  • ADMIRAL GROUP PLC
  • ALLIANZ SE
  • ALLSTATE INSURANCE COMPANY
  • BERKSHIRE HATHAWAY INC.
  • CHINA PACIFIC INSURANCE(GROUP)CO., LTD.
  • GEICO
  • PEOPLE'S INSURANCE COMPANY OF CHINA
  • PING AN INSURANCE(GROUP)COMPANY OF CHINA LTD.
  • STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
  • TOKIO MARINE GROUP

第9章 主要发展

  • 产品的销售/开发
  • 合併和收购
  • 事业扩大
  • 伙伴关係和合作

第10章 附录

  • 相关调查
简介目录
Product Code: 5657

Vehicle Insurance Market Size And Forecast

Vehicle Insurance Market size was valued at USD 606.18 Billion in 2021 and is projected to reach USD 1083.88 Billion by 2030 , growing at a CAGR of 6.73% from 2022 to 2030. The increase in the awareness of the benefits provided by vehicle insurance can be termed as a key driver of the market. Insurance provides protection to the people and acts as a helping hand to the middle-income family group in case their car gets any damage. Hence the safety provided by the vehicle insurance to its owners is expected to drive the market. The Global Vehicle Insurance Market report provides a holistic evaluation of the market. The report offers a comprehensive analysis of key segments, trends, drivers, restraints, competitive landscape, and factors that are playing a substantial role in the market.

Global Vehicle Insurance Market Definition

Vehicle insurance is a kind of insurance that is purchased for personal vehicles, commercial vehicles, motorcycles, and other road vehicles. Vehicle insurance is purchased by the owners of the vehicle to get security in case their vehicle gets any damage or gets stolen. Vehicle Insurance mainly covers both the legal risk (legal claims arising from an accident) and the property risk (theft or damage to the vehicle). By vehicle type, the market is divided into passenger cars, light commercial vehicles, heavy commercial vehicles, and buses. The security provided by the market to its consumers and increasing government regulations in favor of the market have led to various developments in the market. Usage-based insurance has been recently introduced, which is also referred to as pay-per-mile, pay-as-you-drive. In this insurance, the insurer has the power to measure how far a vehicle is driven, where it's driven, and how it's driven.

Usage-based insurance is recently gaining attention in the market, especially in western countries like the United States. The government of different countries is also taking initiatives to boost the insurance industry. For example, under the Union Budget 2021 government of India increased the FDI limit in insurance, and India's Insurance Regulatory and Development Authority (IRDAI) has announced the insurance through Digi locker, hence opening wider scope for the development of the industry. Similarly, various key players of the market and governments of different countries are investing in the market because of the potential the market holds for them in the future.

Global Vehicle Insurance Market Overview

The financial protection the industry gives to its consumers against physical damage, damage from a traffic collision, and theft of the vehicle. In addition to this, the industry also covers the cost associated with injuries, death, or property damage caused by the insured owner of the vehicle to another vehicle can be considered a key driver of the market. Everyone wants security in the dynamic world, and the vehicle insurance industry provides that safety to its consumers. Hence due to the trust, it has earned the industry has huge demand. The demand of the market can be calculated by the fact that any car owner after buying the car, does the next thing she/he does is to ensure the car by buying car insurance. A rise in the number of accidents in past years can also be witnessed as one of the major reasons to buy insurance.

The government's positive attitude towards the market and strict regulations imposed by the government in favor of the market has also contributed to increasing the demand. An increase in automobile sales globally due to a surge in the per capita income of consumers is a major factor that drives the sales of the market. Increasing adoption of telematics and connected cars due to increased willingness of government to mandate telematics services such as emergency-call capabilities and increasing demand for greater connectivity and intelligence in vehicles is also driving the market demand as due to the growing demand for connected cars services, insurance providers can support consumers when emergencies occur, leading to time savings and optimization of claims processes. Apart from this, a rigid framework and time-consuming procedures in the vehicle insurance sector could affect the market growth rate of the global Vehicle Insurance Market.

The COVID-19 pandemic has had a stronger impact on the market, as the pandemic has resulted in higher unemployment, closed offices, factories, and regular lockdowns, among other things. hence directly impacting the Vehicle Insurance Market. However, the government initiatives towards the Vehicle Insurance Market and the support in terms of investing in the market give opportunity to the industry to grow over the forecast period. Verified Market Research provides a full-fledged market study by validating the primary data. The "Global Vehicle Insurance Market" is mainly bifurcated into sub-segments that can provide classified data regarding the latest trends in the market.

