首页 > 市场调查报告书 > 银行业务

市场调查报告书

商品编码

1733389

应付帐款(AP) 自动化软体市场规模（按类型、组织规模、区域范围和预测）

Accounts Payable (AP) Automation Software Market Size By Type (Cloud/SaaS/Web-based, Installed), By Organization Size (Large Enterprises, Small & Medium-sized Enterprises), By Geographic Scope And Forecast

出版日期: 2025年05月14日 | 出版商:

Verified Market Research | 英文 202 Pages | 商品交期: 2-3个工作天内

价格

简介目录

应付帐款（AP）自动化软体市场规模与预测

应付帐款(AP) 自动化软体市场规模预计在 2024 年达到 23.9 亿美元，到 2032 年将达到 47.8 亿美元，2024 年至 2032 年的复合年增长率为 10%。

应付帐款(AP) 自动化软体是一种数位解决方案，可简化和自动化处理向组织的供应商和承包商付款所涉及的业务。

我们使用人工智慧、机器学习和光学字元辨识等技术数位化发票、匹配采购订单并有效率且无错误地处理付款。

AP 自动化软体消除了手动任务，减少了处理时间，并提高了财务交易的准确性。

透过以电子方式从输入的发票中捕获数据，您可以简化发票处理工作流程，从而无需手动输入数据并减少错误或差异的机会。

此外，透过即时了解应付款项和付款计划，您可以改善现金流管理、最大化营运资金并制定策略性付款优先决策。

应付帐款（AP）自动化软体市场动态

影响应付帐款（AP）自动化软体市场的关键市场动态是：

关键市场驱动因素

降低成本并提高效率：自动化应付帐款(AP) 流程可减少人为输入错误和处理成本，从而提高支付效率。自动化软体使企业能够优化工作流程，以便更快地处理发票、降低人事费用并控制现金流。

法规遵循和诈欺预防：AP 自动化软体透过保留所有交易的审核记录来帮助公司满足监管标准。此外，先进的侦测演算法和存取限制可以提高诈欺预防能力，并确保向授权和合法的供应商付款。

加强供应商关係：自动化 AP 程序可加快发票核准和付款，使您能够与供应商建立更紧密的关係。按时付款可以带来更好的条款和折扣，从而使双方在现金流和供应链稳定性方面受益。

可扩展性和数位转型：随着业务的成长，手动处理不断增加的发票量已不再可行。 AP 自动化软体可随着您的业务扩展，让您无需僱用额外的 AP负责人即可增加交易量。它还透过与其他财务系统的顺畅互动来支持更广泛的数位转型目标。

主要问题

整合复杂性：将 AP 自动化软体整合到您目前的财务系统和 ERP 平台中既困难又耗时。组织经常会遇到维持系统间无缝资料传输和通讯的问题，这会阻碍自动化流程并降低财务流程的整体效率。

前期成本高且投资报酬不确定性：AP 自动化软体的初始投资（包括授权、客製化和培训）可能会给企业带来沉重的负担。人们常常对投资收益(ROI) 感到困惑，尤其是中小型企业，他们不愿意在没有明显直接利益的情况下投入资源。

资料安全和隐私问题：随着越来越多的金融交易在线上处理，资料安全和隐私方面出现了重大问题。公司必须确保其 AP 自动化软体符合全球资料保护要求，但这是一项困难且成本高昂的任务，阻碍了市场扩张。

主要趋势

加强人工智慧和机器学习：AP 自动化软体市场越来越多地采用人工智慧和机器学习技术来提高发票处理的准确性和预防诈欺的能力。这些技术可以实现更复杂的数据分析、现金流量管理的预测分析以及核算职能内决策能力的提高。

云端基础的解决方案的成长：云端基础的AP 自动化解决方案正在发生重大转变。云端基础的AP 自动化解决方案比传统的内部部署软体具有可扩展性、远端存取和更低的前期成本。这一趋势使各种规模的企业能够采用 AP 自动化，同时受益于云端服务提供的定期升级和维护。

