全球零售核心银行系统市场：市场规模（依产品类型、应用与地区）、未来预测

零售核心银行体系的市场规模与预测

零售核心银行系统市场规模预计在 2024 年达到 78.306 亿美元，到 2032 年将达到 169.0804 亿美元，2026 年至 2032 年的复合年增长率为 10.10%。

在预测期内，零售银行系统的采用率将不断增长，因为它为银行提供了低成本的资金筹措来源，维持了有效的客户关係管理，并建立了坚实的基础。这些因素是零售核心银行系统市场的主要驱动力。 《全球零售核心银行系统市场报告》对市场进行了全面的评估，包括关键细分市场、趋势、市场驱动因素、市场限制、竞争格局以及在市场中发挥重要作用的因素。

定义全球零售核心银行市场

零售银行系统，也称为消费者银行或个人银行，为个人提供金融服务。它为个人消费者提供资金管理、信贷取得和安全存放资金的途径。本系统提供的服务包括储蓄帐户、活期帐户、房屋抵押贷款、个人贷款、签帐金融卡卡/信用卡、存款证明等。零售银行体系提供稳定性，并构成核心存款。零售银行业务为银行带来更高的收益和收益，同时，该系统也透过负担得起的信贷改善了人们的生活方式，并实现了他们的愿望。

我们的报告包含可操作的数据和前瞻性的分析，可协助您制定宣传方案、建立商业计划、组织简报或撰写提案。

全球零售核心银行系统市场概况

在预测期内，零售银行体系的采用率将持续上升，因为它为银行提供了低成本的资金筹措来源，维持了有效的客户关係管理，并奠定了坚实的基础。消费贷款风险较低，而零售银行体系则透过增加生产活动促进国家经济復苏。这些因素是零售核心银行系统市场的主要驱动力。

此外，在需求主导经济下，零售银行体系所需的行销工作极少。如今，客户更倾向使用网路银行而非分店银行。那些迟迟不采用科技型产品的银行难以留住青睐网路银行的客户。追踪和监控海量贷款帐户将迫使银行在人力资源部门投入巨额资金。这些都是未来可能影响零售核心银行系统市场成长的主要限制因素。

目录

第 1 章全球零售核心银行系统市场：简介

• 市场概览
• 分析范围
• 先决条件

第二章执行摘要

第三章 已验证的市场研究分析方法

• 资料探勘
• 验证
• 第一手资料
• 资料来源列表

第四章 全球零售核心银行系统市场展望

• 概述
• 市场动态
  • 驱动程式
  • 限制因素
  • 机会
• 波特五力模型
• 价值链分析

第五章。全球零售核心银行系统市场（依产品类型）

• 概述
• 本地
• 云端基础

第六章。全球零售核心银行系统市场（按应用）

• 概述
• 基于网路
• 安装类型
• 其他的

第七章。全球零售核心银行系统市场（按地区）

• 概述
• 北美洲
  • 美国
  • 加拿大
  • 墨西哥
• 欧洲
  • 德国
  • 英国
  • 法国
  • 其他欧洲国家
• 亚太地区
  • 中国
  • 日本
  • 印度
  • 其他亚太地区
• 世界其他地区
  • 拉丁美洲
  • 中东和非洲

第八章全球零售核心银行系统市场的竞争格局

• 概述
• 各公司市场排名
• 主要发展策略

第九章 公司简介

• Temenos
• EdgeVerve
• Tata Consultancy
• Fiserv
• Oracle
• BML Istisharat
• Exictos
• FIS Global
• Finastra
• Intertech
• Infrasoft Tech

第十章 附录

• 相关分析

Retail Core Banking Systems Market Size And Forecast

Retail Core Banking Systems Market size was valued at USD 7830.6 Million in 2024 and is projected to reach USD 16908.04 Million by 2032, growing at a CAGR of 10.10% from 2026 to 2032.

