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市场调查报告书
商品编码
1737089

反洗钱市场规模:依组成部分、部署模式、组织规模、地区、范围及预测

Anti Money Laundering Market Size By Component (Software, Services), By Deployment Mode (On-Premises, Cloud), By Organization Size (Large Enterprises, SMEs), By Geographic Scope And Forecast

出版日期: | 出版商: Verified Market Research | 英文 202 Pages | 商品交期: 2-3个工作天内

价格
简介目录

反洗钱市场规模及预测

2024 年反洗钱 (AML) 市场规模价值为 25.9 亿美元,预计到 2032 年将达到 73.2 亿美元,2026 年至 2032 年的复合年增长率为 15.30%。

反洗钱解决方案被定义为用于检测、预防和报告洗钱活动的工具和流程。

金融机构、银行和其他受监管营业单位利用这些解决方案来遵守监管要求并打击金融犯罪。

此外,反洗钱系统正在透过人工智慧和机器学习等先进技术进行增强,以提高侦测率并减少误报。

反洗钱市场动态

关键市场驱动因素

监管合规要求日益严格:围绕反洗钱 (AML) 措施的严格法规环境是市场的主要驱动力。金融行动特别工作组 (FATF) 发布的一份报告强调了全球打击金融犯罪的决心,指出近年来已有 200 多个国家和地区升级或颁布了反洗钱法规。为了满足这些要求,金融机构不得不投资先进的反洗钱解决方案,这推动了市场扩张,因为企业试图避免因违规遭受巨额罚款和声誉损害。

金融犯罪上升:洗钱和恐怖主义融资等金融犯罪的上升,增加了对反洗钱解决方案的需求。联合国毒品犯罪防制署(UNODC)估计,全球每年清洗占全球GDP的2-5%,即8,000亿美元至2兆美元。这个令人担忧的数字凸显了我们迫切需要建立一个高效的反洗钱体系,以识别和阻止非法金融活动,并刺激市场投资。

技术和数据分析的进步:技术的快速发展,尤其是数据分析和人工智慧,正在改变反洗钱的格局。一份报告显示,受人工智慧和机器学习技术日益普及的推动,全球反洗钱解决方案市场规模预计将从2021年的15亿美元成长到2026年的35亿美元。这些技术创新将提升金融机构即时分析大量交易数据的能力,从而提高其识别可疑活动和遵守监管要求的能力。

主要挑战

误报:反洗钱系统的误报率很高,这造成了巨大的业务负担,并迫使组织花费资源调查这些讯号,影响成本效益和效率。

资料整合与品质:整合来自众多来源的资料的难度以及资料品质低落阻碍了反洗钱解决方案的有效性。现代反洗钱解决方案难以与传统系统对接。

主要趋势

即时监控:为了快速检测和应对可疑交易,即时交易监控和筛检功能正在开发和实施。

云端基础的解决方案:云端基础的反洗钱解决方案的采用率正在不断提高,因为它们因其扩充性、成本效益和处理大量数据的能力而受到青睐。

监理科技 (RegTech):我们看到了旨在简化合规流程和减轻金融机构监理负担的 RegTech 解决方案的出现。

反洗钱市场区域分析

反洗钱市场区域分析

北美洲

根据 Verified Market Research 估计,北美将主导反洗钱市场。北美拥有完善的法规环境,要求所有金融机构采取严格的反洗钱 (AML) 措施。根据金融犯罪执法网络 (FinCEN) 报道,美国有超过 6,000 家註册货币服务公司必须遵守《银行保密法》(BSA),这为确保合规性并避免高昂的罚款带来了巨大的先进反洗钱解决方案需求。

洗钱和诈骗等金融犯罪的增加,推动了北美对有效反洗钱解决方案的需求。根据美国联邦调查局网路犯罪申诉中心 (IC3) 的数据,2020 年共收到 79.75 万起疑似网路犯罪的申诉,造成的损失超过 42 亿美元。