Global Vehicle Insurance Market Segmentation Analysis

The Global Vehicle Insurance Market is Segmented on the basis of Premium Type, And Geography.

Vehicle Insurance Market, By Premium Type

  • Personal insurance premiums
  • Commercial insurance premiums

Based on Premium Type, the market is classified into Personal insurance premiums and Commercial insurance premiums. The premium of the personal insurance is much higher than the commercial insurance premium as it possesses lower risk since a personal vehicle is considered to be less used as compared to the vehicle purchased for commercial purposes.

Vehicle Insurance Market, By Geography

  • North America
  • Europe
  • Asia Pacific
  • Rest of the world
  • On the basis of Geography, The Global Vehicle Insurance Market is classified into North America, Europe, Asia Pacific, and the Rest of the world. Among all the four regions, Asia Pacific is the leading region in the Vehicle Insurance market due to the rapidly increasing number of vehicles sales and production. The developing economies in the region like China and India due to huge low-cost labor and favorable factors for the development of the economy. The presence of major players in the region is additionally bolstering the market value.

Key Players

  • The "Global Vehicle Insurance Market" study report will provide a valuable insight with an emphasis on the global market including some of the major players such as
  • Admiral Group Plc, Allianz SE, Allstate Insurance Company, Berkshire Hathaway Inc., China Pacific Insurance (Group) Co., Ltd., GEICO, People's Insurance Company of China, Ping An Insurance (Group) Company of China, Ltd., State Farm Mutual Automobile Insurance Company, and Tokio Marine Group.
  • The report provides a detailed analysis of each player in the market. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

Key Developments

  • Partnerships, Collaborations and Agreements
  • In 2021, A corporate agency agreement between Bajaj Allianz General Insurance and Bank of India was signed. The bank's wide network of 5,084 branches, 80 retail business centres, and 60 SME city centres will now be able to distribute Bajaj Allianz General Insurance's products across the country. Customers of Bajaj Allianz General Insurance will be able to choose from a variety of personal lines products such as vehicle insurance, health insurance, house insurance, and travel insurance, as well as commercial lines goods such as engineering insurance and marine insurance.
  • Product Launches and Product Expansions
  • HDFC ERGO will introduce the Optima Secure indemnity-based health insurance policy in 2021. HDFC ERGO General Insurance's new health indemnity insurance product, Optima Secure, strives to redefine the value clients can gain from their insurance coverage. The secure, plus, protect, and restore benefits are built into the product, and when combined, they provide customers with up to four times their sum insured at no additional cost.
  • Metromile, a pay-per-mile carrier, will offer Ride Along in October 2020. It allows potential policyholders to see if their prices will change under a UBI plan without changing carriers.
  • In December 2020, Progressive Corporation launches Snapshot ProView, a voluntary UBI and fleet management tool for small business owners. Based on the vehicle type and nature of business use, many clients will save 8%, and some will save up to 18%, for their first term.
  • In December 2020, Berkshire Hathaway GUARD Insurance Companies has chosen IMS for a new commercial fleet insurance package called TrackMRI.

TABLE OF CONTENTS

1 INTRODUCTION OF THE GLOBAL VEHICLE INSURANCE MARKET

  • 1.1 OVERVIEW OF THE MARKET
  • 1.2 SCOPE OF REPORT
  • 1.3 ASSUMPTIONS

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

  • 3.1 DATA MINING
  • 3.2 VALIDATION
  • 3.3 PRIMARY INTERVIEWS
  • 3.4 LIST OF DATA SOURCES

4 GLOBAL VEHICLE INSURANCE MARKET OUTLOOK

  • 4.1 OVERVIEW
  • 4.2 MARKET DYNAMICS
    • 4.2.1 DRIVERS
    • 4.2.2 RESTRAINTS
    • 4.2.3 OPPORTUNITIES
  • 4.3 PORTERS FIVE FORCE MODEL
  • 4.4 VALUE CHAIN ANALYSIS

