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市场调查报告书
商品编码
1448589
全球薪资取得软体市场研究报告 - 2024 年至 2032 年产业分析、规模、份额、成长、趋势和预测Global Earned Wage Access Software Market Research Report - Industry Analysis, Size, Share, Growth, Trends and Forecast 2024 to 2032 |
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预计到 2032 年，全球薪资存取软体市场的市场规模将从 2023 年的 2,197 万美元达到近 2,905 万美元，在 2024 年至 2032 年的研究期间，复合CAGR为 3.15%。
薪资取得 (EWA) 软体可让员工在预定发薪日之前收到部分薪资。这种金融科技解决方案为员工提供了更大的财务管理弹性，帮助他们应对意外费用或紧急情况。 EWA 软体旨在改善财务状况并减少对高利息发薪日贷款的依赖，提供更永续且对员工友善的财务管理方法。
市场动态
由于员工薪酬格局的变化、零工经济的兴起以及对财务健康解决方案的需求不断增长，工资获取 (EWA) 软体市场正在蓬勃发展。 EWA 软体解决了财务流动性挑战，并为那些靠薪资生活的人提供了解决方案。以弹性工作安排为特征的零工经济推动了对按需支付解决方案的需求，从而促进了市场的成长。雇主认识到提供财务健康福利以吸引和留住人才的重要性，使该软体成为提高员工满意度的宝贵工具。 COVID-19 大流行加速了远距工作和数位金融解决方案的采用，进一步推动了 EWA 软体市场的发展。对普惠金融的重视以及对员工财务福祉作为整体健康的一个重要面向的认识有助于 EWA 软体市场的持续扩张。
研究报告涵盖波特五力模型、市场吸引力分析和价值链分析。这些工具有助于清晰地了解行业结构并评估全球范围内的竞争吸引力。此外，这些工具还对全球工资存取软体市场的每个细分市场进行了包容性评估。工资获取软体产业的成长和趋势为本研究提供了整体方法。
市场区隔
薪资取得软体市场报告的这一部分提供了国家和地区层面细分市场的详细资料，从而帮助策略师确定相应产品或服务的目标人口统计数据以及即将到来的机会。
按类型
- 本地部署
- 基于云端的
按应用
- 中小企业（Smes）
- 大型企业
区域分析
本节涵盖区域前景，重点介绍北美、欧洲、亚太地区、拉丁美洲以及中东和非洲的工资访问软体市场当前和未来的需求。此外，该报告重点关注所有主要地区各个应用领域的需求、估计和预测。
该研究报告还涵盖了市场主要参与者的全面概况以及对全球竞争格局的深入了解。薪资存取软体市场的主要参与者包括 PayActiv、DailyPay、Instant Financial、Earnin、ZayZoon、Even、Ceridian（Dayforce Wallet）、Branch、ADP（ADP Instant Pay）、FlexWage、Paychex（FlexWage）、Wagestream、Gusto、 Square（现金应用程式）、Rain 等。本节包含竞争格局的整体视图，包括各种策略发展，例如关键併购、未来产能、合作伙伴关係、财务概况、合作、新产品开发、新产品发布和其他发展。
如果您有任何客製化要求，请写信给我们。我们的研究团队可以根据您的需求提供客製化报告。
目录
第一章：前言
- 报告说明
- 客观的
- 目标受众
- 独特的销售主张 (USP) 和产品
- 研究范围
- 研究方法论
- 市场研究过程
- 市场研究方法论
第 2 章：执行摘要
- 市集亮点
- 全球市场概况
第 3 章：薪资存取软体 - 产业分析
- 简介 - 市场动态
- 市场驱动因素
- 市场限制
- 机会
- 产业动态
- 波特五力分析
- 市场吸引力分析
- 按类型分類的市场吸引力分析
- 市场吸引力分析：依应用分类
- 市场吸引力分析：按地区
第 4 章：价值链分析
- 价值链分析
- 原料分析
- 原料清单
- 原料厂商清单
- 主要原物料价格走势
- 潜在买家名单
- 行销管道
- 直效行销
- 间接行销
- 行销通路发展趋势
第 5 章：全球薪资存取软体市场分析：按类型
- 按类型概述
- 历史和预测数据
- 按类型分析
- 本地部署
- 基于云端的
第 6 章：全球薪资取得软体市场分析：依应用分类
- 概述：按应用
- 历史和预测数据
- 分析：按应用
- 中小企业 (SME)
- 大型企业
第 7 章：全球薪资取得软体市场分析：依地理位置
- 区域展望
- 介绍
- 北美销售分析
- 概览、历史与预测资料销售分析
- 北美按细分市场销售分析
- 北美按国家销售分析
- 美国销售分析
- 加拿大销售分析
- 墨西哥销售分析
- 欧洲销售分析
- 概览、历史与预测资料销售分析
- 欧洲按细分市场销售分析
- 欧洲按国家销售分析
- 英国销售分析
- 法国销售分析
- 德国销售分析
- 义大利销售分析
- 俄罗斯销售分析
- 欧洲其他地区销售分析
- 亚太地区销售分析
- 概览、历史与预测资料销售分析
- 亚太地区按细分市场销售分析
- 亚太地区国家/地区销售分析
- 中国销售分析
- 印度销售分析
- 日本销售分析
- 韩国销售分析
- 澳洲销售分析
- 东南亚销售分析
- 亚太地区其他地区销售分析
- 拉丁美洲销售分析
- 概览、历史与预测资料销售分析
- 拉丁美洲按细分市场销售分析
- 拉丁美洲按国家销售分析
- 巴西销售分析
- 阿根廷销售分析
- 秘鲁销售分析
- 智利销售分析
- 拉丁美洲其他地区销售分析
- 中东和非洲销售分析
- 概览、历史与预测资料销售分析
- 中东和非洲按细分市场销售分析
- 中东和非洲国家销售分析
- 沙乌地阿拉伯销售分析
- 阿联酋销售分析
- 以色列销售分析
- 南非销售分析
- 中东其他地区和非洲销售分析
第 8 章：薪资存取软体公司的竞争格局
- 薪资存取软体市场竞争
- 伙伴关係/协作/协议
- 併购
- 新产品发布
- 其他发展
第 9 章：公司简介
- 顶级公司市占率分析
- 市场集中度
- PayActiv
- 公司简介
- 公司收入
- 产品
- 最近的发展
- DailyPay
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Instant Financial
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Earnin
- 公司简介
- 公司收入
- 产品
- 最近的发展
