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退休金管理软体市场（按部署类型、退休金基金规模、最终用户和地区划分）2026 年至 2032 年

Pension Administration Software Market By Type of Deployment (On-premises, Cloud-based), Pension Fund Size (Less Than $500 Million, $10 Billion and Above), End-User (Pension Plan Administrators, Employers), & Region for 2026-2032

出版日期: 2025年05月09日 | 出版商:

Verified Market Research | 英文 202 Pages | 商品交期: 2-3个工作天内

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简介目录

退休金管理软体市场评估 - 2026-2032

随着退休金计画日益复杂，对高效率、准确、合规的管理要求日益提高，退休金管理软体的需求也随之稳定成长。随着世界人口老化和退休人数增加，退休金交易和管理业务也随之增加。退休金管理软体提供自动化解决方案，可简化流程、最大限度地减少人工错误并确保法规规性。预计2024年市场规模将超过50亿美元，2032年将达到约119亿美元。

此外，人工智慧和机器学习等先进技术的结合使该软体能够提供有关退休金计划绩效、风险管理和投资策略的有用见解，从而刺激需求。对具有成本效益和高效的退休金管理软体的需求不断增长，推动市场在 2026 年至 2032 年期间以 11.4% 的复合年增长率增长。

退休金管理软体市场定义/概述

退休金管理软体是一款专门用于管理和简化退休金计划复杂操作的应用程式。它通常涵盖记录保存、福利计算、法规遵循和索赔处理等功能。这些程序透过自动执行典型业务、确保福利计算准确以及保存受益人和交易的详细记录，帮助退休金高效运作。退休金管理机构、政府机构和金融机构使用它来提高退休金管理效率，并改善对退休金用户的服务。

技术突破和监管环境的不断发展将塑造退休金管理软体。人工智慧、机器学习和区块链等新技术的发展预计将增强这些系统的功能，提供更准确的预测分析、更强大的诈骗侦测和更高的透明度。

随着个人化退休规划日益受到重视，这些系统很可能会与其他财务规划工具结合，提供量身定制的建议和见解。随着法规的收紧和对即时数据需求的增长，软体必须不断发展以适应这些变化，并在保持合规的同时为利益相关人员提供更多价值。

推动退休金管理软体市场采用的因素有哪些？

金融服务领域的数位转型预计将推动退休金管理软体市场的成长。科技变革的步伐日新月异，普华永道2019年的一项调查显示，81%的银行执行长对此表示担忧，凸显了整个金融服务领域数位化的必要性。对于希望提升效率和使用者体验的退休金管理机构而言，这种采用更复杂软体解决方案的意愿至关重要。即时数据存取、准确的福利计算以及对不断变化的法规的合规性需求将推动对现代退休金管理软体的需求，以适应当今复杂的金融格局。

向定期定额给付养老金的转变将显着加速退休金管理软体市场的成长。据韦莱韬悦 (Willis Towers Watson) 称，2009 年至 2019 年期间，定期定额给付养老金资产以每年 8.9% 的速度增长，达到 8.9 兆美元。这一全球趋势迫切需要开发能够高效管理个人帐户并向计划用户提供详细易用报告的软体。管理不同用户的需求并确保合规性的复杂性使得先进的退休金管理软体至关重要，从而推动了市场参与企业的成长。

高昂的实施成本将如何影响退休金管理软体市场的成长？

高昂的实施成本可能会阻碍退休金管理软体市场的扩张。这些成本包括初始软体采购、客製化、资料迁移、员工培训和持续维护，对于中小企业和IT预算有限的企业来说，这些成本可能过高。此类经济障碍可能会减缓或阻碍现代退休金管理解决方案的采用，尤其是在金融基础设施欠发达的地区。虽然对先进软体的需求显而易见，但采用这些解决方案的高昂成本可能会抑制市场成长，并限制部分退休金管理机构的准入。

缺乏IT基础设施会对退休金管理软体市场的成长产生重大影响。糟糕的IT基础设施，包括过时的硬体、有限的网路功能以及薄弱的网路安全措施，可能会阻碍现有退休金管理软体的成功实施和使用。此类基础设施缺陷可能导致成本上升和实施问题，尤其是在新兴市场和规模较小的公司。退休金管理机构可能难以实施需要强大IT基础设施的新软体解决方案，这可能会抑制退休金管理软体市场的整体成长和扩张。

The demand for pension administration software is steadily expanding as pension plans become more complicated, necessitating efficient, accurate, and compliant management. As the world's population ages and the number of retirees grows, so does the volume of pension transactions and administrative chores. Pension administration software provides automated solutions that streamline procedures, minimize manual errors, and assure regulatory compliance. The market size surpass USD 5.0 Billion valued in 2024 to reach a valuation of around USD 11.9 Billion by 2032.