此外,北美地区正经历人工智慧和机器学习等技术的快速发展,以增强反洗钱流程。报告显示,全球反洗钱软体市场规模将从2021年的14亿美元成长到2026年的32亿美元,北美由于率先采用了诈欺侦测和合规管理创新技术,将引领市场。

亚太地区:

预计亚太地区将在预测期内实现最高成长。该地区对金融犯罪(包括洗钱和恐怖主义融资)的认识显着提高。根据亚太反洗钱组织 (APG) 的数据,该地区超过 90% 的国家已采取措施加强反洗钱框架。这种日益增强的认识推动了对有效反洗钱解决方案的需求,以应对这些威胁。

亚太地区许多国家正在加强法律规范,以符合国际反洗钱标准。例如,金融行动特别工作组 (FATF) 强调,近年来亚太地区超过 60% 的司法管辖区已更新其反洗钱法规,鼓励金融机构实施全面的反洗钱解决方案,以确保合规并避免受到处罚。

此外,亚太地区数位金融服务的快速扩张也加剧了洗钱活动的风险。根据世界银行的报告,预计到2022年,该地区的手机银行帐户数量将达到12亿,因此迫切需要有效的反洗钱技术来监控和降低与线上交易相关的风险,并确保金融体系的健全。

目录

第一章 全球反洗钱市场介绍

  • 市场概览
  • 研究范围
  • 先决条件

第 2 章 已验证的市场研究调查方法

  • 资料探勘
  • 二次调查
  • 初步调查
  • 专家建议
  • 品质检查
  • 最终审核
  • 数据三角测量
  • 自下而上的方法
  • 自上而下的方法
  • 调查流程
  • 资料来源

第三章执行摘要

  • 概述
  • 绝对的商机
  • 市场吸引力
  • 未来市场机会

第四章 全球反洗钱市场展望

  • 概述
  • 市场动态
    • 驱动程式
    • 限制因素
    • 机会
  • 波特五力模型
  • 价值链分析

第五章 全球反洗钱市场(依部署模式)

  • 概述
  • 云端基础
  • 本地

第六章。全球反洗钱市场(依组织规模)

  • 概述
  • 大公司
  • 中小企业
  • 其他的

7. 全球反洗钱市场(按地区)

  • 概述
  • 北美洲
    • 美国
    • 加拿大
    • 墨西哥
  • 欧洲
    • 德国
    • 英国
    • 法国
    • 其他欧洲国家
  • 亚太地区
    • 中国
    • 日本
    • 印度
    • 其他亚太地区
  • 世界其他地区
    • 拉丁美洲
    • 中东和非洲

第八章全球反洗钱市场的竞争格局

  • 概述
  • 各公司市场排名
  • 主要发展策略
  • 公司地理分布
  • 公司产业足迹
  • ACE矩阵

第九章 公司简介

  • NICE Actimize
  • LexisNexis Risk Solutions
  • Oracle Corporation
  • SAS Institute Inc.
  • ACI Worldwide
  • BAE Systems
  • Fiserv Inc.
  • Experian Information Solutions Inc.
  • Accenture
  • Thomson Reuters Corporation

第十章 重大进展

  • 产品发布/开发
  • 合併与收购
  • 业务扩展
  • 伙伴关係与合作

第十一章 附录

  • 相关调查
简介目录
Product Code: 50235

Anti Money Laundering Market Size and Forecast

Anti Money Laundering (AML) Market size was valued at USD 2.59 Billion in 2024 and is projected to reach USD 7.32 Billion by 2032, growing at a CAGR of 15.30 % from 2026 to 2032.

Anti Money Laundering solutions are being defined as tools and processes that are implemented to detect, prevent, and report money laundering activities.

These solutions are being utilized by financial institutions, banks, and other regulated entities to comply with regulatory requirements and combat financial crime.

Furthermore, AML systems are being enhanced with advanced technologies such as artificial intelligence and machine learning to improve detection rates and reduce false positives.

