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市场调查报告书
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1736474
全球银行 BPS 市场 - 市场规模:按营运分析、按服务分析、按地区、预测Global Banking BPS Market Size By Operation Analysis (Front Office, Middle Office, Back Office), By Service Analysis (Core Banking BPS, Mortgage and Loan BPS, Payment Services BPS), By Geographic Scope And Forecast |
2024 年银行 BPS 市场规模价值为 250.9 亿美元,预计到 2032 年将达到 582.8 亿美元,2026 年至 2032 年的复合年增长率为 11.11%。
银行 BPS 提供者提供专业知识和技术来处理金融机构的各种非核心业务流程,包括客户服务、帐户管理、贷款处理、支付处理、诈欺预防、资料管理、合规等。透过外包这些业务,银行可以享受规模经济、先进技术和精简的业务。
外包非核心流程可透过降低营运费用和专业服务供应商提供的规模经济效益来节省成本。银行可以专注于客户关係管理、策略规划和产品开发等核心业务,同时将日常业务和管理业务转移给BPS提供者。 BPS供应商的全球企业发展使银行无需设立实体机构即可将服务拓展到新市场。
定义全球银行BPS市场
银行业务流程服务 (BPS for Banking) 是指银行将某些业务流程外包给第三方服务供应商。此类外包服务涵盖银行业的各种业务和职能,旨在提高业务效率、降低成本,并使银行能够专注于其核心竞争力。
银行业务流程服务 (BPS) 提供者提供专业知识和技术,以处理金融机构的各种非核心业务流程。这些流程包括客户服务、帐户管理、贷款处理、支付处理、诈欺预防、资料管理、合规性等。透过外包这些业务,银行可以享受规模经济、先进技术和精简业务等优势。
外包非核心流程可透过降低营运费用和利用专业服务供应商提供的规模经济效益来节省成本。银行可以专注于客户关係管理、策略规划和产品开发等核心业务,同时将日常业务和管理业务转移给BPS提供者。 BPS供应商可能拥有全球业务,可协助银行将服务拓展到新市场,而无需设立实体机构。
全球银行BPS市场概览
推动市场成长的主要因素是贷款的成长,而存款也是推动市场成长的重要因素。此外,银行业对科技和数位化进步的接受度不断提高,全球银行业数位化、集中化和竞争的整体提升,贷款和存款的成长,以及银行业对科技进步和数数位化的接受度,都是推动银行业BPS市场发展的主要因素。降低成本是银行BPS的关键驱动力。透过外包非核心流程,银行可以透过规模经济、降低营运成本和优化资源配置来实现成本降低。
外包使银行能够专注于策略规划、客户关係管理和产品创新等核心职能。银行可以透过将业务行政业务委託给BPS供应商来获得竞争优势。 BPS提供者专注于特定的银行流程,通常已建立高效的工作流程和技术。透过外包给专家,银行可以从精简和优化的业务中受益。
BPS 供应商投资先进的技术、软体和基础设施,以提供高效率的服务。银行无需进行大量的前期投资即可获得这些技术。 BPS 提供者通常专注于管理监管合规性和风险缓解。利用 BPS 提供者的专业知识可以帮助银行有效地应对复杂的法规环境。银行在吸引和留住特定业务的技能型人才方面可能面临挑战。
Banking BPS Market size was valued at USD 25.09 Billion in 2024 and is projected to reach USD 58.28 Billion by 2032, growing at a CAGR of 11.11% during the forecast period 2026-2032.
Banking BPS providers offer specialized expertise and technology to handle various non-core processes for financial institutions. These processes can include customer service, account management, loan processing, payment processing, fraud prevention, data management, compliance, and more. By outsourcing these functions, banks can benefit from economies of scale, access to advanced technologies, and the ability to streamline their operations.
Outsourcing non-core processes can lead to cost savings due to reduced operational expenses and economies of scale offered by specialized service providers. Banks can concentrate on their primary functions, such as customer relationship management, strategic planning, and product development while leaving routine and administrative tasks to BPS providers. BPS providers may have a global presence, which can help banks expand their services to new markets without establishing a physical presence.
