全球第三方银行软体市场规模依产品类型、应用、最终用户、地区、范围及预测

第三方银行软体市场规模及预测

第三方银行软体市场规模在过去几年中一直以中等速度增长，增长率显着，预计在市场估计和预测期内，即 2024 年至 2031 年，将显着增长。

第三方银行软体的全球市场推动因素

第三方银行软体市场的市场推动因素可能受到多种因素的影响。

对监理合规性的要求日益提高：

银行和其他金融机构必须遵守严格的法规，并需要可靠的软体解决方案进行合规管理。透过帮助银行跟上不断变化的法规，第三方银行软体促进了市场扩张。

对数位银行服务的偏好日益增加：

客户对数位银行服务的偏好日益增加，迫使银行采用尖端的第三方软体解决方案。这些解决方案提供线上交易、手机银行和个人化客户服务等功能，以增强数位银行体验。

银行业科技发展：

由于大数据分析、区块链、人工智慧 (AI) 和机器学习 (ML) 等技术进步，银行业正在转型。透过将这些尖端技术融入其产品中，第三方银行软体公司正在帮助银行改善客户服务和营运效率。

网路安全日益成为优先事项：

随着网路威胁和资料外洩的增加，银行将网路安全放在了更高的位置。第三方银行软体通常配备有助于保护个人财务资讯的尖端安全功能，这刺激了需求。

扩大金融服务：

向偏远、农村和服务不足的地区提供金融服务需要可扩展且适应性强的软体解决方案。第三方银行软体使银行能够有效地扩大客户群并提供一系列服务。

客户体验与个人化：

银行优先透过客製化银行解决方案改善客户体验。第三方银行软体使银行能够透过数据分析和人工智慧深入瞭解客户行为，并提供客製化的产品和服务。

扩大采用基于云端的解决方案：

银行业向云端运算的转变正在推动第三方银行软体的普及。基于云端的解决方案对于各种规模的银行都具有吸引力，因为它们价格实惠、灵活且可扩展。

伙伴关係与合作关係：

金融科技新创公司与银行之间的合作日益增加。为了跟上不断进步的技术以及不断变化的客户期望，银行越来越多地与外部软体供应商合作以利用他们的创新解决方案。

银行业务全球化：

随着银行的国际化发展，它们需要复杂的软体程式来处理跨多个国家、​​货币和监管框架的业务。第三方软体提供有效管理这些复杂操作所需的资源。

全球第三方银行软体市场限制

有几个因素可能会对第三方银行软体市场造成限制和课题。

实施与维护成本高：

实施第三方银行软体成本很高，尤其是对中小型金融机构而言。取得、修改、整合和维护这些系统的高成本可能会限制市场采用。

整合复杂性：

将第三方软体与目前银行系统整合需要花费大量的精力和时间。由于相容性问题以及需要大量客製化，银行不愿使用这些解决方案，这会增加成本并减缓采用速度。

监理与合规课题：

银行业受到严格监管，不同司法管辖区的合规标准各不相同。确保第三方软体解决方案遵守所有适用法律可能很困难，尤其是在全球环境中，这可能会限制它们的采用。

提供者依赖：

如果从外部供应商取得必要的银行软体，则可能会出现供应商依赖问题。使用供应商软体的银行可能容易受到供应商营运中断的影响，例如业务策略变化或财务不稳定。

缺乏客製化和灵活性：

第三方提供的某些银行软体系统可能不具备满足不同银行特定需求的适应性。客製化选项不足会限制这些解决方案的有效性，从而降低它们对潜在买家的吸引力。

新科技采用缓慢：

拥有遗留系统或不愿接受新技术的银行可能会发现很难整合第三方银行软体。组织内部对变革的抗拒也可能阻碍变革的采用。

经济不确定性：

金融不稳定和经济衰退可能导致银行对创新技术的投资减少。我们对第三方银行软体的使用可能会受到财务限制和成本控制措施的不利影响。

与内部解决方案的竞争：

有些银行可能希望创建自己的客製化软体解决方案。拥有内部开发团队可以减少对第三方软体的需求。

市场饱和度：

第三方软体供应商之间的激烈竞争可能会导致已开发市场的市场饱和。我们可能更难以区分我们的产品并保持价格竞争，这可能会限制我们的市场扩张。

目录

第 1 章 全球第三方银行软体市场：简介

市场概况
• 研究范围
• 先决条件

第 2 章执行摘要

第 3 章：经过验证的市场研究方法

• 资料探勘
• 验证
• 主要来源
• 资料来源列表

第 4 章 全球第三方银行软体市场展望

• 概述
• 市场动态
  • 驱动程式
  • 阻碍因素
  • 机会
• 波特五力模型
• 价值链分析

5. 全球第三方银行软体市场（依产品类型）

• 概述
• 核心银行软体
• 多通路银行软体
• BI 软体
• 私人财富管理软体

第六章：全球第三方银行软体市场（按应用）

• 概述
• 风险管理
• 资讯安全
• 商业智能
• 培训和咨询解决方案

7. 全球第三方银行软体市场（依最终用户划分）

• 概述
• 零售用户
• 企业用户

8. 全球第三方银行软体市场（按地区）

• 概述
• 北美洲
  • 美国
  • 加拿大
  • 墨西哥
• 欧洲
  • 德国
  • 英国
  • 法国
  • 其他欧洲国家
  亚太地区
  • 中国
  • 日本
  • 印度
  • 其他亚太地区
• 世界其他地区
  • 拉丁美洲
  • 中东和非洲

第 9 章。

• 概述
• 各公司的市场排名
• 主要发展策略

第十章 公司简介

• Accenture PIC
• Capgemini Services SAS
• Fidelity National Information Services Inc
• Fiserv Inc
• Infosys Ltd
• International Business Machines Corp
• Oracle Corp
• SAP SE
• Tata Consultancy Services Ltd
• Temenos AG

第 11 章附录

• 相关研究

Third-Party Banking Software Market Size And Forecast

Third-Party Banking Software Market size is growing at a moderate pace with substantial growth rates over the last few years and is estimated that the market will grow significantly in the forecasted period i.e. 2024 to 2031.