- ZayZoon
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Even
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Ceridian (Dayforce Wallet)
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Branch
- 公司简介
- 公司收入
- 产品
- 最近的发展
- ADP (ADP Instant Pay)
- 公司简介
- 公司收入
- 产品
- 最近的发展
- FlexWage
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Paychex (FlexWage)
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Wagestream
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Gusto
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Square (Cash App)
- 公司简介
- 公司收入
- 产品
- 最近的发展
- Rain
- 公司简介
- 公司收入
- 产品
- 最近的发展
- 其他的
- 公司简介
- 公司收入
- 产品
- 最近的发展
注意 - 在公司概况中，财务详细资讯和近期发展视情况而定，或者如果是私人公司，则可能不包括在内
The global demand for Earned Wage Access Software Market is presumed to reach the market size of nearly USD 29.05 Million by 2032 from USD 21.97 Million in 2023 with a CAGR of 3.15% under the study period 2024 - 2032.
Earned Wage Access (EWA) software allows employees to receive a portion of their earned wages prior to the scheduled payday. This financial technology solution provides workers with more flexibility in managing their finances, helping them cover unexpected expenses or emergencies. EWA software aims to improve financial well-being and reduce reliance on high-interest payday loans, offering a more sustainable and employee-friendly approach to financial management.
MARKET DYNAMICS
The Earned Wage Access (EWA) Software market is thriving due to the changing landscape of employee compensation, the rise of the gig economy, and the increasing demand for financial wellness solutions. EWA software addresses financial liquidity challenges and provides a solution for those living paycheck to paycheck. The gig economy, characterized by flexible work arrangements, drives the need for on-demand payment solutions, contributing to the market's growth. Employers recognize the importance of offering financial wellness benefits to attract and retain talent, making this software a valuable tool for enhancing employee satisfaction. The COVID-19 pandemic has accelerated the adoption of remote work and digital financial solutions, further fueling the EWA software market. The emphasis on financial inclusion and the recognition of employees' financial well-being as a crucial aspect of overall health contribute to the sustained expansion of the EWA software market.
The research report covers Porter's Five Forces Model, Market Attractiveness Analysis, and Value Chain analysis. These tools help to get a clear picture of the industry's structure and evaluate the competition attractiveness at a global level. Additionally, these tools also give an inclusive assessment of each segment in the global market of earned wage access software. The growth and trends of earned wage access software industry provide a holistic approach to this study.