5 GLOBAL VEHICLE INSURANCE MARKET, BY PREMIUM TYPE

  • 5.1 OVERVIEW
  • 5.2 PERSONAL INSURANCE PREMIUMS
  • 5.3 COMMERCIAL INSURANCE PREMIUMS

6 GLOBAL VEHICLE INSURANCE MARKET, BY GEOGRAPHY

  • 6.1 OVERVIEW
  • 6.2 NORTH AMERICA
    • 6.2.1 U.S.
    • 6.2.2 CANADA
    • 6.2.3 MEXICO
  • 6.3 EUROPE
    • 6.3.1 GERMANY
    • 6.3.2 U.K.
    • 6.3.3 FRANCE
    • 6.3.4 REST OF EUROPE
  • 6.4 ASIA PACIFIC
    • 6.4.1 CHINA
    • 6.4.2 JAPAN
    • 6.4.3 INDIA
    • 6.4.4 REST OF ASIA PACIFIC
  • 6.5 REST OF THE WORLD
    • 6.5.1 LATIN AMERICA
    • 6.5.2 MIDDLE EAST AND AFRICA

7 GLOBAL VEHICLE INSURANCE MARKET COMPETITIVE LANDSCAPE

  • 7.1 OVERVIEW
  • 7.2 COMPANY MARKET RANKING
  • 7.3 KEY DEVELOPMENT STRATEGIES

8 COMPANY PROFILES

  • 8.1 ADMIRAL GROUP PLC
    • 8.1.1 OVERVIEW
    • 8.1.2 FINANCIAL PERFORMANCE
    • 8.1.3 PRODUCT OUTLOOK
    • 8.1.4 KEY DEVELOPMENTS
  • 8.2 ALLIANZ SE
    • 8.2.1 OVERVIEW
    • 8.2.2 FINANCIAL PERFORMANCE
    • 8.2.3 PRODUCT OUTLOOK
    • 8.2.4 KEY DEVELOPMENTS
  • 8.3 ALLSTATE INSURANCE COMPANY
    • 8.3.1 OVERVIEW
    • 8.3.2 FINANCIAL PERFORMANCE
    • 8.3.3 PRODUCT OUTLOOK
    • 8.3.4 KEY DEVELOPMENTS
  • 8.4 BERKSHIRE HATHAWAY INC.
    • 8.4.1 OVERVIEW
    • 8.4.2 FINANCIAL PERFORMANCE
    • 8.4.3 PRODUCT OUTLOOK
    • 8.4.4 KEY DEVELOPMENTS
  • 8.5 CHINA PACIFIC INSURANCE (GROUP) CO., LTD.
    • 8.5.1 OVERVIEW
    • 8.5.2 FINANCIAL PERFORMANCE
    • 8.5.3 PRODUCT OUTLOOK
    • 8.5.4 KEY DEVELOPMENTS
  • 8.6 GEICO
    • 8.6.1 OVERVIEW
    • 8.6.2 FINANCIAL PERFORMANCE
    • 8.6.3 PRODUCT OUTLOOK
    • 8.6.4 KEY DEVELOPMENT
  • 8.7 PEOPLE'S INSURANCE COMPANY OF CHINA
    • 8.7.1 OVERVIEW
    • 8.7.2 FINANCIAL PERFORMANCE
    • 8.7.3 PRODUCT OUTLOOK
    • 8.7.4 KEY DEVELOPMENTS
  • 8.8 PING AN INSURANCE (GROUP) COMPANY OF CHINA LTD.
    • 8.8.1 OVERVIEW
    • 8.8.2 FINANCIAL PERFORMANCE
    • 8.8.3 PRODUCT OUTLOOK
    • 8.8.4 KEY DEVELOPMENT
  • 8.9 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    • 8.9.1 OVERVIEW
    • 8.9.2 FINANCIAL PERFORMANCE
    • 8.9.3 PRODUCT OUTLOOK
  • 8.10 TOKIO MARINE GROUP
    • 8.10.1 OVERVIEW
    • 8.10.2 FINANCIAL PERFORMANCE
    • 8.10.3 PRODUCT OUTLOOK
    • 8.10.4 KEY DEVELOPMENTS

9 KEY DEVELOPMENTS

  • 9.1 PRODUCT LAUNCHES/DEVELOPMENTS
  • 9.2 MERGERS AND ACQUISITIONS
  • 9.3 BUSINESS EXPANSIONS
  • 9.4 PARTNERSHIPS AND COLLABORATIONS

10 APPENDIX

  • 10.1 RELATED RESEARCH