Global Third Party Banking Software Market Drivers

The market drivers for the Third Party Banking Software Market can be influenced by various factors. These may include:

Growing Requirement for Regulatory Compliance:

Banks and other financial organisations must comply with strict regulations, which calls for reliable software solutions for compliance management. By assisting banks in adhering to changing rules, third-party banking software promotes market expansion.

Growing Preference for Digital Banking Services:

Banks are being compelled to implement cutting-edge third-party software solutions as a result of customers' increasing inclination towards digital banking services. These solutions provide features like online transactions, mobile banking, and individualised customer care, which improve the digital banking experience.

Technological Developments in Banking:

The banking industry is changing as a result of technological advancements like big data analytics, blockchain, artificial intelligence (AI), and machine learning (ML). By incorporating these cutting-edge technology into their products, third-party banking software companies are helping banks enhance customer service and operational effectiveness.

Growing Priority for Cybersecurity:

Banks are placing a higher priority on cybersecurity as a result of the rise in cyber threats and data breaches. Demand is fueled by the fact that third-party banking software frequently has cutting-edge security features that aid in safeguarding private financial information.

Financial Services Expansion:

Scalable and adaptable software solutions are needed to bring financial services to underserved regions, such as remote and rural locations. With the help of third-party banking software, banks can effectively expand their customer base and provide a variety of services.

Customer Experience and Personalisation:

Banks place a high premium on improving the customer experience through tailored banking solutions. With the use of third-party banking software, banks can supply customised goods and services by gaining insights into client behaviour through data analytics and artificial intelligence.

Growing Adoption of Cloud-Based Solutions:

The banking industry's move to cloud computing is propelling the uptake of third-party banking software. Because cloud-based solutions are affordable, flexible, and scalable, banks of all sizes find them appealing.

Partnerships and Collaborations:

There is a growing trend of cooperation between fintech startups and banks. In order to keep up with technology improvements and evolving client expectations, banks are collaborating with outside software vendors to take advantage of their creative solutions.

