全球个人财务软体市场规模依软体类型、部署类型、最终用户、地区、范围和预测划分

个人理财软体市场规模及预测

2023 年个人理财软体市场规模价值 11.3 亿美元，预计到 2030 年将达到 16.1 亿美元，在 2024-2030 年预测期内的复合年增长率为 5.2%。

全球个人理财软体市场驱动力

个人理财软体市场的市场推动因素可能受到多种因素的影响。

增加知识

随着人们越来越意识到财务规划和管理的重要性，他们正在寻找工具来帮助他们更好地管理资金。

数位转型

随着数位转型的不断进行，人们正在使用数位工具进行个人财务管理和其他功能。

对自动化的需求

个人理财软体的需求源自于预算、成本监控和投资管理等财务活动自动化的需求。

网路交易增加

网上购物和交易的日益增长的趋势使得对追踪和管理网上消费的解决方案的需求日益增长。

金融产品日益复杂

人们越来越需要软体来帮助管理日益复杂的金融产品和服务，包括多个银行帐户、信用卡、投资帐户等。

行动应用程式：

智慧型手机和行动应用程式的普及增加了个人理财软体的使用，因为它提供了随时随地轻鬆存取的功能。

资料安全性问题：

随着个人理财软体的使用越来越广泛，消费者对其财务资料安全性的担忧也变得普遍。这促使对具有强大安全措施的软体的需求不断增长。

与其他金融服务的整合：

寻求完整财务管理解决方案的消费者越来越倾向于与其他金融服务（例如银行和投资平台）互动的个人理财软体。

限制全球个人理财软体市场的因素

有几个因素可能会对个人理财软体市场造成限制和课题。以下是一个例子：

资料安全性问题：

资料安全问题：使用个人理财软体时，许多使用者担心其财务资讯的安全性，因此不愿使用这些工具。

复杂性与学习曲线：

有些个人理财软体可能很复杂，需要花时间学习使用。

成本

对于某些用户来说，个人理财软体可能非常昂贵，并且会限制访问，尤其是当它提供高级或高级功能时。

相容性与整合：

当前软体和系统的相容性问题可能会阻碍个人财务软体的采用，尤其是对于与其他工具整合非常重要的企业而言。

缺乏知识：

有些潜在客户可能没有意识到个人理财软体的好处以及这些工具如何改善财务管理。

监理障碍

个人理财软体开发商在遵守资料保护和金融法规方面会面临课题，尤其是在监管框架不同的地区。

自订限制：

缺乏足够的客製化选项来满足广泛的使用者需求可能会阻碍某些个人理财软体的有效性和采用。

克服采用障碍

由于使用者不愿意改变以及偏好使用较传统的财务管理方法，个人理财软体的采用可能会受到阻碍。

目录

第 1 章简介

• 市场定义
• 市场区隔
• 研究方法

第 2 章执行摘要

• 主要发现 市场概况
• 市场亮点

第3章 市场概览

• 市场规模与成长潜力
• 市场趋势
• 市场推动因素
• 市场限制
• 市场机会
• 波特五力分析

第 4 章 个人财务软体市场（依软体类型）

• 预算软体
• 投资管理软体
• 税务软体
• 费用追踪软体

第 5 章个人财务软体市场（按部署类型）

• 本地
• 基于云端

第6章 个人财务软体市场（依最终用户划分）

• 个人
• 家庭
• 中小型企业
• 公司

第 7 章 区域分析

• 北美洲
• 美国
• 加拿大
• 墨西哥
• 欧洲
• 英国
• 德国
• 法国
• 义大利 亚太地区
• 中国
• 日本
• 印度
• 澳大利亚
• 拉丁美洲
• 巴西
• 阿根廷
• 智利
• 中东和非洲
• 南非
• 沙乌地阿拉伯
• 阿拉伯联合大公国

第 8 章 市场动态

• 市场推动因素
• 市场限制
• 市场机会
• COVID-19 对市场的影响

第 9 章 竞争格局

• 大型公司
• 市占率分析

第10章 公司简介

• Quicken 公司 Intuit Inc.（Mint）
• 您需要一家预算有限责任公司
• Doxo 公司
• 资金仪錶板
• Moneyspire 有限公司
• Buxfer 公司
• 微软
• Pocket Smith 有限公司

第 11 章 市场展望与机会

• 新兴技术
• 未来市场趋势
• 投资机会

第 12 章附录

• 缩写列表
• 来源与参考文献

Personal Finance Software Market Size And Forecast

Personal Finance Software Market size was valued at USD 1.13 Billion in 2023 and is projected to reach USD 1.61 Billion by 2030, growing at a CAGR of 5.2% during the forecast period 2024-2030.

Global Personal Finance Software Market Drivers

The market drivers for the Personal Finance Software Market can be influenced by various factors. These may include:

Increasing knowledge

: People are looking for tools to assist them manage their money more skillfully as a result of growing knowledge of the significance of financial planning and management.

Digital Transformation

: People are using digital tools for personal finance management and other functions as a result of the continuous digital transformation.

Demand for Automation

: The demand for personal finance software is being driven by the need for automation in financial activities, including budgeting, cost monitoring, and investment management.

Growth in Online Transactions

: People are in more need of solutions to assist them track and control their online spending as a result of the growing trend of online shopping and transactions.

Growing Complexity of Financial Products

: The need for software that can assist people in managing the complexity of financial products and services, such as multiple bank accounts, credit cards, and investment accounts, is being driven by the growing complexity of these products and services.