行动可存取性和功能：行动存取 AP 自动化软体正变得越来越普遍，允许用户从任何地方核准发票、付款和管理活动。这一趋势满足了业务流程中对灵活性和即时操作日益增长的需求，从而提高了效率和使用者满意度。

与更广泛的财务系统整合：AP 自动化解决方案越来越多地被建构为与更广泛的财务系统无缝协作，包括 ERP、CRM 和 HR 软体。这种互通性趋势有助于减少手动资料输入并提高财务活动的可见性，从而形成更整合和高效的财务环境。

应付帐款（AP）自动化软体市场区域分析

以下是应付帐款（AP）自动化软体市场的详细区域分析：

北美。

根据 VMR 分析师的预测，北美预计将在预测期内主导应付帐款(AP) 自动化软体市场。北美，尤其是美国，拥有强大且先进的技术基础设施，有利于AP自动化软体的早期采用和整合。该地区的公司更有可能投资于提高业务效率的创新技术。

严格的法律规范，尤其是有关金融交易和资料保护的框架（例如美国的萨班斯-奥克斯利法案），正在推动该地区的公司使用 AP 自动化软体。这些解决方案透过维护准确的记录、提供审核追踪和加强安全保障来促进合规性。

全球许多最大的 AP 自动化软体供应商都位于北美，这有助于该地区占据主导地位。靠近这些领先的供应商使当地企业能够快速获得 AP 自动化解决方案的最新发展、支援和客製化选项。

此外，北美公司具有重视效率和创新的文化。由于企业不断寻找优化业务和降低开支的方法，他们热衷于采用有望简化和提高财务流程效率的 AP 自动化解决方案。

欧洲

在欧洲，包括资料保护的 GDPR 和特定国家/地区的财务规则在内的复杂监管环境鼓励使用 AP 自动化软体。这些解决方案透过准确、安全地处理金融交易和个人资料来帮助企业满足合规性要求。

欧洲公司越来越致力于永续性和减少对环境的影响。 AP 自动化软体减少了对纸本流程的需求，并促进了环保运营，符合该地区的绿色抱负和目标。

此外，许多欧洲国家在欧盟内部和外部进行跨境贸易，这意味着企业面临复杂的金融交易。 AP 自动化软体透过有效管理多种货币和税收制度简化了这些业务，实现了无缝的国际贸易。

亚太地区

预计亚太地区将在预测期内呈现最高成长。亚太地区正在经历重大的数位化，各行各业的公司都在积极寻求流程数位化。这种转变正在加速使用 AP 自动化软体来更新财务业务、减少文书工作并提高业务效率。

该地区经济的一个显着特征是，许多中小型企业正在意识到 AP 自动化在现金流量管理和减少人力错误方面的好处。价格合理的云端基础的解决方案对这些新兴组织特别有吸引力，因为它们具有可扩展性和灵活性。

此外，亚太地区电子商务和线上市场的快速扩张推动了交易量的增加，从而需要高效、可扩展的 AP业务。自动化软体透过加快付款和对帐来满足这一需求，从而在快速扩张的数位市场中实现更有效率的营运。

应付帐款（AP）自动化软体市场：細項分析

应付帐款(AP) 自动化软体市场依据类型、组织规模和地区进行细分。

应付帐款（AP）自动化软体市场（按类型）

云端/SaaS/基于Web
安装类型

依类型分为云端/SaaS/Web型和安装型。据估计，基于云端/SaaS/网路的部分将主导应付帐款(AP) 自动化软体市场。云端基础的解决方案提供了可扩展性和灵活性，这对于各种组织都很重要，尤其是没有资源在IT基础设施上进行大量前期投资的中小型企业 (SME)。此外，这些解决方案还提供远端访问，允许使用者从任何地方存取系统。在当今不断变化的工作环境（包括远端和混合工作模式）中，这一点变得越来越重要。