Anti Money Laundering Market Dynamics

The key market dynamics that shaping the anti money laundering market include:

Key Market Drivers

Increasing Regulatory Compliance Requirements: The market is significantly driven by the strict regulatory environment surrounding anti-money laundering (AML) measures. A report released by the Financial Action Task Force (FATF) highlights the global commitment to tackling financial crimes, stating that over 200 jurisdictions have upgraded or enacted AML regulations in recent years. To comply with these requirements, financial institutions must invest in sophisticated AML solutions, which are propelling market expansion as businesses work to avoid the heavy fines and harm to their reputation that come with non-compliance.

Rising Incidence of Financial Crimes: The need for AML solutions is being driven by the rise in financial crimes, such as money laundering and financing of terrorism. According to estimates from the United Nations Office on Drugs and Crime (UNODC), 2-5% of the world's GDP, or between $800 billion and $2 trillion, is laundered annually worldwide. This concerning figure emphasizes how urgently efficient AML systems are needed to identify and stop illegal money activity, stimulating market investment.

Advancements in Technology and Data Analytics: The rapid advancements in technology, particularly in data analytics and artificial intelligence, are transforming the AML landscape. According to a report, indicates that the global market for AML solutions is projected to grow from $1.5 billion in 2021 to $3.5 billion by 2026, driven by the increasing adoption of AI and machine learning technologies. These innovations enhance the ability of financial institutions to analyze large volumes of transaction data in real-time, improving their capacity to identify suspicious activities and comply with regulatory requirements.

Key Challenges

False Positives: AML systems produce a high percentage of false positives, which is seen to be a major operational strain. Investigating these signals is using resources, which influences cost-effectiveness and efficiency.

Data Integration and Quality: The difficulty of combining data from many sources and poor data quality hinders the effectiveness of AML solutions. Modern AML solutions are finding it challenging to interface with legacy systems.

Key Trends

Real-Time Monitoring: Real-time transaction monitoring and screening capabilities are being developed and implemented. This trend is being driven by the need for faster detection and response to suspicious activities.

Cloud-Based Solutions: Cloud-based AML solutions are being increasingly adopted. These solutions are preferred for their scalability, cost-effectiveness, and ability to handle large volumes of data.

Regulatory Technology (RegTech): The emergence of RegTech solutions is being observed, which are being designed to streamline compliance processes and reduce the regulatory burden on financial institutions.

Anti Money Laundering Market Regional Analysis

The regional analysis of the anti money laundering market:

North America

According to Verified Market Research, North America is estimated to dominate the anti money laundering market. North America has a robust regulatory environment that mandates strict anti-money laundering (AML) measures across financial institutions. The Financial Crimes Enforcement Network (FinCEN) reports that the U.S. has over 6,000 registered money services businesses that must comply with the Bank Secrecy Act (BSA), creating a significant demand for advanced AML solutions to ensure compliance and avoid hefty penalties.

The rising incidence of financial crimes, including money laundering and fraud, has heightened the demand for effective AML solutions in North America. According to the FBI's Internet Crime Complaint Center (IC3), there were 797,500 reported complaints of suspected Internet crime in 2020, with losses exceeding $4.2 billion, underscoring the urgency for organizations to enhance their AML capabilities.

Furthermore, the North American region is witnessing rapid advancements in technology, including AI and machine learning, to enhance AML processes. According to a report, the global AML software market will grow from $1.4 billion in 2021 to $3.2 billion by 2026, with North America leading the market due to its early adoption of innovative technologies for fraud detection and compliance management.

Asia Pacific:

The Asia Pacific region is estimated to exhibit the highest growth during the forecast period. The Asia Pacific region has seen a significant increase in awareness of financial crimes, including money laundering and terrorist financing. According to the Asia/Pacific Group on Money Laundering (APG), over 90% of countries in the region have implemented measures to enhance their AML frameworks. This heightened awareness is driving the demand for effective anti-money laundering solutions to combat these threats.