Globalisation of Banking Operations:

As banks grow internationally, they need advanced software programmes to handle operations across multiple nations, currencies, and regulatory frameworks. Software from third parties offers the resources required to effectively manage these intricacies.

Global Third Party Banking Software Market Restraints

Several factors can act as restraints or challenges for the Third Party Banking Software Market. These may include:

High Implementation and Maintenance Costs:

For small and mid-sized financial institutions in particular, implementing third-party banking software can be costly. Market adoption may be constrained by the high costs of acquiring, modifying, integrating, and sustaining these systems.

Complexity of Integration:

It can take a lot of effort and time to integrate third-party software with current banking systems. Banks are discouraged from using these solutions due to compatibility problems and the requirement for significant customisation, which can raise costs and delay implementation.

Difficulties with Regulation and Compliance:

The banking industry is highly regulated, and different jurisdictions have varied criteria for compliance. It can be difficult to ensure that third-party software solutions abide by all applicable laws, particularly in a worldwide setting, which could restrict their uptake.

Dependency on providers:

Problems with vendor dependency may arise if essential banking software is obtained from outside providers. The banks that use the vendor's software may suffer from any interruption in the vendor's operations, including changes in business strategy or financial instability.

Lack of Customisation and Flexibility:

Some banking software systems provided by third parties might not have the adaptability required to meet the particular needs of various banks. Insufficient customisation choices may restrict the efficacy of these solutions, hence decreasing their appeal to prospective purchasers.

Slow Adoption of New Technologies:

Banks that have legacy systems in place or are hesitant to accept new technologies may find it difficult to integrate third-party banking software. Adoption may be further hampered by internal organisation resistance to change.

Economic Uncertainty:

Bank investments in innovative technology may decline as a result of financial instability or economic downturns. The use of third-party banking software may be adversely affected by financial limitations and cost-cutting initiatives.

Competition from In-House Solutions:

Certain banks would rather create custom software solutions for themselves. Having in-house development teams can lower the need for third-party software since banks may feel that own systems offer more control and customisation options.

Market Saturation:

The intense rivalry amongst third-party software suppliers can cause market saturation in developed markets. It can be difficult to differentiate products and keep prices competitive, which could restrict market expansion.

Global Third-Party Banking Software Market Segmentation Analysis

The Global Third-Party Banking Software Market is Segmented on the basis of Product Type, Application, End User, and Geography.

Third-Party Banking Software Market, By Product Type

• Core Banking Software
• Multi-Channel Banking Software
• BI Software
• Private Wealth Management Software

Based on Product Type, The market is bifurcated into Core Banking Software, Multi-Channel Banking Software, BI Software, and Private Wealth Management Software. The software helps in reducing losses due to human error, maintaining adaptability, improving customer experience, and providing banks with a competitive edge over other financial institutions.

Third-Party Banking Software Market, By Application

• Risk Management
• Information Security
• Business Intelligence
• Training and Consulting Solutions

Based on Application, The market is bifurcated into Risk Management, Information Security, Business Intelligence, Training and Consulting Solutions. All these applications have made the demand for banking software tremendously.

Third-Party Banking Software Market, By End User

• Retail Users
• Corporate Users

Based on End User, The market is bifurcated into Retail Users and Corporate Users. In the forecast period, business users, retail users, and other end-users may be explored in third-party banking software. Retail users accounted for a significant market share of third-party banking software and are thought to follow the overall market in the coming years.

Third-Party Banking Software Market, By Geography

• North America
• Europe
• Asia Pacific
• Rest of the world
• On the basis of Regional Analysis, The Global Third-Party Banking Software Market is classified into North America, Europe, Asia Pacific, and the Rest of the world.