Furthermore, the incorporation of advanced techniques such as artificial intelligence and machine learning allows the software to provide useful insights into pension plan performance, risk management, and investment strategies, which drives up demand. The rising demand for cost-effective and efficient pension administration software is enabling the market grow at a CAGR of 11.4% from 2026 to 2032.

Pension Administration Software Market: Definition/ Overview

Pension Administration Software is a specialist application used to manage and simplify the complexities of pension plan operations. It typically covers functions such as record keeping, benefit calculation, regulatory compliance, and claim processing. This program helps administer pension funds more efficiently by automating typical operations, assuring correct benefit calculations, and keeping detailed records of beneficiaries and transactions. It is used by pension fund managers, administrative agencies, and financial institutions to increase pension fund management efficiency and improve plan participant service delivery.

Technological breakthroughs and developing regulatory landscapes will shape pension administration software. Emerging developments including artificial intelligence, machine learning, and blockchain are predicted to increase these systems' capabilities, resulting in more accurate predictive analytics, better fraud detection, and greater transparency.

With the increasing emphasis on personalized retirement planning, these systems will most likely combine with other financial planning tools to provide tailored advice and insights. As rules tighten and the demand for real-time data grows, software must evolve to support these changes, maintaining compliance and providing more value to stakeholders.

Which Factors Enhance the Use of Pension Administration Software Market?

The digital transformation in financial services is projected to boost the growth of the pension administration software market. The rapid speed of technological change, as shown by a 2019 PwC survey in which 81% of banking CEOs expressed worry, emphasizes the need for digitalization across the sector. This desire to adopt more complex software solutions is critical for pension administrators who want to increase efficiency and user experience. The necessity for real-time data access, correct benefit calculations, and compliance with changing rules will drive up demand for modern pension administration software, ensuring that it can handle today's complicated financial landscape.

The transition to defined contribution plans will substantially accelerate the growth of the pension administration software market. This global trend, evidenced by an 8.9% annual growth in defined contribution assets from 2009 to 2019, which reached USD 8.9 Trillion, according to Willis Towers Watson, necessitates the development of software capable of efficiently managing individual accounts and providing detailed, user-friendly reporting to plan participants. The complexity of managing varied participant requirements while ensuring regulatory compliance makes advanced pension administration software important, driving market growth.

How will the High Implementation Costs Affect the Growth of the Pension Administration Software Market?

High implementation costs may impede the expansion of the pension administration software market. These costs can include initial software acquisition, customization, data migration, staff training, and continuing maintenance, which can be prohibitively expensive for smaller firms or those with restricted IT budgets. This financial barrier might slow or prevent the adoption of contemporary pension administration solutions, especially in areas with less developed financial infrastructures. While the need for advanced software is obvious, the high costs associated with adopting these solutions may stifle market growth and limit access for some pension administrators.

The lack of IT infrastructure can have a substantial impact on the growth of the pension administration software market. Inadequate IT infrastructure, such as out-of-date hardware, restricted network capabilities, and poor cybersecurity measures, might impede the successful deployment and usage of current pension administration software. This lack of infrastructure can result in higher costs and implementation issues, especially in emerging markets or small enterprises. Pension administrators may struggle to implement new software solutions that demand a strong IT infrastructure, reducing the overall growth and expansion of the pension administration software market.

Category-Wise Acumens

Will the Control and Customization Fuel the On-premises Category for the Pension Administration Software Market?