Mobile Applications:

People are using personal finance software more frequently now that it's easier for them to access it on the go thanks to the widespread use of smartphones and mobile applications.

Data Security Concerns:

As personal finance software is used more often, consumers' concerns about the security of their financial data are becoming more prevalent. This is creating a demand for software with strong security measures.

Integration with Other Financial Services:

Those searching for a complete financial management solution are increasingly drawn to personal finance software that interfaces with other financial services, including banking and investment platforms.

Global Personal Finance Software Market Restraints

Several factors can act as restraints or challenges for the Personal Finance Software Market. These may include:

Data Security Issues:

When using personal finance software, many users are hesitant to utilize these tools because they are concerned about the security of their financial information.

Complexity and Learning Curve:

Adoption of certain personal financial software may be impeded by its complexity, which necessitates a time investment from users to become proficient in its use.

Cost

: Some users may find personal finance software prohibitively expensive, particularly if it has premium or advanced capabilities, which may restrict their access.

Compatibility and Integration:

Problems with compatibility with current software and systems might prevent personal financial software from being adopted, particularly in businesses where integration with other tools is crucial.

Lack of Knowledge:

Some prospective customers might not be aware of the advantages of personal finance software or how these tools might improve their financial management.

Regulatory Obstacles

: Personal finance software developers may face difficulties adhering to data protection and financial regulations, particularly in areas with disparate regulatory frameworks.

Limited Customization:

The efficacy and uptake of certain personal financial software may be hindered by the lack of sufficient customization options to satisfy the wide range of user needs.

Overcoming Adoption Barriers

: Adoption of Personal Finance Software may be hampered by users' reluctance to change and preference for more conventional financial management techniques.

Global Personal Finance Software Market Segmentation Analysis

The Global Personal Finance Software Market is Segmented on the basis of Type of Software, Deployment Mode, End User and Geography.

Personal Finance Software Market, By Type of Software

• Budgeting Software:
• Helps users create and manage budgets, track expenses, and analyze spending patterns.
• Investment Management Software:
• Assists users in managing their investments, tracking performance, and analyzing investment options.
• Tax Software:
• Helps users prepare and file their taxes, including tax planning and compliance features.
• Expense Tracking Software:
• Focuses on tracking and categorizing expenses, providing insights into spending habits.

Personal Finance Software Market, By Deployment Mode

• On-Premise:
• Software is installed and maintained on the user's local computer or server.
• Cloud-Based:
• Software is accessed over the internet and hosted on remote servers, offering flexibility and accessibility from any device.

Personal Finance Software Market, By End User

• Individuals:
• Personal finance software tailored for individual users.
• Families
• : Software designed to manage finances for multiple family members.
• Small Businesses:
• Solutions for managing business finances, including invoicing, payroll, and expense tracking.
• Enterprises
• : Software with advanced features for large organizations, such as financial planning and analysis tools.

Personal Finance Software Market, By Geography

• North America:
• Market conditions and demand in the United States, Canada, and Mexico.
• Europe:
• Analysis of the PERSONAL FINANCE SOFTWARE MARKET in European countries.
• Asia-Pacific:
• Focusing on countries like China, India, Japan, South Korea, and others.
• Middle East and Africa:
• Examining market dynamics in the Middle East and African regions.
• Latin America:
• Covering market trends and developments in countries across Latin America.

Key Players

• The major players in the Personal Finance Software Market are:
• Quicken Inc.
• Intuit Inc. (Mint)
• You Need A Budget LLC
• Doxo Inc.
• Money Dashboards
• Moneyspire Inc.
• Buxfer Inc.
• Microsoft
• Pocket Smith Ltd.

TABLE OF CONTENTS

1. Introduction

• Market Definition
• Market Segmentation
• Research Methodology

2. Executive Summary

• Key Findings
• Market Overview
• Market Highlights

3. Market Overview

• Market Size and Growth Potential
• Market Trends
• Market Drivers
• Market Restraints
• Market Opportunities
• Porter's Five Forces Analysis

4. Personal Finance Software Market, By Type of Software

• Budgeting Software
• Investment Management Software
• Tax Software
• Expense Tracking Software

5. Personal Finance Software Market, By Deployment Mode

• On-Premise
• Cloud-Based

6. Personal Finance Software Market, By End User

• Individuals
• Families
• Small Businesses
• Enterprises

7. Regional Analysis

• North America
• United States
• Canada
• Mexico
• Europe
• United Kingdom
• Germany
• France
• Italy
• Asia-Pacific
• China
• Japan
• India
• Australia
• Latin America
• Brazil
• Argentina
• Chile
• Middle East and Africa
• South Africa
• Saudi Arabia
• UAE

8. Market Dynamics

• Market Drivers
• Market Restraints
• Market Opportunities
• Impact of COVID-19 on the Market

9. Competitive Landscape

• Key Players
• Market Share Analysis

10. Company Profiles

• Quicken Inc.
• Intuit Inc. (Mint)
• You Need A Budget LLC
• Doxo Inc.
• Money Dashboards
• Moneyspire Inc.
• Buxfer Inc.
• Microsoft
• Pocket Smith Ltd.

11. Market Outlook and Opportunities

• Emerging Technologies
• Future Market Trends
• Investment Opportunities

12. Appendix

• List of Abbreviations
• Sources and References