Key Players

• The "Global Third-Party Banking Software Market" study report will provide valuable insight with an emphasis on the global market. The major players in the market are
• Accenture Pic, Capgemini Services SAS, Fidelity National Information Services Inc, Fiserv Inc, Infosys Ltd, International Business Machines Corp, Oracle Corp, SAP SE, Tata Consultancy Services Ltd, and Temenos AG.
• The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

TABLE OF CONTENTS

1 INTRODUCTION OF GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET

• 1.1 Overview of the Market
• 1.1 Scope of Report
• 1.2 Assumptions

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

• 3.1 Data Mining
• 3.2 Validation
• 3.3 Primary Interviews
• 3.4 List of Data Sources

4 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET OUTLOOK

• 4.1 Overview
• 4.2 Market Dynamics
  • 4.2.1 Drivers
  • 4.2.2 Restraints
  • 4.2.3 Opportunities
• 4.3 Porters Five Force Model
• 4.4 Value Chain Analysis

5 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY PRODUCT TYPE

• 5.1 Overview
• 5.2 Core Banking Software
• 5.3 Multi-Channel Banking Software
• 5.4 BI Software
• 5.5 Private Wealth Management Software

6 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY APPLICATION

• 6.1 Overview
• 6.2 Risk Management
• 6.3 Information Security
• 6.4 Business Intelligence
• 6.5 Training and Consulting Solutions

7 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY END USER

• 7.1 Overview
• 7.2 Retail Users
• 7.3 Corporate Users

8 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY GEOGRAPHY

• 8.1 Overview
• 8.2 North America
  • 8.2.1 U.S.
  • 8.2.2 Canada
  • 8.2.3 Mexico
• 8.3 Europe
  • 8.3.1 Germany
  • 8.3.2 U.K.
  • 8.3.3 France
  • 8.3.4 Rest of Europe
• 8.4 Asia Pacific
  • 8.4.1 China
  • 8.4.2 Japan
  • 8.4.3 India
  • 8.4.4 Rest of Asia Pacific
• 8.5 Rest of the World
  • 8.5.1 Latin America
  • 8.5.2 Middle East and Africa

9 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET COMPETITIVE LANDSCAPE

• 9.1 Overview
• 9.2 Company Market Ranking
• 9.3 Key Development Strategies

10 COMPANY PROFILES

• 10.1 Accenture PIC
  • 10.1.1 Overview
  • 10.1.2 Financial Performance
  • 10.1.3 Product Outlook
  • 10.1.4 Key Developments
• 10.2 Capgemini Services SAS
  • 10.2.1 Overview
  • 10.2.2 Financial Performance
  • 10.2.3 Product Outlook
  • 10.2.4 Key Developments
• 10.3 Fidelity National Information Services Inc
  • 10.3.1 Overview
  • 10.3.2 Financial Performance
  • 10.3.3 Product Outlook
  • 10.3.4 Key Developments
• 10.4 Fiserv Inc
  • 10.4.1 Overview
  • 10.4.2 Financial Performance
  • 10.4.3 Product Outlook
  • 10.4.4 Key Developments
• 10.5 Infosys Ltd
  • 10.5.1 Overview
  • 10.5.2 Financial Performance
  • 10.5.3 Product Outlook
  • 10.5.4 Key Developments
• 10.6 International Business Machines Corp
  • 10.6.1 Overview
  • 10.6.2 Financial Performance
  • 10.6.3 Product Outlook
  • 10.6.4 Key Developments
• 10.7 Oracle Corp
  • 10.7.1 Overview
  • 10.7.2 Financial Performance
  • 10.7.3 Product Outlook
  • 10.7.4 Key Developments
• 10.8 SAP SE
  • 10.8.1 Overview
  • 10.8.2 Financial Performance
  • 10.8.3 Product Outlook
  • 10.8.4 Key Developments
• 10.9 Tata Consultancy Services Ltd
  • 10.9.1 Overview
  • 10.9.2 Financial Performance
  • 10.9.3 Product Outlook
  • 10.9.4 Key Developments
• 10.10 Temenos AG
  • 10.10.1 Overview
  • 10.10.2 Financial Performance
  • 10.10.3 Product Outlook
  • 10.10.4 Key Developments

11 Appendix

• 11.1 Related Research