The on-premises sector continues to dominate the pension administration software market. Control and customization will be the driving forces behind the on-premises pension administration software industry. On-premises solutions enable pension administrators to modify the software to their requirements and seamlessly connect it with current systems. This flexibility is critical for enterprises with unique or complex needs that off-the-shelf cloud solutions may not meet. On-premises deployments provide you with greater control over data security and compliance, which is a major concern in the financial sector.

Organizations with current on-premises infrastructure will dominate the pension administration software market. These firms frequently want to keep their existing infrastructure due to significant investments in hardware and software, established workflows, and skilled workers experienced with on-premises systems. They may also have strict security and regulatory requirements that are easier to manage in a secure, on-premises environment. On-premises solutions can be more customizable to meet specific organizational needs and integrate with existing systems, making them an appealing option for organizations looking to leverage their existing infrastructure while maintaining greater control over their data and software environment.

Will the Increasing Pension Plan Administrators Segment Drive the Pension Administration Software Market?

Pension Plan Administrators (PPAs) dominate the pension administration software market. Investment strategies and administrative processes will propel the pension plan administrators' section of the pension administration software market. Pension plan administrators must use sophisticated technologies to manage complex investment strategies and streamline administrative processes efficiently. Advanced software solutions enable these administrators to optimize portfolio administration, assure regulatory compliance, and improve participant communication. Pension plan administrators can use these technologies to improve operational efficiency and better serve their stakeholders, creating demand for pension administration software in this area.

Large and complex pension plans that necessitate sophisticated software solutions will boost the pension plan administrators' portion of the pension administration software market. These plans entail complex investment strategies, a large number of beneficiaries, and severe regulatory requirements, all of which require modern software to operate properly. Advanced systems give the resources required for complete data management, extensive reporting, and compliance tracking, making them vital for administrators who handle complicated pension plans. The necessity for increased skills in handling large and complex plans drives demand for specialized software in this market.

Country/Region-wise Acumens

Will the Advanced Technology Adoption in the North American Region Expand the Pension Administration Software Market?

North America leads the pension administration software market, with numerous governmental and private pension programs. Advanced technology usage in North America will have a substantial impact on the growth of the pension administration software market. With more than 90% of public pension systems in the United States implementing or preparing to use current software, and 78% of Canadian pension plan sponsors expecting to invest in new technologies, there is a high need for sophisticated pension administration solutions. This is supported by the United States Bureau of Labor Statistics projection of a 7% increase in financial computer systems analyst employment, demonstrating the growing demand for advanced technology support.

Strong economic growth in North America will propel the Pension Administration Software market. The strong economic performance, with the US GDP expanding by 2.1% in 2022 and expected to continue at similar rates, combined with considerable gains in pension assets-USD 39.4 Trillion in the US and CAD 2.3 Trillion in Canada-fuels demand for advanced pension administration systems. This increase in pension funds and participants demands more complex and efficient software to handle the additional data and regulatory requirements. Furthermore, 68% of North American enterprises are expected to increase their investment in pension technology over the next two years, emphasizing the need for improved software solutions to efficiently manage this expansion and drive market growth.

Will the Rapid Economic Development in the Asia Pacific Region Boost the Growth of the Pension Administration Software Market?

The Asia Pacific region is experiencing the most rapid expansion in the pension administration software market. The rapid economic expansion in Asia Pacific will boost the market for pension administration software. With emerging Asia expected to grow by 4.8% in 2023 and 4.9% in 2024, and pension assets in the region rising at a compound annual growth rate of 7.9% to USD 7.1 Trillion, there is a significant increase in pension coverage and assets. This economic expansion is reflected by an increase in pension participants, with China increasing from 887 million to over 1 billion and India's EPFO member base growing by 43% since 2018. The growing pension landscape necessitates an urgency for scalable, efficient, and technologically advanced software solutions. The projected investment in new pension technology by 72% of pension fund managers in Asia-Pacific over the next three years shows the need for modernized solutions to properly manage this development, ultimately propelling the market ahead.