应付帐款（AP）自动化软体市场（依组织规模）

大公司
中小型企业

根据组织规模，市场分为大型企业和中小型企业。在应付帐款(AP) 自动化软体市场中，大型企业部门预计将在预测期内占据大部分份额。大型公司经常管理的金融交易的复杂性和数量极大地提高了它们的优势。这些公司通常跨多个地区和司法管辖区开展业务，同时应对复杂的监管要求和多样化的供应商群体。这些公司依靠 AP 自动化解决方案的可扩展性和弹性来加快流程、提高准确性并确保遵守法规。

应付帐款（AP）自动化软体市场（按地区）

北美洲
欧洲
亚太地区
其他的

根据地区，应付帐款(AP) 自动化软体市场分为北美、欧洲、亚太地区和世界其他地区。预计预测期内北美将占据应付帐款(AP) 自动化软体市场的最大份额。该地区拥有先进的技术基础设施，可快速配置和整合 AP 自动化等新的软体解决方案。此外，北美尤其是美国拥有大量的AP自动化软体供应商，使得当地企业能够较早获得尖端技术和支援服务。该地区还拥有严格监管的金融环境，要求企业实施有助于其遵守复杂法规的解决方案。

主要参与企业

应付帐款(AP) 自动化软体市场研究报告提供了有价值的见解，重点在于全球市场。市场的主要参与企业有 SAP、Oracle、Coupa、Basware、AvidXchange、Bill.com、Tradeshift、Xero、Yooz、Pagero、MYOB、金蝶国际软体集团、Workday、FLEETCOR Technologies、Ramco Systems、Tecnocom、Teylor 和 PayStream。

我们的市场分析还设有专门针对这些关键参与企业的部分，我们的分析师在其中提供所有关键参与企业的财务报表见解以及产品基准化分析和 SWOT 分析。竞争格局部分还包括上述全球参与企业的关键发展策略、市场占有率和市场排名分析。

应付帐款（AP）自动化软体市场的最新趋势
2022 年 8 月，知名全球企业付款公司 FLEETCOR Technologies, Inc. 宣布收购应付帐款(AP) 自动化软体供应商 Accrualify, Inc.。此次收购值得关注，因为它增强了 FLEETCOR 的付款解决方案组合，特别是透过自动化整个采购到付款流程扩展了其企业付款管道的功能。

Cost Reduction and Efficiency: Automating accounts payable (AP) processes decreases human entry errors and processing expenses while considerably enhancing payment efficiency. Automation software enables organizations to optimize workflows, resulting in faster invoice processing, lower labor expenses, and greater control over cash flow.

Regulatory Compliance and Fraud Prevention: AP automation software assists businesses in meeting regulatory standards by keeping an auditable record of all transactions. It improves fraud prevention by utilizing sophisticated detection algorithms and limited access, ensuring that payments are issued to authentic vendors within permitted limits.

Enhanced Vendor Relationships: Automation in AP procedures speeds up invoice approvals and payments, helping businesses develop closer connections with suppliers. Payments made on time can lead to better terms and discounts, which benefit both parties in terms of cash flow and supply chain stability.

Scalability and Digital Transformation: It is no longer feasible for organizations to manually handle an increasing number of invoices as they grow. AP automation software scales with the business, allowing for increased transaction volumes without the requirement for commensurate growth in AP staff. Also, it supports broader digital transformation aims by smoothly interacting with other financial systems.

Key Challenges:

Integration Complexity: Integrating AP automation software into current finance systems and ERP platforms is difficult and time-consuming. Organizations frequently have issues in maintaining flawless data transfer and communication between systems, which impedes the automation process and reduces the overall efficiency of financial processes.

High Initial Costs and ROI Uncertainty: The initial investment in AP automation software, which includes licensing, customization, and training, is significant for enterprises. There is frequently confusion about the return on investment (ROI), particularly among small and medium-sized firms (SMEs), who are hesitant to spend resources without clear, immediate advantages.

Data Security and Privacy Concerns: There are major problems with data security and privacy as a result of the growing number of financial transactions that are handled online. Businesses must guarantee that their AP automation software complies with worldwide data protection requirements, which is a difficult and costly task that impedes market expansion.