MARKET SEGMENTATION
This section of the earned wage access software market report provides detailed data on the segments at country and regional level, thereby assisting the strategist in identifying the target demographics for the respective product or services with the upcoming opportunities.
By Type
- On-Premise
- Cloud-Based
By Application
- Small & Medium-Sized Enterprises (Smes)
- Large Enterprises
REGIONAL ANALYSIS
This section covers the regional outlook, which accentuates current and future demand for the Earned Wage Access Software market across North America, Europe, Asia-Pacific, Latin America, and Middle East & Africa. Further, the report focuses on demand, estimation, and forecast for individual application segments across all the prominent regions.
The research report also covers the comprehensive profiles of the key players in the market and an in-depth view of the competitive landscape worldwide. The major players in the Earned Wage Access Software market include PayActiv, DailyPay, Instant Financial, Earnin, ZayZoon, Even, Ceridian (Dayforce Wallet), Branch, ADP (ADP Instant Pay), FlexWage, Paychex (FlexWage), Wagestream, Gusto, Square (Cash App), Rain, and others. This section consists of a holistic view of the competitive landscape that includes various strategic developments such as key mergers & acquisitions, future capacities, partnerships, financial overviews, collaborations, new product developments, new product launches, and other developments.
In case you have any custom requirements, do write to us. Our research team can offer a customized report as per your need.
TABLE OF CONTENTS
1 . PREFACE
- 1.1. Report Description
- 1.1.1. Objective
- 1.1.2. Target Audience
- 1.1.3. Unique Selling Proposition (USP) & offerings
- 1.2. Research Scope
- 1.3. Research Methodology
- 1.3.1. Market Research Process
- 1.3.2. Market Research Methodology
2 . EXECUTIVE SUMMARY
- 2.1. Highlights of Market
- 2.2. Global Market Snapshot
3 . EARNED WAGE ACCESS SOFTWARE - INDUSTRY ANALYSIS
- 3.1. Introduction - Market Dynamics
- 3.2. Market Drivers
- 3.3. Market Restraints
- 3.4. Opportunities
- 3.5. Industry Trends
- 3.6. Porter's Five Force Analysis
- 3.7. Market Attractiveness Analysis
- 3.7.1 Market Attractiveness Analysis By Type
- 3.7.2 Market Attractiveness Analysis By Application
- 3.7.3 Market Attractiveness Analysis By Region
4 . VALUE CHAIN ANALYSIS
- 4.1. Value Chain Analysis
- 4.2. Raw Material Analysis
- 4.2.1. List of Raw Materials
- 4.2.2. Raw Material Manufactures List
- 4.2.3. Price Trend of Key Raw Materials
- 4.3. List of Potential Buyers
- 4.4. Marketing Channel
- 4.4.1. Direct Marketing
- 4.4.2. Indirect Marketing
- 4.4.3. Marketing Channel Development Trend
5 . GLOBAL EARNED WAGE ACCESS SOFTWARE MARKET ANALYSIS BY TYPE
- 5.1 Overview by Type
- 5.2 Historical and Forecast Data
- 5.3 Analysis by Type
- 5.4 On-Premise Historic and Forecast Sales by Regions
- 5.5 Cloud-Based Historic and Forecast Sales by Regions
6 . GLOBAL EARNED WAGE ACCESS SOFTWARE MARKET ANALYSIS BY APPLICATION
- 6.1 Overview by Application
- 6.2 Historical and Forecast Data
- 6.3 Analysis by Application
- 6.4 Small & Medium-Sized Enterprises (SMEs) Historic and Forecast Sales by Regions
- 6.5 Large Enterprises Historic and Forecast Sales by Regions
7 . GLOBAL EARNED WAGE ACCESS SOFTWARE MARKET ANALYSIS BY GEOGRAPHY
- 7.1. Regional Outlook
- 7.2. Introduction
- 7.3. North America Sales Analysis
- 7.3.1. Overview, Historic and Forecast Data Sales Analysis
- 7.3.2. North America By Segment Sales Analysis