The increase in technological penetration and awareness in the Asia-Pacific region will fuel the growth of the pension administration software market. According to the International Telecommunication Union, with internet penetration expected to reach 64.1% by 2023 and strong advances in digital connection, the region is experiencing a rise in digital transformation in the pension sector. The Asian Development Bank reports that 62% of pension funds have launched digital projects, up from 37% in 2019. Cerulli Associates reports that 73% of pension fund administrators now prioritize technology updates, up from 56% in 2020, indicating a greater understanding of the benefits of modern pension software. The effective decrease of processing times by 40% in China and a 300% growth in digital transactions in India demonstrate the growing usage of sophisticated systems, which drives market demand for modern pension administration solutions.

Competitive Landscape

The pension administration software market is a dynamic and competitive space, characterized by a diverse range of players vying for market share. These players are on the run for solidifying their presence through the adoption of strategic plans such as collaborations, mergers, acquisitions, and political support.

The organizations are focusing on innovating their product line to serve the vast population in diverse regions. Some of the prominent players operating in the pension administration software market include:

Visma
Equiniti
Oracle
UNIT4
Capita
Vitech Systems
Civica
SAP
Congruent Solutions
Sagitec Solutions

Latest Developments

In August 2023, Strongpoint Partners expanded its network by adding Pension Financial Services (PFS), a Duluth, GA-based third-party administrator focusing on retirement solutions. This agreement expands Strongpoint's footprint and expertise in the southeastern area of the United States.In November 2022, Milliman announced the official launch of Milliman Agile ALM. This software solution allows insurers to access asset/liability management (ALM) and stochastic valuation, which helps them comply with standards such as IFRS 17 and Solvency II.
In September 2022, TELUS Corporation bought LifeWorks, a global pioneer in providing physical and digital solutions that enhance people's overall wellness, for CAD 2.3 billion (USD 1.69 billion). A successful acquisition has increased TELUS Health's worldwide reach by 50 million people and over 160 countries.

1. INTRODUCTION

Market Definition
Market Segmentation
Research Methodology

2. Executive Summary

Key Findings
Market Overview
Market Highlights

3. Market Overview

Market Size and Growth Potential
Market Trends
Market Drivers
Market Restraints
Market Opportunities
Porter's Five Forces Analysis

4. Pension Administration Software Market, By Type of Deployment

On-premises
Cloud-based

5. Type of Deployment:

On-premises
Cloud-based

6. Pension Fund Size:

Less Than $500 Million
$500 Million To $1 Billion
$1 Billion To $5 Billion
$5 Billion To $10 Billion
$10 Billion and Above

7. End-User:

Pension Plan Administrators
Government Agencies
Employers

8. Regional Analysis

North America
United States
Canada
Mexico
Europe
United Kingdom
Germany
France
Italy
Asia-Pacific
China
Japan
India
Australia
Latin America
Brazil
Argentina
Chile
Middle East and Africa
South Africa
Saudi Arabia
UAE

9. Market Dynamics

Market Drivers
Market Restraints
Market Opportunities
Impact of COVID-19 on the Market

10. Competitive Landscape

Key Players
Market Share Analysis

11. Company Profiles

Visma
Equiniti
Oracle
UNIT4
Capita
Vitech Systems
Civica
SAP
Congruent Solutions
Sagitec Solutions

12. Market Outlook and Opportunities

Emerging Technologies
Future Market Trends
Investment Opportunities

13. Appendix

List of Abbreviations
Sources and References

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License/价格

FAQ

退休金管理软体市场（按部署类型、退休金基金规模、最终用户和地区划分）2026 年至 2032 年

Pension Administration Software Market By Type of Deployment (On-premises, Cloud-based), Pension Fund Size (Less Than $500 Million, $10 Billion and Above), End-User (Pension Plan Administrators, Employers), & Region for 2026-2032

退休金管理软体市场评估 - 2026-2032

推动退休金管理软体市场采用的因素有哪些？

高昂的实施成本将如何影响退休金管理软体市场的成长？

目录

第一章 引言

第二章执行摘要

第三章市场概述

第四章。退休金管理软体市场（按部署类型）

第五章。退休金管理软体市场（按部署类型）

第六章退休金管理软体市场：退休金基金规模

第七章退休金管理软体市场：最终用户

第八章区域分析

第九章市场动态

第十章 竞争格局

第十一章 公司简介

第十二章 市场展望市场展望与机会

第十三章 附录

Pension Administration Software Market Valuation - 2026-2032