Key Trends:

AI and Machine Learning Enhancements: The AP automation software market is progressively using AI and machine learning techniques to increase invoice processing accuracy and fraud prevention. These technologies provide more complex data analysis, predictive analytics for cash flow management, and improved decision-making capabilities in the accounting function.

Cloud-based Solutions Growth: There is a substantial shift toward cloud-based AP automation solutions, which provide scalability, remote access, and cheaper upfront costs than traditional on-premises software. This trend allows organizations of all sizes to implement AP automation while also benefiting from regular upgrades and maintenance provided by cloud services.

Mobile Accessibility and Functionality: Mobile access to AP automation software is becoming the norm, enabling users to approve invoices, make payments, and manage activities from anywhere. This trend addresses the growing demand for flexibility and real-time operations in business processes, resulting in increased efficiency and user satisfaction.

Integration with Broader Financial Systems: AP automation solutions are increasingly built to work seamlessly with a broader range of financial systems, including as ERP, CRM, and HR software. This trend toward interoperability contributes to a more integrated and efficient financial environment, decreasing manual data entry and increasing visibility across financial activities.

Accounts Payable (AP) Automation Software Market Regional Analysis

Here is a more detailed regional analysis of the Accounts Payable (AP) automation software market:

North America:

According to VMR Analyst, North America is estimated to dominate the Accounts Payable (AP) automation software market during the forecast period. North America, particularly the United States, has a strong and advanced technology infrastructure, which facilitates the early adoption and integration of AP automation software. Businesses in this region are more likely to invest in innovative technologies that improve operational efficiency.

The region's severe regulatory framework, particularly for financial transactions and data protection (e.g., SOX in the United States), encourages businesses to use AP automation software. These solutions promote compliance by maintaining accurate records, providing audit trails, and enhancing security safeguards.

Many of the world's largest AP automation software providers are based in North America, which contributes to its supremacy. The proximity to these key providers provides local businesses with faster access to the most recent developments, support, and customization choices in AP automation solutions.

Furthermore, there is a high cultural emphasis on efficiency and innovation among North American corporations. Companies are constantly looking for methods to optimize operations and cut expenses, which makes them more open to embracing AP automation solutions that promise to streamline financial procedures and increase efficiency.

Europe:

The complex regulatory landscape in Europe, which includes GDPR for data protection and different country-specific financial rules, encourages firms to use AP automation software. These solutions assist businesses in meeting compliance requirements by processing financial transactions and personal data accurately and securely.

European companies are increasingly committed to sustainability and lowering their environmental imprint. AP automation software reduces the need for paper-based processes, promoting environmentally friendly operations and aligning with the region's green ambitions and goals.

Furthermore, businesses face complex financial transactions as many European countries engage in cross-border trade both within and outside of the European Union. AP automation software simplifies these operations by efficiently managing multiple currencies and tax rules, allowing for seamless international trading.

Asia Pacific:

The Asia Pacific region is estimated to exhibit the highest growth during the forecast period. The Asia Pacific region is undergoing a substantial digital transition, with organizations from a variety of industries actively attempting to digitize processes. This change is accelerating the use of AP automation software to update finance operations, decrease paperwork, and improve operational efficiency.

The region's economy is characterized by a large number of SMEs, who are increasingly understanding the benefits of AP automation in terms of cash flow management and manual mistake reduction. Affordable cloud-based solutions are especially appealing to these emerging organizations, as they provide scalability and flexibility.

Furthermore, the rapid expansion of e-commerce and online marketplaces in the Asia-Pacific region has resulted in rising transaction volumes, necessitating efficient and scalable AP operations. Automation software addresses this demand by expediting payments and reconciliations, resulting in more efficient operations in a fast-increasing digital market.

Accounts Payable (AP) Automation Software Market: Segmentation Analysis

The Accounts Payable (AP) Automation Software Market is segmented based on Type, Organization Size, And Geography.