Many countries in the Asia Pacific region are strengthening their regulatory frameworks to align with international AML standards. For instance, the Financial Action Task Force (FATF) has highlighted that more than 60% of Asia Pacific jurisdictions have updated their AML regulations in recent years, prompting financial institutions to adopt comprehensive AML solutions to ensure compliance and avoid penalties.

Furthermore, the rapid expansion of digital financial services in the Asia Pacific region is increasing the risk of money laundering activities. The World Bank reported that the number of mobile banking accounts in the region reached 1.2 billion in 2022, creating a pressing need for effective AML technologies to monitor and mitigate the risks associated with online transactions, ensuring the integrity of financial systems.

Anti Money Laundering Market: Segmentation Analysis

The Anti Money Laundering Market is segmented based on Components, Deployment Mode, Organization Size, and Geography.

Anti Money Laundering Market, By Component

  • Software
  • Services

Based on Component, the market is being segmented into Software and Services. The Software segment is estimated to dominate the anti-money laundering market due to the increasing demand for advanced technological solutions that enhance compliance and detection capabilities. AML software solutions, which utilize machine learning and artificial intelligence, enable financial institutions to effectively analyze vast amounts of transaction data in real time to identify suspicious activities. According to a report, the global AML software market is projected to grow from $1.5 billion in 2021 to $3.5 billion by 2026, highlighting its crucial role in combating financial crime. While services such as consulting and implementation are essential, the scalability, efficiency, and automation offered by software solutions solidify their dominance in the market.

Anti Money Laundering Market, By Deployment Mode

  • On-Premises
  • Cloud

Based on Deployment Mode, the market is being divided into On-Premises and Cloud. The Cloud deployment mode is expected to dominate the anti-money laundering market due to its flexibility, scalability, and cost-effectiveness. Cloud-based AML solutions allow financial institutions to access advanced analytics and compliance tools without the need for extensive on-site infrastructure, which is both costly and time-consuming to maintain. According to a report, the cloud-based AML solutions market is projected to grow at a compound annual growth rate (CAGR) of 18.3% from 2021 to 2027, driven by the increasing demand for real-time data processing and enhanced collaboration across financial networks. While on-premises solutions provide certain security advantages, the operational efficiencies and lower total cost of ownership associated with cloud deployments solidify their dominance in the market.

Anti Money Laundering Market, By Organization Size

  • Large Enterprises
  • Small and Medium-sized Enterprises (SMEs)

Based on Organization Size, the market is categorized into Large Enterprises and SMEs. The Large Enterprises segment is anticipated to dominate the anti-money laundering market due to their extensive operations, complex regulatory requirements, and higher risk exposure to financial crimes. Large financial institutions and corporations are more likely to invest in comprehensive AML solutions to ensure compliance with stringent regulations and to protect their reputations. According to a report, large enterprises account for approximately 70% of the global AML spending, as they face substantial fines and penalties for non-compliance, which drives the need for advanced technologies and dedicated resources to manage AML processes effectively. While SMEs are increasingly adopting AML solutions, the scale and complexity of operations in large enterprises solidify their market leadership.

Anti Money Laundering Market, By Geography

  • North America
  • Europe
  • Asia Pacific
  • Rest of the World

Based on Geography, the anti money laundering market is segmented into North America, Europe, Asia Pacific, and the Rest of the World. The North American region is expected to dominate the anti-money laundering market due to its stringent regulatory landscape and the presence of major financial institutions. The United States has established comprehensive AML regulations, such as the Bank Secrecy Act and the USA PATRIOT Act, mandating robust compliance measures across financial sectors. According to the Financial Crimes Enforcement Network (FinCEN), in 2021, over 5.5 million suspicious activity reports (SARs) were filed by U.S. financial institutions, underscoring the region's proactive approach to combating money laundering. The combination of high compliance costs and the necessity for advanced AML technologies further solidifies North America's leadership in the market, as financial organizations seek to mitigate risks associated with financial crime.