Global Banking BPS Market Definition
Banking BPS stands for "Banking Business Process Services." It refers to outsourcing specific business processes of banking institutions to third-party service providers. These outsourced services can encompass a range of activities and functions within the banking sector, aiming to improve operational efficiency, reduce costs, and allow banks to focus on their core competencies.
Banking BPS providers offer specialized expertise and technology to handle various non-core processes for financial institutions. These processes can include customer service, account management, loan processing, payment processing, fraud prevention, data management, compliance, and more. By outsourcing these functions, banks can benefit from economies of scale, access to advanced technologies, and the ability to streamline their operations.
Outsourcing non-core processes can lead to cost savings due to reduced operational expenses and economies of scale offered by specialized service providers. Banks can concentrate on their primary functions, such as customer relationship management, strategic planning, and product development while leaving routine and administrative tasks to BPS providers. BPS providers may have a global presence, which can help banks expand their services to new markets without establishing a physical presence.
Global Banking BPS Market Overview
The primary factor driving the market growth is the increase in lending, and depositing is an essential factor driving the market's growth. In addition, the rise in acceptance of technological and digital advancements in the banking industry, the increase in overall digitalization, centralization, and competition in the banking industry worldwide, the increase in loans and deposits, and acceptance of technological advancement and digitization in the banking industry are the key factors among others driving the Banking BPS Market. Cost reduction is a significant driver for Banking BPS. Outsourcing non-core processes allows banks to achieve cost savings through economies of scale, reduced operational expenses, and optimized resource allocation.
Outsourcing enables banks to concentrate on their core functions, such as strategic planning, customer relationship management, and product innovation. Banks can enhance their competitive advantage by delegating routine and administrative tasks to BPS providers. BPS providers specialize in specific banking processes and often have established efficient workflows and technologies. By outsourcing to experts, banks can benefit from streamlined and optimized operations.
BPS providers invest in advanced technologies, software, and infrastructure to deliver efficient and effective services. Banks can access these technologies without the need for substantial upfront investments. BPS providers often specialize in managing regulatory compliance and risk mitigation. Banks can benefit from the expertise of BPS providers to navigate complex regulatory environments effectively. Banks may sometimes face challenges finding and retaining skilled personnel for specific functions.
The Global Banking BPS Market is segmented on the basis of Operation Analysis, Service Analysis, And Geography.
Based on the Operation Analysis, the market is classified into Front Office, Middle Office, and Back Office. The Front office segment holds a large number of shares in the market because of the customer-facing or client-interacting functions within a bank that directly engage with customers and manage customer relationships. These functions are crucial for delivering high-quality customer experiences, providing personalized financial services, and managing various customer interactions. Front office activities are often the most visible and influential aspects of a bank's operations from a customer's perspective. In the context of BPS, front office services can be outsourced to specialized service providers to optimize efficiency and enhance customer satisfaction.
Based on the Service Analysis, the market is classified into Core Banking BPS, Mortgage and Loan BPS, Payment Services BPS and Securities Processing BPS. The Core Banking BPS segment holds a large number of shares in the market because of the outsourcing of essential and fundamental banking processes and operations that form the backbone of a financial institution's services. Core banking processes are central to a bank's operations and involve handling critical customer accounts, transactions, and financial management functions. Outsourcing these core banking functions to specialized service providers can help banks enhance operational efficiency, reduce costs, and improve overall service quality.
Based on the Regional Analysis, The Banking BPS Market is classified into North America, Europe, Asia Pacific, And Rest of the World. The North American region holds a large number of shares in the market because the service providers offer expertise in handling specific banking processes, allowing financial institutions to optimize efficiency, reduce costs, and enhance customer experiences. Also, increasing acceptance of technological advancements and digitization in the banking industry, and increasing digitization, centralization, and overall competition in the banking sector in the region.
The "Global Banking BPS Market" study report will provide valuable insight with an emphasis on the global market. The major players in the market are Infosys Limited, Atos SE, HCL Technologies Limited, Avaloq, Capgemini, Cognizant, Hexaware Technologies, NIIT Technologies, FirstSource, and SLK software services Pvt Ltd.
Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide insight into the financial statements of all the major players, along with product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.