- 7.3.3. North America By Country Sales Analysis
- 7.3.4. United State Sales Analysis
- 7.3.5. Canada Sales Analysis
- 7.3.6. Mexico Sales Analysis
- 7.4. Europe Sales Analysis
- 7.4.1. Overview, Historic and Forecast Data Sales Analysis
- 7.4.2. Europe by Segment Sales Analysis
- 7.4.3. Europe by Country Sales Analysis
- 7.4.4. United Kingdom Sales Analysis
- 7.4.5. France Sales Analysis
- 7.4.6. Germany Sales Analysis
- 7.4.7. Italy Sales Analysis
- 7.4.8. Russia Sales Analysis
- 7.4.9. Rest Of Europe Sales Analysis
- 7.5. Asia Pacific Sales Analysis
- 7.5.1. Overview, Historic and Forecast Data Sales Analysis
- 7.5.2. Asia Pacific by Segment Sales Analysis
- 7.5.3. Asia Pacific by Country Sales Analysis
- 7.5.4. China Sales Analysis
- 7.5.5. India Sales Analysis
- 7.5.6. Japan Sales Analysis
- 7.5.7. South Korea Sales Analysis
- 7.5.8. Australia Sales Analysis
- 7.5.9. South East Asia Sales Analysis
- 7.5.10. Rest Of Asia Pacific Sales Analysis
- 7.6. Latin America Sales Analysis
- 7.6.1. Overview, Historic and Forecast Data Sales Analysis
- 7.6.2. Latin America by Segment Sales Analysis
- 7.6.3. Latin America by Country Sales Analysis
- 7.6.4. Brazil Sales Analysis
- 7.6.5. Argentina Sales Analysis
- 7.6.6. Peru Sales Analysis
- 7.6.7. Chile Sales Analysis
- 7.6.8. Rest of Latin America Sales Analysis
- 7.7. Middle East & Africa Sales Analysis
- 7.7.1. Overview, Historic and Forecast Data Sales Analysis
- 7.7.2. Middle East & Africa by Segment Sales Analysis
- 7.7.3. Middle East & Africa by Country Sales Analysis
- 7.7.4. Saudi Arabia Sales Analysis
- 7.7.5. UAE Sales Analysis
- 7.7.6. Israel Sales Analysis
- 7.7.7. South Africa Sales Analysis
- 7.7.8. Rest Of Middle East And Africa Sales Analysis
8 . COMPETITIVE LANDSCAPE OF THE EARNED WAGE ACCESS SOFTWARE COMPANIES
- 8.1. Earned Wage Access Software Market Competition
- 8.2. Partnership/Collaboration/Agreement
- 8.3. Merger And Acquisitions
- 8.4. New Product Launch
- 8.5. Other Developments
9 . COMPANY PROFILES OF EARNED WAGE ACCESS SOFTWARE INDUSTRY
- 9.1. Top Companies Market Share Analysis
- 9.2. Market Concentration Rate
- 9.3. PayActiv
- 9.3.1. Company Overview
- 9.3.2. Company Revenue
- 9.3.3. Products
- 9.3.4. Recent Developments
- 9.4. DailyPay
- 9.4.1. Company Overview
- 9.4.2. Company Revenue
- 9.4.3. Products
- 9.4.4. Recent Developments
- 9.5. Instant Financial
- 9.5.1. Company Overview
- 9.5.2. Company Revenue
- 9.5.3. Products
- 9.5.4. Recent Developments
- 9.6. Earnin
- 9.6.1. Company Overview
- 9.6.2. Company Revenue
- 9.6.3. Products
- 9.6.4. Recent Developments
- 9.7. ZayZoon
- 9.7.1. Company Overview
- 9.7.2. Company Revenue
- 9.7.3. Products
- 9.7.4. Recent Developments
- 9.8. Even
- 9.8.1. Company Overview
- 9.8.2. Company Revenue
- 9.8.3. Products
- 9.8.4. Recent Developments
- 9.9. Ceridian (Dayforce Wallet)
- 9.9.1. Company Overview
- 9.9.2. Company Revenue
- 9.9.3. Products
- 9.9.4. Recent Developments
- 9.10. Branch
- 9.10.1. Company Overview
- 9.10.2. Company Revenue
- 9.10.3. Products
- 9.10.4. Recent Developments
- 9.11. ADP (ADP Instant Pay)
- 9.11.1. Company Overview
- 9.11.2. Company Revenue
- 9.11.3. Products
- 9.11.4. Recent Developments
- 9.12. FlexWage
- 9.12.1. Company Overview
- 9.12.2. Company Revenue
- 9.12.3. Products
- 9.12.4. Recent Developments
- 9.13. Paychex (FlexWage)
- 9.13.1. Company Overview
- 9.13.2. Company Revenue
- 9.13.3. Products
- 9.13.4. Recent Developments
- 9.14. Wagestream
- 9.14.1. Company Overview
- 9.14.2. Company Revenue
- 9.14.3. Products
- 9.14.4. Recent Developments
- 9.15. Gusto
- 9.15.1. Company Overview