Key Players

  • The "Anti Money Laundering Market" study report will provide valuable insight with an emphasis on the global market. The major players in the market are NICE Actimize, LexisNexis Risk Solutions, Oracle Corporation, SAS Institute Inc., ACI Worldwide, BAE Systems, Fiserv Inc., Experian Information Solutions Inc., Accenture, and Thomson Reuters Corporation.

Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide an insight into the financial statements of all the major players, along with product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

  • Anti Money Laundering Market Recent Developments
  • In February 2024, NICE Actimize announced a partnership with Microsoft to integrate its AML solutions with Microsoft Azure, providing financial institutions with a robust cloud-based environment for enhanced compliance and risk management.
  • In January 2024, SAS released its latest AML software, featuring advanced analytics and automation tools designed to help banks and financial organizations detect suspicious activities more efficiently and comply with regulatory requirements.

TABLE OF CONTENTS

1 INTRODUCTION OF GLOBAL ANTI MONEY LAUNDERING MARKET

  • 1.1 Overview of the Market
  • 1.2 Scope of Report
  • 1.3 Assumptions

2 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

  • 2.1 Data mining
  • 2.2 Secondary research
  • 2.3 Primary research
  • 2.4 Subject matter expert advice
  • 2.5 Quality check
  • 2.6 Final review
  • 2.7 Data triangulation
  • 2.8 Bottom-up approach
  • 2.9 Top-down approach
  • 2.10 Research flow
  • 2.11 Data sources

3 EXECUTIVE SUMMARY

  • 3.1 Overview
  • 3.2 Absolute $ Opportunity
  • 3.3 Market attractiveness
  • 3.4 Future Market Opportunities

4 GLOBAL ANTI MONEY LAUNDERING MARKET OUTLOOK

  • 4.1 Overview
  • 4.2 Market Dynamics
    • 4.2.1 Drivers
    • 4.2.2 Restraints
    • 4.2.3 Opportunities
  • 4.3 Porters Five Force Model
  • 4.4 Value Chain Analysis

5 GLOBAL ANTI MONEY LAUNDERING MARKET, BY DEPLOYMENT MODE

  • 5.1 Overview
  • 5.2 Cloud-based
  • 5.3 On-premises

6 GLOBAL ANTI MONEY LAUNDERING MARKET, BY ORGANIZATION SIZE

  • 6.1 Overview
  • 6.2 Large Enterprises
  • 6.3 Small and Medium-sized Enterprises (SMEs)
  • 6.4 Others

7 GLOBAL ANTI MONEY LAUNDERING MARKET, BY GEOGRAPHY

  • 7.1 Overview
  • 7.2 North America
    • 7.2.1 U.S.
    • 7.2.2 Canada
    • 7.2.3 Mexico
  • 7.3 Europe
    • 7.3.1 Germany
    • 7.3.2 U.K.
    • 7.3.3 France
    • 7.3.4 Rest of Europe
  • 7.4 Asia Pacific
    • 7.4.1 China
    • 7.4.2 Japan
    • 7.4.3 India
    • 7.4.4 Rest of Asia Pacific
  • 7.5 Rest of the World
    • 7.5.1 Latin America
    • 7.5.2 Middle East and Africa

8 GLOBAL ANTI MONEY LAUNDERING MARKET COMPETITIVE LANDSCAPE

  • 8.1 Overview
  • 8.2 Company Market Ranking
  • 8.3 Key Development Strategies
  • 8.4 Company Regional Footprint
  • 8.5 Company Industry Footprint
  • 8.6 ACE Matrix