The adoption of the retail banking system is rising over the forecast period as it constitutes low-cost funds for the banks, maintains effective customer relationship management, and builds a strong base. These factors are the prominent driving factors of the Retail Core Banking Systems Market. The Global Retail Core Banking Systems Market report provides a holistic evaluation of the market. The report offers a comprehensive analysis of key segments, trends, drivers, restraints, competitive landscape, and factors that are playing a substantial role in the market.

Global Retail Core Banking Systems Market Definition

Retail core banking is also known as consumer banking or personal banking which provides financial services to the consumers as individuals. It is a way for individual consumers to manage their money, have access to credit, and securely deposit their money. Services offered by the system include savings and checking accounts, mortgages, personal loans, debit/credit cards, and certificates of deposit. The retail banking system provides stability and constitutes core deposits. Retail banking results in better yield and improved bottom line for the bank and the system improves the lifestyle and fulfills the aspirations of the people through affordable credit.

Our reports include actionable data and forward-looking analysis that help you craft pitches, create business plans, build presentations and write proposals.

Global Retail Core Banking Systems Market Overview

The adoption of the retail banking system is rising over the forecast period as it constitutes low-cost funds for the banks, maintains effective customer relationship management, and builds a strong base. Consumer loans are presumed to be at lower risk and the retail banking system helps in the economic revival of the nation through increased production activity. These factors are the prominent driving factors of the Retail Core Banking Systems Market.

The retail banking system also involves minimum marketing efforts in a demand-driven economy. Customers nowadays prefer net banking over branch banking. The banks that are slow in introducing technology-based products are finding it difficult to retain customers who wish to opt for net banking. The follow-up and monitoring of the huge volume of loan accounts induce banks to spend heavily in the human resource department. These are major restraints that can affect the market growth of the retail core banking system in the coming future.

Global Retail Core Banking Systems Market: Segmentation Analysis

The Global Retail Core Banking Systems Market is Segmented on the basis of Product Type, Application, And Geography.

Retail Core Banking Systems Market, By Product Type

• On-Premise
• Cloud-Based

Based on Product Type, the market is segmented into On-Premise and Cloud Based. Cloud-based type is the leading segment to grow at the highest rate during the forecast period. Several Bank in various regions aim to seek efficiency in their operating model that would help them make data-driven decisions and so the cloud-based type segment is nurtured with its implementation in retail banking institutions that help to transform their business by providing a data-driven decision, Big Data Analytics, and reduction in operational cost.

Retail Core Banking Systems Market, By Application

• Web-Based
• Installed
• Others

Based on Application, the market is segmented into Web-Based, Installed, and Others. The web-based system is leading the segment and is expected to grow and have the highest CAGR during the forecast period. This can be attributed to some of the benefits, it provides real-time data and helps in making data-driven decisions. However, security issues like data breach is still a concern for major key players, but this issue is expected to be eradicated by advanced technologies coming forth.

Retail Core Banking Systems Market, By Geography

• North America
• Europe
• Asia Pacific
• Rest of the World

Based on Regional Analysis, the Global Retail Core Banking Systems Market is classified into North America, Europe, Asia Pacific, and the Rest of the world. Asia Pacific is leading and is expected to grow at the highest CAGR during the forecast period as cloud and AI-enabled digital transformation enable Bank to provide banking solutions and the rise in adoption of advanced technologies in the BFSI industry in other countries such as India, China, Japan, and Australia. Companies are more inclined toward investing in mobile and cloud technologies used in their business operations which is likely to nurture the region's growth.

Key Players

The "Global Retail Core Banking Systems Market" study report will provide valuable insight with an emphasis on the global market including some of the major players such as Temenos, EdgeVerve, Oracle, Tata Consultancy, Fiserv, FIS Global, Finastra, BML Istisharat, Intertech, Exictos, and Infrasoft Tech.

Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide an insight into the financial statements of all the major players, along with product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

TABLE OF CONTENTS

1 INTRODUCTION OF GLOBAL RETAIL CORE BANKING SYSTEMS MARKET

• 1.1 Overview of the Market
• 1.2 Scope of Report
• 1.3 Assumptions

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

• 3.1 Data Mining
• 3.2 Validation
• 3.3 Primary Interviews
• 3.4 List of Data Sources

4 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET OUTLOOK

• 4.1 Overview
• 4.2 Market Dynamics
  • 4.2.1 Drivers
  • 4.2.2 Restraints
  • 4.2.3 Opportunities
• 4.3 Porters Five Force Model
• 4.4 Value Chain Analysis

5 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET, BY PRODUCT TYPE

• 5.1 Overview
• 5.2 On-Premise
• 5.3 Cloud Based

6 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET, BY APPLICATION

• 6.1 Overview
• 6.2 Web-Based
• 6.3 Installed
• 6.4 Others

7 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET, BY GEOGRAPHY

• 7.1 Overview
• 7.2 North America
  • 7.2.1 U.S.
  • 7.2.2 Canada
  • 7.2.3 Mexico
• 7.3 Europe
  • 7.3.1 Germany
  • 7.3.2 U.K.
  • 7.3.3 France
  • 7.3.4 Rest of Europe
• 7.4 Asia Pacific
  • 7.4.1 China
  • 7.4.2 Japan
  • 7.4.3 India
  • 7.4.4 Rest of Asia Pacific
• 7.5 Rest of the World
  • 7.5.1 Latin America
  • 7.5.2 Middle East & Africa

8 GLOBAL RETAIL CORE BANKING SYSTEMS MARKET COMPETITIVE LANDSCAPE

• 8.1 Overview
• 8.2 Company Market Ranking
• 8.3 Key Development Strategies

9 COMPANY PROFILES

• 9.1 Temenos
  • 9.1.1 Overview
  • 9.1.2 Financial Performance
  • 9.1.3 Product Outlook
  • 9.1.4 Key Developments
• 9.2 EdgeVerve
  • 9.2.1 Overview
  • 9.2.2 Financial Performance
  • 9.2.3 Product Outlook
  • 9.2.4 Key Developments
• 9.3 Tata Consultancy
  • 9.3.1 Overview
  • 9.3.2 Financial Performance
  • 9.3.3 Product Outlook
  • 9.3.4 Key Developments
• 9.4 Fiserv
  • 9.4.1 Overview
  • 9.4.2 Financial Performance
  • 9.4.3 Product Outlook
  • 9.4.4 Key Developments
• 9.5 Oracle
  • 9.5.1 Overview
  • 9.5.2 Financial Performance
  • 9.5.3 Product Outlook
  • 9.5.4 Key Developments
• 9.6 BML Istisharat
  • 9.6.1 Overview
  • 9.6.2 Financial Performance
  • 9.6.3 Product Outlook
  • 9.6.4 Key Developments
• 9.7 Exictos
  • 9.7.1 Overview
  • 9.7.2 Financial Performance
  • 9.7.3 Product Outlook
  • 9.7.4 Key Developments
• 9.8 FIS Global
  • 9.8.1 Overview
  • 9.8.2 Financial Performance
  • 9.8.3 Product Outlook
  • 9.8.4 Key Developments
• 9.9 Finastra
  • 9.9.1 Overview
  • 9.9.2 Financial Performance
  • 9.9.3 Product Outlook
  • 9.9.4 Key Developments
• 9.10 Intertech
  • 9.10.1 Overview
  • 9.10.2 Financial Performance
  • 9.10.3 Product Outlook
  • 9.10.4 Key Developments
• 9.11 Infrasoft Tech
  • 9.11.1 Overview
  • 9.11.2 Financial Performance
  • 9.11.3 Product Outlook
  • 9.11.4 Key Developments

10 Appendix

• 10.1 Related Research