- 9.15.2. Company Revenue
- 9.15.3. Products
- 9.15.4. Recent Developments
- 9.16. Square (Cash App)
- 9.16.1. Company Overview
- 9.16.2. Company Revenue
- 9.16.3. Products
- 9.16.4. Recent Developments
- 9.17. Rain
- 9.17.1. Company Overview
- 9.17.2. Company Revenue
- 9.17.3. Products
- 9.17.4. Recent Developments
- 9.18. Others
- 9.18.1. Company Overview
- 9.18.2. Company Revenue
- 9.18.3. Products
- 9.18.4. Recent Developments
Note - in company profiling, financial details and recent development are subject to availability or might not be covered in case of private companies
LIST OF TABLES
- Market Snapshot
- Drivers : Impact Analysis
- Restraints : Impact Analysis
- List of Raw Material
- List of Raw Material Manufactures
- List of Potential Buyers
- Analysis by Type (USD MN)
- On-Premise Market Sales by Geography (USD MN)
- Cloud-Based Market Sales by Geography (USD MN)
- Analysis Market by Application (USD MN)
- Small & Medium-Sized Enterprises (SMEs) Market Sales by Geography (USD MN)
- Large Enterprises Market Sales by Geography (USD MN)
- Global Earned Wage Access Software Market Sales by Geography (USD MN)
- North America Market Analysis (USD MN)
- United State Market Analysis (USD MN)
- Canada Market Analysis (USD MN)
- Mexico Market Analysis (USD MN)
- Europe Market Analysis (USD MN)
- Europe Market Estimate by Country (USD MN)
- United Kingdom Market Analysis (USD MN)
- France Market Analysis (USD MN)
- Germany Market Analysis (USD MN)
- Italy Market Analysis (USD MN)
- Russia Market Analysis (USD MN)
- Spain Market Analysis (USD MN)
- Rest of Europe Market Analysis (USD MN)
- Asia Pacific Market Analysis (USD MN)
- China Market Analysis (USD MN)
- Japan Market Analysis (USD MN)
- India Market Analysis (USD MN)
- South Korea Market Analysis (USD MN)
- Australia Market Analysis (USD MN)
- South East Asia Market Analysis (USD MN)
- Rest of Asia Pacific Market Analysis (USD MN)
- Latin America Market Analysis (USD MN)
- Brazil Market Analysis (USD MN)
- Argentina Market Analysis (USD MN)
- Peru Market Analysis (USD MN)
- Chile Market Analysis (USD MN)
- Rest of Latin America Market Analysis (USD MN)
- Middle East & Africa Market Analysis (USD MN)
- Saudi Arabia Market Analysis (USD MN)
- UAE Market Analysis (USD MN)
- Israel Market Analysis (USD MN)
- South Africa Market Analysis (USD MN)
- Rest of Middle East and Africa Market Analysis (USD MN)
- Partnership/Collaboration/Agreement
- Mergers And Acquisition
LIST OF FIGURES
- Research Scope of Earned Wage Access Software Report
- Market Research Process
- Market Research Methodology
- Global Earned Wage Access Software Market Size, by Region (USD MN)
- Porters Five Forces Analysis
- Market Attractiveness Analysis by Type
- Market Attractiveness Analysis by Application
- Market Attractiveness Analysis by Region
- Value Chain Analysis
- Global Market Analysis by Type (USD MN)
- On-Premise Market Sales by Geography (USD MN)
- Cloud-Based Market Sales by Geography (USD MN)
- Global Market Analysis by Application (USD MN)
- Small & Medium-Sized Enterprises (SMEs) Market Sales by Geography (USD MN)
- Large Enterprises Market Sales by Geography (USD MN)
- Global Market Sales (USD MN)
- North America Market Sales (USD MN)
- Europe Market Sales (USD MN)
- Asia Pacific Market Sales (USD MN)
- Latin America Market Sales (USD MN)
- Middle East & Africa Market Sales (USD MN)
- Recent Development in Industry
- Top Companies Market Share Analysis
Kindly note that the above listed are the basic tables and figures of the report and are not limited to the TOC.