9 COMPANY PROFILES

  • 9.1 NICE Actimize
    • 9.1.1 Company Overview
    • 9.1.2 Company Insights
    • 9.1.3 Business Breakdown
    • 9.1.4 Product Benchmarking
    • 9.1.5 Key Developments
    • 9.1.6 Winning Imperatives
    • 9.1.7 Current Focus & Strategies
    • 9.1.8 Threat from Competition
    • 9.1.9 SWOT Analysis
  • 9.2 LexisNexis Risk Solutions
    • 9.2.1 Company Overview
    • 9.2.2 Company Insights
    • 9.2.3 Business Breakdown
    • 9.2.4 Product Benchmarking
    • 9.2.5 Key Developments
    • 9.2.6 Winning Imperatives
    • 9.2.7 Current Focus & Strategies
    • 9.2.8 Threat from Competition
    • 9.2.9 SWOT Analysis
  • 9.3 Oracle Corporation
    • 9.3.1 Company Overview
    • 9.3.2 Company Insights
    • 9.3.3 Business Breakdown
    • 9.3.4 Product Benchmarking
    • 9.3.5 Key Developments
    • 9.3.6 Winning Imperatives
    • 9.3.7 Current Focus & Strategies
    • 9.3.8 Threat from Competition
    • 9.3.9 SWOT Analysis
  • 9.4 SAS Institute Inc.
    • 9.4.1 Company Overview
    • 9.4.2 Company Insights
    • 9.4.3 Business Breakdown
    • 9.4.4 Product Benchmarking
    • 9.4.5 Key Developments
    • 9.4.6 Winning Imperatives
    • 9.4.7 Current Focus & Strategies
    • 9.4.8 Threat from Competition
    • 9.4.9 SWOT Analysis
  • 9.5 ACI Worldwide
    • 9.5.1 Company Overview
    • 9.5.2 Company Insights
    • 9.5.3 Business Breakdown
    • 9.5.4 Product Benchmarking
    • 9.5.5 Key Developments
    • 9.5.6 Winning Imperatives
    • 9.5.7 Current Focus & Strategies
    • 9.5.8 Threat from Competition
    • 9.5.9 SWOT Analysis
  • 9.6 BAE Systems
    • 9.6.1 Company Overview
    • 9.6.2 Company Insights
    • 9.6.3 Business Breakdown
    • 9.6.4 Product Benchmarking
    • 9.6.5 Key Developments
    • 9.6.6 Winning Imperatives
    • 9.6.7 Current Focus & Strategies
    • 9.6.8 Threat from Competition
    • 9.6.9 SWOT Analysis
  • 9.7 Fiserv Inc.
    • 9.7.1 Company Overview
    • 9.7.2 Company Insights
    • 9.7.3 Business Breakdown
    • 9.7.4 Product Benchmarking
    • 9.7.5 Key Developments
    • 9.7.6 Winning Imperatives
    • 9.7.7 Current Focus & Strategies
    • 9.7.8 Threat from Competition
    • 9.7.9 SWOT Analysis
  • 9.8 Experian Information Solutions Inc.
    • 9.8.1 Company Overview
    • 9.8.2 Company Insights
    • 9.8.3 Business Breakdown
    • 9.8.4 Product Benchmarking
    • 9.8.5 Key Developments
    • 9.8.6 Winning Imperatives
    • 9.8.7 Current Focus & Strategies
    • 9.8.8 Threat from Competition
    • 9.8.9 SWOT Analysis
  • 9.9 Accenture
    • 9.9.1 Company Overview
    • 9.9.2 Company Insights
    • 9.9.3 Business Breakdown
    • 9.9.4 Product Benchmarking
    • 9.9.5 Key Developments
    • 9.9.6 Winning Imperatives
    • 9.9.7 Current Focus & Strategies
    • 9.9.8 Threat from Competition
    • 9.9.9 SWOT Analysis
  • 9.10 Thomson Reuters Corporation
    • 9.10.1 Company Overview
    • 9.10.2 Company Insights
    • 9.10.3 Business Breakdown
    • 9.10.4 Product Benchmarking
    • 9.10.5 Key Developments
    • 9.10.6 Winning Imperatives
    • 9.10.7 Current Focus & Strategies
    • 9.10.8 Threat from Competition
    • 9.10.9 SWOT Analysis

10 KEY DEVELOPMENTS

  • 10.1 Product Launches/Developments
  • 10.2 Mergers and Acquisitions
  • 10.3 Business Expansions
  • 10.4 Partnerships and Collaborations

11 APPENDIX

  • 11.1 Related Research