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封面
市场调查报告书
商品编码
1422780

全球线上支付中的诈欺和安全：2024 年

Fraud and Security in Global Online Payments 2024
出版日期: | 出版商: yStats.com | 英文 66 Pages | 商品交期: 最快1-2个工作天内

价格
简介目录

随着 B2C 电子商务的扩张，企业和消费者都越来越容易受到诈欺。 2023年至2028年，全球B2C电子商务的线上支付诈欺损失将以40%的复合年增长率大幅成长，可能达到数十亿美元。 到2025年，亚太地区预计将因线上支付诈欺而遭受最大损失，其次是北美和欧洲。 鑑于金融犯罪的威胁日益严重，预计到 2027 年，全球用于预防金融犯罪的支出将会增加。

本报告调查了全球线上支付诈欺和安全的趋势，并按地区和主要国家总结了全球损失金额、各种安全措施以及受访者的担忧。

目录

第 1 章要点

  • 线上付款中的诈欺和安全：要点

第2章管理总结

第3章世界的发展

  • 虚拟卡市场的安全性概述
  • POS 增强安全措施概述
  • 线上和行动支付市场的担忧概述
  • 人工智慧在嵌入式金融生态系统的应用概述
  • 会员店因网路支付诈骗而遭受的损失金额
  • 线上支付诈欺造成的损失：按地区划分
  • 线上支付诈欺导致 B2Ce 商务损失
  • B2C 电子商务诈欺造成的收入损失百分比
  • 诈欺性 B2C 电子商务交易金额细分：按地区
  • 用来预防金融犯罪的金额
  • 使用生物辨识身分验证的店内支付的市场规模
  • 数位身分验证检查次数
  • 银行在整个数位身分验证市场中的份额
  • 同意线上支付安全声明等的消费者百分比

第 4 章欧洲

  • 按地区
    • 涉及跨国交易的银行卡诈欺百分比
    • 对受访者来说最重要的数位钱包属性的详细分析
    • 对嵌入式金融服务和产品的最大担忧
  • 英国
    • 因诈欺性支付卡诈欺而造成的损失
    • 阻止的支付卡诈欺金额
    • 因未出示银行卡而导致欺诈性付款而造成的损失
    • 诈欺性付款数量明细
    • 诈欺付款金额明细
  • 德国
  • 瑞士

第 5 章北美

  • 美国
    • 无卡 (CNP) 诈欺造成的总损失
    • 遭受帐户接管 (ATO) 攻击的成年人所占的百分比
    • P2P诈欺损失金额
    • 表示过去 12 个月内曾遭受 P2P 支付诈欺的银行客户所占的百分比
    • 银行客户对银行对 P2P 诈欺索赔的回应的满意度细分
    • 向联邦贸易委员会报告的诈欺行为占总诈欺行为的百分比
    • 受访者较少使用行动支付解决方案的主要原因细分
    • 小型企业何时能够提供生物辨识验证付款的详细说明
  • 加拿大

第 6 章拉丁美洲

  • 按地区
    • 诈欺侦测与预防市场
    • 企业不使用科技打击诈欺的原因分析

第 7 章亚太地区

  • 按地区
    • 线上支付诈欺概述
    • 用于诈骗的线上购物管道：按国家/地区划分
  • 澳大利亚
    • 支付卡诈欺金额
    • 国内无卡 (CNP) 诈欺金额
    • 透过海外/海外商家进行的无卡 (CNP) 诈欺金额

第 8 章中东与非洲

  • 按地区
    • 因诈欺造成的全部损失
    • 支付行业中欺诈性身份验证尝试的百分比
简介目录
Product Code: 1650

Asia-Pacific set to have the highest online payment fraud loss globally by 2025: New yStats.com report.

Global B2C E-Commerce fraud losses to grow by +40% CAGR from 2023 to 2028

As B2C E-Commerce expands, both businesses and consumers globally face increased vulnerability to fraud. Projections indicate that global B2C E-Commerce losses from online payment fraud are set to rise significantly, potentially reaching billions, with a projected +40% CAGR between 2023 and 2028. By 2025, Asia-Pacific is expected to lead in online payment fraud losses, followed by North America and Europe. Currently, North America holds the highest share of total fraudulent B2C E-Commerce transaction value, with Europe ranking second. In response to this growing threat of financial crime, global expenditure on financial crime prevention is anticipated to increase by 2027. Moreover, a substantial number of global respondents agree that "biometric authentication makes online payment safer," as observed in April 2023.

Card-not-present (CNP) fraud loss in the U.S. is expected to increase by 2024

In the UK, data highlighted in the report indicate a decline in unauthorized payment card fraud and card-not-present (CNP) payment fraud from the first half of 2022 to the first half of 2023. Meanwhile, CNP fraud is expected to rise in the USA by 2024, comprising approximately three-quarters of the total payment fraud loss. Around a quarter of US adults reported being victims of account takeover (ATO) attacks in 2023. Moreover, while roughly one in ten banking customers reported P2P payment scams as of May 2023, more than half of them expressed satisfaction with their bank's handling of P2P fraud claims.