Accounts Payable (AP) Automation Software Market, By Type

Cloud/SaaS/Web-based
Installed

Based on Type, the market is segmented into Cloud/SaaS/Web-based and Installed. The cloud/SaaS/Web-based segment is estimated to dominate the Accounts Payable (AP) automation software market. Cloud-based solutions provide scalability and flexibility, which are critical for organizations of all kinds, particularly small and medium-sized firms (SMEs), who lack the resources to make major upfront expenditures in IT infrastructure. Furthermore, these solutions offer remote accessibility, allowing users to access the system from any location, which is becoming increasingly relevant in today's changing work settings, including remote and hybrid work models.

Accounts Payable (AP) Automation Software Market, By Organization Size

Large Enterprises
Small and Medium-sized Enterprises (SMEs)

Based on Organization Size, the market is segmented into Large Enterprises and Small and Medium-sized Enterprises (SMEs). The large enterprises segment is estimated to hold the majority share in the forecast period in the Accounts Payable (AP) automation software market. The complexity and volume of financial transactions that major firms manage regularly contribute significantly to their dominance. Such businesses frequently operate across numerous regions and jurisdictions, navigating complex regulatory requirements and a diversified vendor base. These enterprises rely on the scalability and resilience of AP automation solutions to expedite procedures, increase accuracy, and assure regulatory compliance.

Accounts Payable (AP) Automation Software Market, By Geography

North America
Europe
Asia Pacific
Rest of the World

Based on Geography, the Accounts Payable (AP) automation software market is classified into North America, Europe, Asia Pacific, and the Rest of the World. North America region is estimated to hold the largest share of the Accounts Payable (AP) automation software market during the forecast period. The region's sophisticated technological infrastructure, in particular, enables the rapid deployment and integration of new software solutions, such as AP automation. Also, North America, particularly the United States, is home to a large number of premier AP automation software suppliers, allowing local businesses first access to cutting-edge technologies and support services. The region also has a highly regulated financial environment, which pushes businesses to embrace solutions that can help them comply with complex rules.

Key Players

The "Accounts Payable (AP) Automation Software Market" study report will provide valuable insight emphasizing the global market. The major players in the market are SAP, Oracle, Coupa, Basware, AvidXchange, Bill.com, Tradeshift, Xero, Yooz, Pagero, MYOB, Kingdee International Software Group, Workday, FLEETCOR Technologies, Ramco Systems, Tecnocom, Teylor, and PayStream.

Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide an insight into the financial statements of all the major players, along with product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

Accounts Payable (AP) Automation Software Market Recent Developments
In August 2022, FLEETCOR Technologies, Inc., a well-known global corporate payments company, announced the purchase of Accrualify, Inc., an accounts payable (AP) automation software provider. This acquisition is noteworthy because it augments FLEETCOR's portfolio of payment solutions and expands its capabilities in corporate payment platforms, particularly by automating the full procure-to-pay process.

1 INTRODUCTION OF GLOBAL ACCOUNTS PAYABLE (AP) AUTOMATION SOFTWARE MARKET

1.1 Overview of the Market
1.2 Scope of Report
1.3 Assumptions

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

3.1 Data Mining
3.2 Validation
3.3 Primary Interviews
3.4 List of Data Sources

4 GLOBAL ACCOUNTS PAYABLE (AP) AUTOMATION SOFTWARE MARKET OUTLOOK

4.1 Overview
4.2 Market Dynamics
- 4.2.1 Drivers
- 4.2.2 Restraints
- 4.2.3 Opportunities
4.3 Porters Five Force Model
4.4 Value Chain Analysis

5 GLOBAL ACCOUNTS PAYABLE (AP) AUTOMATION SOFTWARE MARKET, BY TYPE

5.1 Overview
5.2 Cloud/SaaS/Web Based
5.3 Installed

6 GLOBAL ACCOUNTS PAYABLE (AP) AUTOMATION SOFTWARE MARKET, BY ORGANIZATION SIZE

6.1 Overview
6.2 Large Enterprises
6.3 Small and Medium Size Enterprises
6.4 Others

7 GLOBAL ACCOUNTS PAYABLE (AP) AUTOMATION SOFTWARE MARKET, BY GEOGRAPHY

7.1 Overview
7.2 North America
- 7.2.1 U.S.
- 7.2.2 Canada
- 7.2.3 Mexico
7.3 Europe
- 7.3.1 Germany
- 7.3.2 U.K.
- 7.3.3 France
- 7.3.4 Rest of Europe
7.4 Asia Pacific
- 7.4.1 China
- 7.4.2 Japan
- 7.4.3 India
- 7.4.4 Rest of Asia Pacific
7.5 Rest of the World
- 7.5.1 Latin America
- 7.5.2 Middle East & Africa