Table of Contents

1. Key Takeaways

      • Key Takeaways of Fraud and Security in Online Payments

2. Management Summary

3. Global Developments

      • Overview of Security in Virtual Cards Market, February 2024
      • Overview of Enhanced Security Measures at POS, February 2024 (1 of 2)
      • Overview of Enhanced Security Measures at POS, February 2024 (2 of 2)
      • Overview of Concerns in Online And Mobile Payment Market, February 2024
      • Overview of AI Use in Embedded Finance Ecosystem, February 2024
      • Merchant Online Payment Fraud Loss, in USD billion, 2023e & 2028f
      • Online Payment Fraud Loss Value, by Region, in USD billion, 2025f
      • B2C E-Commerce Loss Due to Online Payment Fraud, in USD billion, 2020 & 2023e
      • Share of B2C E-Commerce Revenue Loss to Fraud, in %, 2023
      • Breakdown of Fraudulent B2C E-Commerce Transaction Value, by Region, in %, 2023e
      • Financial Crime Prevention Spend, in USD billion, 2023e & 2027f
      • Biometric In-Store Payments Market Size, in USD trillion, 2024e & 2028f
      • Number of Digital Identity Verification Checks, in billions, 2023e & 2024f
      • Share of Banking Making Up the Total Digital Identity Verification Market, in %, 2024f
      • Share of Consumers Agreeing With the Following Statements Related to Security of Online Payments, in %, April 2023
      • Noted Annual Increase in Payment Fraud Growth Over Real-Time Payment Rails, by Fraud Type, in % of Financial Institutions, 2022
      • Share of Financial Institutions That Plan to Make Major Changes to Enhance Their RTP Fraud Controls Over the Next 1-2 Years, March 2023

4. Europe

  • 4.1. Regional
      • Share of Card Fraud That Involves Cross-Border Transactions, in %, 2023e
      • Breakdown of Digital Wallet Attributes That Respondents Value the Most, in % of Respondents, September 2022
      • Top Concerns When It Comes to Embedded Financial Services and Products, in % of Respondents, April 2023
  • 4.2. UK
      • Unauthorized Payment Card Fraud Loss, in GBP million, H1 2022 & H1 2023
      • Prevented Unauthorized Payment Card Fraud Value, in GBP million, H1 2022 & H1 2023
      • Card-Not-Present Payment Fraud Loss, in GBP million, H1 2022 & H1 2023
      • Breakdown of Payment Fraud Volume, by Fraud Source, in %, H1 2023
      • Breakdown of Payment Fraud Value, by Fraud Source, in %, H1 2023
  • 4.3. Germany
      • Share of Online Merchants Who Identified an Increase in B2C E-Commerce Fraud, in %, 2023e
  • 4.4. Switzerland
      • Share of Online Merchants Who Have Been Struck by Fraud, in %, 2022

5. North America

  • 5.1. USA
      • Total Card-Not-Present (CNP) Fraud Loss, in USD billion, in % of Total Payment Fraud Loss, 2019-2024f
      • Share of Adults Who Have Fallen Victim to Account Takeover (ATO) Attacks, in %, 2023e
      • P2P Fraud Loss Value, in USD billion, 2021 & 2022
      • Share of Banking Customers Who Say That They Have Been Victimized by a P2P Payment Scam in the Last 12 Months, in %, May 2023
      • Breakdown of Banking Customer Satisfaction With Their Bank's Response to P2P Fraud Claims, in %, May 2023
      • Share of Imposter Scams Making Up Total Reported Scams to the Federal Trade Commission, in %, Q3 2023
      • Breakdown of Main Reasons Among Respondents For Not Using Mobile Payment Solutions More Often, in % of Respondents, July 2023
      • Breakdown of When SMEs Expect to Be Able to Offer Payments Verified With Biometric Authentication, in %, October 2022
  • 5.2. Canada
      • Reasons for Using Prepaid Cards For Making Online Payments, in % of Respondents, April 2023

6. Latin America

  • 6.1. Regional
      • Fraud Detection and Prevention Market, incl. "Online Payment Fraud", in USD billion, 2024f & 2028f
      • Breakdown of Reasons Why Businesses Do Not Use Technology to Combat Fraud, incl. "Online Payment Fraud" in %, 2023e

7. Asia-Pacific

  • 7.1. Regional
      • Overview of Fraud in Online Payments, February 2024
      • Use of Online Shopping Channels For Frauds, by Country, in %, November 2023
  • 7.2. Australia
      • Payment Card Fraud Value, in AUD million, FY 2022 & FY 2023
      • Domestic Card-Not-Present (CNP) Fraud Value, in AUD million, FY 2022 & FY 2023
      • Overseas/Via Overseas Merchant Card-Not-Present (CNP) Fraud Value, in AUD million, FY 2022 & FY 2023

8. Middle East and Africa

  • 8.1. Regional
      • Total Fraud Loss Value, incl. "Online Payment Fraud", in USD billion, 2023e & 2028f
      • Share of Fraudulent Verification Attempts in Payment Industry, in %, February 2023 & August 2023