8 GLOBAL ACCOUNTS PAYABLE (AP) AUTOMATION SOFTWARE MARKET COMPETITIVE LANDSCAPE

8.1 Overview
8.2 Company Market Ranking
8.3 Key Development Strategies

9 COMPANY PROFILES

9.1 Freshbooks
- 9.1.1 Overview
- 9.1.2 Financial Performance
- 9.1.3 Product Outlook
- 9.1.4 Key Developments
9.2 Xero
- 9.2.1 Overview
- 9.2.2 Financial Performance
- 9.2.3 Product Outlook
- 9.2.4 Key Developments
9.3 Zoho
- 9.3.1 Overview
- 9.3.2 Financial Performance
- 9.3.3 Product Outlook
- 9.3.4 Key Developments
9.4 Intuit
- 9.4.1 Overview
- 9.4.2 Financial Performance
- 9.4.3 Product Outlook
- 9.4.4 Key Developments
9.5 Brightpearl
- 9.5.1 Overview
- 9.5.2 Financial Performance
- 9.5.3 Product Outlook
- 9.5.4 Key Developments
9.6 Sage
- 9.6.1 Overview
- 9.6.2 Financial Performance
- 9.6.3 Product Outlook
- 9.6.4 Key Developments
9.7 FinancialForce
- 9.7.1 Overview
- 9.7.2 Financial Performance
- 9.7.3 Product Outlook
- 9.7.4 Key Developments
9.8 Tipalti
- 9.8.1 Overview
- 9.8.2 Financial Performance
- 9.8.3 Product Outlook
- 9.8.4 Key Developments
9.9 PaySimple
- 9.9.1 Overview
- 9.9.2 Financial Performance
- 9.9.3 Product Outlook
- 9.9.4 Key Developments
9.10 Acclivity Group
- 9.10.1 Overview
- 9.10.2 Financial Performance
- 9.10.3 Product Outlook
- 9.10.4 Key Developments

10 Appendix

10.1 Related Research

02-2729-4219

+886-2-2729-4219

License/价格

应付帐款(AP) 自动化软体市场规模（按类型、组织规模、区域范围和预测）

Accounts Payable (AP) Automation Software Market Size By Type (Cloud/SaaS/Web-based, Installed), By Organization Size (Large Enterprises, Small & Medium-sized Enterprises), By Geographic Scope And Forecast

应付帐款（AP）自动化软体市场规模与预测

应付帐款（AP）自动化软体市场动态

关键市场驱动因素

应付帐款（AP）自动化软体市场区域分析

应付帐款（AP）自动化软体市场：細項分析

应付帐款（AP）自动化软体市场（按类型）

应付帐款（AP）自动化软体市场（依组织规模）

应付帐款（AP）自动化软体市场（按地区）

主要参与企业

目录

第 1 章：全球应付帐款(AP) 自动化软体市场简介

第二章执行摘要

第三章：已验证的市场研究调查方法

第四章全球应付帐款（AP）自动化软体市场展望

第五章全球应付帐款（AP）自动化软体市场（按类型）

第六章全球应付帐款（AP）自动化软体市场（依组织规模）

第七章全球应付帐款（AP）自动化软体市场（按地区）

第八章全球应付帐款（AP）自动化软体市场的竞争格局

第九章 公司简介

第十章 附录

Accounts Payable (AP) Automation Software Market Size And Forecast

Accounts Payable (AP) Automation Software Market Dynamics

Key Market Drivers